KONZORTIA CAPITAL Pitch Deck
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Pitch Deck
KONZORTIA
CAPITAL
Redesigning the financial industry
that everyone else takes for granted
invest@konzor�a.capital
MAILTO:INVEST@KONZORTIA.CAPITAL h�ps://konzor�a.capital/
HTTPS://KONZORTIA.CAPITAL/INDEX 02
1._Overview . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3
1._a._Investors Problems . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4
1._b._Solu�ons for Investors . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5
1._c._What is it? 1. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6
1._d._Corporate Structure . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7
2._What am I investing in? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8
1._a._Ownership Distribu�on . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9
1._b._Special Purpose Vehicle . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10
1._c._KOR – A New Asset Class . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11
1._d._Exit Strategy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12
1._e._Offering Details . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13
1._f._What to expect? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14
1._g._Compe��ve Analysis . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15
3._How do we do it? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19
1._a._Industry Problems . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20
1._b._Solu�ons . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21
1._c._The Product . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22
1._d._Business Model . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27
1._e._Compe��on . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29
1._f._Addressable Market
............................................. 30
1._g._Compe��ve Advantage ...................................... 34
1._h._Go to Market Strategy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37
1._i._Financing Stages & Valua�on .................................... 41
1._j._Key points . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 42
1._04 ____Investor´S Problems ____Economic contrac�on generated ____by COVID-19 has led to: Devalua�on of por�olios Net worth losses Capital preserva�on failures
05
____Solutions
____A sophis�cated investment opportunity
Expected to pay out Which could allow you With the poten�al to
yearly dividends and to grow your net let you recoup your
con�nuosly appreciate worth income and losses and turn a
preserve your capital. significant profit.06
What is it?
KONZORTIA CAPITAL 100%
owned by
The holding of a FinTech consor�um formed by InveStart, Novabank and Konzor�a Capital
Capitalista.
A por�on of the holding´s equity is a liquid new asset class named Kor.
Konzor�a Capital will implement a distributed ledger ecosystem (KCDL) to
serve as a global pla�orm for the en�re financial industry to operate.
100% The KCDL will employ a digital transac�onal currency named Koura. GLOBAL INVESTMENT BANK,
owned by
Konzor�a Capital BROKERAGE FIRM AND
ASSET MANAGER
BRAND
100%
owned by
Konzor�a Capital
UNIVERSAL PRIVATE
EQUITY PLATFORM
ONLINE BORDERLESS RETAIL
AND COMMERCIAL BANK07
Corporate Structure
Shareholders
Mr. Gomez is an entrepreneur by Mr. Gomez has a degree in business
Founder & CEO nature, with an extensive
administra�on, with an emphasis in Co-Founder & COO
banking and finance, graduated
background and formal educa�on in from the Universidad La�na de Costa
Walter business and finance. He has over 15 Rica. Mr. Gómez has experience in Donnie
years of experience in crea�ng tax and management consul�ng, Gomez
Gomez successful and innova�ve start-ups specializing in cross border
in real estate, B2B, and various B2C transac�ons, digital transforma�on,
companies. financial planning, interna�onal
taxes and business reorganiza�ons.
CFO Capital Development Legal Director Marke�ng Director CBDO CTO
Muzzafar Mike Natasha Aadhya Armando Angel
Iqbal Morgan Cadavid Agarwal Jimenez Silva
Accoun�ng Execu�ve Assistant Investors Rela�ons BD Mexico India Team
Team Graphic & Video Content Crea�on
Andrea Hector Design João
Vechio Miquilena Loureiro
Anabel Carlos
Kevin Cas�llo Miquilena Espinosa
James Lam Cecilia Vichi08
WHAT AM I
2
INVESTING IN?
Discover a New Asset Class and its benefits
Disclaimer: Statements in this presenta�on are not historical facts. They’re looking forward-looking statements based on current expecta�ons of future events and are subject to risks and uncertain�es that could cause actual results to differ materially from
those expressed or implied. Past performance is not necessarily indica�ve of future results. All investments carry risk, and all investment decisions of an individual remain the responsibility of that individual.09
Ownership Distribution
The holding company will be registered as a corpora�on
in Canada.
Founders’ and Employees’ equity will be diluted a�er
Ini�ally, the ownership distribu�on will be as follows:
the company goes through the different financing
rounds. Ownership is expected to be distributed once
all rounds are completed, as shown in the chart below.
SPV
Pre-seed
6,7%
6,3% Special Purpose Vehicle
To be registered in USA (Delaware). It will not suffer any
Founders & dilu�on.
employees
87% Founders &
Employees
21%
C B A
D
15% 15% 15%
E
Projected Ownership Distribu�on 11%
15% SPV Pre-Seed
A�er Series A-E (financing rounds) 6,7% 6,3%
Disclaimer: Statements in this presenta�on are not historical facts. They’re looking forward-looking statements based on current expecta�ons of future events and are subject to risks and uncertain�es that could cause actual results to differ materially from
those expressed or implied. Past performance is not necessarily indica�ve of future results. All investments carry risk, and all investment decisions of an individual remain the responsibility of that individual.10
Special Purpose Vehicle
The SPV will own 13% of the shares of Konzor�a Capital’s holding company. The main purpose of the SPV is to have a
limited cap table in the holding company.
Ini�ally, the SPV will be represented by one of Konzor�a Capital´s directors. Once the private placement is completed, SPV
investors will then be represented by one of the largest investors of the company.
SPV
13% of the shares
SPV´s Equity
of Konzor�a
13% 1 Share = 1 KOR
Capital´s
Total Amount of equity
12,149,422.2 shares
Early Stage Investors
2,918,652.91 KOR
Special Offering August 2020
488,489.30 KOR
Disclaimer: Statements in this presenta�on are not historical facts. They’re looking forward-looking statements based on current expecta�ons of future events and are subject to risks and uncertain�es that could cause actual results to differ materially from
those expressed or implied. Past performance is not necessarily indica�ve of future results. All investments carry risk, and all investment decisions of an individual remain the responsibility of that individual.11
KOR – A New Asset Class
TRADE IT
It will be listed
in Capitalista´s NAO Index
and it can be traded
alongside other digital
assets.
OR
KOR represents private equity of the SPV.
RECEIVE DIVIDENDS
It is expected to pay out
yearly dividends received
from the proceeds of the
Holding Company.
Due to its innova�ve features Kor is
considered to be a New Asset Class. STORE IT
Investors will be able to
store it in their own
digital vaults.
Disclaimer: Statements in this presenta�on are not historical facts. They’re looking forward-looking statements based on current expecta�ons of future events and are subject to risks and uncertain�es that could cause actual results to differ materially from
those expressed or implied. Past performance is not necessarily indica�ve of future results. All investments carry risk, and all investment decisions of an individual remain the responsibility of that individual.12
Exit Strategy
The SPV enables Kor, as a unique new asset class, to
be listed in a secondary market. This represents a
great advantage for investors, as it allows them to
have a clear exit strategy.
Pre-NAO
KOR
KOR
Previous to the New Asset Offering stage, the
Pre-NAO can be seen as a beta version of the NAO
Index, featuring the lis�ng of KOR. This allows an
exclusive group of investors to liquidate a por�on of
their posi�ons while s�ll earning a revenue.
NAO
As the NAO index is officially launched, the New
Asset Offering will take place. In similar fashion to
an IPO, this will be the stage in which investors will
be able to liquidate the asset at a market price, as
KORs will be freely traded.
Disclaimer: Statements in this presenta�on are not historical facts. They’re looking forward-looking statements based on current expecta�ons of future events and are subject to risks and uncertain�es that could cause actual results to differ materially from
those expressed or implied. Past performance is not necessarily indica�ve of future results. All investments carry risk, and all investment decisions of an individual remain the responsibility of that individual.13
The Offering
The Offering Private Placement Registra�on:
__Price per Share: US$0.65 __SEC REG D 506 (c) Exemp�on
Allocated Equity:
__1 Block= 40,000 Kor
__9,230,769.23 KOR
__Price per block = US$26,000.00
Hard Cap:
SPV´s Private Placement Term Sheet __US$6,000,000.00
__Total Amount of equity 12,149,422.2 So� Cap:
__Type: Digital Equity
__US$3,000,000.00
__Name: Kor
__Symbol: KOR Edgar filing:
https:/ www.sec.gov/Archives/edgar/data/1795802/000179580219000002/xslFormDX01/primary_doc.xml
An SPV will be created, which will own the shares issued h�ps://www.sec.gov/Archives/edgar/data/1795802/
in the new funding stage. The shares will be represented
000179580219000002/xslFormDX01/primary_doc.xml
as KOR, which will be the backing for the Koura digital
currency.
Disclaimer: Statements in this presenta�on are not historical facts. They’re looking forward-looking statements based on current expecta�ons of future events and are subject to risks and uncertain�es that could cause actual results to differ materially from
those expressed or implied. Past performance is not necessarily indica�ve of future results. All investments carry risk, and all investment decisions of an individual remain the responsibility of that individual.14
What should I expect?
Projected Trading Value US$107.00
SPV Shares Value
Pre-NAO. . . . . . . . . . . . . $9,776,000.00 US$48.64
Round A. . . . . . . . . . . . . $10,400,000.00
NAO. . . . . . . . . . . . . . . . . $23,616,666.67
Round B. . . . . . . . . . . . . $43,333,333.33
Round C. . . . . . . . . . . . . $173,333,333.33
Round D. . . . . . . . . . . . . $590,909,090.91
Round E. . . . . . . . . . . . . $1,300,000,000.00
US$14.27
US$3.57
US$1.94
US$0.80 US$0.86
Price per Kor
Pre-NAO Round A NAO Round B Round C Round D Round E
Disclaimer: Statements in this presenta�on are not historical facts. They’re looking forward-looking statements based on current expecta�ons of future events and are subject to risks and uncertain�es that could cause actual results to differ materially from
those expressed or implied. Past performance is not necessarily indica�ve of future results. All investments carry risk, and all investment decisions of an individual remain the responsibility of that individual.15
Competitive Analysis
Regular Private
Feature New Asset Class Stocks Mutual Funds Real Estate Gold
Companies
Diversifica�on
through a single
investment
Liquidity
Low Risk
Fees involved
Dividends
Possibility of
exponen�al
growth
Bragging Rights
Disclaimer: Statements in this presenta�on are not historical facts. They’re looking forward-looking statements based on current expecta�ons of future events and are subject to risks and uncertain�es that could cause actual results to differ materially from
those expressed or implied. Past performance is not necessarily indica�ve of future results. All investments carry risk, and all investment decisions of an individual remain the responsibility of that individual.16
KOR Financing Stages
& Liquidity Points
Private Sale Price Stage I US$0.50 per Kor
Private Sale US$0.65 per Kor US$1.94
PRE-NAO Price US$0.80 per Kor
Price at NAO US$1.94 per Kor
US$0.80
US$0.65
US$0.50
Disclaimer: Statements in this presenta�on are not historical facts. They’re looking forward-looking statements based on current expecta�ons of future events and are subject to risks and uncertain�es that could cause actual results to differ materially from
those expressed or implied. Past performance is not necessarily indica�ve of future results. All investments carry risk, and all investment decisions of an individual remain the responsibility of that individual.17
Projected Dividends per KOR
US$0.00
DIVIDENDS YR 1
US$0.02
DIVIDENDS YR 2
US$0.22
DIVIDENDS YR 3
US$1.03
DIVIDENDS YR 4
US$4.35
DIVIDENDS YR 5
Disclaimer: Statements in this presenta�on are not historical facts. They’re looking forward-looking statements based on current expecta�ons of future events and are subject to risks and uncertain�es that could cause actual results to differ materially from
those expressed or implied. Past performance is not necessarily indica�ve of future results. All investments carry risk, and all investment decisions of an individual remain the responsibility of that individual.18
Offering Details
Case Study
Investment of 2 blocks 5 Year Projec�ons
Ini�al Investment. US$52,000.00
Price per Kor: US$0.65 Ac�ve Posi�on: 47,835.05 KOR
Posi�on Size: 80,000 Kor
A�er liquida�ng during NAO your ac�ve posi�on would be expected to yield
the following returns:
Short Term Exit Strategy 15,000%
10,493%
10,000%
Let’s picture a situa�on in which you could liquidate a por�on of
your posi�on to get your ini�al investment back with a return. 8,000%
5,000% 4,717%
During NAO you could get your ini�al Investment back + 20% ROI
and let the rest of the posi�on appreciate. It could look like this: 2,000%
1,456%
0% 299% 450%
CURRENT ASSETS Yr 1 Yr 2 Yr 3 Yr 4 Yr 5
Cash and cash Post NAO – Projected ROI
$62,400.00
equivalents Expected Trading Value Projected Compound Dividends
Shor term marketable $92,800.00 (Value for $92 984,11 NAO Yr1: US$0
securi�es Ac�ve Posi�on in Kor) $170 613,05 Round B Yr2: US$956,70
Total Assets $155,200.00 $682 452,21 Round C Yr3: US$11,480.41
$2 326 541,62 Round D Yr4: US$80,750.51
$5 118 391,56 Round E Yr5: US$268,832.98
Disclaimer: Statements in this presenta�on are not historical facts. They’re looking forward-looking statements based on current expecta�ons of future events and are subject to risks and uncertain�es that could cause actual results to differ materially from
those expressed or implied. Past performance is not necessarily indica�ve of future results. All investments carry risk, and all investment decisions of an individual remain the responsibility of that individual.19
HOW DO WE
3
DO IT?
This is how the magic happens20
Industry Problems
1 THE NEED FOR A MORE INCLUSIVE
AND EFFICIENT FINANCIAL INDUSTRY
The current financial industry has
2 LACK OF A VERSATILE
INVESTMENT VEHICLE
There is a need for a liquid asset
limited accessibility and connec�vity. that allows investors to gain
This affects the transparency and growth and dividends without
execu�on �mes of transac�ons. compromising security.
3 DIFFICULTY IN RAISING
CAPITAL
Startup companies and
4 RESTRICTED FINANCIAL
INDUSTRY
5 THE NEED FOR REAL TIME,
COST-EFFECTIVE WORLDWIDE
TRANSFERS
Current financial markets have many
projects, in general, face obstacles related to ins�tu�onal, Transferring money among different
unnecessary challenges when geographical and economic factors. countries can be expensive and
trying to raise capital. They need to become fully accessible. inefficient, some�mes even
impossible.21
Solutions
A simple way of raising capital
Startups from anywhere will be
Revolu�onizing the able to easily raise capital and
Financial industry take their equity from private to
liquid through a seamless process.
Redesigning the financial industry,
making it accessible for everyone
in the world. Giving its
par�cipants access to a common Online trading at no cost
environment for easy, secure and
efficient transac�ons. The ability to trade any liquid
asset (stocks, bonds, equi�es,
commodi�es, etc) anywhere in
the world at no cost, coupled with
access to professional wealth
A New Asset Class management.
Giving investors a flexible financial
instrument that offers the growths and
dividends of an equity with the liquidity Instant global money transfers
of a publicly traded stock.
Borderless banking with
cost-effec�ve transac�ons in real
�me, online and offline.22
The Product
Konzortia Capital
__The private holding of a Fintech
__consor�um of startup companies formed
__by InveStart, Novabank and Capitalista.
__Intends to develop a framework using a
__descentralized ledger, for Novabank,
__Capitalista and InveStart to carry financial
__interac�ons among them and with other
__companies.
__Konzor�a Capital´s descentralized ledger
__(KCDL) will allow interconnec�vity for the
__exis�ng par�cipants of the financial
__industry and Enterprise Services.23
The Product
Koura
It works as the transactional currency Konzor�a Capital´s Distributed Ledger, InveStart,
of the consortium. Novabank and Capitalista will operate with their own
transac�onal currency named Koura (as well as fiat
currency).
It can be transferred and stored
Its value will be stable, it will allow transac�ons to take
using Novabank.
place among currencies, minimizing the impact suffered
by the exchange rates.
Home Trade ClickFunnels Education FAQ DEPOSIT Profile ?
It can be used to invest in a new
venture on InveStart. Market Bookmarked Coins
USD BTC SKL
KOR/USD 10,061.52 10,064.62
Enter coin name
ASK 1300.02 BID 1322i.02 SELL BUY
Koura (KOR) +3.72% Skala (SKL) +3.72%
Coin Price Volume Change $11,324.50 $924.50
KOR $11,200.50 96000.50 +3.72% Balance: 1.201456 Balance: 1.201456
SKL $900.525 328000.50 -2.72%
KOR $1.542015 1296000.50 +3.72%
My Orders
KOR $124.525 28000.50 -2.72% OPEN CLOSED CANCELLED
Coin Price Amount Date
SKL $11,200.50 96000.50 +3.72%
KOR $11,200.50 1.234000 22/03/19
18:33
SKL $900.525 328000.50 -2.72%
SKL $900.525 2.5032 22/03/19
18:33
KOR $1.542015 1296000.50 +3.72%
$1.542015 22/03/19
KOR 12960.50 18:33
KOR $124.525 28000.50 -2.72%
$124.525 12.5024 22/03/19
KOR 18:33
It can be used to invest in any asset Balance
Koura (KOR)
DEPOSIT
1.12302000 BTC
Order Book KOR/USD
SKL
SKL
$11,200.50
$900.525
1.234000
2.5032
22/03/19
18:33
22/03/19
18:33
listed in the NAO Index.
$12,000.50 22/03/19
Sum BTC Amount Bid Ask Amount Sum BTC KOR $1.542015 12960.50 18:33
3.123020 SKL
Skala (SKL) 1,032.852 1,032.852 11,025.25 11,025.25 1,032.852 1,032.852 22/03/19
$12,000.50 KOR $124.525 12.5024 18:33
1,032.852 1,032.852 11,025.25 11,025.25 1,032.852 1,032.852
1,032.852 1,032.852 11,025.25 11,025.25 1,032.852 1,032.852
1,032.852 1,032.852 11,025.25 11,025.25 1,032.852 1,032.852
1,032.852 1,032.852 11,025.25 11,025.25 1,032.852 1,032.852
1,032.852 1,032.852 11,025.25 11,025.25 1,032.852 1,032.852
1,032.852 1,032.852 11,025.25 11,025.25 1,032.852 1,032.85224
The Product
InveStart
A globalized private equity
pla�orm
__Making it possible for
__companies in any stage, of any
__size and in any jurisdic�on to
__raise capital from anywhere in
__the world.
__Allowing investors to find
__unicorns with a clear exit
__strategy.
__Redesigning a company's
__financing journey by
__transforming its private equity
__into a liquid, tradeable asset.25
The Product
Novabank The new borderless banking
__Enabling secure instant global
__money transfers in real �me,
__for free.
__Blurring the difference
__between remi�ance and
__banking services.
__Allowing businesses and
__individuals to process
__payments in real �me,
__anywhere in the world.
The home of
The corporation is currently registered in
Canada. It holds a remittance license that
convenient banking
KOU-147xyJEWS5GhSFu13
Enable Face ID to log in to your DTB Mobile Banking
facilitates the execution of the 1st stages of our
app and authorise transac�ons
- KOU 10.00 + go to market strategy.
PAY
Get Started26
The Product
Capitalista
The next genera�on of financial
services
__Allowing investors to trade any liquid
__asset globally for free.
__Introducing the first global secondary
__market, similar to a global stock market.
__Making por�olio management services
__accessible for everyone.DISTRIBUTION
CHANNELS
27
Business Model
Distribution Channels Konzor�a Capital Distributed Ledger Distributed Ledger
(KCDL)
KCDL; fully owned by Konzor�a Capital, will be providing
InveStart, Novabank and Capitalista unlimited licensing
rights for opera�onal purposes and commercial use.
InveStart´s Mobile
& Web App
Private Equity Pla�orms
Capitalista´s Mobile
& Web App
Liquidity
Providers Capitalita´s Franchises
Investment bank
Governmental
ins�tu�ons Brokerage Firm
Banks
Stock Exchange
Venture
Capital firm Market makers Novabank´s Mobile
& Web App
Remi�ance
Capitalista Services
Franchise
Private Equity Ins�tu�onal Payment Novabank Authorized
Pla�orm Enterprises Novabank Authorized
Investor Processors Center CentersBusiness Model 28
Revenue Generation Streams
Fixed fees for accessing KCDL
based on use of resources.
Distributed ledger services for
entreprises and governments.
Asset Management Commercializing KCDL Access
A commission percentage out of profits generated for clients. Fee based services from Remi�ance
Businesses, Payment processors and
Commercializing KCDL Access Underwri�ng
Profits from buying and selling NAO assets.
Investment Banks based on the use of
KCDL resources.
Private Equity Pla�orms and
Venture Capital firms will pay fees Spinoffs and M&A
Fee-based advising service.
Authorized Novabank Centers
based on the use of KCDL 1% fees of all offline remi�ances.
resources.
Crea�ng Collateralized Products
Buying cheap products, packaging them as securi�es and selling
at a higher price on the market. Payment Processing
Companies Raising Capital Percentage based on online and in person
KCDL Dark Pools payments proccessed.
5% of funds raised. Percentage-based fees for dedicated ins�tu�onal transac�ons.
Swaps
Loans + Credit Cards
Brokering deals through arbitrage transac�ons.
Income generated through interest rates.
Venture Capital Management
Investment Research
Selling specialized market research.
A percentage of managed Trade Finance
ins�tu�onal funds for VC use. Profi�ng from le�ers of credit, bill
Capitalista Franchises
Percentage-based commission for every transac�on. collec�on, and factoring.
Commercializing KCDL Access
Payments from Brokerage Firms and Investment Banks based Escrow Services
on the use of KCDL resources. 1-2% charges over the escrowed
amounts.29
Competition
Integrated Fun�ons Wide Offerings
Convoluted Streamlined Self Sufficiency
Third Party Dependency
Limited fun�ons Reduced offering
Secure Self Sufficiency
Government Restricted Open Higher Fees Lower Fees
Easily compromised Third Party Dependency30
Addressable Market
ENTERPRISE BLOCKCHAIN
TAM
Total Addressable Market
US$ 32.5 billion
SAM USA EUROPE LATAM ASIA AUSTRALIA
Serviceable
Available ENTERPRISE ENTERPRISE ENTERPRISE ENTERPRISE ENTERPRISE
Market BLOCKCHAIN BLOCKCHAIN BLOCKCHAIN BLOCKCHAIN BLOCKCHAIN
US$ 2 billion US$ 113 million US$ 0.51 billion US$ 2.8 billion US$ 2 billion31
Addressable Market
TAM
PRIVATE EQUITY CROWDFUNDING VENTURE CAPITAL
US$845.56 billion US$28.8 billion US$380 billion +
Total Addressable Market
SAM USA
PRIVATE EQUITY
EUROPE
PRIVATE EQUITY
LATAM
PRIVATE EQUITY
ASIA
PRIVATE EQUITY
AUSTRALIA
PRIVATE EQUITY
Serviceable US$301 billion US$49.3 billion US$8.4 billion US$79.1 billion US$63.5 billion
Available CROWDFUNDING CROWDFUNDING CROWDFUNDING CROWDFUNDING CROWDFUNDING
Market US$438.2 million US$304.8 million US$23 million US$82.8 million US$30 million
VENTURE CAPITAL VENTURE CAPITAL VENTURE CAPITAL VENTURE CAPITAL VENTURE CAPITAL
US$50 billion US$39 billion US$4.6 billion US$169 billion US$1.5 billion32
Addressable Market
BROKERAGE /
TAM
WEALTH
TRADING STOCK MARKETS
MANAGEMENT
ACCOUNTS US$90 trillion
US$75 trillion
Total Addressable Market US$ 32.5 trillion
SAM USA
BROKERAGE / TRADING
EUROPE
BROKERAGE / TRADING
LATAM
BROKERAGE / TRADING
ASIA
BROKERAGE / TRADING
AUSTRALIA
BROKERAGE / TRADING
Serviceable ACCOUNTS ACCOUNTS ACCOUNTS ACCOUNTS ACCOUNTS
US$379.4 billion US$ 7185 billion US$408.678 bilion US$915 trillion US$8,025 million
Available
WEALTH MANAGEMENT WEALTH MANAGEMENT WEALTH MANAGEMENT WEALTH MANAGEMENT WEALTH MANAGEMENT
Market US$4.6 trillion USD$20 trillion US$ 3.5 trillion US$ 34 trillion More than US$ 2.1 trillion
STOCK MARKETS STOCK MARKETS STOCK MARKETS STOCK MARKETS STOCK MARKETS
ASX had an average daily tur
US$23.19 trillion US$ 410.33 billion US$ 18.89 trillion China: USD $ 500 billion
Japan: USD $ 741 trillion nover of
a$4.685 billion33
Addressable Market
TAM
DIGITAL PAYMENTS ONLINE BANKING REMITTANCES
US $4,406,431million US $29,976 million US $682.60 billion
Total Addressable Market
SAM USA
DIGITAL PAYMENTS
EUROPE
DIGITAL PAYMENTS
LATAM
DIGITAL PAYMENTS
ASIA
DIGITAL PAYMENTS
AUSTRALIA
DIGITAL PAYMENTS
Serviceable
US $895 billion US$708,391 million US$100,918 million US$2,458,457million US$48,752million
Available ONLINE BANKING ONLINE BANKING ONLINE BANKING ONLINE BANKING ONLINE BANKING
Market US $7.305 million US$ 2340.3 Million US$675 billion US$38 billion US$26.9 billion
REMITTANCES REMITTANCES REMITTANCES REMITTANCES REMITTANCES
US $19,426 million US$ 37,513 million US $85 billion US $49.85 billion US$1.86 billion34
Competitive Advantage
KONZORTIA CAPITAL INVESTART
Business
1 to market
st
Digitaliza�on of Securi�es and
assets with a secondary Market
Incen�ve to financial
industry par�cipants Capital raising for any industry,
jurisdic�on and stage
Cost effec�ve and
efficient
Incuba�on + Accelera�on
+ Go to Market
Easy tes�ng/ Seamless migra�on Authorized Pla�orms
for financial ins�tu�ons
White Label
Allowing Central Banks, Investors
governments and regulators to
access the pla�orm Ve�ed company ready
for investors
Private environments for extra
security and transparency Seamless inves�ng process
through Novabank s API
Streamlined interface and
seamless integra�on between
financial services P2P lending
Accessibility for a wide range of
users (newcomers as well as
Giving Investors an Exit
experienced actors and ins�tu�ons) Strategy35
Competitive Advantage
NOVABANK
Personal
Easy to fund (Use any
currency, fiat or digital)
Instant global transfers
CAPITALISTA through messages
Remi�ances that give the unbanked
Global market for digital access to a bank account
equity (NAO Index)
Make payments from your
phone/watch
Free and accessible
global trading Store money in your
personal vault
Professional Wealth Management Cross pla�orm accessibility
(regardless of account size) targe�ng specific users
Process payments with your
Seamless account funding and phone & tablet
liquida�on through Novabank
Business
Contactless cards and
Easy signup for Novabank QR codes
and InveStart users
Access your funds in
real �me
Added Value to your Business
(become an authorized center)
Gain access to a global
credit pool36
Competitive Advantage
How to fund your
Novabank Account?
Novabank Account
in Koura37
Research
Incorpora�on
Corporate
Ini�al Staff Go to Market Strategy
& Concept Image
Crea�on
Crea�on of
ERC20 Koura
Reg D
Co-founder Filing
with SEC
onboard
Novabank
Incorpora�on D
FINTRAC
License
Novabank
SPV
JV with Skala
Pla�orm
SPV
crea�on Execute Alterna�ve
Funding Strategies
Konzor�a Capital´s
Distributed Ledger
Develop Skala´s Novabank (KCDL) Alpha Stage 1
Alpha version Alpha Version
Novabank
Beta for Skala Development of
& ERC20 escrow pla�orm
Operations for Novabank
Launch of
InveStart Alpha escrow pla�orm
Development Se�ng up
sales & opera�ons
Development of
Novabank´s
Version Novabank
office in Offshore Exchange for
Legal loca�on Koura
Human Capital
Marketing & Sales
Financing Round
Exchange Licensing as an
Year of execution Novabank Beta Intellectual property
License
in Europe
escrow pla�orm
for Novabank
with KCDL registra�onTest of KCDL beta Launch of KCDL
Go to Market Strategy
version with Beta version
Novabank
38
Marke�ng for
Novabank´s
pre-launch
Series A Filing
with SEC Launch of Novabank
Series A as Neobank in Canada E-money license
execu�on with to work as a Liquidity Crea�ng an
Brokerage firm Neobank Providers Independent
A in Canada for Novabank´s team for
Exchange Novabank
Issuing
Novabank´s
Debit card
E-money license to work
as a a Neobank in USA
Launch of
Novabank´s
Exchange
Launch of
Novabank
as Neobank
in USA
InveStart´s Launch of
Licensing Novabank´s
InveStart´s
Incorpora�on Remi�ance
Launch of Novabank´s
Remi�ance in
USA & Mexico
Payment
Development of
Processing
Development of Capitalista´s Alpha
License
Novabank app version
for Novabank
for business Crea�on of independent
team for InveStart
Operations
Development
Legal
Human Capital
Marketing & Sales
Development of Investart JV´s with Angel Financing Round
Novabank´s Hybrid Investors and VC funds
Payment Processing Year of execution
Pla�orm Marke�ng
Launch of
InveStart
InveStartGo to Market Strategy
Launch Novabank
payment
processing
+ business App
Expansion of
39
Novabank
Authorized
Agents
Network
Banking
license
Novabank Launch of
Capitalista
USA & Canada client´s
update of terms of services Cross Selling Capitalista
Capitalista´s to Novabank´s users
Brokerage
and Wealth
Novabank Management +
LATAM License
Launch
Series B
Filing
with SEC
Series B KCDL issues Local
execu�on with Currency Novabank
Brokerage firm B expansion Novabank
in Russia expansion in China
Novabank + rest of Asia
Africa
Operations KCDL Phase 3 Latam
banking integra�on
Development
Legal
Human Capital
Marketing & Sales
Financing Round KCDL Phase 4 Novabank
African banking expansion
Year of execution Novabank Launch
in Europe Novabank India
in Australia
expansionSeries C Filing
Go to Market Strategy 40
with SEC
Series C
execu�on with
Brokerage firm
C
Expansion & Growth Novabank
Growth
KCDL phase 5
KCDL phase 6 Stock exchanges
LATAM integra�on
Europa TIPS
KCDL phase 7
Canada Stock
Exchange
KCDL phase 8
Australian
Stock Exchange
Series E
execu�on with
KCDL phase 13
Series D
Filing with
Brokerage firm
Rest of Stock KCDL SEC
Exchanges phase 11 Operations
CB Asia banking
E
Development
Legal
Human Capital
D Marketing & Sales
Series E KCDL
phase 12
Financing Round
Filing with Series D
Wall Street KCDL phase 10 execu�on with
SEC
European Stock KCDL phase 9 Brokerage firm Year of execution
exchanges CHIPS USA
banking41
Financing Stages & Valuation
Post money
valua�on
�10,000,000,000
Founders and employees equity
Pre-Seed Round Founders &
employees
SPV Private Placement 21%
Post money
Round A valua�on
�4,545,454,545
Round B 10% E
Round C Founders & 11% D
Pre-money valuation
employees
Round D
�9,000,000,000
31%
Round E Post money
15% C
Pre-money valuation
valua�on
�4,045,454,545
Post money
valua�on
�1,333,333,333 11% D
�333,333,333
Founders & 15% C 15% B
Pre-money valuation
Post money employees
valua�on 42%
�1,133,333,333
Pre-money valuation
Founders &
�80,000,000 employees
15% B
�283,333,333
SPV 57% 15% C
Pre-Seed �44,776,119 Founders & 15% A
�68,000,000
Pre-money
employees
15% B 15% A
valuation
�5,555,555
Founders &
72%
15% B
employees
15% A 6,7% SPV
15% A
Founders &
employees 87% 15% A 6,7% SPV
93,7% 6,7% SPV 6,7% SPV 6,7% SPV 6,3% Pre-seed
6,3% equity
6,7% SPV
6,3% Pre-seed 6,3% Pre-seed 6,3% Pre-seed 6,3% Pre-seed 6,3% Pre-seed
PRE-SEED SPV Private
Placement
A B C D E42
Key Points
World-class Large Market Unique Business
Team Size Model
Scalable Trac�on-Momentum
Barriers to entry Novabank Beta App
Services (for compe�tors) Forth Coming Revenue“I think the things
you regret most in
life are the things
you didn’t do”
STEVE JOBS
invest@konzor�a.capital
mailto:invest@konzor�a.capital
h�ps://konzor�a.capital/You can also read