GUIDE 2 CONSUMER VOLUME 1 - Journal Review
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CONSUMER
GUIDE
2021
VOLUME 1
A supplement of the
Great futures
start HERE.
OF MONTGOMERY COUNTY
1001 WHITLOCK AVE, CRAWFORDSVILLE, INDIANA 47933 | (765) 362-8912
2 CONSUMER GUIDE 2021, VOL. 1 A supplement of the Journal Review JournalReview.com
EDUCATION/CHILDCARE
Boys & Girls Club of Montgomery County
provides fun, safe environment
Boys & Girls Club of Montgomery each member becomes part of a large lenges either in school or at home, we
County members are provided with family in a mini community. Each provide mentors to help them navi-
nutritious snacks, lots of exercise month we honor those club members gate through those experiences. Men-
and wide variety of educationally en- who best represent these tenets while tors will provide emotional support
riched programs. Programs are facil- providing other aspiring members and offer tools to empower our young
itated by a dedicated team of trained with what they need to achieve the people to make positive choices and
caring adults and members get to same goal. Members are expected to keep them on the road to success.
explore different subjects and topics clean up after themselves and are en- Our club truly provides youth with
in our Technology program, S.T.E.M couraged to pitch in and help with any a holistic, safe and fun environment
program and in our Arts program. larger jobs or activities. We also pro- full of opportunities to learn, explore
Our physical activity program gives vide our young people with opportuni- and grow into mature responsible
kids the opportunity to play both ties to serve the community in which caring adults. We balance this with
new games and their playground fa- they live. They have made Christmas allowing kids to experience the joys
vorites. They also play a variety of cards for seniors, helped set up for of childhood. The joy of imagination,
sports such as soccer, floor hockey, community dinners and helped dec- creation, laughter and friendship are
volleyball and basketball. orate for special events. They have part of the experience and it is one
The importance of good character even created works of art to be sold that each of us staff members take
and personal responsibility are cen- to help with fundraising efforts. great care in providing.
tral tenets of the club experience as For members facing difficult chal-
JournalReview.com A supplement of the Journal Review CONSUMER GUIDE 2021, VOL. 1 3
Fisher’s
DISCOUNT STORE
• Bulk Foods • Baking Spices • Flour • Sugar • Seasonings • Snacks • Drinks • Sauces • Meats & Cheeses Mon, Wed & Thurs 8 am-6 pm • Tues & Fri 8 am-8 pm • Sat 8 am-5 pm • Closed Sunday
• Dry Goods • Breakfast Foods • Paper Products • Drinks • Ice Cream • Candy
• Bent ‘n Dent items • Laundry Detergent
6492 E. 850 N. | Waveland, IN | (765) 435-7231
Five miles east of Turkey Run Park on State Road 47. Turn north on 700 E., Turn left on 850 N. Approx. 1 mile
Shop &
Save With
Us!
V isitndour
Bellmore
2 ion!
L at
o c
Country Store
Fresh Deli Sandwiches
Discount Groceries • Bulk Foods
Deli Meats & Cheese • Canned Goods
Mon-Fri 9-6:30, Sat 9-5:30 • Closed Sun
At the intersection of 59 & 36 | 765-344-1520
4 CONSUMER GUIDE 2021, VOL. 1 A supplement of the Journal Review JournalReview.com
GROCERY
7 ways to save on food
Food is a necessity and an expense
that simply cannot be avoided. A poll
found that Americans reported spend-
ing $151 on food per week. Around one
in 10 said they spent $300 or more per
week, and those with higher incomes
tend to spend more on weekly food
bills than people who earn less.
Compounding high food bills is the
fact that people tend to waste food.
According to the American Chemis-
try Council, roughly 80 billion pounds
of food are thrown out every year in
the United States. Britons throw away
around seven million tons of food and
drink per year, says BBC Good Food.
Saving money on food may seem
challenging, but it doesn’t have to be.
With some smart strategies, individ-
uals can reduce their food budgets
and still have enough to eat.
1. Store food properly. Pay atten-
tion to the correct ways to store food,
including promptly refrigerating or
freezing items to prevent spoiling.
2. Do your own work. Prepackaged,
presliced, or preportioned foods take
longer for manufacturers to prepare,
and those costs are passed on to con-
sumers. Separating foods oneself and
putting them into manageable por-
tions may take a little time, but the
savings for consumers could be con-
siderable.
3. Buy in bulk when it makes sense.
Bulk warehouse stores can make it
easier to stock up on essentials. But
they also can entice people to buy
items they really do not need. Con-
sumers should only purchase items
that make fiscal sense or ones that
cannot be purchased elsewhere for
less. Always compare the price per
weight or per unit when shopping.
4. Stock up on staples. Be on the
lookout for sales on items used fre-
quently, particularly staples that can protein for relatively little cost. They more money. Make use of store cou- which can make you appreciate them
be stored away. Watch for low pric- also can be added to meat or vegeta- pon apps to preload savings that can that much more. The same concept
es on coffee, oils and canned goods, ble recipes to bulk up dishes. be used at checkout. can be used for dining out.
stocking up when such items go on 6. Plan ahead. Planning ahead can 7. Explore frugal recipes. Skip- It is relatively easy to save money
sale. save big bucks. Peruse sales before ping meat or other expensive items on the cost of food when consumers
5. Embrace dried and canned leaving the house and spend time once in awhile can help reduce food make a commitment to being more
beans. Beans offer filling fiber and visiting a few different stores to save bills. Save expensive items for treats, frugal.
JournalReview.com A supplement of the Journal Review CONSUMER GUIDE 2021, VOL. 1 5
1 and 2 bedroom
apartment homes
• Call for our move-in specials!*
• We accept HUD vouchers*
• We also have affordable housing*
One bedroom
floor plan
WATERFORD
A PARTMENTS
765-362-6131
2001 Zelmar Drive • Crawfordsville, IN 47933
waterford.mysamteam.com
TDD# 1-877-895-2077 Two bedroom
*on select units floor plan
6 CONSUMER GUIDE 2021, VOL. 1 A supplement of the Journal Review JournalReview.com
HOME
Finding Your New Apartment
Do you need some assistance find-
ing the right apartment? The popu-
larity of apartment living has soared
in recent years as more people look to
rent rather than own.
Renting has many built-in advan-
tages.. Apartments are more conve-
nient than a house when it comes to
repairs and maintenance. As a renter,
you don’t have to keep a bank account
for repairs. Repairs and maintenance
are the landlord’s responsibility. That
takes a huge financial burden off you.
Another advantage is lower monthly
bills. Many landlords take care of the
water, garbage and sewer bills. .
If you are in the market for a new
place, think about your ideal apart-
ment, about what amenities you’d like
to have before starting your search.
START SEARCHING
Come up with a sensible budget and
then narrow your search to only in-
clude apartments in that price range.
Tell your friends and colleagues
you are looking for a new place to
live, and what you’re looking for in
an apartment. They may know of an
available apartment in their building
or complex.
Search the Internet, your local
newspaper and local property man-
agement companies for apartment
listings. Apartment search tools and
real estate magazines can also be Also, verify that the apartment is not Always look at security issues. Do
helpful. However, beware of paying THE INSPECTION adjacent to noisy venues or major the locks work? Do you need a key
large fees. Some agencies or websites You found the perfect apartment, roads that will make lots of noise at or access code to enter the building?
will charge you money to look at their right? At least on paper. But, when night. Are there smoke detectors and do
listings. you see it in person, it isn’t at all what Look at the building, including the they work?
Local realtors or property agencies you expected. Or it may appear to be roof, walkways and hallways. When Consider the exterior of the build-
will usually steer you to legitimate everything you imagined, until you you go inside the apartment, look to ing. Is the entryway near the mail-
landlords. Property owners pay an move in and find all kinds of prob- see if there the carpet is clean. Are boxes littered with mail, flyers and
agency to list and rent their apartments lems. To protect yourself, make sure the appliances updated? Is there newspapers?
and tend to be more reliable than some your initial inspection is thorough. good lighting?. Check the power, wa- Decide what type of apartment
you may find using other sources. Arrive early so you can see the ter pressure, and open and shut doors you want and can afford, search for
If you are doing business with an neighborhood. The surrounding area and cupboards to make sure they are it, and then make sure you inspect
agency, always check with the Better should be clean and safe. all working properly. it thoroughly before signing a lease.
Business Bureau. You can also view Is there parking available? Even if Make a note of maintenance issues Rental agencies and realtors can help
consumer complaints online. you do not have a car, you may even- you find. Ask how the landlord cleans you through the process, while ad-
tually get one. Plus, you may want a and preps the apartment between dressing any concerns you may have.
parking space or an area for visitors. tenants.
JournalReview.com A supplement of the Journal Review CONSUMER GUIDE 2021, VOL. 1 7
We’re Everywhere
You Walk
Laminate • Ceramic • Hardwood • Vinyl • Carpet • Waterproof Flooring
Zahn's
310 North Green St., Crawfordsville, IN • 765-364-0517
8 CONSUMER GUIDE 2021, VOL. 1 A supplement of the Journal Review
Floor
Covering
JournalReview.com
HOME
How to Choose a Flooring Dealer
New flooring can give your home a whole new
look. It can make rooms look bigger or smaller,
lighter or more elegant.
You can choose between carpet, hardwood,
bamboo, laminate, stone and tile. With so many
options, it is important to choose an experienced
flooring dealer. You will need guidance on which
brands and types are durable. Let a good dealer
help you determine which flooring material will
best fill your needs.
When picking the best flooring and respective
dealer, don’t be overly frugal. You must think
about longevity. Your budget may be tight and you
might be concerned about pricing, but you must
get the best value possible.
What if something happens in 10 years and you
have no warranty on which you can rely? Or if the
installers make a mistake and leave your flooring
permanently damaged?
So be sure to look at additional support and
services. Find a dealer who has a great reputation
and long track record of excellent customer ser-
vice. Spending extra money is worth purchasing a
product from a flooring dealer you can trust. You
aren’t just buying flooring. You are also creating a
relationship.
When looking for a flooring dealer, look on the
Internet or your local phone book.
But don’t automatically choose the companies
with the largest ads. That is no sign of the kind of
service you will receive.
The Internet can also be misleading when it
comes to finding a qualified floor dealer. Just
because it is one of the top search engine results
doesn’t mean that the company is reliable.
After making a list of potential dealers you are
considering, give each of them a call. Inquire
about the background of the company and how
long they’ve been in business. You may ask for
referrals from previous customers for references.
Find out about the installation services they
use and their reliability. Do they use in-company
groups or outside contractors? Also, find out about
prices and warranty coverage.
If you visit their offices, they might even show
you a scrapbook of prior work.
Experience should play a role in which com-
pany you ultimately select. Quality of materials,
comparable or lower prices and good references
will all make a big difference in finding the right
flooring dealer.
JournalReview.com A supplement of the Journal Review CONSUMER GUIDE 2021, VOL. 1 9
Growing for you in 2021!
• Professional
Open All Year!
Landscaping
• Shrubs
• Flowering Trees
• Shade Trees
• Perennials
• Annuals
• Baskets &
Planters
• Vegetable Plants
• Vegetable Seeds
• Bulk Mulch
• Bagged
Mulch & Soils
• Bird Seed
• Succulents
• Indoor Plants
1000 Lafayette Rd. • 362-9575 PROGREENGARDENCENTER.NET
10 CONSUMER GUIDE 2021, VOL. 1 A supplement of the Journal Review JournalReview.comHOME
Garden center has your landscape needs covered
ProGreen Garden Center has been
part of the Crawfordsville commu-
nity since 1993. We would like to
invite you to come and see what is
new this spring in the greenhouses.
We offer a great variety of annu-
als in packs, flats, planters and bas-
kets, almost all of which we grow
ourselves right here at home for
your gardens. We have seen our cus-
tomers’ interest in and desire for
vegetable gardening increase over
the years, so we have added more
vegetables, berries and vines this
year to help satisfy the want for
home grown food. Also, one of the
largest sections of bulk garden seed
at below catalog prices is available
at ProGreen Garden Center.
Another change we have seen over
the years is that more gardeners
are planting more perennials in
their gardens. We have two green-
houses devoted to perennial produc-
tion offering around 200 varieties
for most environmental conditions.
And then there is the tree and shrub
nursery. Shade trees, flowering
trees, evergreen trees and fruit
trees. Flowering shrubs, windscreen
types of shrubs, not-so-big shrubs
and evergreens. We have trees and
shrubs for just about every situa- consultation. the garden center, be sure to check We are thankful for all the folks
tion. We recommend getting on the list out the home and garden gift and who have become our customers
Quality landscape gardens are a early if you are interested because decor. We are always looking for and friends in the past 25 years, and
valuable investment in your home. when the weather gets nice, we book unique items to offer that you will made it possible for us to keep on
They are also functional, usable and up very quickly. When you are at not find any place else in the area. growing for you in 2019!
enjoyable. There is no charge for
Join in the fun of bird feeding
Just because it is fun is reason that often. Yes, bird feeding is fun, and damaging insects from mosquitos to
enough. Most of us are pleasured by the that is why ProGreen Garden Center beetles and caterpillars.
sight of a cardinal brightening a drab now offers many outstanding mixes It is a win-win proposition for feed-
winter day outside our windows, or the of wild bird feed aimed at attracting ing birds with feed from ProGreen
sighting of the first robbins of spring. a variety of birds to your yards and Garden Center, where quality feeders
How about the colorful finches darting gardens. are also offered. Birds need a lot of
through the air and landing on our this- In addition to the aesthetic benefits energy to provide us with rewards and
tle feeders in sight of our back porch? of bird feeding, there are also the benefits of their presence, so why not
And then there are the early morning practical reasons. Most species of join the fun of bird feeding if you ha-
concerts announcing the rising sun and birds are insect feeders as well as seed ven’t already, and come to ProGreen
the beginning of a new day. feeders. Consistently attracting birds Garden Center for reasonably priced
It is always fun to see a species at to your feeders keeps them coming quality bird feed today.
the feeder which you may not see all around to also look for pesky and
JournalReview.com A supplement of the Journal Review CONSUMER GUIDE 2021, VOL. 1 11G ood fences
make good neighbors
They also provide privacy and security and enhance property.
• Industrial & Residential • Ornamental
• Custom Designs • Chain Link
• Vinyl-Wood • Farm Fence
Lowe’s
Fully Bonded
and Insured
Professional
Installation Custom Fencing
and FREE
Estimates! 765-230-0600 | lowe8282@sbcglobal.net
P.O. Box 402, 118 E. South St., Ladoga
12 CONSUMER GUIDE 2021, VOL. 1 A supplement of the Journal Review JournalReview.comHOME
How to Choose a Fencing Company
One of the best improvements you for your city, if one is required. You can judge some of this on your get a quote for repairing it or replac-
can make to your property is adding Local knowledge can also lead to a own by looking for examples of their ing a portion of it, depending on your
a fence to increase the level of priva- better result in the end. The specific work in your area — particularly budget.
cy and security on your property. soil and climate in many locations fences that are several years old so And if you’re having a new fence
If you’re thinking about building a can impact what types of fencing you can see how they hold up after installed, get a clear understanding
fence at your home, start by getting work best and how they need to be receiving a lot of wear and weather- of how any repairs or adjustments
in touch with a quality fencing spe- installed. The depth of posts, for ing. will be handled going forward. It’s
cialist. example, can be an important factor Ask the company for testimonials not uncommon for gates to need a
Here’s what you should look for: in areas where the soil “moves” a lot and the addresses of some fences little adjustment, for example, as
with the seasons. that you can drive by and check they settle and are exposed to the
EXPERIENCE out in person. Seeing their work elements in the coming months, and
The first thing you should do when INSURANCE with your own eyes will tell you a good fencing companies will do those
talking with a potential fence install- Like with any contractor who will lot about what you can expect from little repairs for free if they’re need-
er is ask about their background. be working on your property, it’s them on your own property. ed for a certain period of time.
While the length of time they have important to ask what type of insur- Also make sure you ask about what In the end, you should choose a
been in business is certainly a factor, ance coverage the fencing company kind of warranty coverage their fencing company that makes you feel
so is the breadth of their experience carries. fences come with. Some companies comfortable as a homeowner. The
in the industry. Typical homeowner’s insurance that make the materials, such as best ones will have lots of positive
In other words, you want to make policies don’t cover injuries that vinyl fences, will cover those materi- recommendations and good-looking
sure their background matches the occur to contractors working on your als for a lifetime if they are installed examples of their work all over town.
job you have in mind. home. The fencing company should correctly. And the people who install Shop around for the company that
Another related factor is how carry their own liability policy to your fence should be able to provide has the best reputation in your area
well the fencing company knows protect you from any accidents that a guarantee of their work for a cer- and provides top-notch customer
your local market. Most cities have might happen while constructing the tain period of time, too. service.
strict regulations that govern the fence on your property. Every time you enjoy the privacy
materials, dimensions and locations REPAIRS and beauty of your new fence, you’ll
of where fences are allowed to be QUALITY OF WORK Finally, make sure you understand be glad you did.
installed. A good fencing contractor The most important thing to con- the process for undertaking any re-
will have done plenty of jobs in your sider is the quality of work you can pairs that might be required on your
area and will be familiar with the expect to get. fence. If you’ve already got an older
restrictions and permitting process fence in place, you should be able to
JournalReview.com A supplement of the Journal Review CONSUMER GUIDE 2021, VOL. 1 13SENIORS &
VETERANS
RECEIVE
10% OFF
Residential • Commercial • Powerwashing
West Central Indiana Premiere Painting Company
BUZZ KIDD
765.362-1438 • 765.918.1899 (Cell)
14 CONSUMER GUIDE 2021, VOL. 1 A supplement of the Journal Review JournalReview.comHOME
How to Choose a Painting Contractor
A painting professional can help you good indication of the quality you can DESIGN HELP in writing. This contract should include
quickly and affordably transform the expect. The best painting contractors will deadlines, along with specifying costs
interior and exterior look of your home. For exterior paint jobs, ask the con- help you avoid the costly mistake of and materials to be used.
Good paint also helps to protect your tractor for a list of buildings he has choosing wrong colors for your home. A When you have narrowed your choic-
home, especially from weathering on painted in the past. You can easily in- shade that is too light, dark or just “off” es down to one or two contractors, ask
the outside. A good paint job can also spect his work yourself by visiting the can ruin an otherwise good paint job. plenty of questions. Inquire about what
help increase your home’s value. Unfor- location. A quality paint job should last True professionals will be patient kind of insurance policy they carry,
tunately, if you pick the wrong painter, for several years without showing signs with you. They will put several options who will be doing the work at your
you can end up damaging your home of deterioration. on the wall so you can decide the best home and what kind of preparations
and costing yourself needless expense. Samples of interior work can be color and sheen. They will develop good need to be made. If they are working
So if it’s time for a fresh coat of paint more difficult to review. Paint contrac- relationships with you and an interior on the interior of your home, you will
on your home, shop around and make tors may offer photos of their previous designer, if you’ve hired one. likely need to move or protect your fur-
sure you’re working with a reputable jobs, but it is usually better to ask your Some painters are as good at design niture before they arrive for the job.
painting company. friends and family who painted the inte- as they are at applying the paint, so it After these questions have been an-
Here a few things to keep in mind as riors of their homes. helps to find one with these extra skills swered satisfactorily, you can be con-
you vet potential painters. When you see work you like, try to get as you plan your project. fident you’ve chosen the right painting
PREVIOUS WORK contact information for the contractor. DETAILS contractor. Then you can relax while
When looking for a painting contrac- You may also get references from real- Consider all the details before sign- your home gets an updated, fresh new
tor, one of the first things to consider is tors or builders in your area, since they ing a contract. look.
their previous work. It will give you a have relationships with contractors. You should have all the specifications
JournalReview.com A supplement of the Journal Review CONSUMER GUIDE 2021, VOL. 1 15GARAGE DOOR SALES
OPENERS • DOORS • INSTALLATION
Residential • Commercial • Industrial
24 HR. SERVICE
877-857-5162
Greencastle
Residential Commercial Industrial -
Service Installation FREE Estimates
765-.653-.4742 Henry Thomas
-OWNER
16 CONSUMER GUIDE 2021, VOL. 1 A supplement of the Journal Review JournalReview.comHOME
How to Choose Garage Doors
If your garage faces the front
of the house, a new door could dra-
matically improve your curb appeal
and change the overall look of your
home.
A garage door is also an excellent
security asset for your home, allowing
you to secure your vehicle inside.
If you’re thinking about installing
a new garage door, you may be sur-
prised at just how many options are
on the market — and how affordably
they can be installed.
THE LOOK
Garage doors have seen an explo-
sion in styles, materials and colors
that are designed to match the archi-
tecture of any home, from rural barns
to craftsman bungalows or sleek ur-
ban getaways. So if you thought your
choices were limited to simple sheet
metal styles, think again.
While you may already have an idea
of the exact type of garage door you
want to see installed, some homeown-
ers seek the advice of a designer to
help make the decision to pick the
right style and color combination.
Some garage door retailers will be
able to help you visualize what the
different doors would look like — com-
plete with color and material sam-
ples, and perhaps even software that
will show a picture of what your home sulation of your garage door can be an Ask your garage door retailer about
LOCAL REQUIREMENTS
would look like. important factor to help reduce your any special safety features on the
Before you make the purchase, you
You should also pay close atten- energy bills. door you select. It should have a de-
should also check to see if your city,
tion to the materials. Today’s garage Just like windows and insulation in sign that won’t pinch your fingers or
county or homeowner’s association
doors can be made from expensive your attic, garage doors come with an hurt small children if they get caught
has any special requirements for ga-
hardwoods, textured vinyl, fiberglass “R factor” rating that tells you how under it. Make sure it will be installed
rage doors.
or basic aluminum, all of which will well they insulate your home from according to all applicable safety
Homeowner’s associations, in par-
have a big impact on the look and lon- outside temperatures. This is espe- codes in your area.
ticular, may have very picky require-
gevity of your door. cially important in heated garages.
ments about what materials and
Pay close attention to the mainte- But even an insulated door on un- OPENER
styles can be used in your neighbor-
nance needs of whatever material you heated garages can make a positive Finally, when you install a new ga-
hood. Make sure your choice meets
choose. Some will hold their color lon- impact on your energy usage if it can rage door it’s usually a good idea to
with the approval of any local author-
ger than others, and real wood doors keep the hot and cold weather away install a new opener, too. Make sure
ities or boards that control their use.
can require regular staining and seal- from the interior of your house. you factor this into the cost and ex-
ing every few years to keep them look- In general, the higher the “R value,” plore all your options — including the
the better off you’ll be. It is a good SAFETY
ing spectacular. latest models that can be closed re-
idea to pay attention to this in ex- A garage door is typically the larg-
motely via smartphones and operate
treme climates. est moving object installed in any
INSULATION very quietly and efficiently.
home, and safety should be a consid-
Depending on your climate, the in- eration.
JournalReview.com A supplement of the Journal Review CONSUMER GUIDE 2021, VOL. 1 17MOVE INTO YOUR
Meet the Team
Jackie
Thompson
VP / Branch Manager
NMLS# 780847
Kody
Conkright
Loan Officer Assistant
NMLS# 1294208
Whether you’re looking to purchase your
first or fifth home, we can assist you with
the financing. We offer a wide variety of
financing options including:
Conventional
FHA / VA
Fixed Rate
Renovation Lending
(765) 361-1900
jthompson@university-lending.com
Rural Housing Construction Lending
kconkright@university-lending.com
Indiana Housing Investment Properties www. university-lending.com
University Lending Group, LLC NMLS# 213179 is a subsidiary of University Bank NMLS# 715685, Member FDIC. All loans and pre- 209 East Market St, Crawfordsville, IN
approvals are subject to credit approval and/or acceptable appraisal (if applicable). Terms and conditions apply. This is not a commitment
to lend. Programs, rates, terms and conditions are subject to change without notice.
18 CONSUMER GUIDE 2021, VOL. 1 A supplement of the Journal Review JournalReview.comLENDING
The Smart Choice
for Mortgages!
Loan officers play a crucial role in the
home buying process. From application to
underwriting to closing, we’re here to guide
you every step of the way. We’ll discuss your
finances, future plans, payment preferences
and other financial prospects to determine which
program best suits you and your lifestyle.
We have resources TRUST THE PROCESS
to make this process
an easy one. With our Application Process
technology, after hours We have online applications
appointments and readily available GET IN TOUCH
specialty programs,
we’re certain we’ll Confirm Property Info
The property will need to JACKIE THOMPSON
find the right program be appraised
for you. I’m on call to Branch Manager
Processing & NMLS #780847
answer your questions,
Underwriting O: (765) 361-1900
send pre-approval Our underwriters process F: (765) 361-0400
letters, prepare your files in record time 209 East Market St
documents and provide Crawfordsville, IN 47933
loan comparisons to Closing www.university-lending.com
The fine print, details and
ensure you’ve made the
everything in-between is
right decision. finalized for a smooth closing.
JournalReview.com A supplement of the Journal Review CONSUMER GUIDE 2021, VOL. 1 19Owner/BrOker BrOker BrOker
GREG MORRISON DALE WILSON CASEY HORN
765-366-1521 765-376-6178 765-366-9904
BrOker BrOker BrOker
SARAH DEVORE STACEY BAIRD KAY SOWDER
765-225-1427 765-720-2075 765-918-1538
Nobody
does it
better!
1721 Lebanon Rd., Crawfordsville, IN • (765) 362-5878
20 CONSUMER GUIDE 2021, VOL. 1 A supplement of the Journal Review JournalReview.comREAL ESTATE
How to Choose A Real Estate Agency
Buying or selling a home is a look the same, real estate agen-
major event. And because of com- cies have a preference for the kind
plicated contracts and significant of properties they show or sell.
investments, it’s one that you’ll want These concentrations might include
to take on with the help of a real commercial properties or high-end
estate professional. homes. Try to find a business with
Finding a good agent often means a focus that concentrates on selling
finding a reputable real estate agen- homes similar to yours.
cy. These days, it seems like every Look at an agency’s listings to see
town has more than its share of real if your home would fit in nicely with
estate businesses. But choose wise- their existing clients. If you were
ly, all are not equal. You should ask purchasing a home, would you find
around and check with your local their listings easy to read and infor-
business bureau for suggestions mative?
about good agencies in your area. The size of the agency will have
Once you have a list of possibili- an impact on your experience. Small
ties, do some research. Find out how agencies can provide more person-
long the agency has been in busi- alized service, but they may not
ness. Ideally, you want people who have the networking advantages of
know your community. a large company. Big agencies have
If the real estate agency is merely more opportunities to network and
a side business, it might not give you sell your home, but they may have
the best results. Buying and selling to divide their time among many
homes is a full time job. clients.
Look on the Internet and read cus- Be prepared to ask an agency the
tomer service reviews. They should following questions if you are selling
also have an impact on your overall your home:
impression of an agency. -- How will you advertise my
Once you have narrowed your list, home? Will you use the Internet and
contact some businesses and ask newspapers?
them questions. You should know -- How many pictures of my house
about their listings, fees and com- will appear online?
missions. -- On which sites will my home be
Choose an agency that has connec- featured?
tions with the community, a sharp -- Do you have other homes that
understanding of neighborhoods that have recently been sold in this price
interest you, and solid contacts with range?
other realty companies. -- How long has the agency been
This assumes major importance selling homes in my neighborhood?
when you’re selling your current -- What makes your agency unique?
house, because the agency usually The two biggest financial deci-
handles the sale while the realtor sions you will make in your life-
helps you find your new one. time are buying and selling a home.
The marketing strategy and adver- Protect your investment and peace
tising is what makes each agency of mind by choosing the best and
unique. It will greatly influence the most trustworthy real estate agency
sale of your home. you can find.
Although most companies might
Check out our listings at: www.davismorrison.com
JournalReview.com A supplement of the Journal Review CONSUMER GUIDE 2021, VOL. 1 21#
1 CBD Oil in Indiana
CBD Brand in Indiana
• Indiana grown organic
medicinal cannabis
• Retail/Wholesale
• Full spectrum CABD products
• CBD for pets
• FREE consultation
HEMP IN THE
HEARTLAND
FIND US @:
3147 E. Ladoga Rd, Crawfordsville, IN (765) 364-0556 Heritage Farmacy
Davidson Greenhouse
www.davidsongreenhouse.com
22 CONSUMER GUIDE 2021, VOL. 1 A supplement of the Journal Review JournalReview.comWELLNESS
What Is CBD?
What Could it Do for Me?
Cannabidiol is a popular natural rem-
edy used for many common ailments.
acne, and a host of others like autism,
insomnia, and arthritis. CBD has also
Better known as CBD, it is one of over shown to modify the circuits in the brain
100 compounds known as cannabinoids related to drug addiction and reduce
found in the cannabis sativa family of morphine dependence and heroin seek-
plants. ing behavior.
The Cannabis Sativa family is made At Heritage Farmacy, we take pride
up of two varieties. Marijuana and in providing a safe herbal alternative to
hemp are like sisters in this family. addictive drugs like opioids, oxy, Xanax,
They are the same in many ways yet valium, stimulants, and a host of an-
much different in their chemical make- ti-depressants.
up. Our CBD hemp is grown from the best
Although both marijuana and hemp genetic hybrids that have been created
look alike, have the same fragrance, and through years of selected breeding. We
share the same compounds, the per- grow our hemp on certified organic
centages of these compounds are what farms and use no herbicides, insec-
makes them different from each other. ticides, or manufactured fertilizers.
The two main cannabinoids in can- Quality and safety are two of our main
nabis sativa are Tetrahydrocannabi- concerns in producing our CBD prod-
nol (THC) and Cannabidiol (CBD). ucts. as an infuser instead of an extractor. add to the effectiveness in the tincture
THC is the principal psychoac- Our oil tinctures are different than Instead of using the solvents to re- through an effect called The Entourage
tive compound of cannabis. It’s what most others currently on the market move the cannabinoids, our method uses Effect.
gives you the sensation of being “high”. in the way they are manufactured. the carrier oil that is normally used The entourage effect simply describes
CBD is the main cannabinoid found in Most all CBD oil tinctures are made to thin the concentrate as a catalyst to how all these compounds work together
hemp. Unlike THC, CBD doesn’t have a from extracted oil through a process separate the cannabinoids and other and in unison to give the best possible
psychoactive effect. In fact, it’s shown that uses solvents to remove the can- beneficial phytocompounds from the effect of each compound. The terpenes
to have several health benefits without nabinoids from the plant material. The plant material. The hemp flower is help the cannabinoids to become more
the “high” associated with THC. cannabinoids are first concentrated then first soaked in the carrier oil. In our bioavailable for our body to absorb. Bio-
This makes CBD an appealing option thinned down with an organic carrier oil case, certified organic coconut oil. availability is important to get the most
for those who are looking for natural, like coconut or hemp seed oil to give it Then through a process using heat and benefit possible from all the compounds
herbal remedies. It’s also proven to be volume for proper dosing. pressure the carrier oil is infused into the plant has to offer.
effective on a long list of ailments with- Although there is no evidence that the hemp flower then with more heat We are beyond excited and very proud
out the mind-altering effects of marijua- these solvents such as ethanol, propane, and even more pressure, the oil is forced to introduce this new “fresh squeezed”
na and certain prescription drugs. or Co2 leave any dangerous residues, out of the CBD rich flower to produce a tincture into the marketplace. We feel
CBD can be consumed many ways. It it is common knowledge that they can fresh squeezed infused oil that needs no that our hard work, research, and inno-
can be extracted as an oil tincture and degrade the cannabinoids. Even more thinning. After a filtration process, the vation has produced the best CBD hemp
taken directly under the tongue. (sub- so they can damage the bioflavonoids, infused oil is bottle ready without any flower and tinctures available anywhere.
lingually) It can be added to food and terpenes, and phytonutrients that are in further processing. Anyone who has questions concerning
consumed or smoked in its purest form the extract. The difference in our CBD oil tinc- our products or CBD in general can call
known as CBD flower. Our method is much different and is tures compared to others on the market Davidson Greenhouse & Nursery and
Cannabidiol is gaining momentum very new to the scene. So new that the could be compared to the way orange a trained consultant will be happy to
in the health and wellness world with machine producing our CBD tinctures juice is made. There’s orange juice from answer your questions and guide you in
some scientific studies confirming it is a proto-type, first of its kind machine concentrate and there’s fresh squeezed. exploring the world of herbal remedies.
eases symptoms of ailments like chronic built by a company in Colorado. Heri- This gives our tincture a higher grade
pain, anxiety, epileptic seizures, in- tage Farmacy’s tincture is the first run of bioflavonoids, phytonutrients, and
flammation, depression, hypertension, from this machine that is being coined terpenes. These are all compounds that
JournalReview.com A supplement of the Journal Review CONSUMER GUIDE 2021, VOL. 1 23Now more than ever, staying connected counts. As your local newspaper, we are
committed to helping bridge the gaps created by the COVID-19 pandemic. From
neighborhood business reopenings and local news to virtual events and ongoing
support services, check in with us daily to stay connected to your community.
Let’s be here for each other.
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24 CONSUMER GUIDE
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