OPEN ENROLLMENT PLAN YEAR 2022 - MEDICARE EXCHANGE RETIREES - PEBP

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OPEN ENROLLMENT PLAN YEAR 2022 - MEDICARE EXCHANGE RETIREES - PEBP
OPEN ENROLLMENT
  PLAN YEAR 2022             775-684-7000
                             or 1-800-326-5496
MEDICARE EXCHANGE RETIREES   www.pebp.state.nv.us
OPEN ENROLLMENT PLAN YEAR 2022 - MEDICARE EXCHANGE RETIREES - PEBP
Today’s Topics

       What is the Public Employees’ Benefits Program (PEBP)?
       Dates of Open Enrollment
       Upcoming Changes
      Enrollment Process
       Dental Plan
      Rates and HRA Funding
      Contact Information

This presentation is available on the Open Enrollment section of the PEBP website
OPEN ENROLLMENT PLAN YEAR 2022 - MEDICARE EXCHANGE RETIREES - PEBP
Public Employees’ Benefits Program

     Administers                    PEBP insures
 healthcare benefits            approximately 71,000
for State employees,                 total lives
 approved non-state           44,000 Primary Participants
agencies and retirees         27,000 Covered Dependents

                Accessing Information:
                    •   Member Services         Overseen by a Board of
                    •   PEBP Website             Directors appointed
                    •   E-PEBP Portal           through the Governor
                    •   Newsletters
OPEN ENROLLMENT PLAN YEAR 2022 - MEDICARE EXCHANGE RETIREES - PEBP
Plan Year 2022
                           July 1, 2021 – June 30, 2022

                   X

                                                                                        X X
 The information in this presentation contains general plan benefits and may not include additional
provisions or exclusions. For more in-depth plan benefits, please refer to each Master Plan Document.
OPEN ENROLLMENT PLAN YEAR 2022 - MEDICARE EXCHANGE RETIREES - PEBP
Open Enrollment: May 1 – 31, 2021
     Complete all changes online through the E-PEBP Portal
          All changes made during Open Enrollment will be effective July 1, 2021

Elect or decline PEBP dental. Dental plan coverage is effective for the entire plan year.
OPEN ENROLLMENT PLAN YEAR 2022 - MEDICARE EXCHANGE RETIREES - PEBP
Upcoming Changes
     Basic Life Insurance               Cap on Exchange HRA                    HRA Funding

Currently      active   employees    Medicare Exchange HRA balances   Medicare retirees eligible for an
enrolled in PEBP coverage            will be caped at $8,000 on May   HRA will continue to receive $13
receive $25,000 and eligible         31, 2021. Although you can       per month per year of service.
retirees      receive     $12,500.   accrue more than $8,000
Effective PY22 active employees
enrolled in PEBP coverage will       throughout the plan year, any
receive $15,000 and eligible         balances over $8,000 will be
retirees will receive $7,500.        reduced to the $8,000 cap on
                                     May 31, 2021.

NOTE: Retirees and covered dependents, spouses, or domestic partners MUST continue to
pay their Part B premiums, and stay enrolled in a medical plan through Via Benefits in order
maintain PEBP Benefits. Retiree benefits include: HRA funding, life insurance, dental, and
voluntary benefits.
OPEN ENROLLMENT PLAN YEAR 2022 - MEDICARE EXCHANGE RETIREES - PEBP
Completing Enrollment
 You must enroll or decline coverage online
OPEN ENROLLMENT PLAN YEAR 2022 - MEDICARE EXCHANGE RETIREES - PEBP
Click Login to get to
          the E-PEBP Portal

www.pebp.state.nv.us
OPEN ENROLLMENT PLAN YEAR 2022 - MEDICARE EXCHANGE RETIREES - PEBP
OPEN ENROLLMENT PLAN YEAR 2022 - MEDICARE EXCHANGE RETIREES - PEBP
Forgot Your Password

Your initial password is your eight-digit date of birth followed by the last four of your social (mmddyyyyssss).
          Your participant ID is the number that appears in the middle of your PEBP member ID card,
                                without any of the preceding zeros, in most cases.
• Review Current Benefits
• Complete Qualifying Life Events
• Enroll in Voluntary Products
Send a Secure Message

           NAME

  To avoid longer than normal hold
times, please send a secure message
 through your E-PEBP portal or view
open enrollment information online.

  Have a question regarding billing,
   eligibility, plan benefits, address
change or any inquires regarding your
 PEBP benefits please send a secure
message through your E-PEBP portal.
PEBP Dental Plan
Medicare Exchange Eligible Participants
Dental Benefits Overview
                                                   Medicare Exchange Participants

         BENEFIT CATEGORY                                         In-Network                                               Out-of-Network**

Individual Plan Year Maximum
                                            $1,500 per person                                            $1,500 per person
(applies to basic and major services)
Plan Year Deductible                        $100 per person or                                           $100 per person or
(applies to basic and major services
only)                                       $300 per family (3 or more)                                  $300 per family (3 or more)

Preventive Services*                        • Covered 100%                                                • Covered 80%
Routine cleanings (4/plan year)             • Not subject to deductible                                   • Not subject to deductible
Exams, bitewing X-rays (2/plan              • Does not apply towards individual plan year                 • Does not apply towards individual plan year
year)                                         max                                                           max
Basic Services*
Periodontal, fillings, extractions,         You pay 20% coinsurance after deductible is met              You pay 50% coinsurance after deductible is met
root canals, full-mouth X-rays
Major Services*
Bridges, crowns, dentures,                  You pay 50% coinsurance after deductible is met              You pay 50% coinsurance after deductible is met
tooth implants
                                            Not Covered– See FSA section                                 Not Covered– See FSA section
Orthodontia (adults and children)
                                            for orthodontia options                                      for orthodontia options
*Allowable fee schedule applies
**The plan will reimburse at the U&C rates for participants in the Las Vegas area using an out-of-network provider within the in-network service area; OR
  For services received out-of-network, outside of Nevada.
PEBP Dental Option
                    • Via Benefits medical plan = option to elect PEBP dental

                        • Dental coverage effective for the entire plan year

                      • Automatic reimbursement, no paper claim required

                  • Mail or email in RBECF to enroll (or decline) in PEBP dental

            • Monthly dental premium will be deducted from your PERS pension

• No PERS pension? Pay online or set up automatic payments through your E-PEBP Portal

                          Monthly PY22 PEBP Dental Plan Rates
                                       July 1, 2021 – June 30, 2022
                                                         State Retiree                Non-State Retiree
 Retiree only                                                $49.76                           $42.28
 Retiree + Spouse/DP*                                        $99.52                           $84.56
*Spouse/DP must also have a medical plan through Via Benefits in order to elect PEBP dental
Medicare Exchange HRA Contribution Change

Medicare retirees will continue to receive $13 per month per year of service.
Exchange – Monthly HRA Contribution          • Participants who retired before January 1, 1994
Medicare Retirees Enrolled in Via Benefits     receive the 15-year ($165) base contribution
  Years of Service       Contribution
                                             • Participants who retired on or after January 1, 1994,
         5                   $65               the contribution is $13 per month per year of service
         6                   $78               beginning with 5 years ($65) to a maximum of 20
         7                   $91               years ($260).
         8                  $104             • Employees hired after January 1, 2010 who retire
         9                  $117               with fewer than 15 years of service, and who are not
                                               disabled, do not receive a years of service subsidy
         10                 $130
         11                 $143             • Employees who were initially hired* on or after
         12                 $156               January 1, 2012 do not receive a years of service
                                               subsidy or Exchange HRA.
         13                 $169
         14                 $182             NOTE: Your hire date is considered the date which you
     15 (base)              $195             began working for a PEBP participating employer. Many
         16                 $208             employers may participate in PERS, but do not
         17                 $221             participate in PEBP.
         18                 $234
         19                 $247
         20                 $260
Dates and Deadlines
            If you do not wish to make any changes NO action is required.
       If you wish to make changes to your medical plan you must do so through
       Via Benefits during Medicare Open Enrollment, October 15 – December 7.

                                      ⏳
    Plan Year 2022               Deadline to                    Changes
   Open Enrollment             Complete Changes             Become Effective
  May 1st - May 31st               May 31st                   July 1, 2021

This presentation is available on the Open Enrollment section of the PEBP website
Questions?

Nicole Pluta, Education and Information Officer
Public Employees’ Benefits Program
      901 S. Stewart St. Suite 1001
          Carson City, NV 89701

          www.pebp.state.nv.us
      memberservices@peb.nv.gov
     775-684-7000 or 1-800-326-5496
Log on to your E-PEBP Portal to contact us!

Thank You FOR JOINING US!
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