KIASU GUIDE 2020 PREDEPARTURE

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KIASU GUIDE 2020 PREDEPARTURE
KIASU GUIDE 2020
PART 2
PREDEPARTURE

 1
KIASU GUIDE 2020 PREDEPARTURE
DISCLAIMER

This publication is being made available for the sole purpose of providing information

for all prospective candidates/incoming freshers studying at University College

London (UCL) for the term beginning September 2020. It shall not, by way of trade or

otherwise, be lent, resold, hired out, or otherwise circulated without the prior written

consent of the UCL Singapore Society in any form of binding or cover other than that

in which it is published and without a similar condition including this condition being

imposed on the subsequent purchase. Under no circumstances shall any member of

the UCLSS be held liable for any incorrect information represented in this publication.

 ACKNOWLEDGMENTS

This publication would not have been possible without the support received from our

predecessors. We would like to express our heartfelt thanks to all parties involved in

the creation of this publication.

 2
KIASU GUIDE 2020 PREDEPARTURE
FOREWORD

Hey friends!

At this stage, most of you should have submitted your accommodations requests and
are waiting out for your CAS number to apply for Visas. This will take a while to come
as the UK and UCL can be rather slow in processing these things. In the meantime,
hang tight and read this guide!

Part II gets into the nitty gritty - the dos and don’ts of settling into the UK. Treat this
Guide as a knowledge bank based upon years of Seniors’ experiences and mistakes.
Here, you will find information about essential services such as Banking and Telco
providers as well as travel tips. While Part II aims to be as comprehensive as possible,
there will undoubtedly be unforeseen challenges. Don’t be afraid to ask for help –
hundreds have gone through the process (and survived!).

I look forward to meeting all of you at our Pre-Departure Talk on the 13th of July, and
the Orientation Camp from the 23rd to 25th August. Do sign up and attend these
events to meet other Freshers and hear directly from your seniors!

Best wishes,

Harish Sai Bhaskar

President,
UCL Singapore Society

 3
KIASU GUIDE 2020 PREDEPARTURE
Big Thank You to our PLATINUM Sponsor

Shopee is the leading e-commerce platform in Southeast Asia and Taiwan. It is a
platform tailored for the region, providing customers with an easy, secure and fast online
shopping experience through strong payment and logistical support. Shopee aims to
continually enhance its platform and become the region’s e-commerce destination of
choice via ongoing product optimisation and localised user-centered strategies.
For more information, please visit https://shopee.com

Shopee, a Sea company, was first launched in Singapore in 2015, and has since
expanded its reach to Malaysia, Thailand, Taiwan, Indonesia, Vietnam and the
Philippines. Sea is a leader in digital entertainment, e-commerce and digital financial
services across Greater Southeast Asia. Sea's mission is to better the lives of consumers
and small businesses with technology, and is listed on the NYSE under the symbol SE.

Shopee also provides a wide range of career opportunities from business development
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opportunities for fresh graduates across the region. The Shopee team is rapidly
expanding across the region and constantly on the lookout for talents who have the
passion and drive to become part of a fast-moving and dynamic team. For
more information, please visit https://careers.shopee.sg/

Our Branding and Events
Follow us on LinkedIn: https://www.linkedin.com/company/shopee/

 4
KIASU GUIDE 2020 PREDEPARTURE
Big Thank You to our Silver Sponsor

We use technology to improve the lives of Singaporeans, tackling real
challenges with products, services and solutions we designed and built It
thrills us to know that our work has the ability to impact and benefit
our stakeholders citizens, businesses, public officers and
government agencies.

Share our excitement and our passion? Feeling energized about
building our nation as we continue our digital transformation journey,
and developing meaningful products, platforms and solutions for the
public good?

Be Agile, Bold and Collaborative! Grow in ways that surprise! Join us for
internships, scholarships (including mid term scholarships) and full time
roles available Contact us at go gov sg/contact me or email Jia Yi at
TAY_Jia_Yi@tech gov sg

Learn more about us:
- Official website: www.tech.gov.sg
- LinkedIn: www.linkedin.com/company/govtech-
 singapore

 5
KIASU GUIDE 2020 PREDEPARTURE
VISA APPLICATION

I. ONLINE VISA APPLICATION

 1) Online form is available at https://www.gov.uk/tier-4-general-visa/apply

 a) The earliest you can apply is 3 months before your date of travel to the UK
 and you can arrive in the UK up to 1 month before your course starts (for
 courses lasting more than 6 months).

 b) Apply under the Tier 4 (General) Student category. For scholars, you may
 apply under the Tier 4 (General)(Sponsored) Student category. However,
 if you have been advised otherwise by your scholarship officer, do follow
 their instructions.

 2) Filling in the online form

 a) Submit and print a copy of the online form.

 3) Payment and Visa Appointment

 a) Schedule your appointment and make payment. As of 28 August 2020, the
 application fee for a Tier 4 Student Visa is £348 (approx 600SGD). It is also
 mandatory for all international students applying for a visa to pay the
 Immigration Health Surcharge (IHS). This payment will be made together
 with the visa application fee. For students, it is approximately £300-400 per
 year of study.

 b) You may calculate your IHS fee here: https://www.immigration-health-
 surcharge.service.gov.uk/checker/type.

 c) After making the payment, you will be sent an email informing you what to
 do next and what to bring to the VFS Global visa centre.

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KIASU GUIDE 2020 PREDEPARTURE
II. VISA APPOINTMENT

 1) Go for the appointment at

 a) VFS Global

 135 Cecil Street #08-01 MYP Plaza Singapore 069536

 Tel: +(65) 62241732

 2) Prepare and bring the necessary documents for the visa appointment

 a) Online visa application form

 b) UCL email containing your CAS number

 i. Don’t be too concerned if your CAS does not have your surname,
 English name and Chinese name in the right order. Just make sure
 that all parts of your name are reflected and only your surname is
 CAPITALIZED.

 c) VISA appointment letter

 d) Current and previous passport(s)

 e) 2 passport photos

 f) Education transcripts

 g) Financial evidence:

 Self-funded

 i. Copy of bank statement

 ii. Personally-signed letter from your bank manager with the bank
 letterhead, bank account number, your full name (per your passport),
 date of letter, and available funds clearly stated.

 iii. Pursuant to the UK immigration rules, new students studying in the
 UK for the first time are required to show the full maintenance sum
 of £11385.

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KIASU GUIDE 2020 PREDEPARTURE
iv. The minimum sum reflected in your bank statement can be
 calculated as such:

 v. Minimum sum = Tuition fees for AY 2020/2021 + Maintenance

 vi. The minimum sum must a) be shown to have been maintained in the
 account for at least 28 consecutive days, b) with the 28th day being
 no more than 1 month before your visa application date.

 vii. For example:

 1. A bank statement for the 28-day period 1/08/14 to 29/08/14
 must reflect a balance above or equivalent to the minimum
 sum throughout this period.

 2. The same bank statement is only valid as financial evidence
 for a visa application submitted between 29/08/14 (‘the 28th
 day’) to 29/09/14.

 viii. If you are presenting your passbook as financial evidence, please
 remember to update it before getting a certified-true-copy for
 submission. Similarly, a passbook updated as of 1st August will need
 to be submitted by 31st August.

 ix. If the funds are in your parent’s name, you must submit the following:

 1. Your birth certificate confirming your relationship with your
 parents

 2. A signed letter from your parent agreeing to fund your studies
 and confirming your relationship

 x. If the funds are in your legal guardian’s name, you must submit the
 following:

 1. Your legal guardianship documents

 2. A signed letter from your guardian agreeing to fund your
 studies and confirming your relationship

Scholarship

 8
KIASU GUIDE 2020 PREDEPARTURE
xi. Scholarship letter from your scholarship body. The HR department
 should instruct you accordingly.

 3) During the visa appointment

 a) The security guard will ask you for your appointment letter and you will have
 to go through security checks. You will then be ushered to the waiting room.
 (Waiting time tends to be longer during lunch hours)

 b) Once it's your turn, a staff member will look through your forms and help fill
 in/correct any details. He/she will also ask you whether you want the
 following optional services:

 i. Courier service for your passport to be sent to your house for $20
 (otherwise, you can pick it up at the office)

 ii. SMS service for $3 to inform you of when you are able to collect your
 passport and visa

 c) After that, another staff member will collect your biometric data (photograph
 and fingerprints)

has been processed (or SMS if you signed up for the notification service). No
appointment is needed, you just need to bring along the receipt and collect it
anytime between the collection hours (Monday to Friday 14:00 - 1600).

Q: What if my passport is going to expire soon?

A: You might want to renew it before applying for a visa, as it may be troublesome and
expensive to transfer your visa or link your BRP to a new passport. Ideally, your passport
would expire after you complete your studies. Note that the passport you are using to
apply for the visa must be the same passport as that stated on the Confirmation of
Acceptance for Studies (CAS). If not, you MUST update UCL and inform UCAS to
request a re-issue of the CAS.

Q: What is a BRP and how do I get it?

A: The Biometric Residence Permit (BRP) is similar to an IC and essentially acts as your
visa. It has your biographic

 9
ATAS APPLICATION

About ATAS
The Academic Technology Approval Scheme (ATAS) was introduced in 2007, designed
to ensure that the people who are applying to study sensitive subjects in the UK do not
have any links to Weapons of Mass Destruction Programmes. (Yes, this is true! Check
up the website if you do not believe us!) If you require an ATAS Certificate, it is important
for you to obtain it as it will be part of your requirement in your visa application. Here are
some useful tips in helping to make your ATAS Application smooth and seamless.

Who needs to apply for an ATAS Certificate?
What you study determines whether you need an ATAS Certificate, do click on the links
below to check if your confirmed course is listed. The requirement will also be made
known to you under the terms of your offer by UCL.

If it is, you would need an ATAS certificate! Be sure to carry on reading and apply for the
certificate. If not, hooray! You don’t have to worry about this☺

Courses requiring ATAS Certification in UCL: (Provided by UCL)
https://www.ucl.ac.uk/students/sites/students/files/atas_list_jan_2020_0.pdf

UK Government website to check if you require an ATAS Certificate
https://www.academic-technology-approval.service.gov.uk/

Items/details to have by your side when applying for an ATAS Certificate
 ● Your conditional / Unconditional offer letter from your Higher Education Institution
 (HEI) – In your case, offer from UCL.
 ● Information about your programme of study/research including the relevant JACS
 code

You will also need to provide information on:
 ● Contact details
 ● Passport details
 ● Previous studies
 ● Previous and current employment (if applicable)
 ● Previous ATAS applications (if applicable)
 ● All published papers
 ● Optional modules you anticipate taking in a taught Masters (if applicable)

 10
● Your area of research and a description (for research degrees)
 ● Full names and contact details of 2 referees (First name and Family name). You
 must have known both of your referees for at least 3 years. At least one must also
 be an academic from your country of origin
 ● How you will be funding your studies (self/family or scholarship)

Applying for an ATAS Certificate
Step 1: Register for an account at https://www.academic-technology-
approval.service.gov.uk/create-an-account
Step 2: Fill in the online application form
Step 3: Submit and print your application

Do take note that you fill in the correct information in your online application form,
especially the JACS code. If your ATAS does not match UCL’s offer, you may be refused
a visa.
The online application form is tied to the email address that you have provided, and the
only way to “untie” your email address to that form is to complete and submit that form.
In the event that you have filled in the form wrongly, you can start again with another
email address.
Alternatively, you may complete and submit the form first, then register again with the
same email address (this time with the correct information). But you will have to email
ATAS with your ATAS ID number provided in your submitted form and inform them to
withdraw your incorrect application.

How long will one have to wait after submission?
It will take 20 working days (4 weeks, or sometimes more) for your application to be
processed. However, due to the increased amount of applications between April and
September, it can take up to 30 or more working days.

It is strongly encouraged to complete the application early, but only after confirming your
place in UCL, so that you can apply for your UK visa in good time. Do take note that unlike
the visa application, there is no ‘fast track’ service available so applying early will be
beneficial.

The ATAS certificate application is free and would need to be done before you make your
visa application! So make sure to get it done ASAP!

Useful websites to get more information on ATAS:
https://www.ucl.ac.uk/students/immigration-and-visas/academic-technology-approval-scheme-atas
https://www.gov.uk/guidance/academic-technology-approval-scheme

 11
FINANCE
I. Cost of living

 1) On average, if you’re catered, £300-£400 per month would be a comfortable
 budget, allowing you to eat adequately and enjoy a cup of coffee/tea here and
 then. If you’re not catered, £350-£450 would be a better estimate depending on
 how often you decide to cook and your spending habits. As no meals are provided,
 it is tempting for non-catered students to dabao, spending on average £5 per meal.
 As such, it really depends on how you spend your money.

 a) Based on experience, groceries per week kinda average at £15 , transport
 per month about £100 and random spending on personal indulgences about
 £150 so a month’s spending for non catered students could average around
 £350

 2) For accommodation, catered halls in the Bloomsbury area would be around £220
 per week (average – gardens hall being the most expensive at £280 per week),
 while non-catered would be around £190 per week.

II. Preparations in Singapore

 1) Before arriving in London, remember to prepare your bank draft/money order/bank
 statement. It is advisable to bring enough pounds in cash to tide you over the first
 few weeks while waiting for your bank account to be set up. A conservative
 estimate would be £500. Do also take note that most vendors in London tend not
 to trust the £50 note, preferring smaller denominations such as the £20 note. You
 can thus bring £50 notes and change them at the bank. It is also useful to bring
 along some Euros if you plan on travelling around Europe; however, this is not
 necessary as you have Monzo, which I will get to in a moment.

 2) The tuition bills for all courses in the year AY2020/2021 can be found here:
 https://www.ucl.ac.uk/prospective-students/undergraduate/fees-and-
 funding/tuition-fees/overseas-students-fees

 3) Please visit http://www.ucl.ac.uk/current-students/money/fees-payment/invoices
 for more information on payment methods for sponsored and self-financed
 students.

 12
4) Note: Students are now offered the option of paying for their whole programme of
 study in advance at the start of their first year of study with the fee level fixed at
 the rate of their first year of study. Email fees@ucl.ac.uk prior to the start of the
 programme of study and payment must be made in full before, or at, enrolment.

III. Setting up bank accounts
 In Singapore
 1) This section is only relevant if your parents are HSBC Premier account holders.
 The requirement to be a HSBC Premier account holder is that $200,000 must
 be maintained in the account at all times and failure to do so will incur a heavy
 penalty. The advantages of having a Premier account is that you can set up a
 Premier account anywhere else in the world for free. Transfer of funds between
 accounts is also free, and the exchange rates are substantially better than
 overseas transfer between two bank accounts. More details are available at
 https://www.hsbc.com.sg/premier/.
 2) Other options such as HSBC Passport Account (requires a monthly payment
 of £8/month with a minimum of a six-month contract), and Citibank Pound
 Account (Citibank UK is unfortunately a separate entity so it is a huge hassle
 to link it to the one set up in Singapore) are available, but as explained, are not
 exactly feasible. As such, it is recommended to set up your bank account in
 London as there are many options available and once the initial registration is
 completed, the services provided are more or less the same.

 13
In London
Map of nearby banks to UCL

 1) It is recommended that you sign up with a bank that is nearby so that if you require
 any assistance (such as a lost card, forgotten pin, or if you require human
 assistance – not everything can be done online! It’s irritating!) you don’t have to
 travel far to receive it.
 2) Most banks also require a statement of enrolment that can only be issued by UCL
 once you’ve properly enrolled onsite. Therefore, the earliest you should arrive
 would be the start of the international students’ orientation programme week (dates
 of which will be sent to you via email from the university office).
 3) If not, you can either show up at a bank of your choice and ask to be signed up.
 Be warned though - during peak periods such as orientation week, banks might
 ask that you make a reservation first and come at a later date. As such, be sure
 that this is the first thing that you do upon enrolment! Here are the links to the more
 popular banks:

 14
a) HSBC Bank Account (the most basic account with no monthly charges):
 https://www.hsbc.co.uk/current-accounts/products/bank-account/
 b) Lloyds Classic Account:
 https://www.lloydsbank.com/current-accounts/all-accounts/classic-
 account.asp
 c) Barclays Student Additions Account (International):
 https://www.barclays.co.uk/current-accounts/international-student-
 bank-account/
 d) Natwest Student bank account:
 https://personal.natwest.com/personal/current-accounts/compare-
 current-accounts/student-account/international-student-documentation-
 required.html
 4) On the other hand, UCL being the esteemed college that it is, will invite the banks
 to set up booths in the building opposite the Printroom café during Orientation
 week till Freshers’ Fair and you can open your account there instead. A
 representative will be at each booth, and I have been told that even if you’ve
 opened your bank account, it’s a great place to get free pens. More information
 can be found here: http://www.ucl.ac.uk/iss/when-you-arrive/bank-account.
 5) What to bring to set up your bank account? Different banks may want to see
 different documents, so check their websites or give them a call to make sure
 you’ve got everything you need. Most students need to bring:
 a. Identification, like a passport or ID card (including your BRP);
 b. Proof of a UK address (which you can get from your hall);
 c. Proof you’re a student (proof of student status from UCL).

IV. Spending
 1) In addition to your bank account, it is recommended that you open a debit account
 with providers such as Monzo, Glint, etc. These debit accounts work by a manual
 transfer of money from your main bank account and by spending using that debit
 card, the app that comes with the account tracks your spending and is thus a great
 way to manage your finances.
 2) Disclosure: I hold a Monzo account but am sadly not paid for promoting it. One of
 its biggest advantages is that they do not charge a foreign transaction fee for when
 you use the card overseas. Instead, they rely on the Mastercard foreign currency
 conversion rate which is the best rate that you can get. In addition, there will be no

 15
charge when withdrawing from an ATM overseas (up till £200 over a 30-day
 period). This is the best card to get if you’re a student who wants to budget and is
 an avid traveler. However, do note that Monzo is best used as a supplementary
 account and not as your main bank account in the UK!
 3) More information about Monzo can be found here: https://monzo.com/faq/.

That’s all for finance matters! As always, if you have any questions, feel free to contact
me on Facebook (I-zac) and I’ll try my best to help you! If you were simply reading this to
answer your parents’ question of what’s the recommended budget and want to live an
extravagant lifestyle, refer to https://www.ucl.ac.uk/prospective-
students/undergraduate/fees-funding/tuition-fees/living-expenses-and-additional-costs
to back up your answer. (“A total of around £387 per week is considered a reasonable
average for about a 39-week year”)

 16
EXIT PERMITS & REGISTRATION WITH MFA
I. Exit permits

 1) For those disrupting from National Service, make sure to apply for disruption early,
 and get an exit permit if needed. For NSmen, you can get an exit permit online at
 http://www.ns.sg. You will need to provide the letter of acceptance from UCL for
 your application.

 2) Call the 24-hour NS Call Centre at 1800 367 6767 and check with CMPB/MINDEF
 if you are unsure.

 3) If you come back to Singapore on holiday break for more than 28 days, you will
 need to renew your exit permit. The procedure will be the same as above.

II. Registration with MFA

 1) Registering with the MFA will allow the Ministry and its embassies/consulates to
 contact you and render assistance in case of an emergency overseas. This free,
 online service provided by the MFA is completely optional, and can be obtained at:
 https://eregister.mfa.gov.sg/eregisterportal/common/preLoginEregisterView.actio
 n

 17
INSURANCE
I. NHS

 1) If you’re a student studying in a UK university (i.e. UCL) for more than six months,
 you automatically qualify for free National Healthcare Service (NHS). In UCL, the
 NHS practice they recommend is Ridgmount Practice which is located near to the
 UCL campus. It provides general health care, a contraceptive service and a full
 nursing service. As long as you live in one of the local postcodes which they cover,
 you’d be eligible to register with Ridgmount Practice. Otherwise, you can register
 with another NHS general practice near you. Registering is easy. All you have to
 do is complete an online form and visit them personally after. That’s all.

II. Private insurance
 1) Some of you may want to consider taking up private insurance on top of the NHS.
 This is to offer additional coverage that NHS may not cater to. For instance,
 coverage that you get from vacations (trips you take to neighbouring cities during
 term break). Some are also concerned about the long waiting time that comes with
 some NHS treatments. Getting private insurance will then mean that you can get
 quicker access to the treatment you need by turning to private medical care which
 is often more expensive - covered by your private insurance.
 2) UCL Singapore Society is working with AIG to provide a 10% student discount
 regardless the type of Student Assist plan chosen. You would have to read the
 brochure and policy wordings for AIA’s Student Assist Insurance Plan for students
 studying abroad here: https://www.aig.com.sg/personal/more-insurance/student-
 assist. You can then complete the application form from UCLSS at
 https://forms.gle/jXVDkWbTZP8iEKJe9 and follow the instructions to avail the 10%
 discount!
 3) Another popular plan is also NTUC Income’s Overseas Study Protection Plan:
 https://www.income.com.sg/insurance/insurance-for-students-children/overseas-
 study-protection-plan. Do note that it does not cover COVID-19 related treatments.
 You may however, check with AIG on their protection levels.
 4) Beyond the price of the insurance plans, do take note of what the insurance plans
 cover (and do not cover) and pick the plan that suits you best! ☺

 18
TELECOMMUNICATIONS

 I. Introduction
 1) Giffgaff and Three are the two most popular telecommunication carriers among
 students. Alternative options include Vodafone, O2, 3 and Virgin. Each has its own
 perks and it’s a good idea to do some research first before committing to a contract.
 Pay-As-You-Go SIMS are also available from most dealers, and you can top up
 your balance online or at phone outlets. Pay-As-You-Go SIMS are especially
 useful at the beginning of your stay as you would require a bank account before
 signing a contract with a carrier. You may consider suspending your Singapore
 line which carriers will charge a small administrative fee.

 II. Giffgaff
 1) A range of plans termed ‘goodybags’ are available for purchase. Such goodybags
 are on a Pay-As-You-Go basis and can be deactivated during the summer months.
 For a £10 goodybag (which is sufficient for most seniors), you get unlimited EU
 minutes, unlimited EU texts, 3 GB data (4G) in addition to free calls and messages
 to other Giffgaff users. After using giffgaff for 3 months, you will be rewarded with
 an additional 1GB data each month. You can compare the different goodybags
 that are available at https://www.giffgaff.com/sim-only-plans.
 2) TIP: You can order a free SIM online (at least 3 weeks before as it is delivered
 from the UK) and activate it a day before you leave the country. You may set up a
 Giffgaff account at https://giffgaff.com and purchase your package! Alternatively,
 get an existing Giffgaff user to refer you and you will both be rewarded with £5
 credits. You can also purchase add-ons to make international calls and messages.

III. Three
 1) We will be giving out free Pay-As-You-Go SIMs from Three during your pre-
 departure talk and possibly during orientation camp. For a £15 plan, you get 3000
 EU minutes, 3000 EU texts, 5GB data (4G). You can compare the different plans
 that are available at https://www.three.co.uk/Store/SIM/Pay_As_You_Go.
 2) You can consider switching to Three’s 12-month contracts after you have obtained
 your bank account. It provides more value as its data can be used in Singapore
 during the summer months without additional charge. For £16 a month, you get
 unlimited EU minutes, unlimited EU texts, 12GB data (4G).

 19
3) You should activate your free SIM online at http://www.three.co.uk/ a day before
 leaving the country. Also, download Wuntu on the app store which is Three’s
 rewards app. It gives out weekly deals and offers such as free Costa coffee and
 £3 movie tickets.

IIII. Voxi
 1) Voxi has a pay-as-you-go option of 6GB for £10 with unlimited social media - 3
 and giffgaff can be a bit pricey if you require more data

 20
TRANSPORTATION

I. Flights from Singapore to London
 1) There are many ways to fly to London from Singapore and the prices vary based
 on the airline, direct/stopover, single/return, and the airport landed in London. It is
 best to purchase a single ticket from Singapore to London and then buying return
 trips from London as it is cheaper due to the airport fees (hidden in your flight ticket)
 are cheaper in London airports.

 Singapore Qantas British Emirates Qatar Etihad
 Airlines Airways Airways Airways

 Flight Type Direct Direct Direct Stopover Stopover Stopover

 Price Varying Moderate Moderate Varying Varying Moderate

 Airport in Heathrow Heathrow Heathrow Heathrow/ Heathrow Heathrow
 London Gatwick

 Baggage 30kg 30kg 2x23kg 25kg* 30kg 30kg
 (for (saver
 students) ticket)
 * Prices vary based on the ticket bought
 2) Above is a quick summary on the popular airlines Singaporeans take to travel
 between London and Singapore. There are many others that have 1 stopover as
 it is usually flying to their capital airline hub and then taking a flight to London from
 there (E.g. Thai Airways, Air India, Swiss Airlines, and KLM etc.). Usually direct
 flights are more expensive but some of them are not as comfortable as the others.
 My take on booking a flight is balancing price and comfort.
 3) Your choice is dependent on your preferences for flights. Some people like direct
 flights while some prefer stopovers as sitting for 13/14hrs can be tiring. Prices for
 these flights vary according to the date and period you book your flight. Airlines
 like Singapore airlines can be very expensive, going up to 2.2k SGD for a return
 flight to Singapore if you book 1 month before. However, if one is able to grab their
 fare deals 2-3 months before, it could cost only 800+ SGD for a return flight. Hence,
 my recommendation is to subscribe to their airline newsletter for promotions.
 4) Furthermore, make use of your student status to book student fare flights from
 sites like Student Travel Association (STA), Student Universe. For example, I used

 21
STA to book my Qatar Airways single trip from Singapore to London 1 month
 before my flight and it cost me 600 SGD with 40kg baggage allowance. Do
 remember that some sites like STA upgrade you to 40kg for free and allow 1 free
 change of flight dates.
 5) The airport you land in London is important as the travel time to Central London
 will be different. Heathrow is usually recommended as it is the closest International
 airport to central London and it takes 50minutes to reach Bloomsbury area (UCL)
 via the Piccadilly Tube Line. Gatwick airport is down south of London and requires
 you to take a train/bus to Victoria station and then transferring via tube/train/Uber
 to Bloomsbury area.

 II. Flights from London to Europe
 1) Travelling to places in Europe is very affordable due to the abundance of low-cost
 carriers like Ryanair, EasyJet Etc. Return flights to European cities will typically
 cost you less than 200SGD and during promotion deal periods, it could cost you
 even less. For example, a return flight to/from Poland could cost you only 70SGD
 if you book it during the discounted period. Therefore, do look out for promotional
 flight tickets on budget airlines and THEN plan your holiday accordingly.
 2) One of the downsides of taking budget airlines is the travelling to/from airports.
 Budget airlines are usually operating from Stansted, Luton, Gatwick, City,
 Southend airport and most require you to take a train as they are quite far from
 Central London, usually accessible by train/bus only. When planning for a holiday,
 do take this into consideration.

III. Transport within London
 1) Trains
 a. Travelling to cities around London can be done by taking the trains. The
 train network in the UK is operated by various private companies and can
 be booked via a centralised application called Trainline. The app works like
 Skyscanner, except that it shows trains and actually book the ticket for you.
 b. One of my first recommendations for freshers is to purchase the 3 years 16-
 25 National Railcard for 70+pounds. This card gives you at least 33%
 discount on off-peak tickets, which is extremely useful in saving money for
 trips to places like Brighton, Dover, Canterbury etc. The railcard can be
 purchased via an app and you can opt for the virtual one so you don’t forget
 to bring your railcard for trips. Additionally, do always check out for super
 off-peak train tickets as they are the absolute cheapest tickets you can find.

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c. It is largely free seating in the train and there are ticket operators that come
 around to check your tickets. Hence, it is possible that they will check if you
 purchased a 16-25 ticket without a 16-25 railcard. You will have to pay the
 full fare of the ticket which is ridiculously expensive if you are unable to show
 your railcard.
 2) Tube
 a. The tube network covers only London and extends to some places in outer
 London and it is payable via oyster cards. Tube trips typically cost between
 2.4 to 3.2GBP per trip based on the zones you are travelling to. Basically,
 my advice is to make an 18+ Oyster card and then link it to your 16-25
 railcard via ticket office to enjoy 33% off peak tube trips. One of the major
 perks of the Tube is its night tube operations. For weekends, popular tube
 lines like Northern, Piccadilly, Central lines are operational 24hrs, giving you
 an extra option after some late-night fun ☺.
 3) Buses
 a. Buses in London also use the Oyster cards. The price for a trip is a flat rate
 of 1.50GBP. There are unlimited bus and tram journeys for free within one
 hour of first touching in. Some buses are also 24/7, giving you another
 option for travelling back to halls after some late-night activities ☺.
 4) Taxis
 a. If you need to get a place ASAP, you have various taxi options to choose
 from. Firstly, black cabs can be hailed off the roads and it is extremely
 expensive, up to 3x the price of Uber trips. The next best, or rather student-
 friendly taxi is Uber. Uber works the same in London like how it used to in
 Singapore, where a typical trip can cost you between 5 to 10 GBP, rather
 affordable if you split with your friends. There are other alternatives like
 Kabbee, which is a niche taxi platform that offers better rates than Uber on
 trips to/from the airports. Additionally, there are many other taxi services
 offered in London competing amongst themselves (E.g. smartride via
 citymapper app), which only serves us well... well until only a single
 company is left☺.
TIP: Download Citymapper app as your transportation app to replace Google Maps. It not
only provides ways for you to get to your destination, it also shows routes that are rain-
safe, that only use the tube, that are the cheapest. It also has the tube map within the app
and helps to count the number of calories you have burnt after walking which is honestly
how you will mostly travel within central London!

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BEST PLACES TO VISIT IN LONDON
 I. Tate Modern: Just in case you haven’t heard of this place, the Tate-Modern is
 the most popular modern art gallery in the world and definitely a must-see! It has
 an ever-changing collection and is filled with works by renowned artists such as
 Picasso and Warhol. Admission is free, but there is a charge for some exhibitions.

 II. Catch a musical at the West End: Your experience of living in London won’t
 be complete without the chance to appreciate London’s enviable musical theatre
 scene! With a constantly evolving lineup, you’re sure to always find something that
 intrigues you. Head to the box office on the morning of the performance if you want
 cheap but good tickets!

 III. Regent’s Park: If you need a time out from hectic uni life, Regent’s Park is a
 great place to go to unwind. It houses picturesque rose gardens and the unique
 Japanese Garden Island, both of which will definitely lift your spirits! Alternatively,
 head over to its enchanting Open Air Theatre or the nearby ZSL London Zoo if
 you’re looking for something more engaging to do.

IV. Winter Wonderland: From thrilling fairground rides and ice skating to charming
 Christmas markets and family shows, this is one of the most festive places to visit
 in term 1 during winter! Admission is free and there are enough fun things to do to
 fill a whole day and evening. Not to mention the numerous food stalls selling
 delicious fair food, from hotdogs and churros to waffles and crepes! This place
 never disappoints.

 V. Chinatown: This is a great place to go to if you’re missing comfort food from
 home! There are so many amazing places to eat, from dim sum restaurants to
 Japanese and dessert parlours. You could also buy local delights from famous
 bakeries and of course, try out all the bubble tea shops!

VI. Camden Market: Camden Market is probably one of the more eccentric markets
 in London, with an energetic and alternative vibe. It is host to a diverse community
 of street food traders, independent stores and creative sellers, including some
 Singaporean and Malaysian food stalls! If you want to do some vintage shopping
 or are craving food from home, it’s definitely worth a visit.

VII. Canary Wharf: If you want to explore a more historic part of the city, there are
 a ton of things to do at Canary Wharf! Kick back in the roof garden or Jubilee Park,
 make your way to a boutique-style cinema screening films from different eras, then
 head to The Breakfast Club or Jamie’s Italian for a memorable meal. There are
 sometimes even open-air concerts or vintage fairs held here in the summer.

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LONDON FOOD GUIDE

WESTERN

 1) Padella (Outstanding hand-made pasta, as cheap as £4! Cannot recommend
 this enough, probably best pasta for its value in London. Queues are always
 insane, so either go there to queue at least 30 mins before it opens or try your
 luck with the online queue)
 2) Flour and Grape (~£10 for excellent pasta, cool bar downstairs at night; great
 option if you can’t get into Padella)
 3) Flat Iron (£10 steak, go to Covent Garden branch for free ice cream)
 4) Homeslice Pizza (£10 each for huge thin crust pizza; Soho branch more
 crowded but better quality than Fitzrovia branch)
 5) Patty & Bun (£10 for a solid burger+chips+soft drink; go to Bond Street or
 Soho branches)
 6) Duck & Waffle (£20 for duck leg on waffle and amazing views; must book quite
 in advance due to popularity)
 7) Barrafina (~£25 for Spanish tapas)
 8) Casa Tua (~£10 for amazing pasta)
 9) Balthazar (~£15 for superb breakfast/brunch foods)
 10) My Old Dutch (£5.95 for huge pancakes with sweet/savoury toppings, only on
 mondays- very worth it!)
 11) The Breakfast Club (~£15 for great brunchy food)
 12) Smack Lobster Roll (~£15 for lobster roll, more worth it than Burger &
 Lobster)

ASIAN

 1) Dishoom (~£15 for really good Indian food; go to the King’s Cross branch)
 2) Dapur (~£12 for nasi lemak/rendang)
 3) Hozi (£5.50 for kimchi+beef/pork+rice)
 4) On the Bab (~£12 for really good Korean fried chicken)

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5) Kanadaya (£13 for super good ramen; get the black sesame with matcha soft
 serve if they have it)
 6) Eat Tokyo (£12 for chirashi don)
 7) Dozo Sushi (£8 for lunch set meals- super worth!)
 8) Kiln (~£17 for spicy Thai dishes)
 9) Abeno (~£14 for okonomiyaki)
 10) Centrepoint Food Store (~£10 for authentic Korean; it’s located in the
 basement)
 11) Crystal China (~£15 for really food mala hotpot)
 12) Hoppers (£5 for amazing hoppers; good vegetarian options and decent Sri
 Lankan food)
 13) Duck & Rice (£16.50 for the classic duck+rice; variety of Asian cuisines)
 14) Goldmine (A little out of the way but decent Chinese food; ~£8 for
 noodles/rice dishes, ~£6 for dumplings)

CAFES

 1) Prufrock Coffee (Leather Lane)
 2) Catalyst (Grays Inn)
 3) Milkbar (Soho)
 4) Flat White (Soho)
 5) The Attendant (Fitzrovia)
 6) Store Street Espresso (Russell Square)
 7) Monmouth Coffee (A few branches)

DESSERT
 1) Amorino (Ice cream)
 2) Gelupo (Ice cream)
 3) Shack-Fuyu (French toast+matcha soft-serve ice cream)
 4) Tsujiri (Matcha soft serve ice cream)
 5) Happy Lemon (Bubble tea; taro is especially good)

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6) Shibuya (Bingsu)
 7) Tombo (Matcha cakes and ice cream)
 8) Coco (Bubble tea)

HIGH-END
 1) Gymkhana (1 michelin-starred Indian food)
 2) Hakkasan (1 michelin-starred dim sum)
 3) Dinings (Amazing sushi)
 4) Sushi Tetsu (Amazing sushi)
 5) Yashin Sushi (Amazing sushi)
 6) ROKA (Western-Japanese fusion food)
 7) Gordon Ramsay in Chelsea (3 michelin-starred French food)
 8) The Ledbury (2 michelin-starred European food)

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SOME HACKS AND MORE
 I. Most telecommunication companies allow free purchase of sim cards. You can
 register the sim card without ever using it. This allows you to be eligible for
 promotions by that telecommunication company. For example, 3 has an
 application called Wuntu which gives weekly discounts and promotions like 3 GBP
 movie tickets or free Costa Coffee. For O2, there is free Café Nero coffee every
 Thursday.
 II. Download applications like Unidays, Student Beans, Today Tix, and Student Pulse
 for discounts and promotions for shopping, musicals, and concerts. You can also
 sign up for Mousetrap membership (free!) to get cheap tickets to plays and
 musicals (they are mostly under 10 GBP!!). Sign up for the mailing list of arts
 organisations like Southbank Centre, National Theatre, and Barbican Centre to
 keep yourself updated with events. They will also release promotions in their
 mailing list which you can make use of for cheaper tickets
 III. Mcdonald’s has some really cheap food for supper (when you are rushing work or
 your drama). Big macs and fries cost 1.99 GBP; the wrap of the day costs 1.99
 GBP (3+ GBP for a meal); 20 piece nuggets cost 4.69 GBP; and Mcflurry costs 99
 pence but Singapore’s one is better. Students get a free Mcflurry or cheese burger
 or mayo burger with the purchase of any meal. Just show your card!
 IV. Download applications like Too Good to Go which sells food that is for clearing at
 very cheap prices because they do not want to keep it till tomorrow. There are
 many participating outlets near UCL so you will certainly have the food that you
 want though sushi is always popular (Yo! Sushi is an outlet which participates in
 this).
 V. Get your memberships for grocery shopping! Waitrose, Nectar Card, Tesco,
 Ikea, H mart, Boots, Superdrug. All these shops have free memberships to collect
 points. Additionally, you can get a free cup of coffee or tea every time you buy
 something from Waitrose if you have a membership card.
 VI. The UK government has recently introduced a sugar tax to reduce the
 consumption of sugary drinks. If you are someone with a really sweet tooth, instead
 of buying from the stores, you can get your College Hall friend to buy from their
 vending machine at 1 GBP for 500ml. But we will recommend kicking that sugar
 addiction and go for something healthier like… water 

VII. Do ALL your health checkups and vaccination in Singapore! For those who
 wear retainers, we suggest making a 2nd pair in case you lose it in the UK. One of
 us lost our retainer and had to fork out 260 GBP just for 1 retainer – that’s twice
 the price of what you have to pay in Singapore!

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FAQ

*Please note that these answers are based on information supplied at the time this
guide was released. UCL is constantly providing updates as new developments
relating to COVID-19 emerge, so we would advise you to keep an eye out for the
latest information.

PRE-DEPARTURE

Travel

The current MOH travel advisory is for Singaporeans to defer travel - how does this
affect our travel in September?

UCL has encouraged students to travel to London where possible as the campus will
be open. However, it has also made provisions for alternative content, taking a
flexible approach in Term 1. Furthermore, MOH’s latest travel advisory advises
against travel abroad. Students should thus take into account these competing
considerations and make a determination for themselves.
Do keep in mind that should you wish to return after travelling to the UK, such as
during the Winter break, students will be required to pay for their COVID-19 tests
where applicable, and incoming travellers who are not Singapore citizens or
Permanent Residents will have to pay for their stay at dedicated Stay-Home Notice
facilities, where applicable.

If my parents travel to London with me in September, would they have to pay for
COVID-19 testing and quarantining at dedicated facilities upon returning to
Singapore?

Yes, they would have to pay for both.

Visa/BRP

Is it possible to apply for the UK tier 4 student visa now without a fixed date of arrival?

 29
Yes, a lack of a fixed date is not an issue. You can always extend or re-apply for your
visa if your arrival date gets postponed.

How long will the visa application process take?

It depends on the availability of appointments, which you will book after completing
the online form. The processing time, following the in-person appointment, is usually
between 10-30 working days. You are thus advised to begin the application early
after receiving your offer from UCL. If you are pressed for time, a priority visa service
is available for $218, where your visa will be processed within 3-5 working days. Do
note that your passport will be sent to Manila where the visa is issued, which means
you will not be able to travel out of Singapore during this period.

How and when should I collect my passport?

VFS Global will send you an email once your passport has been processed (or SMS if
you signed up for the notification service). No appointment is needed, you just need
to bring along the receipt and collect it anytime between the collection hours
(Monday to Friday 14:00 - 1600).

What if my passport is going to expire soon?

You might want to renew it before applying for a visa, as it may be troublesome and
expensive to transfer your visa or link your BRP to a new passport. Ideally, your
passport would expire after you complete your studies. Note that the passport you
are using to apply for the visa must be the same passport as that stated on the
Confirmation of Acceptance for Studies (CAS). If not, you MUST update UCL and
inform UCAS to request a re-issue of the CAS.

What is a BRP and how do I get it?

The Biometric Residence Permit (BRP) is similar to an IC and essentially acts as your
visa. It has your biographic and biometric information and will be valid for the full

 30
duration of your course. You will need to bring your BRP along when you travel as you
need to show it every time you re-enter the UK. The visa, which will be printed on
your passport, is only a temporary one and will only be valid for 30 days. Upon
collection of your passport, you should also be given a decision letter detailing the
collection details of your BRP. When you arrive in the UK, you have to go to UCL to
collect your BRP.

Banking

If I currently hold a HSBC account with a global debit card, do I need to open another
account to be able to use my card in the UK?

No. But for the longer term, it might be beneficial to have a local HSBC UK account
instead. This would allow you to save on UK-to-UK transfers and make use of the UK
equivalent of PayNow.

Do the HSBC withdrawal benefits work with the regular cashpoints in the UK?

If you have a HSBC UK account and debit card, you would be able to enjoy
withdrawals from HSBC ATMs, as well as over the counter at selected retail shops
when you purchase something from them.

Insurance

If my parents travel to London with me in September, would they be covered by their
insurance plan in the event that they need to be hospitalised?

There is currently still a government advisory to defer all outbound travels. If your
parents proceed to travel before the advisory is lifted, the general exclusion may be
triggered - specifically, "Your failure to take reasonable precautions to avoid a claim
under the policy following the warning of any major travel event".

Is the 10% AIG discount through Singapore Society applicable to renewals? Or does
it only apply for the first year?

 31
Yes, the 10% discount is applicable to renewals.

If I decide to study online from Singapore for Term 1, can I postpone the effective
date of the AIG Student Assist plan?

Yes, you can postpone the effective date. (This is the day you depart Singapore for
the UK) In previous years, the deadline to qualify for the 10% discount was 31st
October, but this has been extended due to COVID-19. The discount would still apply
even if you only fly out in January 2021. If you need to change the effective date,
make sure to inform AIG before the original effective date so that they can make the
necessary changes.

If I’m not sure when I will be travelling to the UK, should I only apply for insurance
after booking my flight? What should the date of commencement of the policy be?

Yes, apply for insurance after you have booked your flight, so that you can set the
effective date of the insurance plan. The date of commencement should be the day
you depart Singapore for the UK.

Does the AIG insurance plan cover medical fees for students who contract the virus?

For the most up-to-date coverage of AIG Student Assist’s coverage, please contact
Lay Hoon at +65 9727 9918 or at layhoon@aig.com.sg.

Do I need insurance if I have NHS coverage?

The NHS Immigration Health Surcharge qualifies you to use the NHS. However,
patients often have to pay towards the cost of prescriptions, dental care, eye care and
wigs and fabric supports, among other things.
The AIG Student Assist plan offers a suite of other benefits, such as accidental
medical expenses, emergency medical evacuation, hospital visit expenses,
compassionate visit expenses, accidental death and permanent disablement
coverage, study interruption and sponsor protection, among other things.

 32
The AIA Young Adult Key Protection plan can also provide complimentary protection
alongside the AIG Student Assist and NHS coverage.
For a comprehensive overview and to get a better understanding of your needs,
please contact Lay Hoon at +65 9727 9918, at layhoon@aig.com.sg or at
layhoon@aia.com.sg.

Accommodation

Can I serve the 14-day quarantine in university accommodation upon arriving in
London? Or do I have to find my own place to be quarantined?

You can serve the 14-day quarantine in university accommodation, provided you
arrive between the 7th and 11th of September. You will not be charged any
additional accommodation fees, but have to pay for food-associated costs.

Will it be hard to get university accommodation if I only fly to London in Term 2?

University accommodation is not guaranteed for first-years who arrive in term 2, so
there is a risk that you will have to find your own accommodation.

LIFE IN LONDON

Freshers’ activities

Will there be hall activities/hall orientation like NUS halls here in Singapore?

Most intercollegiate and UCL-managed halls organise welcome activities and socials,
but they will most likely be online this year due to COVID-19.

How long is orientation?

The International Student Orientation Programme typically lasts for a week and is
followed by orientation week, which falls on the first week of the academic term.
During orientation week, you will have your own course-level induction. There are

 33
also many orientation activities lined up by each society in the first few weeks of term-
it is completely up to you which ones you want to take part in. If these activities clash
with events for your course, course events usually take precedence.

Studies

When do classes start? How many tutorials are there per week in term 1?

Your department should get in touch with you for all course-related details. If you are
unsure of anything, please email your course administrator.

Payment/Telecommunications

What's the UK equivalent of PayNow?

PayM, where you can send money via a mobile number.

Is cash or card used more often in London?

Card is more commonly used.

Do you have any advice for a SIM card?

There is a slew of operators in the UK. The three main mobile network operators are
Vodafone, Three (3), EE and O2.
Others are mobile virtual network operators (“MVNOs”), the most popular among
students being GiffGaff running on the O2 network and Voxi running on the
Vodafone network. MVNOs tend to be cheaper on average, and some provide
exclusive deals, discounts and chances to win prizes! Speak to your seniors and do
your due diligence on coverage, before making an informed decision.

Does anyone have any experience in using a YouTrip card? Is it convenient for
travels/use in London?

 34
YouTrip is great for use in London as it does not have any transaction charges and
has very competitive exchange rates. It can be used for payments as well as for the
tube/bus. However, any amount added to YouTrip cannot be transferred to a bank
account and will be in the YouTrip wallet permanently. There is also an SGD$5000
limit on the card so it cannot be used for any high-value transactions.

MISCELLANEOUS

Will the slides be released after the pre-departure talk?

Yes, the slides have been posted on Facebook, in the Freshers’ group.

Is orientation camp only for undergraduates? Or can first-year graduate students sign
up?

Orientation is open to first-year graduate students as well.

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FAMOUS LAST WORDS

Please join our Facebook group for freshers and our official UCLSS Facebook group
for updates on events! We hope that this guide has been useful, and we will see you
in the +44 soon!

 Official UCLSS Instagram:

 https://www.instagram.com/uclsingsoc

 Official UCL Singaporean Freshers 2020/2021 FB Group:

 https://www.facebook.com/groups/uclssfreshers20/

 Official UCLSS FB Group:

 https://www.facebook.com/groups/uclsingaporesociety/

 Official UCLSS Email:

 uclsingsoc@gmail.com

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