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VOL. 28 No. 8
FLEET BEATTHE FLEET LANDING RESIDENTS’ NEWSPAPER September 2018
Fleet Notes in Concert Ambassadors Update
By Daniel Barry By Chet Davis
Photos by Della Giovanni and Bob Gossen On September 5 in Johnson Hall, Director, Sales
and Marketing April Morin
provided an update to Fleet
Landing Ambassadors, resi-
dents who support marketing
efforts.
Opening her remarks on a
humorous note, Morin said
that she did not have pictures
of twins, so instead she showed
photos of her two cute dogs.
Morin outlined her previous
Tom Dames (third from left) performs “And I Love You
experience of some 15 years at
So” on the clarinet.
continuing care retirement
communities (CCRCs) in Richmond, VA; Charleston,
SC; and Houston, TX. In these communities, she has
held positions in activities, social work and, of course,
marketing. Her Texas experience is particularly
relevant. Her responsibilities there were with the
community’s expansion from pre-sales through
construction and the arrival of new residents. She
learned about building bridges between the existing
community and the new residents. She also gained
experience in crisis management and changing plans
Walt Trevaskis sings “Zip-a-Dee-Doo-Dah.” when Hurricane Harvey struck three weeks before the
On September 14, the Fleet Notes performed for a new apartment building was to open.
large audience in Johnson Hall. The program literally Morin learned about Fleet Landing, including its
ran the gamut from A to Z, with an audience for the first CARF (Commission on Accreditation of Rehabilitation
time getting to enjoy the wonderful talents of Tom Facilities) International accreditation, when she and
Dames on clarinet playing “And I Love You So” and her husband decided to move back to the East Coast to
Walt Trevaskis singing “Zip-a-Dee-Doo-Dah.” Other be nearer family and friends.
highlights included Gene Alvarez playing a haunting Morin introduced marketing staff and said that
rendition of “September Song” on the harmonica, Gary they wanted her to thank all the Ambassadors for their
Reichow singing an enchanting “Unforgettable,” Don valuable assistance. She highlighted the importance of
Dinwiddie’s splendid “Star Dust,” Beryl Hubbard’s resident insights to prospects.
captivating delivery of “Try To Remember,” and the Morin reported that the current campus and
always lovely voice of Pat Peterson singing “The Glory of Beacon Pointe are fully subscribed, but there is still a
Love.” John Johnson sang and played on banjo ukulele a need to increase waiting lists for both areas. At the
version of “Oh, What a Beautiful Morning” with original time of this meeting, Atlantic Club membership was at
lyrics showcasing Fleet Landing— a number very well the all-time high of 310. Members must choose one of
received by the audience. All of these performances were 16 floor plans, resulting in varying wait times for
accompanied by the musical director, Karen Sturtevant, different units. A Beacon Pointe Leader’s Club, similar
on piano. She was joined by Ann Milligan and Charlene to a wait list club, but with some additional benefits,
Kurth as the Thirty Fingers Trio for three delightful has been established.
compositions. Phil Martin on double bass provided a Morin noted that there have been fewer marketing
gutsy backing to almost all of the 27 numbers in the events in recent months, but in 2019, there will be
program, and Daniel Barry on tenor banjo filled out the more, including events to keep Beacon Pointe depositors
rest of the band. (continued on page 10)
Page 2 FLEET BEAT September 2018
September Residents’ Council Meeting that new Director, Sales and Marketing April Morin’s
immediate goals were the retention of Beacon Pointe
By Howard Burdick
reservations and the ultimate integration of new and
Residents’ Council President Gary Reichow
existing residents. Occupancy is at 97.1 percent, with
convened the September meeting in Johnson Hall. He
only three marketable units. Beacon Pointe is fully
solicited photos of veterans in uniform for our Veterans
subscribed. Osher Lifelong Learning Institute (OLLI)
Day program. He reminded men that hats in dining
fall enrollment has grown to over 30 Fleet Landing
and social areas are not in keeping with our generally
enrollees, and winter term enrollments will be
accepted custom. Resident Helen Hause was
conducted in early December.
introduced as the coordinator of our participation in
Gift Fund. Vice President Carolyn Evans reported
the 2018 Salvation Army Red Kettle Campaign, an
that the fund, which kicked off on the day of this
effort that has been very successful in previous years.
meeting, would run through November 24. Residents
Council member Tom Hilton introduced Paul
received letters in their social boxes about this means of
Angco of Housekeeping and John Liggio of the
showing appreciation to Fleet Landing employees. Gift
Coleman Center kitchen as Staff Member of the Month
amounts are a personal decision, but $50 to $100 per
for August and September respectively.
month per resident is suggested. Regardless of the
Management Review. Executive Director Josh
amount contributed, the goal is 100 percent
Ashby reported that Fleet Landing was trying to have
participation. The monetary goal is $350,000, the same
a Florida Fish and Wildlife briefing on coyotes here in
as the last two years.
November. Testing of the new Personal Response
Human Resources and Dining. Hilton reported 48
System (PERS), which unlike the current system, will
Lobster Tales submitted in July for exemplary employee
not require a landline, is complete. Informational
performance and 88 in August. The highest ever
meetings will be held in October. The Leeward Manor
submitted was 90. Year-to-date employee turnover is at
renovation is scheduled to be complete in November,
25.68 percent, with a total staff of 371. At the annual
when there will be an open house. The Endowment
Staff Health Fair in July, staff received assistance in
Fund Golf Tournament to benefit the scholarship fund
enrolling in their preferred medical, dental, vision, life,
for employees will be held in April at the Atlantic
and disability insurance and in choosing other benefits.
Beach Country Club. There will be no cost to Fleet
July also saw the preparation of 200 back-to-school
Landing in exchange for country club hookups to Fleet
supply packs and their distribution to staff. Windward
Landing infrastructure near the west eyebrow on the
Café evening dining is being upgraded.
perimeter. Ashby introduced new management staff:
Healthcare. Mary Steinke reported for Janice
Chief Operating Officer Travis Schryer; Director, Sales
Flock. Independent living residents who use oxygen
and Marketing April Morin; and Manager, Campus
should let management know so that they can be helped
Housekeeping Services Kay Combs. All are very
(continued on next page)
experienced. A new person for the position of Director,
Food and Beverage, is being vetted and will be aboard
in November. Samples of Fleet Landing logo items will
be shown at the October council meeting. FLEET BEAT STAFF
Production
Controller Cynthia Hack reviewed financial statistics Editor......................................................................... Enith Vardaman
as of July 31, noting continued positive variances in all Copy Editor ................................................................ Adelle Williams
categories, with total net income $1,567,000 above Copy Editor ................................................................Fran Patterson
Copy Editor .......................................................................Phil Eckert
budget. Details are available in the Dinda Library. Copy Editor ........................................................... Barbara Trevaskis
Council Reports. Copy Editor/Reporter ......................................................Betsy Lewis
Finance and Assisted Living Liaison Report. Photographer ..................................................................Ed Hollender
Copy Assistant................................................................... Izzy Spence
Reporting for Bob Mills, Gary Reichow continued the Reporters
review of financial benchmarks set by our Board of Victoria Freeman Robert Freeman
Directors. This month he reviewed Net Operating Daniel Barry Howard Burdick
Joan Carver Jean Ludlow
Margin (NOM), describing NOM Ratio, NOM Adjusted, Helen Craig Karil Hammer
and Excess Margin Ratio—all of which are close to or Kristin Perry
above industry benchmarks. Our Excess Margin Ratio is Chet Davis (Roving Reporter)
at a very healthy 6.19 percent versus a standard of 2.3 All the news that fits…
Contributions to FLEET BEAT are welcome. Please place copy or any
percent. Reichow also reported on Mills’s continuing comments you may have in box 1107 at the Coleman Center. Neither
interaction with the Assisted Living Residents’ Council. letters to the editor nor anonymous submissions are published but we
A recent meeting featured a report on arrangements and are, of course, mindful of your comments. Find the most recent 12
issues of FLEET BEAT at www.fleetlanding.com. Sign into the resident
procedures for our new Baptist Primary Care Clinic, and portal and click under “Publications.” Issues can also be found under
provided information that floor nurses and a duty “Publications” at myfleetlanding.com and in the MyFleetLanding app.
manager were available on nights and weekends. A complete run of back issues can be found in the Dinda Library.
Marketing and Wellness. Kurt Medina explained
September 2018 FLEET BEAT Page 3
September Residents’ Council Meeting so more residents can use it. (copier available in near-
(continued from preceding page) by office)
in the case of a power outage. They can sign up in a red • Have larger bulletin boards in Windward
folder labeled “Oxygen,” which was to be in the Commons and Coleman Center. (will be addressed
Coleman Center mail room after September 20. Flock during renovation work)
emphasized the importance of steady hydration during • Look for opportunities to dress up fireplugs and
hot weather and of reading medication labels. Drugs exposed pipes as works of art. (would not complement
with “PM” after the name of the drug contain Benadryl, our campus style)
which can cause problems for those over 65. For sleep • Run the dinner shuttle bus later after dinner.
problems, consider melatonin up to 10 mg per night or (extended to 8:50 pm on a trial basis)
get a prescription from a doctor. Compass Grill patrons • Add attractive new bike racks near public venues.
should use the utensils provided and not finger-sample (being addressed)
foods, and they should use a new plate when going for Several council members rendered a fond farewell
seconds (or thirds). to Senior Director of Independent Living Services
Facilities and Remodeling. Steinke noted that Patricia Mack as she prepares to retire in early
recent zone inspections had identified needed repairs in October.
the Derfer Healthcare Pavilion and Nancy House as
well as landscaping issues in the 5800 Court. Natural September Board of Directors Meeting
areas along the perimeter and behind homes are being
cut back, with dead trees and branches removed. Lake By Enith Vardaman
Doctors are controlling algae. Mulch will be replaced on The September 25 meeting was held in closed
the entire campus in the spring of 2019. Steinke also session, Board President Helen Atter presiding. The
described numerous enhancements to Leeward Manor information below was supplied to FLEET BEAT by
as a result of the renovation. Executive Director Josh Ashby.
Safety, Security and Housekeeping. Elena Rigg Executive Director Josh Ashby reported on the
reported that the automatic locking system for the status of Beacon Pointe and the pending permanent
apartment buildings has been inspected and parts financing expected by the end of the year.
ordered. Some doors have been locking and unlocking There will be a special Board of Directors meeting
too early. She enjoined all to use the automated visitor on November 8 to authorize additional indebtedness, to
pass system, either by phone (246-7144) or by email present execution of a gross maximum price construc-
(visitors@fleetlanding.com), as this reduces significantly tion contract, and to receive the final report on the
delays at the gate. Guests should be advised not to park feasibility of the project from the independent feasibility
on the grass, as it damages sprinkler heads. Campus consultant.
Services is reviewing Atlantic Beach recycling guidelines The Finance Committee reviewed year-to-date
and Fleet Landing compliance. Watch for further financial results. The 2019 operating budget was
information and new signage. presented and approved with a 2 percent increase in
Communications, Suggestions and Clubs/Activities. monthly service fees.
Secretary Pat Kluever’s report included the following The board elected three new directors, whose terms
suggestions and responses: will begin in 2019. Five directors were reelected. The
• Establish a “go green” program to replace plastic terms of Marty Jones and Anna Howe are expiring at
bags and containers. (will be explored for more eco- the end of 2018.
friendly containers in 2019)
• Have bus drivers enter the Coleman Center foyer Did You Participate in the Senior Games?
to ensure all prospective passengers are aboard. (new By Enith Vardaman
directions provided to drivers) The dates for the 2018 “Forever Fit 50 & Beyond:
• Avoid mopping in Windward Commons tiled Jacksonville Senior Games” were September 28 to
areas when residents are gathering or leaving in the October 6. The croquet matches took place at Fleet
morning. (will reschedule mopping) Landing, so FLEET BEAT was able to keep track of
• Permit 20 or 30 meal plans to be used by both resident participation. However, knowing about resident
residents and guests at no added cost. (unable to participation in competitions in the other venues around
accommodate to avoid higher fees) Jacksonville has been more difficult. We have received
• Provide individual daily menus in LakeView. information about some participants, but we would like to
(referred to Dining Committee) recognize in our October issue everyone who competed. If
• A splash screen/home page should be added to you were a participant, please let Enith Vardaman know.
MyFleetLanding.com and to the MyFleetLanding app Information about medals won is welcome as are photos.
for time-sensitive announcements. (under study) No photos? No worries. We can arrange for a photo to be
• Make copies of New York Times crossword puzzle taken here on campus.
Page 4 FLEET BEAT September 2018
Beacon Pointe Construction Updates Begin shopping center to the campus. By September 18, that
By Enith Vardaman work was well underway, as shown in the before and
after pictures.
Photos by Ed Hollender and Ray Boyd
To the POINTE … , the weekly progress report
published on the back of “News &Notes,” and also
available in the MyFleetLanding app and at MyFleet
Landing.com under the Beacon Pointe Updates icon, is
the source for up-to-date information about the project.
For questions or problems, call the Beacon Pointe
Construction Hotline (ext 1111), or send an email to
BPConstruction@fleetlanding.com.
Tax Update
By Howard Burdick
Josh Ashby (l) and Mike Rice The September 13 presentation by Clay Tousey
had the mysterious title “Sound and Fury Signifying …
Something?” The explanation
could be found in the down-to-
earth subtitle “Tax Reform and
Charitable Giving During Life
and at Death.” Tousey, a native
of Atlantic Beach, graduated
from Harvard University and the
University of Virginia Law
School. He has been practicing
Getting ready to create a construction entrance from the with Fisher, Tousey, Leas & Ball
shopping center into the campus near Leeward Manor for ten years. He gave a very
animated presentation to an
energized group of residents in Johnson Hall.
Tousey reviewed the eternal dream of a postcard-
size tax return and discussed the significant increase in
standard deductions (but loss of a personal deduction) as
well as the new limitations on itemized deductions. He
covered charitable giving with detailed comparisons of
bunching, donor advised funds, and family foundations,
but came down strongly on the tax benefits of using
required minimum distributions from regular IRAs as
qualified charitable distributions.
The construction entrance gate and ramp created after Estate tax exemptions have now increased to
making an opening in the wall $11,800,000 for each person, and remain portable
The first of the planned monthly meetings of the between spouses. They increase with inflation through
Beacon Pointe project supervisor and interested 2025, and then sunset back to $6,000,000 under
residents took place on September 4 in Johnson Hall. current law. He estimates that only 3,500 taxpayers
Executive Director Josh Ashby introduced Mike will pay some $18 billion nationally in 2018. Tousey
Rice, senior project manager for Lecesse Construction. cautioned against overreliance on wills and trusts
Rice began by introducing Phil Malone, the on-site while ignoring IRAs. He reminded all that retirement
senior project superintendent. The two of them make assets (and life insurance) pass to heirs by beneficiary
up Lecesse’s senior leadership for the project. A total of designation and not under wills or trusts. He used an
seven on-site superintendents are expected during the example to illustrate the best way to fund a charitable
project. donation with the least tax consequence. As always,
FLEET BEAT reporting on these monthly meetings the advice of accountants or estate attorneys should be
will cover only general topics. Because the meetings solicited so that accurate comparisons of various means
occur toward the beginning of each month, information to minimize taxes may be made.
about particular events likely will be out of date by the Director of Charitable Gift Planning Olivia Bush
time the next issue of FLEET BEAT comes out. Example: can be of considerable assistance in following the age-
Rice reported that work would begin during the week old adage that charity begins at home (in Fleet
of September 4 on the construction entrance from the Landing).
September 2018 FLEET BEAT Page 5
Chips & Putts Lin Smith, and Mick Fladager. When Fladager and
By Helen Craig Smith were unable to complete the round, Magner and
Photos by Helen Craig and John Hedge Connolly doubled up, each of them hitting two balls on
each of the remaining holes. Still, Magner insisted, “It
was fun!”
For the “Special Awards” earned in this tournament,
Pete Edmonds won “Longest Drive” for the men on the
par-4 hole #16 and, on the same hole, Helen Craig won
the “Longest Drive” for the women. Then the “Closest to
the Pin” drive, on the par-3 hole #5, was won by Sally
Sharer for the women and Bill Copley for the men. The
“Sandbagger” award, for the player contributing most to
the winning team’s success, was earned by Pete
The rainbow is a bit hard to see in black and white, but Edmonds, and the “Wounded Duck” award—for the
remember that FLEET BEAT is posted on FlipSide and person scoring the
in the MyFleetLanding app with photos in color. most birdies—went to
The Fleet Landing Monthly Golf Tournament at Nick Malie. This was
Naval Station Mayport’s Windy Harbor Golf Course on especially appropriate,
September 13 produced a day of contrasts. Four teams, as Malie is the one
each with four players, started off at 9 am on four who refurbished this
different fairways. All were met with beautiful rainbows. special bird to its cur-
Team 2, starting on the first fairway, even encountered rent exotic and exalted
a stunning double rainbow stretching majestically from status.
the first tee to the ninth green. Definitely a good omen. Next month’s tournament will be on October 11,
Right? Well, perhaps. This was also the day that the second Thursday of the month. Do sign up!
Hurricane Florence was hovering around the coast of
North Carolina, and Windy Harbor got hit several times, Ice Cream and More
off and on, with the outer bands of this storm—sudden
By Victoria Freeman
blasts of quick showers that sent us scrambling for the
nearest temporary shelter (usually a benevolent tree).
Note: There was no lightning. In between and several
times, the sun returned, dried us out (at least in part),
and finally stayed in place for the last nine holes.
In the evening, we gathered in the Atlantic Room
with golfing friends and spouses to discuss our
adventures, partake of fine food, and discover the day’s
results. Tournament Coordinator Bob Mills welcomed
Jerry and Rona Brenner to the celebration and welcomed
back Tom and Sally King, who have been away for a
while. As usual, each of the team captains regaled us with
their stories, the joys and the sorrows encountered by LtoR: Shirley Olsen, Carrie Cross, Dianne Kuykendall
their teams. John Hedge, for example, cited his “tale of Ice cream and information were on the menu at the
two cities”—three birdies on the front nine, four bogies on PS Salon and Spa Ice Cream
the back. All agreed that we had a great time, and Mills Social on September 6. The
then reported on the results. event was hosted by District
In first place, with a score of 71, featuring four Manager Carrie Cross, a
birdies and three bogies, was the team of Pete stylist at Fleet Landing three
Edmonds (captain), Sally Sharer, John Coman, and days a week, and stylist Liz
Nick Malie. In second place was the team of John Mullen. Attendees enjoyed
Hedge (captain), Tom King, Bob Mills, and Jerry butter pecan ice cream and
Brenner, with a score of 74, including three birdies and received a list of the services
five bogies. Right behind, in third place with a score of the salon offers. Cross stressed
75, was the team of George Koski (captain), Bill Copley, Carrie Cross (l) and the fact that the salon provides
Helen Craig, and Lindsay Norman, just missing that Liz Mullen services for both men and
third birdie putt, and also scoring five bogies. (That women. Besides hair care,
back nine was vicious!) In fourth place, with a 79, services offered include manicures and pedicures and
including two birdies and eight bogies, was the team of hand and foot massage. As of September 1, there has
Larry Magner (captain), Tom Connolly (local friend), been a modest increase in salon prices.
Page 6 FLEET BEAT September 2018
Palm Court Society Orchestra The Sassy Tappers Pay Tribute to Tap
Text and photo by Chet Davis Legends
By Kristin Perry
On September 20, a large and appreciative group of
Fleet Landing residents was treated to another concert
in the “Fleet Landing 2018 Music Series” sponsored by
Cynthia and Walter Graham.
The Palm Court Society Orchestra is made up of
Glynda Newton and Philip Pan, violin; Cliff Newton,
trumpet; Peter Wright, clarinet; and Michael Dell,
piano. They have already performed numerous times in
Johnson Hall, and their artistry is appreciated by all.
As always, it is instructive to be close to such
musicians and to watch them as they perform.
The program opened with every high school
graduate’s favorite: Elgar’s “Pomp and Circumstance
March No. 1.” What followed was a veritable potpourri
of classical and contemporary music. While the
program was titled “High Tea With Delius and Elgar,”
the composers included Percy Grainger, Fritz Kreisler,
Irving Berlin, and many others in addition to Elgar and
Delius. The musical selections, an eclectic mix, were
familiar and pleasing to the ear. In their new production, “Tap Legends,” the Sassy
The concert recreated the atmosphere one could Tappers of the Neptune Beach Activity Center
expect to encounter in a London or European tea room. presented various styles of tap dancing, which is a
All that was missing were the cucumber sandwiches unique American art form. On September 6 in Johnson
and Earl Grey tea, although cookies and iced tea were Hall, choreographer Peg Paschal and the troupe of
provided! ladies from 55 to 86 years old presented a tap tribute to
The next concert in the series, to be held on legends such as Gene Kelly, Gregory Hines, and Ginger
October 16 at 3:30 pm, will feature pianist Gary Smart, Rogers, and in their finale, “Puttin’ on the Ritz,” they
University of North Florida Professor of Piano. paid special tribute to Fred Astaire.
The performance was accompanied by a sound
Staff and Resident Labyrinth Walk track with music, commentary, and the history of tap
By Victoria Freeman dancing. The performances started with the origins of
Wellness Services Coordinator Rebecca Tudor tap in the traditional music of many cultures and then
managed to stage a successful walk despite the continued to trace the development of tap in Harlem
steaming temperature at the labyrinth in the Therapy (“the epicenter of tap”). Other scenes focused on Shirley
Gardens. As most of the participants were in Temple in a syncopated “Tea for Two” and Sammy
wheelchairs, she met each one and, with the help of Davis Jr. in “Mr. Bojangles.”
resident Cynthia Graham, escorted the individuals The crowd was very familiar with the Sassy
around the labyrinth while giving them information Tappers, since they have performed here for many
about the labyrinth itself. Resident Victoria Freeman years. Resident Chris DeVries summed it up perfectly.
provided soft Appalachian dulcimer music, and several She said, “It was obvious they had a good time and
of the participants stopped to enjoy the Shaker song, their enthusiasm was infectious.” The audience was
“Simple Gifts,” as they traversed the labyrinth. tapping their feet along with the dancers.
September 2018 FLEET BEAT Page 7
Brush and Palette
By Helen Craig
In September and October, our Fleet Landing half feature the Jacksonville Arboretum, with Lake
photographers once again take us for visual adventures Ray and its waterlilies, plus two shots from the
to faraway places and for a close-up view of scenes right verdant trail.
here at home. We can hike around the Coleman Center Bob Gossen also splits his photos between Florida
second-floor display walls and travel from China to and states up north. Most impressive is his “Eagle and
France, then back to the USA; from the Columbia River Moon.” The eagle is perched on a limb seeming to be
in the Northwest to the Crooked River in Georgia; from about one foot from a stunning full moon, with shaded
snowy northern venues to creative angles on Florida patches on the very face of the moon. Further north, and
and our own neighborhoods. from some years ago, are photos of Gossen’s two children.
Now we are in China with Dick Schlaff and his His daughter glides by on a sled with her friend, a pet
fabulous camera. Perhaps most exciting is his photo, dog, and his son is featured in “Young Boy and the Sea.”
“Terracotta Soldiers,” depicting three long rows of life- This youth, like Hemingway, is reflecting upon the sea as
sized terracotta warriors and horses. They were he stands knee-deep in the water.
originally constructed in the 3rd century BCE and Jim Leipold offers six very different photos with
buried near the tomb of the first emperor of China to intriguing subjects. A favorite among many residents is
protect him in the afterlife. Here, more than 2,000 years “Do You See What I See?”—two big black cats sitting on
later, we can view a significant sampling of over 8,000 a painted chest and looking out adjacent window panes.
such funerary figures, which were discovered in 1974. They truly appear to be discussing their view of the
Of course, Schlaff’s other photos, such as the well-lit backyard and adjacent woodlands. An amusing duet!
“Shanghai at Night” and the semi-submerged “Water Another treasure is “Love in France”—with an elderly
Buffalo on the Yangtze River,” also entice us to travel. couple sitting nose to nose on a park bench, clearly
Also overseas, Glenn Perry takes us to France—both happy to be together. Then, profiling “Teen Pain,”
to “Fontainebleau” and to “Le Marche, Place Sainte- Leipold manages to capture the emotions of a young girl
Catherine.” The former highlights a shining fountain, as she leans against a doorway in obvious agony, a
reflecting in a pond, while the latter depicts a typical pained expression on every part of her face.
evening in a French village, with diners seated en plein David Boyer highlights several unique objects in his
air in front of a dimly lit café enjoying a bit of wine with local photographs. One pictures a seahorse peering at his
their charming cuisine. own reflection in a display tank at the St. Augustine
Back in the United States, we join Terry Philcox on a Aquarium. Wonder what’s on his mind? Then there’s a
Columbia River cruise. We see the “Columbia River lizard perched on the edge of some object—a roof?—as he
Looking East” from gold and brown treetops to the observes the space below. Boyer also captures three sets
layered rock beyond. “Hell’s Canyon” features more stark of intersecting arches with his photograph of the arching
and barren stony shapes, while “Waterfall in Oregon” Fuller Warren Bridge behind the arches of the Cummer
pictures two stages of a lovely waterfall—steep and Museum’s garden walkway, as they both appear under
skinny from the top, then becoming quite full and the giant arching branches of the Cummer Oak.
spectacular as it heads toward the tourists watching from Carolyn Evans poses the question, “Where Are You?”
below. with six different photos from a special place. There’s a
Ellen Schifanella’s photos center on a beautiful rooster and three hens challenging a palm tree, a black
sunset depicted in three photos: “London Hill and gray tabby cat serenely posing on an elegant
Bluff” (Crooked River, GA.), “Colors” (pink, blue, gold, upholstered chair, an ancient rusty jalopy, well in need of
and yellow), and “Last Light,” which was taken at a a good paint job, a bright red, blue, and green parrot on
greater distance with trees in the foreground. A fourth its perch, several figures seated “Inside Sloppy Joe’s”—
photo shows members of the Schifanella family “Standing and one final clue—a photo of signs reading “Mile 0”
on Bluff” watching this sunset. “Begin Highway 1 North.” Good guesses, anyone?
Lidia Preble focuses on “The Other Winter,” the one Finally we come straight home with Dick Fuller’s
up north, where plentiful snow is the expected option. photos titled “A Few ‘Fleet’ Feathers.” Here we have a
Some of the photos take us to the city streets, capturing series of fantastic close-ups. There’s a snowy egret taking
the tall buildings, city traffic, bare tree limbs, and snow- command of the handy Polaris Court perching spot
covered branches and bushes. Then we go to rural offered by Art and Barbara Blair, and later the same
scenes: tall hills in the background and a large farm egret with seriously ruffled feathers as he emerges from a
house and fence, dusted with snow, in front. Beautifully dip in the lake. An osprey takes over the Blair stump,
presented. and we see him both in full frontal view and in an angry
Half of Helen Craig’s photos are from Lake Lure, pose, obviously scolding something nearby. “Momma
NC, one overlooking Bald Mountain, then two close- Duck and Duckies” then parade happily by on the ripples
ups from Lake Lure’s “Flowering Bridge.” The other of Lake Constellation, as we conclude our photo tour.
Page 8 FLEET BEAT September 2018
Brush and Palette: Selected Photos
Ellen Schifanella’s “Last Light”
Bob Gossen’s “Eagle and Moon”
Left: Terry Philcox’ s “Waterfall in Oregon.”
Right: David Boyer’s photo of intersecting arches:
Jacksonville’s Fuller Warren Bridge behind the arches of
the Cummer Museum’s garden walkway, as they both
Dick Schlaff’s “Terracotta Soldiers” appear under the giant arching branches of the Cummer
Oak.
Helen Craig’s photo from Lake Lure, NC, overlooking Glenn Perry’s “Le Marche, Place Sainte-Catherine.”
Bald Mountain (continued on next page)
September 2018 FLEET BEAT Page 9
Brush and Palette: Selected Photos column, and the September 15 “Leading Off” column in
(continued from preceding page) the “Shorelines” section reported that Richard
Shieldhouse, author of William Morgan: Evolution of
an Architect, would be speaking about this book on
September 15 at the BookMark in Neptune Beach. An
article on this subject also appeared in the September
13 edition of The Beaches Leader.
Two letters from Fleet Landing residents were
published in the “Letters to the Editor” column in the
September 6 edition of The Beaches Leader. Dick
Stratton wrote about the honor accorded the late
Senator John McCain by Beaches police officers and his
own regard for McCain. Chet Davis noted the possible
necessity of traffic lights for safety reasons at a
proposed roundabout at Penman Road and Florida
Avenue.
Resident Charon Sisler contributed an item to the
Left: One of Lidia Preble’s “The Other Winter” photos.
“Letters to the Editor” column of the September 9
Top right: Carolyn Evans’s black and gray tabby cat
edition of The Florida Times-Union.
from her “Where Are You?” series of photos.
Bottom right: Dick Fuller’s “Momma Duck and
Duckies.” Avian Residents
Photos by Dick Fuller
An anhinga dries its wings after a swim in the lake.
Fuller thinks “Scruffy” might be an appropriate name
for this bird.
Jim Leipold’s “Love in France”
Fleet Landing in the News
By Enith Vardaman
Both The Florida Times-Union (September 1,
“Shorelines” section, “Leading Off” column) and The
Beaches Leader (September 6) took note that the Sassy
Tappers would debut their new show “Tap Legends” at
Fleet Landing. (See article on page 6.)
Mark Woods paid tribute to the late Senator John
McCain in the September 2 edition of The Florida
Times-Union. In his column, he mentioned McCain’s
town hall meeting at Fleet Landing during his
presidential campaign and resident Dick Stratton, who
is also a former POW.
A new book about the late William Morgan, a Dinnertime difficulties: This osprey did not have much
renowned architect who was a Fleet Landing resident, of a perch to stand on with one foot while holding onto a
has been cited three times in The Florida Times-Union. freshly caught fish with the other. Windy conditions
The September 1 “Leading Off” column in the made its predicament worse. Fuller reports that the bird
“Shorelines” section, the September 9 “Bookmarks” nevertheless enjoyed its meal.
Page 10 FLEET BEAT September 2018
Ambassadors Update romances, biographies, travel, current events, how-to,
(continued from page 1) children’s and young adult books, and even books in
connected with Fleet Landing. There will be foreign languages—as well as subscriptions to over 40
opportunities for Ambassadors to be involved with popular magazines.
prospective residents for the current campus and Beacon Talking Books materials are mailed to readers
Pointe. postage free and return postage is free.
At the conclusion of her remarks, Morin welcomed The digital book reader can be obtained on loan
comments and suggestion from Ambassadors. at no charge from JPL by submitting an application
In a follow-up discussion Morin stated that she was form through JPL to the Library of Congress, which
now in charge of all marketing for Fleet Landing, administers the Talking Books program. Application
whether for the current campus or Beacon Pointe. forms are available on the JPL website and at the
Beaches and Pablo branch libraries. Completed
Jacksonville Public Library Presentation forms must contain a certification of the applicant’s
By Robert Freeman visual or physical disability. Resident Support
“Start Here. Go Anywhere,” says the homepage Coordinator Nancy Quist can provide the necessary
banner on the website of the Jacksonville Public certification.
Library (www.jaxpubliclibrary.org). Fleet Landing BARD (Braille and Audio Reading Download)
residents were treated to a presentation in Johnson Mobile, a companion program downloadable from
Hall on September 14 that highlighted places residents Apple’s App Store, Google Play, and the Amazon
could go using the resources of the Jacksonville Public Appstore, can be installed on computers, smart-
Library (JPL ) system. phones, tablets, and e-readers. Once installed,
E-Specialist Randy Mapanoo of the Pablo Creek books and magazines can be downloaded directly to
Branch Library described several of the variety of apps these devices.
—hoopla, OverDrive, flipster, the Gale Virtual
Reference Library—available for checking out books Beach Scenes
and magazines to read electronically. The apps are Residents Rosemary and Ed Hollender spent part
accessible on the JPL website and can also be of September at a condo in Ormond Beach, FL. This
downloaded to mobile devices. A library card is was a well-deserved vacation for Ed from his FLEET
required for using these apps. Library cards can be BEAT photography duties. However, as seen in the
obtained at the Beaches Branch or Pablo Creek photos below, he still kept his camera at the ready.
Branch, the libraries closest to Fleet Landing. [Duval
County residents can also fill out a form on the JPL
website to receive an eCard, which is restricted to
checking out digital resources.]
Mapanoo referenced the JPL’s quarterly “Computer
& Technology Classes” brochure, which describes
offerings at the main and branch libraries. A listing of
these classes is also available on the JPL website under
the “Events” tab and heading “Computer Classes.”
Library Associate Gail Blumberg of the Beaches
Branch Library described the various programs on
offer at that branch, including senior events, author
events, computer classes, and periodic book sales. Cloud cover of Hurricane Florence to the north on
Blumberg also noted that there is a 3D printer September 13
available for a fee at the Beaches Branch.
Chris Eaton, Manager, Special Needs Library,
spoke in detail about “JPL 50,” the JPL initiative to
provide resources specifically focused on adults age 50
and over. Eaton gave a detailed explanation of JPL’s
Talking Books/Special Needs program, which is
designed to assist persons who have difficulty handling
or reading a regular print book because of a visual or
physical disability.
The heart of the Talking Books/Special Needs
program is a digital book reader that plays the content
of specially designed USB cards. Content available Left: Over the next two days, the cloud cover lifted.
includes books of all genres—mysteries, westerns, Right: Sand castle artistry.September 2018 FLEET BEAT Page 11
in Seattle, wind blowing smoke from the fires in
Canada precluded a trip to Mount Rainier, and they no
longer could see much of anything from the house, let
alone across the lake.
Dan Kuchta’s penchant for writing began in flight
Jacquie Crane’s daughter, Blair Speciale, and her school, and it continued through the ensuing years,
family have made Singapore their home for 22 years. during which he edited a Kiwanis publication over a
While Jacquie’s son-in-law was taking one of the period of time. Three years ago, he inaugurated Leeward
couple’s sons to college in the States in August, Jacquie Beat, a monthly paper distributed to Leeward Manor
figured a trip to keep Blair company might be a good residents and a number of independent folk who asked
idea. Thus she was off and away to a country she to be put on his distribution list. He gives thanks to
admires tremendously, a city with a great sense of Leeward Manor Administrative Assistant Pamela
organization, many skyscrapers, fantastic gardens. Simmons for both layout and printing of the publication.
While residents are primarily of Asian extraction Dan’s cover story on the first page might relate to
and wear western dress, English is the main language health or something as unrelated as scams. Within the
in this former British colony, which takes enormous four-page paper he frequently features “the resident of
pride in its appearance. Traffic is well managed despite the month,” with a write-up of accomplishments as well
being very heavy. People may keep their cars for only as current activity. He includes tales of the nurses, the
ten years, at which time they turn them in, and the city kitchen staff, and other employees.
reimburses them for the taxes they paid at time of Dan enjoys a discussion of health problems that
purchase. (These cars are recycled or sent to a poorer might vary from heart to diet, and he provides
country.) Botanical gardens are visible throughout information on timely topics such as taxes.
Singapore. Buildings must have an open space. Thus, Currently, he has started a series on the “History
on an upper floor of a small structure, one floor will be of Jacksonville,” based on internet sources. His initial
devoted entirely to letting the air blow through. tale relates to the Timucua Indians and makes you
One hotel, Marina Bay Sands, consists of three wonder how many might have been on Fleet Landing
buildings with a huge pool atop connecting all three. property back in the 16th century.
Does this appear in the new film, Crazy Rich Asians? A thank you to Dan for this publication is long
Jacquie is looking forward to seeing this movie, set in overdue.
Singapore, to have yet another visit to this place that
so interests her.
Buyer beware! To encapsulate her story, we can
inform you that Marilyn Heberling wrote “none”
Although she has visited countless times, it is regarding the person with whom she would travel on
always a thrill for Bunny Morgan to fly to Seattle, WA, an airplane. To her surprise, she was then billed for
because a host of relatives live there. Her late two tickets. As Jean Cashin humorously commented,
husband’s brother, Tom, is patriarch, with three “None wasn’t even invited.”
generations following him, albeit the third is very
young. And then the prize, her son, Newt, who fell in
love with the Northwest on his initial visit, moved It was one of those 90-degree September days. Bob
there, and now has a family of his own. Huhta asked Vicki Reed, who had gone for the better
The occasion on this trip? Tom’s son, another Tom, part of the summer to Colorado and Montana, how her
was getting married. Prior to the wedding day, Bunny trip had been. “I didn’t sweat once,” she said.
was escorted to various locales, taking in a host of Mary Ellen Huhta piped up, “Nor did we when we
milieus, including a trip to Snoqualmie Falls, “a ski were in the Asheville area.”
resort with a fabulous restaurant.” The falls themselves But Vicki had them beat. She also saw snow atop
were sparse, a severe water shortage continuing to occur some of the mountains.
in the region.
On the big day, at dinner after the wedding, each Karl and Melva Price signed up for a two-week bus
guest found a card at his or her place entitled “A Little trip in Newfoundland, for they had been enticed by the
About Us.” It informed the person of some of the things fact that the tour group would visit L’Anse aux Meadows
the newly married couple liked, showed a map pointing National Site, the place where the Vikings had landed
out all the states from which the guests had traveled, around 1000 A.D. The Scandinavians, in search of food
and provided various other details. and wood, ultimately departed, but left behind some
The Morgan house, set on a hillside, overlooks treasures for the archaeologists, such as steel nails and
Lake Washington. On a clear day, one can spot the Bill buttons and other clues as to their life style.
Gates estate across the water. By Bunny’s second day (continued on next page)Page 12 FLEET BEAT September 2018
Around and About Butterfly
(continued from preceding page)
Of the three cruises included, one was to see
whales. “We had six dance all around us,” Karl noted.
On another outing the puffins, murres, and other
northern species were the object of their attention, and
on the third sea journey, they found themselves at Gros
Morne National Park, site of a landlocked fiord. Melva
explained that as the Ice Age became a thing of the
past, what is today North America and Canada crashed
together, enclosing the fiord.
Land travel took the Prices through many
picturesque fishing villages, but Karl stated that the
people in Newfoundland can scarcely make a living, with
the cod and seal numbers declining. Gracious hosts,
however, the Canadians feted the visitors one evening This eastern tiger swallowtail posed nicely for
with a potluck supper, good conversation, and dancing. resident Ed Hollender outside the 4000 Building.
Reminder: FLEET BEAT is posted on FlipSide and in
Some of the painters who dine together had a the MyFleetLanding app with photos in color.
conversation about the considerable waste we all engage
in almost on a daily basis, most particularly regarding Mallets and Wickets
the food we take home from dinner in styrofoam boxes. By Betsy Lewis
That hit Frances Jones. The following week, she arrived, At the time of this writing, the Six Wicket
bundle in hand, and distributed to each of those present Tournament was underway, and the Golf Croquet
a fine plastic container with a lid. It can be used again Tournament was scheduled to start in September. The
and again. croquet portion of the Forever Fit 50 & Beyond:
Jacksonville Senior Games will once again be held at
Fleet Landing. The results of this October 1-3
Sailing Club News competition will be reported in the October issue of
By Dick Footh FLEET BEAT.
The Sailing Club met on September 18 lakeside at Now that the temperature has dropped a mite, a
the Coleman Center for drinks, snacks, and conversation. bit more action will be seen on the courts. Stop by to
Some 20 members and interested residents showed up. watch some fine play. For ways to become involved in
There was a lovely breeze to keep everyone comfortable, this splendid, competitive game, call Jim Kolster.
and the discussion was lively. After people introduced Wine and Wickets will continue at 6:30 pm
themselves and talked about their sailing experience, Sundays. The prediction? A bit of laughter after a bit of
Commodore Dick Footh discussed upcoming plans for the determination and concentration. “Try it, you’ll like it,”
club. as someone said.
The boats have been out of commission pending the
replacement of halyards and sheets by Howard Burdick Constellation Wine Dinner
and Jim Freeman. These will be installed the first week By Chet Davis
of October at the annual fall haul-out and cleaning of the Friday evening, September 28 , found over 40 Fleet
hulls. Bob Dinda suggested we schedule the first sailing Landing residents savoring a magnificent array of
event of the fall on a Sunday as soon as the boats are culinary treats conceived by Executive Chef Chris
ready. All three boats will be out on the lake for general Gotschall and executed by his able staff. Each course
sailing by members and guests. Everyone at Fleet was paired with a wine that had been selected by the
Landing who remembers the fun of being out on the wine committee. The courses ranged from seared
water on a warm, sunny day with a nice little breeze is scallops, coffee roasted duck, and wagyu beef to lemon
welcome to join us. There should be plenty of qualified thyme cheesecake. Each dish was accompanied by
sailors to take all newcomers out for a sail. complementary sides. Portions were just perfect. Wines
Bob Dinda made a second motion to look into the included pinot noir, sauvignon blanc, cabernet sauvignon,
possibility of replacing the existing boats with newer chardonnay, and a sparkling Syrah.
and more stable boats. He suggested that it isn’t as easy At the conclusion of the dinner, participants were
to hop in and out of the boats as it used to be. unanimous in their praise for the culinary staff’s efforts
A committee of three volunteered to look into it. and those of our servers, who were under the direction
Watch for Howard Burdick’s request for volunteers of Dining Room Manager Amanda Smith. It was a fine
to help in the haul-out. evening!September 2018 FLEET BEAT Page 13
Meet Kay Combs, in public diplomacy positions in South Africa and
Manager, Campus Housekeeping Services Zimbabwe as well as temporary duty in Tanzania,
Nigeria, Kenya, Uganda, and Ghana. In addition, he
By Chet Davis
has a very personal connection to Sub-Saharan Africa:
Fleet Landing has added Kay Combs as Manager,
His paternal grandparents spent 35 years as Pres-
Campus Housekeeping Services to its staff. Her
byterian missionaries in the Belgian Congo. They were
responsibilities include all
part of a worldwide campaign to stop the atrocities in
housekeeping services for
the Congo committed by King Leopold II of Belgium.
independent living, assisted
He recalled that he grew up in a household of African
living, and skilled nursing.
art and stories about Africa. Wharton was the recipient
Combs, an Amelia
of the Edward R. Murrow Award for Excellence in
Island resident, has had
Public Diplomacy.
extensive experience in house-
Wharton provided a broad overview of the history of
keeping services with Ritz-
Africa and its place in the world today. He stated that
Carlton and Omni hotels
the 53 nations in Africa had a total population of over
there as well as hotels at Sea
one billion people and tremendous diversity. Africa has a
Island, GA, and Myrtle Beach,
proud history. Before the Europeans appeared on the
SC. She has also been
scene, Africa had a number of well-developed political
hospitality manager at
entities, a shared culture and shared economic activities,
Marsh’s Edge, a continuing
and active commerce. Africa had some sophisticated
care retirement community at
technologies. For example, monuments that rivaled the
St. Simons Island, GA. Additional experience includes
works of the Incas in the Americas were built in Africa.
two years as the environmental services manager at UF
The Europeans built trading posts along the West and
Health Jacksonville (formerly Shands).
Saharan coasts of Africa. These coasts began to be
Prior to her hospitality experience, Combs taught
referred to as the Slave Coast or the Gold Coast or the
preschool for 12 years as her three children, a boy and
Ivory Coast, depending on what was traded. Many
two girls, who are now 21, 19, and 16, were growing up.
Europeans made huge fortunes from this trade.
When asked why she chose to come to Fleet
In 1884-85, the Berlin Conference divided the
Landing, Combs highlighted the ability to grow
African territories among the European powers.
without having to move, and the opportunity to get to
However, the conference did not pay attention to
know residents and build relationships, instead of the
existing African governments or cultures. One aim of
constant change of guests in the hotel industry.
the Europeans was to end slavery by the Arabs. The
Residents will see her out and about as she
territory was divided so that Germany would get
familiarizes herself with the campus, residents, and
Mount Kilimanjaro, and the Belgian king would get a
staff. If you are near the maintenance building, stop by
large chunk of territory as his personal property. The
and introduce yourself.
king ruled with great cruelty, cutting off the hands and
feet of workers who did not meet their rubber quotas. If
Perspective on Africa that did not work, the hands and feet of their children
By Joan Carver were cut off. It is estimated that eight to ten million
Ambassador D. Bruce Wharton (Ret.) opened the people died in the Congo during Leopold’s reign.
2018-19 program year of the World Affairs Council’s William Henry Sheppard, an African-American
“Global Issues Evenings” with a talk, “Africa in Focus,” Presbyterian missionary, led a 15-year worldwide
presented on September 25 at the University of North campaign to stop the atrocities by Leopold. In 1908, the
Florida (UNF) and simulcast at Fleet Landing. The campaign finally succeeded and ended Belgian’s total
audience was welcomed by the new president of UNF, control. Sheppard’s work inspired Wharton’s grand-
David M. Szymanski, and by Lieutenant General F. L. parents.
Hagenbeck, USA (Ret.), Chairman of the Board of the Between 1910 and 1960, colonial rule continued, but
World Affairs Council of Jacksonville. Both spoke of the some positive ideas were emerging. Haile Selassie of
importance of the 17-year partnership of the university Ethiopia spoke of self-determination in 1930. The 1941
and the World Affairs organization in bringing Atlantic Charter included the idea of self-determination,
distinguished speakers to Jacksonville each year. and soldiers returning from World War II felt that they
Wharton, who said that he was going to share some had earned the right to self-determination. The United
of his ideas about Sub Saharan Africa, has had both States government supported self-determination for the
experience and a longtime interest in Africa. He served African states. Ghana was the first to gain independence,
as an officer in the Foreign Service of the United States followed by 36 others by 1965.
from 1985 to 2017. His assignments included serving When dealing with African nations, the United
as the principal deputy assistant secretary in the States did not think seriously about African relations
Bureau of African Affairs as well as having tours of duty (continued on next page)Page 14 FLEET BEAT September 2018
Perspective on Africa annuity trusts (CRATs) were presented. IRA planning
(continued from preceding page) was also covered in detail, especially in relation to the
in the context of our history of slavery and our Cold benefits of assigning distributions to charity. A sample
War support of despotic African regimes. This remains plan was presented, showing how an account can
a challenge to our relations with these countries. distribute to both the donor and to a charity and still
Wharton stated that we are changing the way we continue to grow at IRS guaranteed rates. Director of
deal with African states. He singled out global health Charitable Gift Planning Olivia Bush has more details
as offering opportunities for mutually beneficial about the presentation, and she has software to
programs to meet shared challenges. When we have demonstrate to potential donors how gifts can benefit
programs, we need clear expectations and benchmarks both donors and charities of choice. Of course, charity
for progress. continues to begin at home—right here in Fleet
Wharton concluded that Africa offers more hope Landing.
than despair for the future. He singled out several
important trends: Singers by the Sea
• There are now 1.2 billion people in Africa; by By Kristin Perry
2050 there will be two billion. There are 350 million Several Fleet Landing residents sing with this 60-
in the middle class. By 2050 more than 75 percent of member group that performed in Johnson Hall on
Africans will be under the age of 20. September 27. Becky Schumann, who has directed
• The greatest need in Africa is for jobs for a rising Singers by the Sea for 19 years, explained that this was
African middle class. the fourth time presenting the current program, and
• Public health has made progress. HIV/AIDS that most of the songs were chosen for their
deaths are down sharply. inspirational lyrics. For example, the first number,
• Literacy rates are up. “The Song Has Just Begun,” tells us, “Each person has
• One of the greatest changes is the widespread use a song to sing,” and a line from another song, “For
of cell phones. For example, 80 percent of Nigerians Good,” says, “Because I knew you, I have been changed
have cell phones. Little solar carts provide a means of for good.” “I Believe,” a song towards the end of the
charging the phones. The phones in turn are a way of program, was taken from a poem written on a wall in
conducting business for many. Germany in WWII and says,“I believe in the sun even
• Wharton concluded his talk with some recom- when it is not shining.”
mendations for American policies for Africa: The group sang two gospel songs, “Hush,
• Increase support for American policy in Africa Somebody’s Calling My Name” and “Turn Your Radio
and increase our competition with China. On,” and ended the program with “Glory Hallelujah
• Continue the humanitarian aid to Africa such as Jubilee,” a song written by Jacksonville native Lee
the Bush program to fight AIDS. Turner. John Whitaker accompanied the group on
• Increase institution building with a direct fund to piano, and Mitch Mitchell stepped out of the chorus to
use for our allies. play the snare drum for three pieces.
• Provide government aid to young Africans Singers by the Sea performs concerts for
through seed grants, and support American busi- retirement communities, activity centers, churches,
nesses seeking to invest in Africa. and hospitals and will be returning to Fleet Landing
Wharton feels that the future for Africa is positive for a Christmas concert.
overall. He did, however, single out as future problems
desertification, population growth, and the battle of
farmers and herders over water.
Residents’ Council Gift Fund
Estate Planning By Carolyn Evans
Thanks to all who have already sent in
By Howard Burdick
donations for our employees’ Christmas gift checks.
On September 20 in Johnson Hall, Michael
The Residents’ Council sponsors the Gift Fund to say
Halloran of Northwest Mutual, and William O’Leary of
a well-deserved thank you to all our terrific hourly
Legacy Planning Law Group, returned to present more
employees for the many kindnesses and services
details of estate planning. Their talk was in response to
that they have provided to us over the year. They
several resident questions following their April
work hard to take care of us, and we are not able to
presentation on the new tax laws. (See “The Tax Man
tip them for their assistance. We can show our
Cometh,” FLEET BEAT, April 2018, page 26).
appreciation now with our annual donations to the
Halloran and O’Leary focused on optimum ways of
Residents’ Council Gift Fund. The deadline for
charitable giving to avoid or minimize taxes. Details of
contributions is November 24, the Saturday after
charitable remainder trust types, including the relative
Thanksgiving.
merits of unit trusts (unitrust) and charitable remainderYou can also read
