Please note that Caterpillar policy does not allow for All-Employee Meetings or other meetings to be recorded with smartphones or other devices ...
←
→
Page content transcription
If your browser does not render page correctly, please read the page content below
Please note that Caterpillar policy does not allow for All-Employee Meetings or
other meetings to be recorded with smartphones or other devices unless specific
approvals have been sought and granted prior to the beginning of the meeting.
If the content of this presentation or any representations made by any person regarding the plans conflict with or are
inconsistent with the provisions of the plan documents, the provisions of the plan documents are controlling. To the fullest
extent permitted by law, Caterpillar Inc. reserves the right to amend, modify, suspend, replace or terminate any of its plans,
policies or programs, in whole or in part, at any time and for any reason, by appropriate company action.
2018 BENEFITS ANNUAL ENROLLMENT South Milwaukee Production Hourly Employees
benefits.cat.com
Your source for 2018 healthcare
information & communications
Annual Enrollment Healthcare FSA Wellness & EAP
Benefits Center contact info Medical, dental & vision info FAQs Wellness tips & resources
AE presentation Castlight tool Vendor contacts Financial health info
Other resources Contacts Employee Assistance Program
Forms
NOW AVAILABLE:
TEXT ALERTS!
Get healthcare benefits
alerts & tips:
Text YELLOW to 313131
(normal text messaging rates apply
according to your cellular service plan)
Get the contacts you need
anytime, anywhere
with our new digital wallet card
Text CAT to 313131
to receive a link for the digital wallet card.
Follow the prompts to save it as
an icon on your mobile device.
2018 HEALTHCARE PLAN OPTIONS
PPO Choice PPO Choice
Deductible (in-network) Option B Option C
Individual $1,000 $300
Family $2,000 $600
Maximum Out-of-Pocket Limit (in-network)
Individual $2,000 $900
Family $4,000 $1,800
Co-insurance (in-network)
In-network Plan pays 80% / participant pays 20%
Out-of-network Plan pays 60% / participant pays 40%
PRESCRIPTION DRUG
BENEFITS
Deductible* $50 per member per year
Retail (30 days)
Generic $10 co-pay
Brand Formulary 30% co-insurance (min. $25 / max. $50)
Brand Non-formulary 30% co-insurance (min. $50 / max. $100)
Mail Order (90 days)**
Generic $25 co-pay
Brand Formulary 30% co-insurance (min. $62.50 / max. $125)
Brand Non-formulary 30% co-insurance (min. $125 / max. $250)
*This benefit has a separate deductible: $50/person for retail prescriptions only; no additional
deductible for mail order drugs. **Mail order is mandatory for all maintenance drugs.
VSP VISION BENEFITS
$150 vision benefit
available
every 24 months
ID CARD (frames excluded from coverage)
For network discounts, use a VSP network provider. Learn more at VSP.com.CIGNA DENTAL BENEFITS
Preventive care
100%
Other dental services
• $50 individual / $100 family annual deductible
• $1,500 annual maximum benefit/person (18 & older)
• 50% or 80% co-insuranceMONTHLY PREMIUMS
2017 2018 2017 2018
Option B Option B Option C Option C
Employee $140 $148 $151 $158
Employee + Spouse/Partner $307 $324 $332 $347
Employee + Dependent(s) $224 $236 $241 $252
Family $409 $431 $441 $462
Spousal surcharge remains $145 per month.
Premiums rounded to next dollar for display purposes.FLEXIBLE SPENDING ACCOUNTS
Health Care FSA Dependent Care FSA
Eligible medical, hearing, dental & Daycare expenses for eligible dependents while
vision expenses you’re working:
• Contribute up to $2,600 pre-tax • Children under age 13
• Child/relative/spouse physically or mentally
• Can carry over up to $500 into the next plan incapable of caring for him/herself & who
year if you re-enroll & elect to contribute at lives in the same home as you for more
least $75 than half the year
• Unused funds are forfeited
• Contribute up to $5,000 pre-tax
• Unused funds are forfeited
See benefits.cat.com for more info.SHOP FOR HEALTHCARE
Win a $50
gift card!
1. Log in or register
Helps you best use 2. View your past care
your healthcare benefits & insurance cards
by Nov. 24
See benefits.cat.com for more info.Annual Enrollment: Nov. 6-24
through Caterpillar Benefits Center at Alight
Phone: 1-877-228-4010
Online: resources.hewitt.com/cat
(single sign-on available at Cat @work > Compensation & Benefits tab)Introduction 1. Register/log in at UPoint: resources.hewitt.com/cat (single sign-on link available through Cat @work or benefits.cat.com) 2. Click on the “Enroll in Your Benefits” tile
3. Go through the steps to learn about your options & add new dependents 4. When you’re ready to enroll, click “Enroll Now”
5. When finished, click “Complete Enrollment.” 6. Click “OK” to finalize your choices. (After clicking “OK” you can’t go back and make changes.)
LIFE CHANGES Call the Caterpillar Benefits Center at 1-877-228-4010 within 31 days of the qualified status change (marriage, divorce, birth, adoption, etc.) Provide documents to verify eligibility within 60 days of enrollment or coverage will be dropped Adding a baby? Social Security numbers are not required for babies younger than 6 months. But, you must provide the SSN when you receive it (before the baby reaches 6 months old).
1. Visit benefits.cat.com for annual enrollment info & resources. 2. Enroll through the Caterpillar Benefits Center Nov. 6-24. 3. Use Castlight to shop for healthcare services. THANK YOU!
You can also read
