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Commerce Connected - PYMNTS.com
Commerce
                                                                                                  Connected   Playbook

                                                                                 Sports And
                                                                                Gaming Edition

                                                                                   AUGUST 2019

The PYMNTS Commerce Connected series, in partnership with First Data,
now Fiserv, is designed to give readers an overview of the latest develop-
ments, data and trends from around the connected commerce space. The
Playbook will follow along as new tools debut to connect retailers with con-
sumers, gauge how they drive in-store and online conversions, cover the major
news and trends from connected commerce players and present new data on
shifting consumer behaviors and preferences. Each edition will also include a
data-driven deep dive into various retail segments and industries.
Commerce Connected - PYMNTS.com
Commerce
 Connected                                                                                       Playbook

        Executive summary . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 01

        By the numbers. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 07

        Headlines

             Engagement and retention . . . . . . . . . . . . . . . . . . . . . . . . . . . .              09

             Regulation and compliance .                . . . . . . . . . . . . . . . . . . . . . . . . . . . 13

             Transact. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  17

             Protect. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19

             Analyze . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  21

        Deep dive. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 25

 The Commerce Connected series was done in collaboration with First Data, now Fiserv, and
 PYMNTS is grateful for the company's support and insight. PYMNTS.com retains full editorial
 control over the following findings, methodology and data analysis.
Commerce Connected - PYMNTS.com
01                                                                                                                                                                                      02

     Executive
              Summary

     I
       n August 2019, the Texas Rangers baseball team
       announced plans to move to a smaller stadium in 2020
       that would seat 9,000 fewer fans. The move followed a
     similar announcement by the Tampa Bay Rays regarding the
     team’s plans to remove 5,000 seats from its own stadium.

     Such decisions are not just affecting these two teams, how-
     ever. Professional sports franchises have seen a 10 percent
     decline in attendance over the past year, which is putting
     pressure on venues to rethink their sports fans’ viewing ex-
     periences — both in-stadium and at home.

     This decline has been a long time coming. Fans have been
     looking for better ways to watch and experience their fa-
     vorite games for as long as there have been sports, and
     are now turning to new digital platforms and connected              to only increase. Overall, consumers are expected to spend $23 billion on mobile tickets by
     technologies to enhance their experiences. They expect to           2023, a 64 percent increase from the $14 billion projected to be spent this year.
     be able to use smartphones to order ahead at concession
     stands, waste fewer minutes in lines, tap and pay to quickly        It is not surprising that sports venues are racing to innovate their payment processes to meet
     purchase snacks or use virtual reality (VR) headsets to enjoy       their tech-savvy customers’ needs, though. Oklahoma City’s Chesapeake Energy Arena
     more immersive in-home viewing experiences.                         implemented cloud-based solutions to make payment processes faster and more efficient,
                                                                         improving the overall customer experience. The stadium has seen a 10.5 percent increase in
     A growing share of consumers in the United States and               revenue per capita since the rollout, and is now processing up to six transactions per minute
     abroad are also using their smartphones to book seats and           during peak intervals.
     skip long lines. Approximately 80 million people bought mo-
     bile tickets for sporting events in 2018, a figure that is likely   As consumers’ habits change, some older practices are falling by the wayside and stadi-
                                                                         ums are embracing new technologies to adopt and enhance the in-stadium experience.

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03                                                                                                                                                                                                                       04

                                                                                                                                About
     Several U.S.-based venues are no longer ac-       Some sports arenas are going a step further
     cepting printed tickets, instead enabling         by embracing payments made through mobile
     consumers to use mobile apps to gain access.      phones and wearable devices. Rakuten’s sta-

                                                                                                                    80 million people
     Angel Stadium of Anaheim, home of the Los         diums in Japan and Atlanta’s Mercedes-Benz
     Angeles Angels, is among them, encouraging        Stadium are both pushing cashless policies
     consumers to purchase tickets through Major       and increasing their acceptance of mobile
     League Baseball’s Ballpark app. The move is       and contactless payments. The latter recently
     also helping to crack down on counterfeit tick-
     ets and reduce long lines.
                                                       announced it will become fully cashless, making
                                                       it one of the first venues in the U.S. to imple-
                                                                                                                       bought mobile tickets
                                                                                                                 for sporting events in 2018.

                                                                                                          ment such a model. Tropicana Field, home of        Other stadiums are looking for ways to im-
                                                                                                          the Tampa Bay Rays, also went cashless earlier     prove the in-house ordering experience.
                                                                                                          this year, a move it hopes will increase average   Baseball teams like the Jacksonville Jaguars
                                                                                                          ticket sizes.                                      are allowing customers to order ahead and
                                                                                                                                                             pick up food from nearby concession stands
                                                                                                          These innovations are being embraced by sta-
                                                                                                                                                             without having to wait in lines. Others like
                                                                                                          diums around the world — a trend that was
                                                                                                                                                             Philadelphia’s basketball team, the 76ers, are
                                                                                                          on full display at the 2019 FIFA Women’s World
                                                                                                                                                             enabling   mobile   order-ahead   capabilities
                                                                                                          Cup. Contactless payment methods were used
                                                                                                                                                             through Apple Business Chat.
                                                                                                          to pay for 51 percent of all transactions at the
                                                                                                          event, and a recent Visa study found that the      New technologies are also innovating the
                                                                                                          increased tourism also boosted the number          viewing experience outside stadiums. Recent
                                                                                                          of contactless transactions made outside the       VR and augmented reality (AR) innovations
                                                                                                          stadium by 140 percent.                            have focused on improving viewing experi-

                                                                                                                                                                                               © 2019 PYMNTS.com All Rights Reserved
Commerce Connected - PYMNTS.com
05                                                                                                              06

     ences at locations such as casinos and other gaming spaces, which are gaining
     popularity among consumers around the world.

     That’s especially true in the U.S., where online betting recently became legal
     following a Supreme Court ruling. Revenue for this market is expected to hit
     $150 billion, making it a consumer channel that cannot be ignored. Ten states
     have so far followed that ruling with new sets of regulations to help develop
     this fledgling market. The dawn of the online betting age is moving forward in
     other states such as Iowa, too, which recently granted licenses to 18 casinos
     within its borders. Fifteen of those casinos are expected to apply for mobile
     betting in the near term.

     Several teams, including the Washington Redskins, have launched their own
     online gambling campaigns as at-home viewing and betting become more
     popular. The campaign will give out cash prizes to viewers who correctly pre-
     dict outcomes during games through a separate telecast designed specifically
     for the experience.

     Fraud is increasingly becoming a concern in this space, however. The East
     Coast Gaming Congress has predicted that 90 percent of sports bets will be
     placed through online or mobile devices within the next decade, which makes
     their protection a top priority for all players involved.

     Even with the threat of fraud, sports and gaming are moving quickly to bet-
     ter engage a generation of online and mobile fans. They are rapidly changing
     thanks to new technologies and customer payment behaviors, and the ways
     stadiums, payment providers and sports brands engage with fans will contin-
     ue to shift as users become more invested in mobile and online payments.

     This edition of the PYMNTS.com Commerce Connected Playbook, a collabora-
     tion with First Data, now Fiserv, analyzes how the sports and gaming markets
     are changing as mobile payments and ticketing grow in popularity. It also re-
     views how innovation is a game-changer for retailers, sports venues, payment
     providers and others in the space.

                                                                                      © 2019 PYMNTS.com All Rights Reserved
Commerce Connected - PYMNTS.com
07                                                                                                                                                              08

             By the
                                 Numbers                                                                                 Click the   icon to read more.

                     51%                                                                                     140%
                     Share of purchases made                                                                  Increase in contactless

                                                                                 Commerce
                     using contactless payment                                                                payment growth at FIFA
                     technology at the 2019 FIFA                                                              host cities compared to
                     Women’s World Cup
                                                                                  Connected                   June 2018

                                                   $150B
                                                   Estimated potential revenue
                                                   for the U.S. legal sports

     64%                                                                                      80M
                                                   betting market following
                                                   a 2018 Supreme Court
                                                   decision to legalize
                                                   such activities
     Expected increase                                                                        Approximate number
     in mobile ticketing spend                                                                of consumers who
     for sports by 2023                                                                       used mobile ticketing
                                                                                              for sports in 2018

                                                                                                                                      © 2019 PYMNTS.com All Rights Reserved
Commerce Connected - PYMNTS.com
Headlines
09                                                                                                                                 10

             Engagement
             & Retention
                           Mercedes-Benz Stadium goes cashless

                           Online ticketing and payments’ prevalence and popularity is continuing to grow,
                           pushing Atlanta’s Mercedes-Benz Stadium to adopt a cashless policy, becoming one
                           of the first in the country to do so. Visitors to the stadium, which is home to the Atlanta
                           Falcons and the Atlanta United FC, will be able to pay with mobile wallets as well as
                           credit and debit cards. A representative noted that the venue is looking to innovate
                           its payment model as consumers are generally carrying less cash.

                           The move comes after Tropicana Field, home to the Tampa Bay Rays, made its switch
                           to a cashless model. Cash-free concession sales are expected to reduce lines and
                           wait times, and increase ticket size and the overall volume of transactions that can be
                           processed during games.

                           Tottenham Stadium announces it will no longer accept cash

                           North London’s Tottenham Hotspur Stadium opened in April as a cashless venue, al-
                           lowing visitors to make payments through apps, contactless cards and mobile wallets
                           such as Apple Pay. The stadium, which is home to the Tottenham Hotspur FC, also
                           released an iOS app, enabling fans to purchase season or single-game tickets and
                           access exclusive content. The venue hopes the cashless model will provide consum-
                           ers with greater speed and efficiency when making in-stadium purchases.

                                                                                                        © 2019 PYMNTS.com All Rights Reserved
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11                                                                                                                                                   12

     Japan’s Rakuten Group moves to cashless stadium model                                     Jacksonville Jaguars implement
                                                                                               Clover Bypass for food, drinks
     Japanese eCommerce and technology company Rakuten will also be moving its Ra-
     kuten Seimei Park Miyagi stadium and Noevir Stadium Kobe to cashless models. The          Similar initiatives are being put in
     venues will accept smartphone payment apps, eMoney payments and credit and                place at TIAA Bank Field, home of
     debit cards. Visitors will be able to use cash in-stadium to charge their eMoney cards,   the Jacksonville Jaguars. The venue
     but not for any other transactions. Rakuten previously explored innovative payment,       is leveraging a solution from Bypass
     ticketing and customer experiences at its stadiums when it trialed a smart stadium        to help enhance its food and drink
     concept that used drones, robots and 5G technology.                                       revenues, making use of the lat-
                                                                                               ter’s partnership with POS system
                                                                                               and credit card reader provider Clo-
                                                                                               ver to offer guests multiple types of
                                                                                               payment acceptance and a more
     BC Place, Bypass partner with Ready for in-seat ordering                                  streamlined concession experience.
                                                                                               These efforts include acceptance of
     Many stadiums are also exploring ways to innovate in-person experiences by allowing
                                                                                               mobile payments, EMV and contact-
     customers to make purchases from their seats. BC Place in British Columbia, Canada,
                                                                                               less EMV, thanks to the stadium’s
     has partnered with stadium vendor Ready and software POS company Bypass to
                                                                                               installation of more than 650 Clover
     create such experiences. The venue is home to both the BC Lions Football Club and
                                                                                               terminals.
     the Vancouver Whitecaps FC.
                                                                                               The TIAA Bank Field and Bypass part-
     The new ordering process begins with consumers using their smartphone cameras
                                                                                               nership aims to accelerate revenue for
     to scan QR codes on their armrests. This directs them to the Ready in-seat ordering
                                                                                               the venue as well as increase payment
     menu where they can place orders. Items are then delivered to their seats upon credit
                                                                                               security. All parties involved hope the
     or debit card payment, all without fans having to miss a moment of the event. The
                                                                                               collaboration will lead to better expe-
     partnership aims to promote digital transformation and enhance fans’ experiences,
                                                                                               riences for in-person game attendees.
     the companies said.

                                                                                                                         © 2019 PYMNTS.com All Rights Reserved
Commerce Connected - PYMNTS.com
Headlines
13                                                                                                                                14

             Regulation
             & Compliance   Montana passes three new gaming bills; none support mobile betting

                            Online betting took two steps forward, one step back in Montana after lawmakers
                            passed three bills — all of which leave out mobile devices — legalizing online sports
                            betting by the end of 2019. Each bill allows users to place mobile bets only at licensed
                            facilities. More consumers are placing bets on their smartphones, leading to revenue
                            problems in regions that do not allow the practice.

                            Online sports betting is climbing in New Jersey, where 80 percent of online bets are
                            made via mobile devices. Rhode Island is seeing falling revenues, however, as it does
                            not allow mobile bets. Its online betting market generated just $700,000 in 12 months,
                            compared to the $11.5 million state officials predicted.

                            Paysafe to create API-based payment solution for US sports betting

                            The importance of fast and secure payments is growing as more customers turn to
                            the web for gaming. Payment services provider Paysafe is developing an application
                            programming interface (API) solution for U.S.-based eGaming operators, enabling
                            speedier payments. The product will integrate numerous payment offerings via APIs,
                            helping operators expand into new markets.

                            Paysafe’s offering provides simple payment processing, acquiring and is connected
                            with digital wallets like Skrill and Neteller. It also comes with paysafecard, an online
                            payment method that allows users to make digital transactions without bank ac-
                            counts. Operators can make use of the product’s business portal, which will help
                            them manage consumer payments and integrate payment solutions into the API. The
                            service also better protects consumers against fraud as it unifies all payments onto a
                            single platform.

                                                                                                      © 2019 PYMNTS.com All Rights Reserved
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15                                                                                                                       16

     New Jersey online sports betting accounts for 83 percent of wagers

     As the U.S. online sports betting market continues to grow, some states are seeing
     its popularity rapidly overtake in-person wagers. The state of New Jersey generated
     $273 million in total wagers for the month of June 2019, 83 percent of which were
     placed through digital means. This share comes only a year after online sports bet-
     ting went live in New Jersey, which seems to suggest that consumers are comfortable
     placing bets through online channels.

     Online sports betting and gaming’s popularity in the state may be inspiring similar
     moves elsewhere in the U.S. Pennsylvania has launched its own online sports betting
     support, with the rollout including both online sites and mobile betting apps.

     Iowa casinos ready for launch, mobile sports betting

     One year after sports betting was legalized in the U.S., states such as Iowa are mov-
     ing forward with plans to enter the market. The Iowa Racing and Gaming Commission
     (IRGC) has granted sports betting licenses to 18 in-state casinos, following approval
     of emergency rules for the market. These casinos are looking to quickly set up their
     brick-and-mortar locations, with many planning for August launch dates. Fifteen of
     the 18 casinos plan to offer mobile wagering in the next few months, too, which would
     require their online partners to also receive licenses for betting.

     The IRGC is currently reviewing controls from these online partners and has already
     begun its background checks on several of the companies, according to a recent
     news release. It remains unlikely that all online partners will have been granted ap-
     proval by Aug. 15 of this year, however.

                                                                                             © 2019 PYMNTS.com All Rights Reserved
Headlines
17                                                                                                                            18

             Transact
                        Seattle Mariners increase reliance on mobile ticketing

                        The Seattle Mariners launched a mobile-only promotion in March that encouraged
                        users to purchase a Ballpark Pass, a ticket that grants standing-room access to all
                        home games for $99 a month. The promotion had a limited run last year prior to this
                        expansion of the program.

                        The organization is also relying more on mobile delivery for single-game tickets, after
                        fellow Seattle teams the Seahawks and the Sounders made the switch. Fans can ac-
                        cess their tickets through the MLB Ballpark mobile app, though they can also choose
                        to receive their tickets via mail or at will call.

                        Angels Stadium pushes purchases through smartphones, mobile apps

                        The Angel Stadium of Anaheim, home of the Los Angeles Angels, is creating addition-
                        al support for mobile ticketing, eliminating at-home ticket printing. Fans can instead
                        use the MLB Ballpark app to buy tickets that can be scanned directly from their smart-
                        phones, or visit the venue’s ticket offices to obtain paper tickets.

                        Mobile tickets benefit both stadiums and consumers as they reduce counterfeit tick-
                        ets and minimize wait times to get into the stadium. The Angel Stadium is still working
                        out the kinks of the change, such as how it will scan mobile tickets if the Wi-Fi goes
                        out.

                                                                                                  © 2019 PYMNTS.com All Rights Reserved
Headlines
19                                                                                                                                                                                                                   20

             Protect
             FanDragon turns to blockchain to prevent mobile ticket fraud

             United Kingdom-based mobile ticketing software-as-a-service (SaaS) pro-
             vider FanDragon is hoping blockchain technology will be able to counteract
             mobile ticketing fraud as more consumers purchase tickets online. The compa-
             ny plans to implement blockchain solutions into its products to monitor online
             ticket transactions for increased fraud, a move that comes as more people are
             being conned into buying fake tickets online. Companies can use FanDragon’s
             offerings to ensure safe and secure ticketing experiences for end consumers
             without affecting purchase speeds.

             The product ensures consumers are protected and enables companies to ac-
             cess mobile ticket revenues without fears of fraud. FanDragon launched early
             this year and has offices in New York, Los Angeles and London.

                                                                                               DraftKings turns to real-time alerts, ID verification to combat fraud
             Barclays creates all-in-one membership card for easy access
                                                                                               Fraud is becoming one of the top concerns for players within the online sports betting market. On-
             Financial institutions (FIs) are also doing what they can to provide consumers
                                                                                               line fantasy sports marketplace DraftKings is using real-time alerts combined with enhanced identify
             safer and more convenient ways to pay. U.K. bank Barclays is working with
                                                                                               verification to make sure customers are who they say they are. This comes at a time when consum-
             technology company Fortress and mobile payment technology platform Pingit
                                                                                               ers are spending more money on online bets, with the fantasy sports market alone now worth $7.2
             to develop a multipurpose, all-in-one membership card for sports fans, allow-
                                                                                               billion. In the overall sports and fantasy gambling market, consumers bet more than $990 million in
             ing them to access digital tickets, loyalty points and other membership perks
                                                                                               January of this year.
             from one mobile platform. This reduces the ways fraudsters can access pay-
             ment and personal information, and enables greater speed and convenience          For platforms like DraftKings, this growth means making sure verification processes are cutting-edge
             when buying tickets or interacting with sports clubs. Barclays and Fortress are   is essential. Fraudsters are looking to use stolen credentials and cards to enter these online platforms,
             in active talks with the Aston Villa soccer team and the Harlequins rugby team    meaning providers must also make sure they are investing in anti-money laundering technology and
             regarding deployment.                                                             other security measures.

                                                                                                                                                                                          © 2019 PYMNTS.com All Rights Reserved
Headlines
21                                                                                                                          22

             Analyze
                       Washington Redskins to create gambling-focused telecast for at-home fans

                       Some teams are hoping to utilize sports betting to enhance fan engagement. The
                       Washington Redskins will become the first NFL team to offer a gambling telecast for its
                       games, broadcasted on the team’s secondary NBC Sports Washington Plus TV chan-
                       nel. Its traditional broadcast will continue on its main channel. The Redskins will use
                       the gambling-focused telecast to offer cash prizes to fans who predict outcomes on
                       plays and events during the games. The campaign also has the advantage of better
                       engaging at-home viewers at a time when many companies and teams are working to
                       better pair in-person and at-home experiences to ensure top customer satisfaction.

                       More FIFA fans are using tap-to-pay, Visa study finds

                       Worldwide sports fans are increasingly relying on mobile payments for their needs,
                       especially at larger events. A recent Visa study found that 51 percent of 2019 Women’s
                       World Cup attendees used tap-to-pay contactless technology to make purchases via
                       smartphones, payment-enabled wristbands and other wearables. A Visa represen-
                       tative noted that fans, especially international ones, appear to be responding to the
                       convenience and speed contactless payments provide, likely because they allow us-
                       ers to quickly make purchases and get back to the game.

                       The study also discovered that sports fans from various regions spent their money dif-
                       ferently, albeit on the same areas. Japanese and French fans spent the most, closely
                       followed by those from Mexico and China. In-stadium food and beverage purchases
                       accounted for the bulk of consumer spend at more than 54 percent of transactions,
                       and souvenir purchases came second at 46 percent.

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23                                                                                                                          24

     BookMyShow diversifies to sports ticketing

     India-based mobile ticketing company BookMyShow recently reached unicorn status
     with a valuation of $1 billion thanks to a $70 million funding round. The company plans
     to use its new capital to diversify its ticketing platform as other players in the space,
     notably Paytm and China’s Alibaba, move into the mobile ticketing world.

     BookMyShow started as a simple site for Indian consumers to buy online movie tickets,
     but the rise of new entrants into the space has forced it to offer tickets in categories
     such as concerts and sporting events to compete. The company may even drastically
     reduce its intake from movie tickets over the next few years so it accounts for less
     than 50 percent of its overall revenue.

     Linq relies on VR for eSports, entertainment

     The Linq, a hotel and casino in Las Vegas, Nevada, is tapping VR to craft new ex-
     periences for its visitors. Entertainment director Matthew Kenagy explained that
     introducing VR onto the gaming floor is part of a four-year project that will make the
     hotel more appealing to modern consumers.

     Linq designated a section of its gaming floor to VR-based games and entertainment
     as part of its overhaul. The VR area is 45,000 square feet and provides customers with
     virtual and augmented reality eSports, skill-based games and other offerings. The
     casino will continue to offer traditional slots and table games.

                                                                                                 © 2019 PYMNTS.com All Rights Reserved
25                                                                                                         26

     Deep Dive:
     Putting Connected Tech In The End Zone

                                              S
                                                    ports history was made on Feb. 3 when
                                                    the New England Patriots faced off
                                                    against the Los Angeles Rams at Super
                                              Bowl LIII in Atlanta, though maybe not the sort
                                              of history the teams will brag about. The Pa-
                                              triots won the game with a final score of 13-3
                                              — the lowest score in Super Bowl history.

                                              Atlanta’s restaurants and food venues had
                                              much stronger numbers to report. First Da-
                                              ta’s Gridiron Insights found that Atlanta-area
                                              restaurants saw a 17 percent rise in consumer
                                              spending during the game compared to an
                                              average Sunday.

                                              The Super Bowl drew an estimated one mil-
                                              lion visitors to Atlanta, which usually sees
                                              tourists spending double what local residents
                                              do on typical transactions. Fans are likely to
                                              contribute 42 percent more per transaction
                                              than residents during the Super Bowl, how-
                                              ever. The Gridiron Insights also found that
                                              football fans are highly likely to splurge on
                                              game-related activities. Minneapolis saw in-
                                              creased spending from New England and
                                              Philadelphia tourists during 2018’s Super Bowl
                                              LII, at which fans spent between 12 percent
                                              and 14 percent more than they typically spend
                                              in a week.

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27                                                                                            28

     Consumers who watched the event from the comfort
     of their homes or at bars or restaurants also spent big.
     The latest figures from the National Retail Federation
     found that consumers spent an estimated $14.8 billion on
     game-related purchases this year, with the average adult
     spending approximately $81.30.

     Businesses looking to reap these funds are investing in
     solutions that make it as easy as possible for consumers
     to get the food, beverages and souvenirs they paid for
     so they can get back to the game. Levi’s Stadium in San-
     ta Clara, California, is upping its mobile ordering game to
     cater to these fans. The venue, which hosted the Super
     Bowl in 2016, launched a mobile app that enables guests
     to order food and beverages and pick them up at express
     windows. Fans using the app can also have drinks deliv-
     ered to their seats.

     Connected tech could also help sports venues maximize
     revenue opportunities. Research from Oracle found that
     33 percent of fans believe mobile capabilities make order-
     ing easier, and such technology can retain sales from the
     40 percent of fans who abandon long concession lines.
     Several professional sports teams, including the Detroit
     Lions, have realized that mobile technology is essential
     for guests to enjoy their stadium experiences and are en-
     abling food ordering capabilities through team apps.

     Whether fans enjoy sporting events live or at home, in
     their own communities or in new cities, they are clearly
     willing to spend during the big game, with visitors to Su-
     per Bowl host cities willing to spend more than average.
     Businesses looking to make the most of this opportunity
     must implement tools that allow consumers to use their
     mobile devices to place food orders. Merchants who re-
     fuse can expect low revenues while tech-savvy venues
     take victory laps.

                                                                   © 2019 PYMNTS.com All Rights Reserved
29                                                                                                                                                                                                  30

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