PROCUREMENT PLAN (Textual Part) - World Bank Documents

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PROCUREMENT PLAN (Textual Part)
Project information: Democratic Republic Democratic of Congo - SME Development and
Growth Project P160806
Project Implementation agency: CFEF (PPA)
Date of the Procurement Plan: November 27, 2017
Period covered by this Procurement Plan: December 2017 – May 2018

Preamble

In accordance with paragraph 5.9 of the “World Bank Procurement Regulations for IPF Borrowers”
(July 2016 and revised November 2017) (“Procurement Regulations”) the Bank’s Systematic
Tracking and Exchanges in Procurement (STEP) system will be used to prepare, clear and update
Procurement Plans and conduct all procurement transactions for the Project.

This textual part along with the Procurement Plan tables in STEP constitute the Procurement Plan
for the Project. The following conditions apply to all procurement activities in the Procurement
Plan. The other elements of the Procurement Plan as required under paragraph 4.4 of the
Procurement Regulations are set forth in STEP.

The Bank’s Standard Procurement Documents: shall be used for all contracts subject to
international competitive procurement and those contracts as specified in the Procurement Plan
tables in STEP.

National Procurement Arrangements: In accordance with paragraph 5.3 of the Procurement
Regulations, when approaching the national market (as specified in the Procurement Plan tables
in STEP), the country’s own procurement procedures may be used.
     When the Borrower uses its own national open competitive procurement arrangements as set
     forth in the Borrower’s Public Procurement Law No 10/010 of April 27, 2010 (PPL) and the
     Manual of Procedures of the PPL as per Borrower’s Decree No 10/22 of June 2, 2010, such
     arrangements shall be subject to paragraph 5.4 of the Procurement Regulations and the
     following conditions.
       (a) Standard Bidding Documents: All standard bidding documents to be used for the
           Project under NCB shall be found acceptable to the World Bank before their use during
           the implementation of Project;
       (b) Eligibility: Eligibility of bidders and acceptability of their goods and services shall not
           be based on their nationality and/or their origin; and association with a national firm
           shall not be a condition for participation in a bidding process. Therefore, except for the
           ineligibility situations referred to in paragraphs 1.10(a) (i) and 1.10(a) (ii) of the
           Procurement Guidelines, the eligibility of bidders must be based solely on their
qualification, experience and capacity to carry out the contract related to the specific
     bidding process;
 (c) Advertising and Bid Preparation Time: Bidding opportunities shall be advertised at
     least in a national newspaper of wide circulation and on the website of the Recipient’s
     Procurement Regulator (Autorité de Régulation des Marchés Publics) and bidders
     should be given at least 30 days from the date of invitation to bid or the date of
     availability of the bidding documents, whichever is later;
 (d) Criteria for Qualification of Bidders: Qualification criteria shall only concern the
     bidder’s capability and resources to perform the contract taking into account objective
     and measurable factors. Such criteria for qualification of bidders shall be clearly
     specified in the bidding documents;
 (e) Bid Evaluation and Contract Award: A contract shall be awarded to the substantially
     responsive and lowest evaluated bidder provided that such bidder meets the
     qualification criteria specified in the bidding documents. No scoring system shall be
     allowed for the evaluation of bids, and no “blanket” limitation to the number of lots
     which can be awarded to a bidder shall apply. The criteria for bid evaluation and the
     contract award conditions shall be clearly specified in the bidding documents;
 (f) Preferences: No preference shall be given to domestic/regional bidders; to
     domestically/regionally manufactured goods; and to bidders forming a joint venture
     with a national firm or proposing national sub-contractors or carrying out economic
     activities in the territory of the Recipient;
 (g) Publication of Contract Award: Information on all contract awards shall be published
     in at least a national newspaper of wide circulation or in the Recipient’s Procurement
     Regulator (Autorité de Régulation des Marchés Publics) web-site;
 (h) Fraud and Corruption: In accordance with the Procurement Guidelines, each bidding
     document and contract shall include provisions stating the World Bank’s policy to
     sanction firms or individuals found to have engaged in fraud and corruption as set forth
     in the Procurement Guidelines;
 (i) Inspection and Audit Rights: In accordance with the Procurement Guidelines, each
     bidding document and contract shall include provisions stating the World Bank’s policy
     with respect to inspection and audit of accounts, records and other documents relating
     to the bid submission and contract performance;
 (j) Requirement for administrative documents and/or tax clearance certificate: The
     bidding documents shall not require foreign bidders to produce any administrative or
     tax related certificates prior to confirmation of awarding a contract; and
 (k) Modifications of a Signed Contract: Any change in the contract amount which, singly
     or combined with all previous changes, increases the original contract amount by
     fifteen (15) percent or more must be done through an amendment to the signed contract
     instead of signing a new contract.

When other national procurement arrangements other than national open competitive
procurement arrangements are applied by the Borrower, such arrangements shall be subject
to paragraph 5.5 of the Procurement Regulations.
Leased Assets as specified under paragraph 5.10 of the Procurement Regulations: Leasing may
be used for those contracts identified in the Procurement Plan tables. “Not Applicable”
Procurement of Second Hand Goods as specified under paragraph 5.11 of the Procurement
Regulations – is allowed for those contracts identified in the Procurement Plan tables. “Not
Applicable”
Domestic preference as specified under paragraph 5.51 of the Procurement Regulations (Goods
and Works).
     Goods: is applicable for those contracts identified in the Procurement Plan tables;
Other Relevant Procurement Information. “Not Applicable”
PROCUREMENT
                                Congo, Democratic Republic of : DRC- SME Development and Growth Project
PLAN
General Information
Country:                        Congo, Democratic Republic of                 Bank’s Approval Date of the Original Procurement Plan:                  2019-03-26
                                                                                                                                         2020-02-07
                                                                              Revised Plan Date(s): (comma delineated, leave blank if none)
Project ID:                     P160806                                       GPN Date:                                                               2019-08-22
Project Name:                   DRC- SME Development and Growth Project
Loan / Credit No:               IDA / 62870
Executing Agency(ies): Unité de Coordination d'Appui au Développement des Micros, Petites et Moyennes Entreprises

WORKS
                                                                                                                                                                                                                                                                                                                                                                   Bid Evaluation
Activity Reference No. /                                                                                                                                                                                                                                           Draft Bidding
                                Loan / Credit                                                                         Market       Procurement        Prequalification Actual Amount            Process     Draft Pre-qualification       Prequalification                              Specific Procurement      Bidding Documents      Proposal Submission /       Report and
        Description                                     Component               Review Type       Method                                                                                                                                                           Document /                                                                                                             Signed Contract         Contract Completion
                                      No.                                                                            Approach         Process             (Y/N)                (US$)             Status          Documents              Evaluation Report                                Notice / Invitation          as Issued           Opening / Minutes      Recommendation for
                                                                                                                                                                                                                                                                   Justification
                                                                                                                                                                                                                                                                                                                                                                       Award
                                                                                                                                                                                                             Planned      Actual        Planned     Actual      Planned     Actual       Planned      Actual      Planned    Actual       Planned     Actual     Planned    Actual      Planned       Actual      Planned      Actual

GOODS
                                                                                                                                                                                                                                                                                                                                                                   Bid Evaluation
Activity Reference No. /                                                                                                                                                                                                                                           Draft Bidding
                                Loan / Credit                                                                         Market       Procurement        Prequalification Actual Amount            Process     Draft Pre-qualification       Prequalification                              Specific Procurement      Bidding Documents      Proposal Submission /       Report and
        Description                                     Component               Review Type       Method                                                                                                                                                           Document /                                                                                                             Signed Contract         Contract Completion
                                      No.                                                                            Approach         Process             (Y/N)                (US$)             Status          Documents              Evaluation Report                                Notice / Invitation          as Issued           Opening / Minutes      Recommendation for
                                                                                                                                                                                                                                                                   Justification
                                                                                                                                                                                                                                                                                                                                                                       Award
                                                                                                                                                                                                             Planned      Actual        Planned     Actual      Planned     Actual       Planned      Actual      Planned    Actual       Planned     Actual     Planned    Actual      Planned       Actual      Planned      Actual

NON CONSULTING SERVICES
                                                                                                                                                                                                                                                                                                                                                                   Bid Evaluation
Activity Reference No. /                                                                                                                                                                                                                                           Draft Bidding
                                Loan / Credit                                                                         Market       Procurement        Prequalification Actual Amount            Process     Draft Pre-qualification       Prequalification                              Specific Procurement      Bidding Documents      Proposal Submission /       Report and
        Description                                     Component               Review Type       Method                                                                                                                                                           Document /                                                                                                             Signed Contract         Contract Completion
                                      No.                                                                            Approach         Process             (Y/N)                (US$)             Status          Documents              Evaluation Report                                Notice / Invitation          as Issued           Opening / Minutes      Recommendation for
                                                                                                                                                                                                                                                                   Justification
                                                                                                                                                                                                                                                                                                                                                                       Award
                                                                                                                                                                                                             Planned      Actual        Planned     Actual      Planned     Actual       Planned      Actual      Planned    Actual       Planned     Actual     Planned    Actual      Planned       Actual      Planned      Actual

 ZR-UCP-PADMPME-154549-
NC-RFQ / Selection d'une
agence d'organisation
évenementielle pour                             Component 3: Capacity
                                                                                                                                 Single Stage - One                                           En attente
l'assistance à l'organisation   IDA / 62870     building and Project          A posteriori    Demande de prix    Limited                                                               0.00                                                                                             2020-01-25                                                                                      2020-03-21                2020-09-17
                                                                                                                                 Envelope                                                     d'exécution
du Lancement solonnel et de                     Management
l'atelier technique de
présentation du projet
PADMPME

CONSULTING FIRMS
Activity Reference No. /                                                                                                                                                                                                                                                                                                                            Combined Evaluation
                                Loan / Credit                                                                         Market      Contract Type       Actual Amount                                                     Expression of Interest Short List and Draft Request for Proposals Opening of Technical                    Evaluation of
        Description                                     Component               Review Type        Method                                                                 Process Status        Terms of Reference                                                                                                                                    Report and Draft         Signed Contract       Contract Completion
                                      No.                                                                            Approach                             (US$)                                                                  Notice           Request for Proposals            as Issued         Proposals / Minutes     Technical Proposal
                                                                                                                                                                                                                                                                                                                                                     Negotiated Contract
                                                                                                                                                                                                Planned       Actual     Planned        Actual      Planned     Actual     Planned        Actual     Planned      Actual    Planned       Actual     Planned     Actual    Planned       Actual      Planned       Actual

 ZR-UCP-PADMPME-106197-
CS-QBS / Consultant firme
(cabinet/ONG) pour la mise                      Component 2. SME                              Sélection fondée   Open -
                                IDA / 62870                                   A priori                                                                             0.00   Annulé               2019-04-15                2019-05-15                2019-06-28                                        2019-07-26             2019-08-25              2019-09-24             2019-10-29                2020-10-28
en ouvre des Centres de                         Development                                   sur la qualité     International
Petites et Moyennes
Entreprises

 ZR-UCP-PADMPME-106289-
CS-QBS / Recrutement d'un                       Component 1: Support
Consultant firme                                entrepreneurship                              Sélection fondée   Open -
                                IDA / 62870                                   A priori                                                                             0.00   Annulé               2019-05-20                2019-06-17                2019-07-31                                        2019-08-28             2019-09-27              2019-10-27             2019-12-01                2020-11-30
(cabinet/ONG) pour la mise                      opportunities for youth and                   sur la qualité     International
en oeuvre du soutien aux                        women
femmes entrepreneurs

                                                                                                                                                                                                                               Page 1
ZR-UCP-PADMPME-106312-
CS-QBS / Recrutement d'un                     Component 1: Support
Consultant firme                              entrepreneurship                             Sélection fondée     Open -
                                IDA / 62870                                 A priori                                            0.00   Annulé        2019-06-14   2019-07-14     2019-08-27   2019-09-24   2019-10-24   2019-11-23   2019-12-28   2020-12-27
(Cabinet/ONG) chargée     de                  opportunities for youth and                  sur la qualité       International
la dissémination des textes                   women
de lois sur le genre

 ZR-UCP-PADMPME-106187-
CS-QBS / Recrutement d'un                     Component 1: Support
Consultant firme                              entrepreneurship                             Sélection fondée     Open -
                                IDA / 62870                                 A priori                                            0.00   Annulé        2019-03-31   2019-04-30     2019-06-13   2019-07-11   2019-08-10   2019-09-09   2019-10-14   2022-10-13
(Cabinet/ONG) pour la mise                    opportunities for youth and                  sur la qualité       International
en oeuvre des Concours des                    women
Plans d'Affaires

 ZR-UCP-PADMPME-106204-
CS-QBS / Consultant
firme(cabinet/ONG) chargée
                                              Component 3: Capacity
de l'appui à la création des                                                               Sélection fondée     Open -
                                IDA / 62870   building and Project          A priori                                            0.00   Annulé        2019-05-02   2019-06-01     2019-07-15   2019-08-12   2019-09-11   2019-10-11   2019-11-15   2022-11-14
marchés pour les services                                                                  sur la qualité       International
                                              Management
d'accompagnement des
entrepreuneurs et de petites
et moyennes entreprises

 ZR-UCP-PADMPME-133764-
CS-QBS / Consultant firme
chargé de l'Appui à la                        Component 3: Capacity
                                                                                           Sélection fondée     Open -                 En cours
création des marchés pour       IDA / 62870   building and Project          A priori                                            0.00                 2019-09-20   2019-10-11     2019-11-24   2019-12-22   2020-01-21   2020-02-20   2020-03-26   2021-03-26
                                                                                           sur la qualité       International          d'examen
les services                                  Management
d'accompagnement des
entrepreneurs et des PME

 ZR-UCP-PADMPME-133767-
CS-QBS / Consultant firme
                                              Component 2. SME                             Sélection fondée     Open -                 En cours
(Cabinet/ONG) chargé de         IDA / 62870                                 A priori                                            0.00                 2019-09-19   2019-10-10     2019-11-23   2019-12-21   2020-01-20   2020-02-19   2020-03-25   2021-03-25
                                              Development                                  sur la qualité       International          d'exécution
mettre en oeuvre les Centres
des PME

 ZR-UCP-PADMPME-133748-
                                              Component 1: Support
CS-QBS / Consultant firme
                                              entrepreneurship                             Sélection fondée     Open -                 En cours
(Cabinet/ONG)chargé du          IDA / 62870                                 A priori                                            0.00                 2019-09-13   2019-10-04     2019-11-17   2019-12-15   2020-01-14   2020-02-13   2020-03-19   2021-03-19
                                              opportunities for youth and                  sur la qualité       International          d'exécution
soutien aux femmes
                                              women
entrepreneurs

 ZR-UCP-PADMPME-133613-
                                              Component 1: Support
CS-QBS / Recrutement d'une
                                              entrepreneurship                             Sélection fondée     Open -                 En cours
firme (cabinet/ONG) chargée     IDA / 62870                                 A priori                                            0.00                 2019-09-17   2019-10-08     2019-11-21   2019-12-19   2020-01-18   2020-02-17   2020-03-23   2021-03-23
                                              opportunities for youth and                  sur la qualité       International          d'exécution
de la mise en oeuvre des
                                              women
concours des plans d'affaires

 ZR-UCP-PADMPME-140589-
CS-CQS / Recrutement d'un
                                              Component 1: Support                         Sélection fondée
Cabinet chargé de conduire
                                              entrepreneurship                             sur les                                     En cours
l'enquête de base   de          IDA / 62870                                 A posteriori                        Limited         0.00                 2019-10-25                  2019-11-08                             2019-12-08   2020-01-12   2020-07-10
                                              opportunities for youth and                  qualifications des                          d'exécution
l'évaluation d'impact de la
                                              women                                        consultants
formation en Initiative
Personnelle

 ZR-UCP-PADMPME-147412-
CS-QCBS / Recrutement d'un
Cabinet de consultants
chargé de l'audit externe                     Component 3: Capacity                        Sélection fondée
                                                                                                                Open -                 En cours
financier et comptable du       IDA / 62870   building and Project          A posteriori   sur la qualité et                    0.00                 2019-12-04   2019-12-25     2020-02-07   2020-03-06   2020-04-05   2020-05-10   2020-06-14   2021-06-14
                                                                                                                International          d'exécution
projet PADMPME pour les                       Management                                   le coût
exercices clos au 31
décempbre 2018,2019 et
2020.

                                                                                                                                                                        Page 2
ZR-UCP-PADMPME-147453-
CS-CQS / Recrutement d'un                                                               Sélection fondée
                                                Component 3: Capacity
Cabinet de Consultants                                                                  sur les                                                                 En cours
                                IDA / 62870     building and Project    A posteriori                         Limited                                     0.00                    2019-12-04                                    2019-12-18                                                        2020-01-17   2020-02-21   2020-08-19
chargé de réaliser l'enquête                                                            qualifications des                                                      d'examen
                                                Management
de base du projet                                                                       consultants
PADMPME

 ZR-UCP-PADMPME-147458-
CS-CQS / Recrutement d'une                                                              Sélection fondée
                                                Component 3: Capacity
agence conseil pour le                                                                  sur les              Open -                                             En cours
                                IDA / 62870     building and Project    A posteriori                                                                     0.00                    2019-12-04            2019-12-25              2020-02-07                                                        2020-03-08   2020-04-12   2020-10-09
renforcement des actions de                                                             qualifications des   International                                      d'exécution
                                                Management
communication du projet                                                                 consultants
PADMPME

INDIVIDUAL CONSULTANTS
Activity Reference No. /                                                                                                                                                                                   Invitation to
                                Loan / Credit                                                                       Market                   Actual Amount                                                                       Draft Negotiated
            Description                                Component          Review Type        Method                          Contract Type                      Process Status   Teams of Reference     Identified/Selected                            Signed Contract     Contract Completion
                                      No.                                                                        Approach                        (US$)                                                                               Contract
                                                                                                                                                                                                            Consultant
                                                                                                                                                                                 Planned      Actual   Planned        Actual   Planned      Actual   Planned      Actual   Planned      Actual

 ZR-UCP-PADMPME-147454-
CS-INDV / Recrutement d'un
                                                Component 3: Capacity
Consultant individuel chargé                                                                                                                                    En attente
                                IDA / 62870     building and Project    A posteriori    Individuel           Open                                        0.00                    2019-12-05            2020-01-23              2020-02-13            2020-03-19            2020-09-15
d'élaborer le manuel de                                                                                                                                         d'exécution
                                                Management
gestion des subventions et
gestion des sous projets

 ZR-UCP-PADMPME-147461-
                                                Component 3: Capacity
CS-INDV / Recrutement d'un                                                                                                                                      En cours
                                IDA / 62870     building and Project    A posteriori    Individuel           Open                                        0.00                    2019-12-04            2020-01-22              2020-02-12            2020-03-18            2020-09-14
Expert Juriste pour le projet                                                                                                                                   d'exécution
                                                Management
PADMPME

 ZR-UCP-PADMPME-147464-
CS-INDV / Recrutement d'un                      Component 3: Capacity
                                                                                                                                                                En cours
chargé      de passation des    IDA / 62870     building and Project    A posteriori    Individuel           Limited                                     0.00                    2019-12-06            2019-12-11              2020-01-01            2020-02-05            2020-08-03
                                                                                                                                                                d'exécution
marchés pour le projet                          Management
PADMPME

 ZR-UCP-PADMPME-147466-
                                                Component 3: Capacity
CS-INDV / Recrutement d'un                                                                                                                                      En cours
                                IDA / 62870     building and Project    A posteriori    Individuel           Limited                                     0.00                    2019-12-09            2019-12-14              2020-01-04            2020-02-08            2020-08-06
trésorier    pour le projet                                                                                                                                     d'exécution
                                                Management
PADMPME

 ZR-UCP-PADMPME-147468-
                                                Component 3: Capacity
CS-INDV / Recrutement d'un                                                                                                                                      En cours
                                IDA / 62870     building and Project    A posteriori    Individuel           Limited                                     0.00                    2019-12-10            2019-12-15              2020-01-05            2020-02-09            2020-08-07
Logisticien pour le projet                                                                                                                                      d'exécution
                                                Management
PADMPME

 ZR-UCP-PADMPME-147470-
                                                Component 3: Capacity
CS-INDV / Recrutement d'un                                                                                                                                      En cours
                                IDA / 62870     building and Project    A posteriori    Individuel           Limited                                     0.00                    2019-12-11            2019-12-16              2020-01-06            2020-02-10            2020-08-08
Secrétaire financier pour le                                                                                                                                    d'examen
                                                Management
projet PADMPME

 ZR-UCP-PADMPME-147473-
CS-INDV / Recrutement                           Component 3: Capacity
                                                                                                                                                                En cours
d'unchauffeur du                IDA / 62870     building and Project    A posteriori    Individuel           Limited                                     0.00                    2019-12-12            2019-12-17              2020-01-07            2020-02-11            2020-08-09
                                                                                                                                                                d'exécution
Coordonnateur du projet                         Management
PADMPME

 ZR-UCP-PADMPME-147930-
CS-INDV / Recrutement d'un
Point Focal PADMPME                             Component 3: Capacity
                                                                                                                                                                En cours
auprès du Ministères de la      IDA / 62870     building and Project    A posteriori    Individuel           Limited                                     0.00                    2019-12-04            2019-12-09              2019-12-30            2020-02-03            2020-08-01
                                                                                                                                                                d'exécution
classe moyennes petites et                      Management
moyennes entreprises et
artisanat.

                                                                                                                                                                                                             Page 3
ZR-UCP-PADMPME-147432-
CS-CDS / Recrutement des
Consultants GAUDREAULT
Francis et HART POLIQUIN
                                               Component 3: Capacity                        Sélection de
Noira     pour assistance                                                                                                      En cours
                                 IDA / 62870   building and Project          A priori       consultants par   Direct    0.00                 2019-12-05   2019-12-15                  2020-02-18   2020-08-16
technique et renforcement                                                                                                      d'exécution
                                               Management                                   entente directe
des capacités    de l'UCP
PADMPME en Leadership
axé sur les résultats et en
approche à résultats rapides

 ZR-UCP-PADMPME-147226-                        Component 1: Support
                                                                                            Sélection de
CS-CDS / Recrutement du                        entrepreneurship                                                                En cours
                                 IDA / 62870                                 A posteriori   consultants par   Direct    0.00                 2019-12-05   2019-12-15                  2020-02-18   2020-08-16
Cabinet MOVES chargé de                        opportunities for youth and                                                     d'exécution
                                                                                            entente directe
la formation STEP                              women

 ZR-UCP-PADMPME-147429-
CS-CDS / Recrutement du                        Component 1: Support
                                                                                            Sélection de
Cabinet     Vélior                             entrepreneurship                                                                En cours
                                 IDA / 62870                                 A posteriori   consultants par   Direct    0.00                 2019-12-03   2019-12-13                  2020-02-16   2020-08-14
Développement pour une                         opportunities for youth and                                                     d'exécution
                                                                                            entente directe
assistance technique à l'UCP                   women
PADMPME

 ZR-UCP-PADMPME-147474-
                                               Component 3: Capacity
CS-INDV / Description d'un                                                                                                     En cours
                                 IDA / 62870   building and Project          A posteriori   Individuel        Limited   0.00                 2019-12-06   2019-12-11     2020-01-01   2020-02-05   2020-08-03
Planton pour le projet                                                                                                         d'exécution
                                               Management
PADMPME

 ZR-UCP-PADMPME-144391-
CS-INDV / Recrutement d'un
Consultant individuel chargé
                                               Component 3: Capacity
de la Cartographie de                                                                                                          En attente
                                 IDA / 62870   building and Project          A posteriori   Individuel        Open      0.00                 2019-11-22   2020-01-10     2020-01-31   2020-03-06   2020-09-02
services pour les survivantes                                                                                                  d'exécution
                                               Management
des violences basées sur le
genre dans les villes       de
Matadi et Lubumbashi

 ZR-UCP-PADMPME-153440-
CS-CDS / Recrutement d'un
éditeur chargé de la                           Component 3: Capacity                        Sélection de
                                                                                                                               En cours
relecture du rapport sur         IDA / 62870   building and Project          A posteriori   consultants par   Direct    0.00                 2020-01-10   2020-01-20                  2020-03-25   2020-09-21
                                                                                                                               d'exécution
l'écosystème des petites et                    Management                                   entente directe
moyennes entreprises en
RDC

 ZR-UCP-PADMPME-150611-
CS-CDS / Contractualisation
avec le Cabinet                                Component 1: Support
                                                                                            Sélection de
CARAPACES        pour la phase                 entrepreneurship                                                                En attente
                                 IDA / 62870                                 A priori       consultants par   Direct    0.00                 2020-02-05   2020-02-15                  2020-04-20   2020-10-17
2 de la mission portant sur                    opportunities for youth and                                                     d'exécution
                                                                                            entente directe
l'accompagnement à la mise                     women
en oeuvre des réformes du
cadre juridique des PME

                                                                                                                                                                Page 4
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