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HOME TO A BETTER MORTGAGE EXPERIENCE
COMPASS
RODRIGO MORTGAGE
SALAZAR RECRUITING
| MORTGAGE BANKER
PRODUCTS
RODRIGO SALAZAR | MORTGAGE BANKER
BET TER EQUIPPED • Full arsenal of products & services • In-house underwriting and processing • Over 30+ investors • Sell direct to Fannie Mae and Freddie Mac • Licensed in 14 states
BET TER EQUIPPED Conforming Options Second Mortgages • Over 30 correspondent lenders available • 80/10/10 • High balance loans available • Fixed & HELOC’s available • 87% financing available with PMI & • DPA – no payment 9% interest condos (first-time buyers only) • Specialty LPMI pricing exclusive to Jumbo Options Compass Mortgage • Over 30 correspondent lenders available • Direct lender to Fannie Mae & Freddie • Non-warrantable condos up to $1,000,000 Mac correspondent • DU Refi Plus and Freddie Open Access • 90% LTV with no MI on SFR/condo to Programs $850,000 • Compass Mortgage warrants all condos • 80% LTV to $5,000,000 through internal condo department • Foreign national programs • Condo 51% CPM approval/PERS available • 50% DTI • Purchases on properties owned 90 days with unlimited increase in sales price with Fannie Mae
BET TER EQUIPPED
Multiple Down Payment Assistance Other Loan Products
Programs • Construction Loans & Lot Loans
• Portfolio & Bridge Loans
FHA • FHA 203k/Fannie Mae HomeStyle
• Loans down to 560 credit score Renovation
• FHA streamline with no appraisal • Illinois Housing Development Authority –
• In-house condo approvals Down Payment Assistance and MCC
• No minimum tradeline requirements (optional)
• Portfolio Loans
VA & USDA • Iowa Finance Authority
• 7 correspondent lenders available • Illinois Assist with MCC (optional)
• VA IRRRLs available (streamline), no • Texas MCC
appraisal • One time construction loans
• VA Jumbo • Streamline EZ Renovation Loan
• USDA purchase and refinances
INVESTORS
RODRIGO SALAZAR | MORTGAGE BANKER
WHO WE WORK WITH
360 Mortgage Group First Guaranty The Money Source
AFR Flagstar Mr. Cooper
Alliant Credit Union Fortress NexBank
AmerisBank Franklin American Northpointe
Amerihome Freddie Mac Pacific Union Financial
Angel Oak Freedom Mortgage Pennymac
ARC Galton Planet Home Lending
Associated Bank Home Point Plaza Home Mortgage
Chase Huntington Redwood
CMG IHDA Mortgage Sprout Mortgage
Deephaven IMPAC Texas Capital Bank
Ditech Lakeview/Bayview US Bank
Fannie Mae Lenderlive Wells Fargo
FirstBank Liberty Home Equity And many more!
A P P L I C AT I O N C O O R D I N AT O R
RODRIGO SALAZAR | MORTGAGE BANKER
MORE TIME FOR SELLING
• We want our loan officers More Time to Sell
available to sell, not process
loans.
• You are given an assistant for More Time to Help
every loan through an Clients
Application Coordinator.
• Application Coordinators help
expedite time spent:
• Compiling applications Generate More
Business
• Acquiring documentation
• Submitting
T R A N S PA R E N C Y
RODRIGO SALAZAR | MORTGAGE BANKERYOU’RE IN THE KNOW
Access to Raw Rates
In-House Underwriting
In-House Processing
In-House Closing
Track-ability of Your Loans
Direct Endorsed Underwriting
Direct Access to All Investor Pricing,
Programs, and Guidelines
Company Intranet Site
Regular Meetings Directly with Senior
Vice President of Sales
Direct Access to Senior ManagementDEVELOPMENT
RODRIGO SALAZAR | MORTGAGE BANKERWE ARE ALL GET TING BET TER • There are specific things we do to ensure you are always reaching and exceeding your business goals. • Customized training on a regular basis in the following areas: • Business planning • Referral source development • Social media • Referral source partnership • Sales development • Loan products • Marketing • Events
MARKETING
RODRIGO SALAZAR | MORTGAGE BANKERTHE TOOLS YOU NEED TO SUCCEED
Referral Source Events Focused Events
We believe in nurturing our relationships We implement a focused marketing
with our referral partners. approach to our event planning. Our
marketing team targets small groups of
HomeScout people in a loan officer’s database to
We protect your clients and your referral extend learning or entertainment
partners’ clients from advertising on home opportunities that cater to their interests.
search sites with an app that provides Sold Home Alert
direct access to the MLS.
With an 89% open rate, this monthly email
alerts recipients to recently sold home data
in their area.THE TOOLS YOU NEED TO SUCCEED
Automated Marketing Pricing at Your Fingertips
We have the tools and systems to get your Raw rates are essential to doing your job
full database into our automated systems. well. With our system, you have direct
access to all of our investors, helping you
Global/Customized Marketing choose the best product for you and your
You can expect to have a full arsenal of client. We want to give you more control
streamlined materials at your disposal. over the loan process.
Co-Opted Marketing Educating Our Clients
Marketing your way. We don’t all fit into a The future of purchasing a home is here.
single mold. Compass Mortgage is here to The timeline is the same but there is much
help. We have a co-opting program to more importance on the education stage.
encourage customized marketing programs At Compass, we value this stage and have
for you. staff dedicated to creating original blogs
and white pages for your clients to learn
and depend on for expertise.PUT TING COMPASS ON THE MAP
Targeted Ad ”I’ve Moved” E-mails Postcard to All Contacts
Marketing on Social 3-step email campaign sent Postcard sent to all contacts
Media
on your behalf to all contacts you have a physical address
30 second video ad of you you have e-mail addresses for
for: ”I’ve Moved!,” ”Why I’ve
Posted to Facebook and Compass pays 100% of the
Instagram Moved!,” and “Let’s Talk!”. print and shipping for this
postcard
Targeting homebuyers in
your areaTECHNOLOGY
RODRIGO SALAZAR | MORTGAGE BANKERENCOMPASS
Our origination system is a highly
customized version of Encompass by
Ellie Mae with a Loan Officer focused
design, including:
• Upfront consumer document request portal
• Online Application functionality, including
Automated Bank Statement retrieval through
AccountChek by FormFree ™
• Customized “Borrower Summary” dashboard
with all 1003 Data & Mortgage Banking links
consolidated in one working page
• Fully Automated Pricing Engine/ Optimal Blue
Borrowers summary and call log/MB ™ integrated with Encompass
conversation log
• Remote laptop access for mobile applicationsENCOMPASS
Borrowers summary includes many shortcuts that provide one consolidated platform to order
all services with combined application data, pricing and AUS.CUSTOMER RELATIONSHIP MANAGEMENT
• Jungo CRM allows easy access to • Today’s Tasks and Today’s Events keep
borrower details and helps organize your next steps in front of you each
priorities and opportunities. day, and Call Log tracks phone, e-mail,
and other communications
• Marketing Integration available through
Act-On Software based on drip
campaigns and custom events.CULTURE
RODRIGO SALAZAR | MORTGAGE BANKERWHERE YOU WANT TO WORK • The culture of Compass is unlike most mortgage companies. • We are here to get the work done quickly, correctly and together. • Family-like atmosphere • Compass is a firm believer in the well-balanced life. Our families come before all else.
EMPLOYEE BENEFITS
RODRIGO SALAZAR | MORTGAGE BANKERWHERE YOU WANT TO WORK Paid Vacation & Sick time Employee Perks • Full-time employees start with 2 • Mortgage program which weeks vacation time and earn includes special rates for up to 4 weeks, depending on employees tenure. • Employees also receive a vacation day for their birthday.
EMPLOYEE BENEFITS Health Insurance 401(k) Plans – Traditional & Roth • 1 HMO & 2 PPO options from Blue Cross Blue Shield 529 College Savings Plan • Compass makes financial contributions toward either a Health Savings Plan or a Health Additional Insurance Options Reimbursement Plan, ranging • Long and short-term disability, from $1,000 to $5,000 accident, cancer, critical illness Life Insurance and hospital indemnity • Includes $25,000 gifted insurance from Compass plus the option to purchase additional life insurance
LICENSING
RODRIGO SALAZAR | MORTGAGE BANKERWHERE WE LEND Arizona | California | Colorado | Florida | Georgia | Illinois | Indiana Iowa | Michigan | Minnesota | Ohio | Tennessee | Texas | Wisconsin
A P P R E C I AT I O N
RODRIGO SALAZAR | MORTGAGE BANKERPRESIDENT’S CLUB Top Producers • We reward our top producers each year with an all-expense paid trip. Past Trips Have Included: • San Diego • Cancun • Las Vegas • Florida Keys • Palm Springs • London • Hawaii
SEAMLESS TRANSITION
RODRIGO SALAZAR | MORTGAGE BANKERTRANSITION | EXPERIENCE | GROWTH
You would only consider
changing companies if you saw
an opportunity to grow.
• We have staff dedicated to
making your transition effortless. Matt Rayburn
SVP of Sales
Matt and Al are here to assist
you in getting what you need
from Compass Mortgage:
• Oversee the onboarding process
• Help you set up your business Al Gelschus
plan and put it into action Regional VP of SalesONBOARDING TEAM TERRY FUNG & VAN STAPLETON Sales Managers Terry and Van will be assisting you with getting set up in our loan origination software. They will ensure that you are ready with the loan origination and product knowledge you need to hit the ground running. Terry and Van will provide one-on-one guidance on the Compass Mortgage sales initiatives and will make sure your first transactions go smoothly. Terry and Van are your resources for loan products and loan origination scenarios, making sure no questions go unanswered.
ONBOARDING TEAM BLAKE DEYOUNG Director of Marketing When transitioning, your first priority is to ensure your past clients know you are at Compass Mortgage. Blake is here to work with you one on one to create a customized marketing plan that fits you and Compass Mortgage. Blake will get your database uploaded into our CRM’s to start marketing to them.
ONBOARDING TEAM TERESA DRAWANT Lead Origination Trainer Teresa is an integral part of the transition team for new-to-the- industry and transitioning loan officers. Teresa will greet you on your first day, present monthly knowledge and Compass system trainings, and provide ongoing support for your onboarding process.
ONBOARDING TEAM JOCELYN FUNG Transition Coordinator With our 5-star concierge-level training techniques, Jocelyn assists in making your transition to Compass Mortgage as seamless as possible. In addition to the onboarding process, Jocelyn is your point of contact throughout your pre-hire process and ensures all resources are ready for your start date.
W H AT ’ S N E X T ?
RODRIGO SALAZAR | MORTGAGE BANKERTHE NEXT STEP
We understand that the only reason you would ever even consider
making any type of move is if it were better than what you currently
have. This is why we would like you to at least explore what Compass
has to offer you.
Please feel free to contact us with any questions. We look forward to
hearing from you.
joincompass@compmort.com
630.821.3574
www.growwith.compmort.comH OME TO A BET T ER MOR TG AG E EXPER IENCE
© 2008-2016 Copyright Compass Mortgage · All Rights Reserved · All Logos & Trademarks Belongs To Compass Mortgage
© Compass Mortgage Inc. and www.compmort.com, 2016. Unauthorized use and/or duplication of this material without express and written permission from this site’s
author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Compass Mortgage Inc. and www.compmort.com
with appropriate and specific direction to the original content.
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