CITY OF NEW YORK 2021 OPEN ENROLLMENT - EMPIRE BLUECROSS BLUESHIELD - CUNY

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CITY OF NEW YORK 2021 OPEN ENROLLMENT - EMPIRE BLUECROSS BLUESHIELD - CUNY
Empire BlueCross BlueShield

  City of New York
2021 Open Enrollment
CITY OF NEW YORK 2021 OPEN ENROLLMENT - EMPIRE BLUECROSS BLUESHIELD - CUNY
City of New York offers three Empire
BCBS plans for active employees
 1. Empire BlueCross BlueShield/GHI-CBP Hospital Plan
    • Empire Hospital Coverage

 2. Empire Blue Access Gated EPO
   •   Medical Plan with broad Local Network

 3. Empire EPO Plan
   •   Medical Plan with National PPO Network

                                                        2
CITY OF NEW YORK 2021 OPEN ENROLLMENT - EMPIRE BLUECROSS BLUESHIELD - CUNY
Empire BlueCross BlueShield/GHI-CBP Hospital Plan
This plan consists of two components:
Empire BlueCross BlueShield, an Anthem company, offering benefits for services provided at hospital and out-patient facilities.
GHI, an EmblemHealth company, offering benefits for medical/physician services

                                              Access to hospitals under the
                                                 expansive National and                    You also have the option of
        $0 Monthly Premium
                                             International provider network.              using hospitals outside of the
                                                This allows you to visit any             network for an additional out -
                                              hospital that participates with                    of- pocket cost
                                                Blue Cross or Blue Shield.

   $300 individual copay per                                                            20% coinsurance to a maximum
                                             $150 ER copay per visit (waived
   hospital admission/$750                                                                of $200 per person per/ per
                                               if admitted to the hospital
 maximum individual copays per                                                           calendar year for outpatient
                                                    within 24 hours)
         calendar year                                                                            procedures
CITY OF NEW YORK 2021 OPEN ENROLLMENT - EMPIRE BLUECROSS BLUESHIELD - CUNY
Things to know about your Hospital Only Plan
• You will be issued two ID cards, Empire BCBS and GHI/Emblem.

• Care Management Program- Provides a team of registered nurses, supported by clinical experts to help you during
  stressful times when having health issues. They are your health care advocates with the goal to understand your
  needs from all angels, and help you get the best care possible.

• WINFertility Program- Provides 24/7 access to Nurse Care Managers who can answer your questions, help you find
  providers and listen to your concerns while you're trying to get pregnant.

• ER Copay is $150 but if you are admitted to the hospital overnight then that copay is waived. A Inpatient cost share of
  $300 per admit will apply.

• The plan benefits run on calendar year, for example you will not pay more than $200 for any/all outpatient
  procedures for January 1st through December 31st.

• As an eligible Blue Cross Blue Shield member, you have access to the international network for emergencies when
  traveling outside the Unites States, Puerto Rico or the U.S .Virgin Islands. Blue Cross and Blue Shield Global Core can
  help you find providers and get your services covered. Please visit www.bcbsglobalcore.com or call 1.800.810.BLUE
  (2583) or collect at +1.804.673.1177 for assistance.

•   Additional questions, visit www.empireblue.com/nyc or call 1-800-433-9592
CITY OF NEW YORK 2021 OPEN ENROLLMENT - EMPIRE BLUECROSS BLUESHIELD - CUNY
Empire offers two EPO plans , what is the difference ?

                      Blue Access Gated EPO                                                                                      EPO
    Provides a large local   As a Gated plan you will
                                                                                                      Provides one of the          No referrals needed     $250 copay per hospital
    network of physicians    need to select a primary
                                                        $300 copay per hospital                         largest national         from your primary care     admission / $625 per
    and hospitals in New      care physician in order
                                                         admission/per person                        networks of physicians         physician to visit a       maximum per
    York, New Jersey and        to be referred to a
                                                                                                         and hospitals.                 specialist.         person/per calendar
       Connecticut *                specialist                                                                                                                      year

       Durable Medical                                                                                  Durable Medical
       Equipment and             $100 copay per
                                                                                                        Equipment and            $0 copay per admission     210 days covered for
    Prosthetics covered at     admission for Skilled    Unlimited hospice care
                                                                                                     Prosthetics covered at        for Skilled Nursing          hospice care
             50%                    Nursing
                                                                                                             100%

                             Premium contribution -                                                                             Premium contribution –
                              See 2021 Health Plan                                                                               See 2021 Health Plan
                                   Rate sheet                                                                                         Rate Sheet

*Available only to members residing in the following counties:
New York-Albany, Bronx, Clinton, Columbia, Delaware, Dutchess, Essex, Fulton, Greene, Kings, Montgomery, Nassau, New York, Orange, Putnam, Queens, Rensselaer, Richmond, Rockland,
Saratoga, Schenectady, Schoharie, Suffolk, Sullivan, Ulster, Warren, Washington and Westchester. New Jersey-Hudson, Union, Sussex, Passaic, Monmouth and Bergen. Connecticut-Fairfield
and Litchfield
Things to know about Empire’s EPO plans – In network benefits only

     24/7 Nurseline                                           WIN Fertility

                                                              Live Health Online
                                                              (Telemedicine)

  Additional questions regarding these plans, visit www.empireblue.com/nyc or call customer service
  numbers for Blue Access Gated EPO (833-924-1055) and for EPO plan (800-767-8672)
Appendix

• For additional information on Empire BlueCross BlueShield plans,
  please visit www.empireblue.com/nyc

• Have questions regarding how to enroll and the cost of plans ? Please
  refer to your local union website or the OLR website
  https://www1.nyc.gov/site/olr/health/healthhome.page
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