BUILDING CALCULATOR 1 - Guideline for the online building calculator Copyright Santam Ltd. 2010 Santam is an authorised financial services ...

 
1

BUILDING CALCULATOR

 Guideline for the online building calculator
 Copyright © Santam Ltd. 2010
 Santam is an authorised financial services provider (licence number 3416).
TECHNICAL MANUAL
Contents                                                                            Page

1. Disclaimer					                                                                   1
2. Professional valuation and quantity surveyor services                             1
3.	Residential: buildings, improvements, walls and fencing                         1-4
   3.1		 Buildings
         3.1.1   House
                 -    RDP house                                                      1
                 -    Economic house                                                 1
                 -    Standard house                                                 1
                 -    Middle-class house                                             2
                 -    Luxury house                                                   2
                 -    Exclusive house                                                2
                 -    Exceptional house                                              2
          3.1.2		    Granny flat                                                     2
          3.1.3		    Log or timber house
                     -    Standard log or timber house                               3
                     -    Luxury log or timber house                                 3
          3.1.4		 Rondawel
                  -    Economic rondawel                                             3
                  -    Standard rondawel                                             3
                  -    Luxury rondawel                                               3
          3.1.5		 Garage
                  -    Garage (standard or luxury)                                   3
          3.1.6		    Staff accommodation
                     -      Staff accommodation (standard or luxury)                 3
   3.2		 Improvements
         3.2.1		 Carport                                                             4
         3.2.2		 Lapa or covered entertainment area                                  4
         3.2.3		 Swimming pool                                                       4
         3.2.4		 Tennis court                                                        4
         3.2.5		 Water tank                                                          4
         3.2.6		 Other improvements                                                  4
   3.3		 Walls and fencing                                                           4

4. Commercial: buildings, improvements, walls and fencing                           5-9
   4.1. Buildings
          4.1.1		 Sectional title low-rise residential
                   -    Standard sectional title low-rise residential                5
                   -    Middle-class sectional title low-rise residential            5
                   -    Luxury sectional title low-rise residential                  5
          4.1.2 		   Sectional title low-rise office or retail
                     -     Standard sectional title low-rise office or retail        6
                     -     Middle-class sectional title low-rise office or retail    6
                     -     Luxury sectional title low-rise office or retail          6
          4.1.3		    Crèche, daycare or pre-school
                     -    Standard crèche, daycare or pre-school                     7
                     -    Luxury crèche, daycare or pre-school                       7
          4.1.4		    Bed and breakfast, backpackers or guest house
                     -    Standard bed and breakfast, backpackers or guest house     7
                     -    Luxury bed and breakfast, backpackers or guest house       7
          4.1.5		    Store or warehouse
                     -     Industrial store or warehouse                             8
          4.1.6		 Garage
                  -    Garage (standard or luxury)                                   8
TABLE OF CONTENT
          4.1.7		   Staff accommodation
                    -      Staff accommodation (standard or luxury)      8
   4.2   Improvements
         4.2.1		 Carport                                                 8
         4.2.2		 Water tank                                              8
         4.2.3		 Lapa or covered entertainment area                      8
         4.2.4		 Swimming pool                                           8
         4.2.5		 Tennis court                                            9
         4.2.6		 Other improvements                                      9
   4.3    Walls and fencing
          4.3.1		 Wall, fence, electric gate or retaining wall           9

5. Agriculture: buildings, improvements, walls and fencing            10-14
   5.1   Buildings
         5.1.1		 Farm schools
                 -    Economic farm school                              10
                 -    Standard farm school                              10
          5.1.2		   Farm stall or tuck shop
                    -    Standard farm stall or tuck shop               10
                    -    Luxury farm stall or tuck shop                 10
          5.1.3		   Store or warehouse
                    -     Farm shed or store                            11
                    -     Industrial store or warehouse                 11
          5.1.4		   Crop protection
                    -     Agricultural tunnel                           11
                    -     Agricultural protective shade netting         11
          5.1.5		 Farming
                  -    Standard pigsty                                  11
                  -    Sophisticated pigsty                             11
                  -    Standard horse stable                            11
                  -    Sophisticated horse stable                       12
                  -    Dairy parlour                                    12
                  -    Laying hen house                                 12
                  -    Broiler house                                    12
          5.1.6		 Garage
                  -    Garage (standard or luxury)                      12
          5.1.7		   Staff accommodation
                    -      Staff accommodation (standard or luxury)     12
   5.2   Improvements
         5.2.1		 Carport                                                13
         5.2.2		 Fuel tank                                              13
         5.2.3		 Silo		                                                 13
         5.2.4		 Water tank                                             13
         5.2.5		 Corrugated steel dam                                   13
         5.2.6		 Concrete reservoir dam                                 13
         5.2.7		 Other improvements                                     13
   5.3   Walls and fencing
         5.3.1		 Wall, fence, electric gate or retaining wall           14

6. Rates and calculation of buildings and improvements                  14
   •     Section A: Buildings                                           14
   •     Section B: Improvements                                        18
   •     Section C: Walls and fencing                                   20
   •     Section D: Total                                               21

7. Factors influencing building costs                                   21
1

1. DISCLAIMER
       The calculations provided by these calculators are based on the information provided by you and is only
       an estimation of the value of the asset. You should not accept the calculations to be the actual value
       thereof. Although Santam has made every effort to ensure the accuracy of these calculators, Santam
       does not guarantee, either expressed or implied, the accuracy and completeness of these calculators.
       Santam does not accept any liability for loss or damage of whatsoever nature which may be attributable
       to the reliance on and use of these calculators.

       Although the calculators will remain valid for a period of 12 months (from 1 July 2014 until
       30 June 2015) we may however make changes to the Building Calculator without any notice of
       such changes. Calculations must therefore be regularly renewed to remain active.

2. P
    ROFESSIONAL VALUATION AND
   QUANTITY SURVEYOR SERVICES
       For any enquiries regarding this calculator, rates and valuations please e-mail: myrisk@santam.co.za
       For professional valuation services contact any of the following service providers for a complete
       risk assessment:
                • Abalaing Valuers (Tel: +27 86 111 1758)
                • NID (Tel: +27 51 411 6363)
                • Mirfin Valuation Services (Tel: +27 86 164 7346)
                • Qantam (Tel: +27 861 726 7475)

       Although the calculators will remain valid for a period of 12 months (from 1 July 2014 until
       30 June 2015) we may however make changes to the Building Calculator without any notice of
       such changes. Calculations must therefore be regularly renewed to remain active.

3. RESIDENTIAL: BUILDINGS,
    IMPROVEMENTS, WALLS AND FENCING
3.1 BUILDINGS
TYPE                             STRUCTURE DESCRIPTION                SIZE AND DESIGN                FINISHES

3.1.1 HOUSE
RDP HOUSE                    •    Often part of a large housing   •    Typically do not exceed   •    External walls are
                                  development scheme                   40 m² on plan                  generally not plastered
                             •    Occupants receive               •    External walls are        •    Do not always have internal
                                  government subsidies                 approximately 150 mm           ceilings, floor covering or
                                                                       thick                          bathrooms
                                                                  •    Contains two to three
                                                                       rooms

ECONOMIC HOUSE               •    “Beginner’s houses” or          •    Typically do not exceed   •    Contains the barest of
                                  entry-level houses                   100 m² on plan                 essential finishes
                                                                  •    Contains one bathroom

STANDARD HOUSE               •    Normally found in suburban      •    Integrated garage         Contains standard finishes:
                                  areas                           •    Multiple bedrooms and     •    White glazed tiling
                                                                       bathrooms                 •    White bathroom fittings
                                                                                                 •    Basic kitchen cupboards
                                                                                                 •    External walls are
                                                                                                      plastered and painted

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       MIDDLE-CLASS HOUSE          •   Normally found in suburban      •   Integrated garage            Contains middle-of-the-range
                                       areas                           •   Multiple bedrooms and        finishes:
                                                                           bathrooms                    •   Carpets
                                                                       •   Entertainment area           •   Tiles
                                                                                                        •   Bathrooms
                                                                                                        •   Kitchen cupboards
                                                                                                        •   Fittings
                                                                                                        •   External walls may be
                                                                                                            face brick

       LUXURY HOUSE                •   Normally found in suburban      •   Aesthetic shaped plans       Contains top-of-the-range
                                       areas                               and elevations               local materials:
                                                                       •   Architectural features       •   Carpets
                                                                       •   Double volume areas          •   Tiles
                                                                       •   Integrated garage            •   Roof covering
                                                                       •   May include open veranda     •   Luxury bathroom
                                                                           or balcony on roof           •   Luxury kitchen cupboards
                                                                       •   Multiple bedrooms and            and fittings
                                                                           bathrooms                    •   Underfloor heating
                                                                       •   Reception and                •   Security installations
                                                                           entertainment area
                                                                                                        •   Acoustic ceilings
                                                                                                        •   Roof lights

       EXCLUSIVE HOUSE             •   Normally found in suburban      •   Aesthetic shaped plans       Exclusive finishes and fittings
                                       areas                               and elevations               throughout:
                                                                       •   Architectural features       •   May be local or imported
                                                                       •   Double volume areas          •   Exclusive attention to detail
                                                                       •   Integrated garage            •   Moulded skirtings, cornices
                                                                       •   May include open veranda         and dados
                                                                           or balcony on roof           •   Comprehensive lighting
                                                                       •   Multiple bedrooms and        •   Exclusive tiling patterns
                                                                           bathrooms                        and borders
                                                                       •   Multiple reception and       •   Underfloor heating
                                                                           entertainment area           •   Advanced security
                                                                                                            installations
                                                                                                        •   CCTV cameras
                                                                                                        •   Special installations such
                                                                                                            as air-conditioning

       EXCEPTIONAL HOUSE           •   Houses in this category are     •   Exceptional size, finishes   Contains special finishes:
                                       extremely expensive                 and appearance in all        •   May be local or imported
                                   •   Exceptional houses are in the       respects
                                                                                                        •   Exclusive attention to detail
                                       super-luxury category           •   Abnormal heights, shaped
                                                                           plan or elevation            •   Moulded skirtings, cornices
                                                                                                            and dados
                                   NOTE:                                                                •   Comprehensive lighting
                                   Valuation requests of exceptional                                    •   Exclusive tiling patterns
                                   houses should instead be                                                 and borders
                                   referred to a registered quantity
                                   surveyor                                                             •   Underfloor heating
                                                                                                        •   Advanced security
                                                                                                            installations
                                                                                                        •   CCTV cameras
                                                                                                        •   Special installations such
                                                                                                            as lifts and air-conditioning

       3.1.2 GRANNY FLAT
       GRANNY FLAT                 •   Normally found in suburban      •   Typically smaller than the   •   Usually constructed to the
                                       areas                               main house                       same finishes as the main
                                   •   Structures adjacent to                                               house
                                       dwellings
                                   •   Loose or attached

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3.1.3 LOG OR TIMBER HOUSE
STANDARD LOG OR TIMBER      •   Normally found in suburban   •    Patented design              Contains standard finishes:
HOUSE                           areas                        •    Visibly of high aesthetic    •   White glazed tiling and
                            •   Manufactured from wood            value                            bathroom fittings
                            •   Made from round logs, flat   •    Integrated garage            •   Basic kitchen cupboards
                                planks or a combination
                                thereof

LUXURY LOG OR TIMBER        •   Normally found in suburban   •    Patented design              Contains local top-of-the-
HOUSE                           areas                        •    Visibly of high aesthetic    range finishes:
                            •   Manufactured from wood            value                        •   Carpets
                            •   Made of round logs, flat     •    Double volume areas          •   Tiles
                                planks or a combination      •    General aesthetic shaped     •   Roof covering
                                thereof                           plan and elevations          •   Luxury bathrooms
                                                             •    Architectural features       •   Luxury kitchen cupboards
                                                             •    Integrated garage            •   Luxury fittings
                                                                                               •   Underfloor heating
                                                                                               •   Security installations
                                                                                               •   Acoustic ceilings
                                                                                               •   Roof lights

3.1.4 RONDAWEL
ECONOMIC RONDAWEL           •   Normally found in suburban   •    Typically do not exceed      •   Contains the barest of
                                areas                             100 m² on plan                   essential finishes
                            •   ‘“Beginner’s houses” or entry •   Contains one bathroom
                                level houses
                            •   Can be measured according
                                to the average length and
                                width

STANDARD RONDAWEL           •   Normally found in suburban   •    Integrated garage            Contains standard finishes:
                                areas                        •    Multiple bedrooms and        •   White glazed tiling
                            •   Can be measured according         bathrooms                    •   White bathroom fittings
                                to the average length and
                                width                                                          •   Basic kitchen cupboards

LUXURY RONDAWEL             •   Normally found in suburban   •    Special architectural        Contains local top-of-the-
                                areas                             design features              range finishes:
                            •   Can be measured according    •    Aesthetic shaped plans       •   Carpets
                                to the average length and         and elevations               •   Tiles
                                width                        •    Architectural features       •   Roof covering
                                                             •    Double volume areas          •   Luxury bathrooms
                                                             •    Integrated garage            •   Luxury fittings
                                                             •    May include open veranda     •   Luxury kitchen cupboards
                                                                  or balcony on roof
                                                                                               •   Underfloor heating
                                                             •    Multiple bedrooms and
                                                                  bathrooms                    •   Security installations

                                                             •    Reception and                •   Acoustic ceilings
                                                                  entertainment area           •   Roof lights

3.1.5 GARAGE
GARAGE                      •   Normally found in suburban   •    Typically smaller than the   •   Usually constructed to a
(STANDARD OR LUXURY)            areas                             main building                    similar standard as the
                            •   Structures adjacent to                                             main building
                                dwellings
                            •   Loose or attached

3.1.6 STAFF ACCOMMODATION
 STAFF ACCOMMODATION        •   Normally found in suburban   •    Typically smaller than the   •   Usually constructed to a
(STANDARD OR LUXURY)            areas                             main building                    similar standard as the
                            •   Structures adjacent to                                             main building
                                dwellings
                            •   Loose or attached

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    3.2 IMPROVEMENTS
         TYPE                                    STRUCTURE DESCRIPTION                  SIZE AND DESIGN                    FINISHES

         3.2.1 CARPORT
                                             •    Roofed or shaded parking          •     Generally about 16 m²        •    This does not include
                                                  structures according to the m²                                            the paving which can be
                                                  measurement of the carport                                                calculated separately

         3.2.2 LAPA OR COVERED ENTERTAINMENT AREA
                                             •    Structures adjacent to            •     Typically smaller than the   •    Paving of concrete, brick or
                                                  dwellings                               main house                        interlocking blocks
                                             •    Loose or attached                 •     Brickwork braais and
                                             •    Available in a choice of open           chimneys
                                                  sides or brickwork on two         •     Sundry concrete slab
                                                  sides (other sides open)                serving areas
                                                                                    •     Concrete floor

         3.2.3 SWIMMING POOL
                                             •    Different pool size options are   •     Up to 100 kl                 •    This does not include
                                                  available                                                                 the paving which can be
                                             •    Can be measured according                                                 calculated separately
                                                  to the average length, depth
                                                  and width of the pool

         3.2.4 TENNIS COURT
                                             •    Standard open tennis court        •     Patented design              •    Fence
                                                  with or without floodlights       •     Concrete floor

         3.2.5 WATER TANK
                                             •    Various water tank size               •    Up to 10 kl               •    Includes the stands
                                                  options are available
                                             •    Can be measured according to
                                                  the average length, depth and
                                                  width of the tank

         3.2.6 OTHER IMPROVEMENTS
                                             •    Paving of concrete, tar, brick    •     Veranda or wooden deck       •    Veranda contains brick,
                                                  or interlocking blocks                  may be raised more than           concrete and tiles
                                             •    Raised open veranda or                  a meter
                                                  wooden deck including
                                                  balustrades
                                             •    Lightning conductor

    3.3 WALLS AND FENCING
         TYPE                                    STRUCTURE DESCRIPTION                  SIZE AND DESIGN                    FINISHES

         3.3.1 WALLS AND FENCING
     •    Pre-cast concrete wall             •     Available with a selection       •     Height selections of 1.8 m   •    Additional option provides
     •    Brick wall                               of different types as well             or 2.5 m                          for added cost of razor
                                                   as electric driveway gates,      •     Brick wall thickness of           wiring or steel spikes above
     •    Steel palisade fence                     retaining walls and boundary                                             wall or palisade fencing,
                                                                                          110 mm or 220 mm
     •    Brick wall with steel palisade           walls and fences                                                         and electronic security
          fence sections                                                                                                    installation above boundary
     •    Steel spikes or razor wire                                                                                        wall or fencing including
          above wall                                                                                                        central control
     •    Electronic security installation
          above wall
     •    Retaining wall

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4. COMMERCIAL: BUILDINGS,
   IMPROVEMENTS, WALLS AND FENCING

4.1 BUILDINGS
 TYPE                          STRUCTURE DESCRIPTION                  SIZE AND DESIGN               FINISHES

 4.1.1 SECTIONAL TITLE LOW-RISE RESIDENTIAL

STANDARD SECTIONAL TITLE •      Normally found in suburban        The complex is:               Contain standard finishes:
LOW-RISE RESIDENTIAL            areas                             •    Not more than three      •    White glazed tiling
                           •    A building or complex                  storeys high             •    White bathroom fittings
                           •    Units of property                 •    No basement or           •    Basic kitchen cupboards
                                (apartments or houses) are             multi- level parking
                                owned by individuals                                            •    Not equipped with lift

                           •    Common parts of the                                             •    Not equipped with air-
                                property (the grounds and                                            conditioning
                                building structure) are jointly
                                owned by the unit owners

MIDDLE-CLASS SECTIONAL     •    Normally found in suburban        The complex is:               Contains middle-of-the-range
TITLE LOW- RISE                 areas                             •    Not more than three      finishes:
RESIDENTIAL                •    A building or complex                  storeys high             •    Carpets
                           •    Units of property                 •    No basement or multi-    •    Tiles
                                (apartments or houses) are             level parking            •    Bathrooms
                                owned by individuals
                                                                                                •    Kitchen cupboards and
                           •    Common parts of the                                                  fittings
                                property (the grounds and
                                building structure) are jointly                                 •    Not equipped with lift
                                owned by the unit owners                                        •    Not equipped with air-
                                                                                                     conditioning
LUXURY SECTIONAL TITLE     •    Normally found in suburban        The complex is:               Contain top-of-the-range local
LOW-RISE RESIDENTIAL            areas                             •    Not more than three      finishes:
                           •    A building or complex                  storeys high             •    Carpets
                           •    Units of property                 •    No basement or multi-    •    Tiles
                                (apartments or houses) are             level parking            •    Roof covering
                                owned by individuals
                                                                                                •    Bathroom fittings
                           •    Common parts of the               Properties include:
                                property (the grounds and                                       •    Kitchen cupboards and
                                building structure) are jointly   •    Aesthetic shaped plans        fittings
                                owned by the unit owners               and elevations           •    Underfloor heating
                                                                  •    Architectural features   •    Security installations
                                                                  •    Double volume areas      •    Air-conditioning
                                                                  •    Open verandas on roofs   •    Not equipped with lift
                                                                  •    Open balconies
                                                                  •    Roof lights
                                                                  •    Acoustic ceilings

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       4.1.2 SECTIONAL TITLE LOW-RISE OFFICE OR RETAIL
       STANDARD SECTIONAL          •   Normally found in suburban    The complex is:             Contains middle-of-the-range
       TITLE LOW-RISE                  areas                         •   Not more than three     finishes:
       OFFICE OR RETAIL            •   Constructed and finished as       storeys high            •   Carpets
                                       a middle-class residential    •   No basement or multi-   •   Floor tiles
                                       house                             level parking           •   Ceilings
                                   •   Can be an existing or
                                       renovated house                                           •   Wall finishes or dry wall
                                                                                                     partitioning
                                   •   Can be a building that has
                                       been designed to be a small                               •   Fittings
                                       business                                                  •   Not equipped with lift
                                                                                                 •   Not equipped with air-
                                   Could be used as a:                                               conditioning

                                   •   Café
                                   •   Lawyer’s office
                                   •   Art gallery
                                   •   Retail
                                   •   Veterinarian
                                   •   Medical or dental office

     MIDDLE-CLASS SECTIONAL        •   Normally found in suburban    The complex is:             Contains middle-of-the-range
     TITLE LOW- RISE OFFICE OR         areas                         •   Not more than three     finishes:
     RETAIL                        •   Constructed and finished as       storeys high            •   Carpets
                                       a middle-class residential    •   No basement or multi-   •   Floor tiles
                                       house                             level parking           •   Ceilings
                                   •   Can be an existing or
                                       renovated house                                           •   Wall finishes or dry wall
                                                                                                     partitioning
                                   •   Can be a building that has
                                       been designed to be a small                               •   Fittings
                                       business                                                  •   Not equipped with lift
                                                                                                 •   Not equipped with air-
                                   Could be used as a:                                               conditioning

                                   •   Café
                                   •   Lawyer’s office
                                   •   Art gallery
                                   •   Retail
                                   •   Veterinarian practice
                                   •   Medical or dental office

       LUXURY SECTIONAL            •   Normally found in suburban    The complex is:             •   Finishes are up to the
       TITLE LOW-RISE                  areas                         •   Not more than three         standard categorised by
       OFFICE OR RETAIL            •   Constructed and finished as       storeys high                SAPOA as grade A offices
                                       a luxury residential house    •   No basement or multi-   •   High quality, modern
                                   •   Can be an existing or             level parking               finishes
                                       renovated house                                           •   Air-conditioning
                                   •   Can be a building that has                                •   Good quality lobby finishes
                                       been designed to be a small                               •   Not equipped with lift
                                       business

                                   Could be used as a:
                                   •   Café
                                   •   Lawyer’s office
                                   •   Art gallery
                                   •   Retail
                                   •   Veterinarian practice
                                   •   Medical or dental office

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4.1.3 CRÈCHE, DAYCARE OR PRE-SCHOOL
STANDARD CRÈCHE,         •   Normally found in suburban    •   Not more than three          Contains middle-of-the-range
DAYCARE OR PRE-SCHOOL        areas                             storeys high                 finishes:
                         •   Constructed and finished as   •   No basement or multi-level •     Carpets
                             a middle-class residential        parking                    •     Tiles
                             house
                                                                                            •   Bathrooms
                         •   Can be an existing or
                             renovated house                                                •   Kitchen cupboards

                         •   Can be a building that has                                     •   Fittings
                             been designed as a pre-
                             school facility

LUXURY CRÈCHE, DAY-      •   Normally found in suburban    •   Aesthetic shaped plans and   Contains top-of-the-range
CARE OR PRE-SCHOOL           areas                             elevations                   local finishes:
                         •   Constructed and finished as   •   Architectural features       •   Carpets
                             a luxury residential house    •   Double volume areas          •   Tiles
                         •   Can be an existing or         •   Open verandas on roofs       •   Roof covering
                             renovated house
                                                           •   Open balconies               •   Luxury bathroom fittings
                         •   Can be a building that has
                             been designed as a pre-       •   Acoustic ceilings            •   Luxury kitchen cupboards
                             school facility               •   Not more than three          •   Fittings
                                                               storeys high                 •   Roof lights
                                                           •   No basement or multi-level •     Underfloor heating
                                                               parking
                                                                                          •     Security installations

4.1.4 BED AND BREAKFAST, BACKPACKERS OR GUEST HOUSE
STANDARD BED AND         •   Normally found in suburban    •   Not more than three          Contains of middle-of-the-
BREAKFAST,                   areas                             storeys high                 range priced:
BACKPACKERS OR GUEST     •   Constructed and finished as   •   No basement or multi-level •     Carpets
HOUSE                        a middle-class residential        parking                    •     Tiles
                             house
                                                                                            •   Bathrooms and kitchen
                         •   Can be an existing or
                             renovated house                                                •   Cupboards and fittings

                         •   Can be a building that has
                             been designed to provide
                             overnight accommodation
                         •   Guests would have
                             communal areas for their
                             exclusive use
                         •   Is a commercial enterprise
                             and so the owner/manager
                             may live on the property
LUXURY BED AND           •   Normally found in suburban    •   Aesthetic shaped plans and   Contains top-of-the-range
BREAKFAST,                   areas                             elevations                   local finishes:
BACKPACKERS OR GUEST     •   Constructed and finished as   •   Architectural features       •   Carpets
HOUSE                        a luxury residential house    •   Double volume areas          •   Tiles
                         •   Can be an existing or         •   Open verandas on roofs       •   Roof covering
                             renovated house
                                                           •   Open balconies               •   Finishes of local materials
                         •   Can be a building that has
                             been designed to provide      •   Open roof lights             •   Luxury bathroom fittings
                             overnight accommodation       •   Acoustic ceilings            •   Luxury kitchen cupboards
                         •   Guests would have             •   Not more than three          •   Fittings
                             communal areas for their          storeys high                 •   Underfloor heating
                             exclusive use                 •   No basement or multi-level •     Security installations
                         •   Is a commercial enterprise        parking
                             and so the owner/manager
                             may live on the property

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       4.1.5 STORE OR WAREHOUSE
       INDUSTRIAL STORE            •    Normally found in industrial    •    Generally does not exceed      •    Sophisticated stores
       OR WAREHOUSE                     or agricultural areas                2000 m²                             includes advanced features
                                   •    Architect/engineer              •    A small office area                 such as air-conditioning
                                        designed industrial store or    •    Change facilities within the
                                        warehouse                            structure
                                                                        •    Typical with a steel frame
                                                                        •    Corrugated steel cladding
                                                                             or brickwork
                                                                        •    Roof sheeting
                                                                        •    Could be sill height

       4.1.6 GARAGE
       GARAGE                      •    Structures adjacent to          •    Typically smaller than the     •    Usually constructed to a
       (STANDARD OR LUXURY)             dwellings                            main building                       similar standard as the
                                   •    Loose or attached                                                        main building

       4.1.7 STAFF ACCOMMODATION
        STAFF ACCOMMODATION        •    Structures adjacent to          •    Typically smaller than the     •    Usually constructed to a
       (STANDARD OR LUXURY)             dwellings                            main building                       similar standard as the
                                   •    Loose or attached                                                        main building

    4.2 IMPROVEMENTS
       TYPE                            STRUCTURE DESCRIPTION                SIZE AND DESIGN                     FINISHES

       4.2.1 CARPORT
                                   •    Roofed or shaded parking        •    Generally about 16 m²          •    This does not include
                                        structures according to the                                              the paving which can be
                                        m² measurement of the                                                    calculated separately
                                        carport

       4.2.2 WATER TANK
                                   •    Various water tank size         •    Up to 10 kl                    •    Includes the stands
                                        options are available
                                   •    Can be measured according
                                        to the average length, depth
                                        and width of the tank

       4.2.3 LAPA OR COVERED ENTERTAINMENT AREA
                                   •    Structures adjacent to          •    Typically smaller than the     •    Paving of concrete, brick or
                                        dwellings                            main house                          interlocking blocks
                                   •    Loose or attached               •    Brickwork braais and
                                   •    Available in a choice of open        chimneys
                                        sides or brickwork on two       •    Sundry concrete slab
                                        sides (other sides open)             serving areas
                                                                        •    Concrete floor

       4.2.4 SWIMMING POOL
                                   •    Different pool size options     •    Up to 100 kl                   •    This does not include
                                        are available                                                            the paving which can be
                                   •    Can be measured according                                                calculated separately
                                        to the average length, depth
                                        and width of the pool

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    4.2.5 TENNIS COURT
                                        Standard open tennis court with       •     Patented design             •    Fence
                                        or without floodlights                •     Concrete floor
                                        •    Concrete floor
                                        •    Fence
                                        •    Flood lights an added option

    4.2.6 OTHER IMPROVEMENTS
                                        •    Paving of concrete, tar, brick   •     Veranda or wooden deck      •    Veranda contains brick,
                                             or interlocking blocks                 may be raised more than          concrete and tiles
                                        •    Hard surfacing floated                 a meter
                                             concrete bed
                                        •    Hard surfacing floated
                                             elevated concrete loading
                                             platform
                                        •    Raised open veranda or
                                             wooden deck including
                                             balustrades
                                        •    Lightning conductor

4.3 WALLS AND FENCING
    TYPE                                    STRUCTURE DESCRIPTION                 SIZE AND DESIGN                   FINISHES

    4.3.1 WALL, FENCE, ELECTRIC GATE OR RETAINING WALL
•    Pre-cast concrete wall             •    Available with a selection       •    Height selections of 1.8 m   •    Additional option provides
•    Brick wall                              of different types as well            or 2.5 m                          for added cost of razor
                                             as electric driveway gates,      •    Brick wall thickness of           wiring or steel spikes
•    Steel palisade fence                    retaining walls and boundary                                            above wall or palisade
                                                                                   110 mm or 220 mm
•    Brick wall with steel palisade          walls and fences                                                        fencing, and electronic
     fence sections                                                                                                  security installation above
•    Steel spikes or razor wire                                                                                      boundary wall or fencing
     above wall                                                                                                      including central control
•    Electronic security installation
     above wall
•    Retaining wall

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     5. AGRICULTURE: BUILDINGS,
        IMPROVEMENTS, WALLS AND FENCING

     5.1 BUILDINGS
        5.1.1 FARM SCHOOLS
      ECONOMIC FARM SCHOOL          •   Normally found in             •   Typically does not exceed   •   Contains the barest of
                                        agricultural areas                100 m2                          essential finishes
                                    •   Constructed and finished as
                                        economic houses
                                    •   Can be an existing or
                                        renovated house
                                    •   Can be a building that has
                                        been designed to provide
                                        basic education

      STANDARD FARM SCHOOL          •   Normally found in             •   Typically does not exceed   Contains standard finishes:
                                        agricultural areas                100 m2                      •   White glazed tiling
                                    •   Constructed and finished as                                   •   White bathroom fittings
                                        luxury houses
                                    •   Can be an existing or
                                        renovated house
                                    •   Can be a building that has
                                        been designed to provide
                                        basic education

        5.1.2 FARM STALL OR TUCK SHOP
      STANDARD FARM STALL OR        •   Normally found in             •   Integrated garage           Contains middle-of-the-range
      TUCK SHOP                         agricultural areas            •   Multiple bedrooms and       finishes:
                                    •   Constructed and finished          bathrooms                   •   Floor
                                        similar to middle-class       •   Entertainment area          •   Wall tiles
                                        houses
                                                                                                      •   Fittings
                                    •   Can be an existing or
                                        renovated house                                               •   Ceilings

                                    •   Can be a building that has                                    •   Doors
                                        been designed to provide                                      •   Windows
                                        basic education                                               •   May have a few console air-
                                                                                                          conditioning units

      LUXURY FARM STALL OR          •   Normally found in             •   Aesthetic shaped plans      Contains top-of-the-range
      TUCK SHOP                         agricultural areas                and elevations              local materials:
                                    •   Constructed and finished      •   Architectural features      •   Carpets
                                        similar to luxury houses      •   Double volume areas         •   Tiles
                                    •   Can be an existing or         •   Integrated garage           •   Roof covering
                                        renovated house
                                                                      •   May include open veranda    •   Finishes
                                    •   Can be a building that has        or balcony on roof
                                        been designed to provide                                      •   Luxury bathroom fittings
                                        basic education               •   Multiple bedrooms and       •   Luxury kitchen cupboards
                                                                          bathrooms                       and fittings
                                                                      •   Reception and               •   Underfloor heating
                                                                          entertainment area
                                                                                                      •   Security installations
                                                                                                      •   Doors and windows include
                                                                                                          glazed aluminium shop
                                                                                                          fronts
                                                                                                      •   Equipped with air--
                                                                                                          conditioning

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 5.1.3 STORE OR WAREHOUSE
FARM SHED OR STORE          •   Normally found in industrial     •   Steel columns                  •   Contains the barest of
                                or agricultural areas            •   Beams                              essential finishes
                            •   Light duty structures            •   Girders
                                                                 •   Trusses
                                                                 •   Normal foundations
                                                                 •   Medium height
                                                                 •   Roofed and cladded with
                                                                     profiled steel sheeting
                                                                 •   Outside walls may
                                                                     comprise of 220 mm brick
                                                                     or block walls. They may
                                                                     also be constructed of
                                                                     wood
INDUSTRIAL STORE OR         •   Normally found in industrial     •   Generally does not exceed      •   Sophisticated stores
WAREHOUSE                       or agricultural areas                2000 m²                            include advanced features
                            •   Architect/engineer               •   A small office area                such as air-conditioning
                                designed industrial store or     •   Change facilities within the
                                warehouse                            structure
                                                                 •   Typical with a steel frame
                                                                 •   Corrugated steel cladding
                                                                     or brickwork
                                                                 •   Roof sheeting
                                                                 •   Could be sill height

 5.1.4 CROP PROTECTION
AGRICULTURAL TUNNEL         •   Covered with polyethylene        •   Patented design                •   Freestanding or gutter-
                                or polycarbonate netting/                                               connected structures
                                sheets                                                              •   Usually without heating or
                                                                                                        electrical power

AGRICULTURAL PROTEC-        •   Protective shade                 •   Patented design                •   Freestanding or gutter-
TIVE SHADE NETTING              netting used to protect crops    •   Netting/sheets supported           connected structures
                                from weather                         by vertical props
                            •   They are often made
                                of polyethylene or
                                polycarbonate netting/
                                sheets

 5.1.5 FARMING
STANDARD PIGSTY             •   Buildings are divided into       •   Unfinished brick or block      •   Contains the barest of
                                compartments with low                walls                              essential finishes
                                height unfinished brick or       •   Screeded or unscreeded
                                block walls                          concrete surface beds
                            •   Access to compartments           •   Profiled steel roof sheeting
                                are by means of low height           on wooden supports
                                single steel gates
SOPHISTICATED PIGSTY        •   Sophisticated pigsties           •   Equipped with electricity      •   Floor drainage systems of
                                are comparable to low-           •   Equipped with running              concrete channels
                                rise large farm sheds or             water                          •   Water flush systems
                                industrial stores
                                                                 •   Brick or block walls
                            •   The internal layout is divided
                                into compartments by             •   Steel cladding
                                means of low height steel        •   Profiled steel roof sheeting
                                balustrades and single or            on steel structures
                                double steel gates               •   Concrete floors
                                                                 •   Screeded floors to falls

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        STANDARD HORSE STABLE       •   Constructed and finished      •   Floors are made of             Contains:
                                        similar to economic houses        compacted soil                 •   Finished or unfinished
                                                                      •   Equipped with electricity          brick block walls
                                                                      •   Brick block walls              •   Wooden stable doors
                                                                      •   Covered by galvanised          •   Equipped with electricity
                                                                          profiled steel roof sheeting
                                                                          on wooden or steel trusses
                                                                          etc.
        SOPHISTICATED               •   Constructed and finished      •   Floors are made of             Contains high standard
        HORSE STABLE                    similar to luxury houses          compacted soil                 finishes:
                                    •   They may include small        •   Equipped with electricity      •   Finished or unfinished
                                        offices and ablutions         •   Brick block walls                  brick block walls
                                                                      •   Covered by galvanised          •   Wooden stable doors
                                                                          profiled steel roof sheeting   •   Air-conditioning
                                                                          on wooden or steel trusses     •   Sophisticated lighting
                                                                          etc.

        DAIRY PARLOUR               •   Light duty structures         •   Steel columns with beams,      •   Outside walls may
                                    •   Internal divisions are            girders and trusses                comprise of 220 mm brick
                                        determined by the             •   Normal foundations                 or block walls
                                        equipment used for milking    •   Medium height                  •   Steel balustrades and
                                        cows                                                                 gates may also be
                                                                      •   Roofed and cladded with            employed
                                                                          profiled steel sheeting

        LAYING HEN HOUSE            •   Laying hen houses typically   •   Generally roofs are of         •   Partly enclosed with steel
                                        for free range chickens           profiled sheeting on steel         sheeting, wood panelling or
                                    •   Wooden or steel framework         or wooden supports                 steel mesh
                                                                      •   Floors are made up of
                                                                          compacted soil

        BROILER HOUSE               •   Sophisticated structures      •   Steel columns with beams,      •   Equipped with
                                                                          girders and trusses                sophisticated lighting
                                                                      •   Constructed on normal          •   Equipped with electricity
                                                                          foundations
                                                                      •   Medium height
                                                                      •   Cladded with profiled
                                                                          sheeting
                                                                      •   Outside walls comprise
                                                                          of 220 mm brick or block
                                                                          walls and profiled steel
                                                                          sheeting in combination
                                                                      •   Compacted soil floors

        5.1.6 GARAGE
        GARAGE                      •   Structures adjacent to        •   Typically smaller than the     •   Usually constructed to a
        (STANDARD OR LUXURY)            dwellings                         main building                      similar standard as the
                                    •   Loose or attached                                                    main building

        5.1.7 STAFF ACCOMMODATION
         STAFF ACCOMMODATION        •   Structures adjacent to        •   Typically smaller than the     •   Usually constructed to a
        (STANDARD OR LUXURY)            dwellings                         main building                      similar standard as the
                                    •   Loose or attached                                                    main building

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5.2 IMPROVEMENTS
TYPE                           STRUCTURE DESCRIPTION                  SIZE AND DESIGN                   FINISHES

5.2.1 CARPORT
                               •    Roofed or shaded parking          •     Generally about 16 m²   •    This does not include the
                                    structures according to the                                           paving which can be calcu-
                                    m² measurement of the                                                 lated separately
                                    carport

5.2.2 FUEL TANK
                           •     Various fuel tank size options   •     Up to 15 kl                 •    Includes the stands
                                 are available including above
                                 or below ground
                           •     Can be measured according
                                 to the average length, depth
                                 and width of the tank

5.2.3 SILO
                           •     Various silo size and            •     Up to 1000 m³               •    Includes the stands
                                 construction options             •     Can be constructed from
                                 available                              steel or concrete
                           •     Can be measured according
                                 to the average length, depth
                                 and width of the silo

5.2.4 WATER TANK
                           •     Various water tank size          •     Up to 10 kl                 •    Includes the stands
                                 options are available
                           •     Can be measured according
                                 to the average length, depth
                                 and width of the tank

5.2.5 CORRUGATED STEEL DAM
                           •     Various dam size options are     •     Up to 200 kl                •    Includes the lining
                                 available
                           •     Can be measured according
                                 to the average length, depth
                                 and width of the dam

5.2.6 CONCRETE RESERVOIR DAM
                           •     Various dam size options are     •     Up to 200 kl                •    Includes the lining
                                 available
                           •     Can be measured according
                                 to the average length, depth
                                 and width of the dam

5.2.7 OTHER IMPROVEMENTS
                           •     Paving of concrete, tar, brick   •     Veranda or wooden deck      •    Veranda contains brick,
                                 or interlocking blocks                 may be raised more than          concrete and tiles
                           •     Hard surfacing floated                 a meter
                                 concrete bed
                           •     Hard surfacing floated
                                 elevated concrete loading
                                 platform
                           •     Raised open veranda or
                                 wooden deck including
                                 balustrades
                           •     Lightning conductor

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     5.3 WALLS AND FENCING
          TYPE                                    STRUCTURE DESCRIPTION               SIZE AND DESIGN                    FINISHES

          5.3.1 WALL, FENCE, ELECTRIC GATE OR RETAINING WALL
      •    Game farm fence (standard or       •    Available with a selection     •    Height selections of 1.8 m    •    Additional option provides
           electrified)                            of different types including        or 2.5 m                           for added cost of razor
      •    Farm internal fence (basic)             fencing usually found in       •    Brick wall thickness of            wiring or steel spikes
                                                   and around farms as well            110 mm or 220 mm                   above wall or palisade
      •    Pre-cast concrete wall                  as electric driveway gates,                                            fencing, and electronic
      •    Brick wall                              retaining walls and boundary                                           security installation above
      •    Steel palisade fence                    walls and fences                                                       boundary wall or fencing
                                                                                                                          including central control
      •    Brick wall with steel palisade
           fence sections
      •    Steel spikes or razor wire
           above wall
      •    Electronic security installation
           above wall
      •    Retaining wall

     6.	RATES AND CALCULATION OF BUILDINGS
         AND IMPROVEMENTS
                  When making a selection refer to the more comprehensive descriptions and illustrations of structures.
                  Adjust rates upwards where it is deemed to be necessary. All figures are exclusive of VAT which is added
                  at the end. The following are all the available buildings improvements and categories to determine the
                  replacement value.

       Date:

       Value:

       Client:

       Policy:

       Address:

     Section A: Buildings
      RESIDENTIAL
      HOUSE                                                                       M²               STANDARD          IN-BETWEEN EXPENSIVE

      RDP                                                                                                   R1 800

      Economic                                                                                              R3 950           R4 400            R4 850

      Standard                                                                                             R 5 300           R5 600            R5 900

      Middle-class                                                                                          R6 250           R7 150            R8 050

      Luxury                                                                                                R9 000          R10 650           R12 300

      Exclusive                                                                                           R14 000           R16 400           R18 800

                                                                                  Total:           R

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LOG OR TIMBER HOUSE                    M²       STANDARD       IN-BETWEEN EXPENSIVE

Standard                                             R 6 600        R 7 400           R 8 250

Luxury                                               R 9 100       R 10 700         R 12 350

                                       Total:   R

RONDAWEL                               M²       STANDARD       IN-BETWEEN EXPENSIVE

Economic                                             R 2 800        R 3 800           R 4 850

Standard                                             R 5 900        R 6 750           R 7 650

Luxury                                               R 8 550       R 10 350         R 12 150

                                       Total:   R

GRANNY FLAT                            M²       STANDARD       IN-BETWEEN EXPENSIVE

Economic                                             R 3 950       R 4 400           R 4 850

Standard                                             R 5 300       R 5 600           R 5 900

Middle-class                                         R 6 250       R 7 150           R 8 050

Luxury                                               R 9 000      R 10 650           R12 300

Exclusive                                            R14 000       R16 400           R18 800

Standard log or timber house                         R 6 600       R 7 400           R 8 250

Luxury log or timber house                           R 9 100       R 10 700          R12 350

                                       Total:   R

GARAGE                                 M²       STANDARD

Standard                                             R 3 850

Luxury                                               R 5 800

                                       Total:   R

STAFF ACCOMMODATION                    M²       STANDARD

Standard                                             R 4 100

Luxury                                               R 5 800

                                       Total:   R

SECTIONAL TITLE LOW-RISE RESIDENTIAL, OFFICE OR RETAIL
SECTIONAL TITLE LOW-RISE RESIDENTIAL   M²       STANDARD       IN-BETWEEN EXPENSIVE

Standard                                             R 5 300        R 5 600           R 5 900

Middle-class                                         R 6 250        R 7 150           R 8 050

Luxury                                               R 9 000       R 10 650         R 12 300

                                       Total:   R

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      SECTIONAL TITLE LOW-RISE OFFICE OR RETAIL                          M²       STANDARD       IN-BETWEEN EXPENSIVE

      Standard                                                                         R 6 900        R 7 250     R 7 600

      Middle-class                                                                     R 8 000        R 8 650     R 9 300

      Luxury                                                                          R 10 000       R 11 300    R 12 650

                                                                         Total:   R

      BED AND BREAKFAST, BACKPACKERS OR GUEST HOUSE
      BED AND BREAKFAST, BACKPACKERS OR GUEST HOUSE                      M²       STANDARD       IN-BETWEEN EXPENSIVE

      Standard                                                                         R 6 900        R 7 900     R 8 950

      Luxury                                                                          R 10 000       R 11 300    R 12 650

                                                                         Total:   R

      CRÈCHE, DAYCARE OR PRE-SCHOOL
      CRÈCHE, DAYCARE OR PRE-SCHOOL                                      M²       STANDARD       IN-BETWEEN EXPENSIVE

      Standard                                                                         R 6 900        R 7 900     R 8 950

      Luxury                                                                          R 10 000       R 11 300    R 12 650

                                                                         Total:   R

      FARM SCHOOLS
      FARM SCHOOLS                                                       M²       STANDARD

      Economic                                                                         R 4 300

      Standard                                                                         R 5 350

                                                                         Total:   R

      FARM STALL OR TUCK SHOP
      FARM STALL OR TUCK SHOP                                            M²       STANDARD       IN-BETWEEN EXPENSIVE

      Standard                                                                         R 6 900        R 7 900     R 8 950

      Luxury                                                                          R 10 000       R 11 300    R 12 650

                                                                         Total:   R

      STORES AND WAREHOUSES
      FARM SHED OR STORE                                                 M²       STANDARD

      Structure, roof and internal divisions complete                                  R 1 300

      Structure, roof, internal divisions and concrete floor complete                  R 1 700

      Structure, roof, internal divisions and electrification complete                 R 1 730

      Structure, roof, internal divisions, concrete floor and                          R 2 130
      electrification complete

      Walls of cladded sides on elevation only                                          R 270

      Walls of brick or block walls on elevation only                                   R 370

                                                                         Total:   R
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INDUSTRIAL STORE OR WAREHOUSE           M²        STANDARD

Frame, cladded sides and roof                            R 4 300

Frame, brick/block walls and roof                        R 4 900

                                        Total:    R

FARM BUILDINGS
FARM BUILDINGS                          M²        STANDARD         IN-BETWEEN EXPENSIVE

Laying hen house                                         R 2 550

Broiler house                                            R 4 600

Dairy parlour                                            R 4 300

Standard horse stable                                    R 3 400

Sophisticated horse stable                               R 8 350

Standard pigsty                                          R 1 900

Sophisticated pigsty                                     R 4 050

                                        Total:    R

CROP PROTECTION
CROP PROTECTION                         M² / NO   STANDARD

Agricultural protective shade netting                      R 40

Agricultural tunnels                                      R 295

OTHER BUILDINGS
OTHER BUILDINGS                         M²/NO     COST

                                                  R

                                                  R

                                                  R

                                                  R

                                        Total:    R

Sub-total section A:                    Total:    R

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      Section B: Improvements

      IMPROVEMENTS
      FUEL TANK                              NO        STANDARD

      Above ground up to 5 kl                              R 43 000

      Above ground between 5 kl and 10 kl                  R 64 000

      Above ground between 10 kl and 15 kl                 R 80 000

      Below ground up to 5 kl                              R 43 000

      Below ground between 5 kl and 10 kl                  R 64 000

      Below ground between 10 kl and 15 kl                 R 80 000

                                             Total:

      WATER TANKS                            KL        STANDARD

      Up to 5 kl                                            R 4 650

      Between 5 kl and 10 kl                                R 4 000

                                             Total:    R

      CORRUGATED STEEL DAM                   KL        STANDARD

      Up to 100 kl                                           R 900

      Between 100 kl and 200 kl                              R 650

                                             Total:    R

      CONCRETE RESERVOIR DAM                 KL        STANDARD

      Up to 100 kl                                          R 2 350

      Between 100 kl and 200 kl                             R 1 700

                                             Total:    R

      SILO                                   M³        STANDARD

      Concrete or brick up to 1000 m³                       R 3 750

      Steel silo up to 500 m³                               R 4 300

      Steel silo between 500m³ and 1000 m³                  R 3 850

                                             Total:    R

      CARPORT                                M² / NO   STANDARD

      Roofed bay per m²                                      R 400

      Shaded bay per m²                                      R 260

                                             Total:    R

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SWIMMING POOL                                       NO        STANDARD

Up to 15 kl                                                        R 59 000

Between 15 kl and 50 kl                                            R 82 000

Between 50 kl and 100 kl                                          R 137 000

                                                    Total:    R

TENNIS COURT                                        NO        STANDARD

Standard                                                          R 258 900

Floodlit                                                          R 337 100

                                                    Total:    R

LAPA OR COVERED ENTERTAINMENT AREA                  M²        STANDARD

Concrete floor with open sides                                      R 3 200

Concrete floor with brick walls on two sides                        R 4 600

                                                    Total:    R

OTHER IMPROVEMENTS                                  M² / NO   STANDARD

Hard surface floated concrete bed                                    R 400

Hard surface elevated concrete platform                             R 2 050

Hard surface brick, concrete, interlocking blocks                    R 330

Raised open wooden deck with balustrading                           R 2 675

Raised open veranda with balustrades                                R 2 250

Lightning conductor                                                R 21 200

                                                    Total:    R

Sub-total section B:                                Total:    R

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      Section C: Walls and fencing

      WALLS AND FENCING
      WALL, FENCE, ELECTRIC GATE OR RETAINING WALL                M² / NO   STANDARD

      Diamond mesh fence up to 1.8 m high                                            R 170

      Diamond mesh fence up to 2.5 m high                                            R 240

      Pre-cast wall up to 1.8 m high                                                 R 615

      Pre-cast wall up to 2.5 m high                                                 R 775

      110 mm brick wall up to 1.8 m high                                          R 1 875

      110 mm brick wall up to 2.5 m high                                          R 2 275

      220 mm brick wall up to 1.8 m high                                          R 2 275

      220 mm brick wall up to 2.5 m high                                          R 2 800

      Steel palisade fence up to 1.8 m high                                          R 920

      Steel palisade fence up to 2.5 m high                                       R 1 150

      220 mm brick wall with palisade sections up to 1.8 m high                   R 2 275

      220 mm brick wall with palisade sections up to 2.5 m high                   R 2 800

      Security spikes or razor wire above wall                                       R 195

      Electronic installation above wall                                             R 165

      Retaining wall up to 1.8 m high                                             R 3 850

      Retaining wall up to 2.5 m high                                             R 4 700

      Single driveway-electric gate                                              R 25 000

      Double driveway-electric gate                                              R 30 000

      Game farm fence up to 1.8 m                                                    R 170

      Game farm fence up to 1.8 m electrified                                        R 300

      Game farm fence up to 2.5 m                                                    R 240

      Game farm fence up to 2.5 m electrified                                        R 350

      Basic farm internal fence1.8 m                                                 R 100

                                                                  Total:    R

      Sub-total section C:                                        Total:    R

      Section D: Total
      ADDED COSTS
      STEEP SLOPE WITH FOUNDATION WALLS, TERRACES OR RETAINING WALLS        ADD 5%

      Sub-total section A                                                   R

                                                                  Total:    R

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PROFESSIONAL FEES, DEMOLITION, LOSS OF RENT (REFER TO YOUR SANTAM POLICY      ADD 15%
WORDING AS SUCH COSTS ARE COVERED FOR RESIDENTIAL BUILDINGS)

Sub-total section A except residential buildings                          R

Sub-total section B                                                       R

Sub-total section C                                                       R

                                                              Total:      R

Sub-total section D:                                          Total:      R

VAT
                                                                              ADD 14%

Sub-total section A                                                       R

Sub-total section B                                                       R

Sub-total section C                                                       R

Sub-total section D                                                       R

                                                              Total:      R

TOTAL
TOTAL REPLACEMENT COST                                                        ADD TOTALS

                                                              Total:      R

For any values calculated over R10 million refer to page one for professional valuation and quantity surveyor
services.

7.	FACTORS INFLUENCING
    BUILDING COSTS
        Cost factors
         Five common factors have been identified that can potentially have a significant influence on rates
         when estimating replacement cost of fixed property. The rates per square meter (m2) must be adjusted
         upwards in individual instances, where it is evident that the factors (indicated below) may have an
         abnormal influence on cost.

        Topographical location
         •    High/stepped foundation walls due to steep slopes;
         •    Terraces, retaining walls;
         •    Lateral support requirements;
         •    Transportation costs of materials and labour.

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               Ground conditions
                •     Special foundation requirements;
                •     Reinforced concrete foundations;
                •     Raft or waffle type foundations;
                •     Piling.

               Design
                •     Abnormal shaped plan;
                •     Abnormal shaped elevations;
                •     Density with rooms/areas relatively small on plan;
                •     Type of structure
                      -- Concrete frame
                      -- Steel frame
                      -- Wooden frame
                •     Special architectural features;
                •     Specialised installations such as lifts and air-conditioning.

               Special finishes (with special reference to bathrooms and kitchens)
                •     Imported materials;
                •     Sanitary ware;
                •     Kitchen cupboards and fittings;
                •     Windows and doors;
                •     Roof lights.

               Abnormal heights
                •     Total height;
                •     Floor to ceiling height;
                •     Double volume areas.

               Categories of standard, in-between or expensive
                •      elect the category available - standard, in-between or expensive - to further refine the appropriate
                      S
                      rate for the building. Use the cost factors provided with the descriptions and illustrations to
                      determine the appropriate building rate. Adjust the selection upwards if considered to be too low in
                      view of the unique finish or design.

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Multiple floors
•    dd together the square meter (m²) area measurement of each floor to determine the total floor
    A
    area of the entire building. Buildings of more than three floors should not use this calculator but
    rather use a registered quantity surveyor. Refer to page one for professional valuation and quantity
    surveyor services.

Stairs, garden steps and walkways
•    he calculator does not make specific provision for stairs but this can be provided for by choosing
    T
    a higher rate for the building. The total square meter (m2) area measurement of garden steps and
    walkways can be included with the paving.

Sophisticated (refers to agricultural buildings)
•    dvanced improvements with reference to standard of structure, materials used for floors, walls or
    A
    ceiling finishes, air-conditioning or climate control, access control or similar indications deviating
    significantly from minimum acceptable norms for the relevant improvements.

Equipment (refers to agricultural and commercial buildings)
•    pecific or specialised equipment is excluded from all rates and calculations. Separate allowances
    S
    should be made for items such as pumps, generators, milk tanks and machines in dairies,
    mechanical equipment such as conveyors, loose plant and equipment of refrigerators, ovens,
    irrigation systems, etc.

Balcony, veranda or deck
•   If the roof of the main dwelling covers a veranda, the area of a veranda should be included in
     the total area of the building. Open or uncovered verandas with foundation walls, not higher than
     one metre, should be included in the total area (m²) of the paving on the property. Raised open
     veranda or deck including balustrades can be calculated.

What are the added costs for professional fees? (not applicable to
residential buildings)
•    his makes provisions for the general costs associated with building claims such as debris
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    removal, rent, extinguishing charges, professional fees, demolitions costs, public supply and mains
    connections. A percentage of escalation costs for labour, material, plant and fuel are added during
    the annual policy term.

Which values do I use if the rates provided in this document differ from
the website?
•    he rates or values are updated regularly and therefore the rates provided in this document
    T
    may be outdated. Any difference between this document and the website should be confirmed
    although the website is considered correct. Refer to page one for professional valuation and
    quantity surveyor services

                                                                                     Copyright © Santam Ltd. 2013
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