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FEBRUARY 2019
Voice
HEART ATTACK SYMPTOMS SPOT A STROKE F.A.S.T.
Chest Discomfort Most heart attacks Face Drooping - Does one side of the
involve discomfort in the center of the face droop or is it numb? Ask the person
chest that lasts more than a few minutes, to smile.
or that goes away and comes back. It can Arm Weakness - Is one arm weak or
feel like uncomfortable pressure, squeez- numb? Ask the person to raise both
ing, fullness or pain. arms. Does one arm drift downward?
Discomfort in Other Areas of the Upper Body Speech Difficulty - Is speech slurred, are they un-
Symptoms can include pain or discomfort in one or able to speak, or are they hard to understand? Ask
both arms, the back, neck, jaw or stomach. the person to repeat a simple sentence, like “the sky
Shortness of Breath with or without chest dis- is blue.” Is the sentence repeated correctly?
comfort. Time to Call 9-1-1 - If the person shows any of
Other Signs may include breaking out in a cold these symptoms, even if the symptoms go away, call
sweat, nausea or light-headedness. 9-1-1 and get them to the hospital immediately.
Source: https://www.heart.org/en/about-us/heart-attack-and-stroke-symptoms
SPAGHETTI-SQUASH SPAGHETTI
Try this creative Italian recipe from the
American Heart Association
For more heart healthy recipes go to
https://recipes.heart.org/en
1 spaghetti squash (3 pounds) 1/4 tsp. black pepper
non-stick cooking spray 1/4 tsp. dried, salt-free herbs, Italian blend
1 tsp. extra virgin olive oil 1/8 tsp. crushed red pepper flakes
1 clove fresh garlic (minced) OR 1 tsp. 16 oz. canned, no salt added tomato sauce
jarred minced garlic 1/2 cup small “bite size” fresh mozzarella balls (can
1/2 small onion (chopped) substitute fresh mozzarella) cut into bite-size pieces
1 cup tomatoes (diced) OR 8 oz. canned, 1/4 cup coarsely chopped, or, torn basil OR 1 tsp.
no-salt-added, diced tomatoes dried basil
Preheat oven to 350° F. Cut spaghetti squash in half. On a baking sheet coated with cooking spray, place halves
of squash face down and bake for 1 hour or until tender. Heat oil in medium saucepan over medium heat. Add
garlic and onion and cook until soft, about 5-7 minutes. Add diced tomatoes, pepper, herbs and red pepper flakes.
Cook until liquid is evaporated, about 2-3 minutes. Add tomato sauce and reduce heat to medium-low and simmer
for 10 minutes. Let squash sit at room temperature until just cool enough to handle. Take a fork and scrap flesh
from outside working in, creating “spaghetti noodles”. Add squash “noodles” to sauce and remove from heat. Toss
with mozzarella balls and fresh basil and serve.
Trying to decide which retirement savings account has the best features for you?
Here’s an overview to help you choose between a Roth or Traditional IRA.
Roth IRA Traditional IRA
Tax-free growth TAX BENEFITS
Tax-deferred growth
Tax-free qualified withdrawals Contributions may be tax-deductible
Any age with income AGE ELIGIBILITY Under age 70½ with income
2018 Single: $120,000–$135,000 No income limits to make
2018 Joint: $189,000–$199,000 INCOME LIMIT contributions, unless you are an
2019 Single: $122,000 - $137,000 ELIGIBILITY active participant in an employer
2019 Joint: $193,000 - $203,000 sponsored plan.
Contributions: never TAXATION AT
Earnings: Tax-free after 5-year aging Yes
WITHDRAWAL
requirement + other qualifications
Non-qualified distribution: taxation POTENTIAL PENALTIES If before 59½:
of earnings + 10% tax AT WITHDRAWAL 10% Early withdrawal penalty
Original owner: none REQUIRED MINIMUM
DISTRIBUTIONS (RMDs) Starting at 70½
After five years, up to $10,000.00 of earnings can Contributions lower taxpayer’s taxable income;
be withdrawn penalty-free to cover first-time up to $10,000.00 penalty-free withdrawals to
homebuyer expenses. cover first-time homebuyer expenses.
FOR TAX YEAR 2018, YOU CAN CONTRIBUTE UP TO:
$5,500 to your IRA, plus an additional $1,000 catch-up contribution if you reached age 50 or older by the end of the tax year.
In 2019, the IRA contribution limit increases to $6,000; the catch-up contribution limit is staying the same.
FOR TAX YEAR 2018, THE CONTRIBUTION DEADLINE FOR ROTH AND TRADITIONAL IS: 4/15/2019
MEMBER FDIC
SPRINGTIME IN IOWA – IT’S MORE THAN THE TULIPS!
Join the VIP Club April 30 – May 5 for a trip to Pella Iowa Tulip Festival. We are
working out the final details for this trip which will include many of the festivities
at the annual festival –
TULIPS • PARADES • ENTERTAINMENT • AUTHENTIC DUTCH FOODS • CRAFT
FAIR & DEMONSTRATIONS • HISTORICAL VILLAGE • WINDMILLS.
There are additional activities that can be added per guest preference. We will
also travel to Amish Community in Kalona, Iowa, the 7 Amana Colonies for
Maifest and some surprise stops along the way!
Departure will be from Huron, SD, and we will have additional pickups
along the route if possible.
Registration deadline is March 28th.
Please contact your local VIP Representative if you are interested!
Beresford
Our January VIP Birthday celebration was held at the Senior Center.
Our birthday drawing winner was Leon Hedeen.
Pictured (top left) are Leon Hedeen, Carla Lawrenson, Barb Hegg, Karen
Boden, Heather Ivarsen, Ann Hedeen, Valonta Cleland,
and Jeanette Smolik.
Watch for your VIP Birthday Card with your invitation to join us in
your birthday month!
T or C
Our New Building is coming soon - estimated completion is by the
end of February! First and for most, we would like to thank all of our VIP
Club Members for being so patient with us through the construction. We
know you all were looking forward to a holiday party in December, but
with the Grand Opening just around the corner, the wait will be worth it!
We will make sure to keep everyone updated on when the bank will be
finished and when that Grand Opening event will be.
We hope you are all as excited as we are about our new bank. Thank
you all again for your patience and we look forward to seeing you at the
Grand Opening!
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