Comparison of Differences In Insurance Costs for Passenger Cars, Station Wagons/Passenger Vans, Pickups, and Utility Vehicles on the Basis of ...

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DOT HS 812 907         May 2020

Comparison of Differences
In Insurance Costs for
Passenger Cars, Station
Wagons/Passenger Vans,
Pickups, and Utility
Vehicles on the Basis of
Damage Susceptibility,
2018-2019
DISCLAIMER

       This publication is distributed by the U.S. Department of Transportation, National
       Highway Traffic Safety Administration, in the interest of information exchange. The
       opinions, findings, and conclusions expressed in this publication are those of the
       authors and not necessarily those of the Department of Transportation or the National
       Highway Traffic Safety Administration. The United States Government assumes no
       liability for its contents or use thereof. If trade or manufacturers’ names or products
       are mentioned, it is because they are considered essential to the object of the
       publication and should not be construed as an endorsement. The United States
       Government does not endorse products or manufacturers.

Suggested APA Format Citation:

Highway Loss Data Institute. (2020, May). Comparison of differences in insurance costs for
      passenger cars, station wagons/passenger vans, pickups, and utility vehicles on the basis
      of damage susceptibility, 2018-2019 (Report No. DOT HS 812 907). National Highway
      Traffic Safety Administration.
Technical Report Documentation Page
 1. Report No.                                          2. Government Accession No.         3. Recipient's Catalog No.
 DOT HS 812 907
 4. Title and Subtitle                                                                      5. Report Date
 Comparison of Differences in Insurance Costs for Passenger Cars,                           May 2020
 Station Wagons/Passenger Vans, Pickups, and Utility Vehicles on the                        6. Performing Organization Code
 Basis of Damage Susceptibility, 2018-2019
 7. Author                                                                                  8. Performing Organization Report No.
 Highway Loss Data Institute
 9. Performing Organization Name and Address                                                10. Work Unit No. (TRAIS)
 Highway Loss Data Institute                                                                11. Contract or Grant No.
 1005 North Glebe Road
 Arlington, VA 22201
 12. Sponsoring Agency Name and Address                                                     13. Type of Report and Period Covered
 National Highway Traffic Safety Administration                                             Final Report
 1200 New Jersey Avenue SE
                                                                                            14. Sponsoring Agency Code
 Washington, DC 20590
 15. Supplementary Notes

 16. Abstract
 This online booklet lists and compares differences in relative average loss payments for different makes and
 models of passenger cars, station wagons and passenger vans, pickups, and utility vehicles on the basis of
 damage susceptibility for the vehicles, as compiled by the Highway Loss Data Institute. The data compiled by
 the HLDI in its December 2017 and 2018 Insurance Collision Report, reflecting the collision loss experience of
 vehicles sold in the United States in terms of the average loss payment per insured vehicle year for model years
 2015 - to 2017 and 2016 - to 2018. The tables present vehicles' collision loss experience in relative terms, with
 100 representing the average for all passenger vehicles. For example, a rating of 122 reflects a collision loss
 experience that is 22 percent worse than average while a rating of 96 reflects a collision loss experience that is 4
 percent better than average. NHTSA has provided the information in compliance with Federal law to aid
 consumers considering the purchase of new vehicles.
 17. Key Words                                                                 18. Distribution Statement
 Highway Loss Data Institute, HLDI, damage susceptibility,                     Document is available to the public from the
 Insurance Collision Report                                                    National Technical Information Service,
                                                                               www.ntis.gov.
 19. Security Classif. (of this report)       20. Security Classif. (of this page)          21. No. of Pages      22. Price
 Unclassified                                 Unclassified                                          42
Form DOT F 1700.7 (8-72)                                                             Reproduction of completed page authorized

                                                                    i
Deputy Administrator

                                                                       1200 New Jersey Avenue SE.
                                                                             Washington, DC 20590

Dear Prospective Purchaser:

The U.S. Department of Transportation’s National Highway Traffic Safety Administration
(NHTSA) is pleased to publish the 2018 - 2019 Relative Collision Insurance Cost Information
Booklet for prospective purchasers. As prescribed by Title 49, Code of Federal Regulations, Part
582, Insurance Cost Information Regulation, NHTSA is providing information regarding
comparative insurance costs, based on damage susceptibility and crashworthiness, for makes and
models of passenger cars, station wagons/passenger vans, pickups, and utility vehicles.

The information in this booklet is based on information provided by the Highway Loss Data
Institute's December Insurance Collision Reports.

                                            Sincerely,

                                            James C. Owens
                                            Deputy Administrator
Comparison of Differences in Insurance Costs for Passenger Cars,
              Station Wagons/Passenger Vans, Pickups, and Utility Vehicles on the
                          Basis of Damage Susceptibility, 2018-2019
The National Highway Traffic Safety Administration has provided the information in this 2018 -
2019 online booklet in compliance with Federal law to aid consumers considering the purchase
of new vehicles. This online booklet compares differences in relative average loss payments for
different makes and models of passenger cars, station wagons and passenger vans, pickups, and
utility vehicles on the basis of damage susceptibility for the vehicles.1 However, it does not
indicate a vehicle's relative safety for occupants.
The following tables contain the available information regarding the effect of damage
susceptibility on insurance premiums. The information was taken from data compiled by the
Highway Loss Data Institute (HLDI) in its December 2017 and 2018 Insurance Collision Report,
reflecting the collision loss experience of passenger cars, station wagons/passenger vans,
pickups, and utility vehicles sold in the United States in terms of the average loss payment per
insured vehicle year for model years 2015 to 2017 and 2016 to 2018 respectively. NHTSA has
not verified the data in these tables.
The tables present vehicles' collision loss experience in relative terms, with 100 representing the
average for all passenger vehicles. For example, a rating of 122 reflects a collision loss
experience that is 22 percent worse than average while a rating of 96 reflects a collision loss
experience that is 4 percent better than average. The tables are not relevant for models that have
been substantially redesigned for 2017 and 2018, and do not include information about models
with insufficient claim experience.
Although many insurance companies use the HLDI information to adjust the "base rate" for the
collision portion of their insurance premiums, the amount of any such adjustment is usually
small. It is unlikely that your total premium will vary more than 10 percent depending upon the
collision loss experience of a particular vehicle. If you do not purchase collision coverage or
your insurance company does not use the HLDI information, your premium will not vary at all in
relation to these rankings.
In setting insurance premiums, insurance companies rely on factors not directly related to the
vehicle itself (except for its value). They consider driver characteristics such as age, gender,
marital status, driving record, geographic area in which the vehicle is driven, how many miles
are traveled, and how the vehicle is used. However, some companies adjust their premiums for
personal injury protection and medical payment coverage if the insured vehicles have features
that are likely to improve their crashworthiness, or ability to protect occupants from injury or
death, such as air bags. Different insurance companies often charge different premiums for the
same driver and vehicle. Therefore, to obtain complete information about insurance premiums,
you should contact insurance companies or their agents directly.
Test data relating to vehicle crashworthiness is available from NHTSA’s 5-Star Safety Ratings
program. The program provides comparative information on the safety of new vehicles to assist

1
  These online booklets reflect the vehicle groupings as revised by HLDI since implementation of NHTSA’s final rule
(See 60 FR 15509, March 24, 1995).

                                                         1
consumers with vehicle purchasing decisions. Every year, the 5-Star Safety Ratings program
rates selected new vehicles for frontal and side crashworthiness and rollover resistance.
Beginning in 2010, vehicles equipped with three recommended advanced crash avoidance
technologies that help drivers avoid crashes and meet the performance requirements set forth
under the program are given credit on NHTSA’s website, www.nhtsa.gov/theft. Information on
vehicles that NHTSA has tested under the 5-Star Safety Ratings program can be obtained from a
new vehicle’s price sticker (known as the Monroney label), by calling NHTSA’s toll-free Auto
Safety Hotline at 888-327-4236, and through the website at www.nhtsa.gov/theft.
Where they appear in the list, LWB = long wheel base and SWB = short wheel base;
4WD = 4-wheel drive and 2WD = 2-wheel drive.
The terms “xtra” and “xtracab” (sometimes capitalized as “XtraCab”) are used by Toyota to
describe some of its models.

                                              2
Collision Insurance Losses
             Model Years 2015 – 2017 Passenger Motor Vehicles

All passenger vehicles                                    100
All passenger cars                                        114

                               Micro Cars
                                              Relative Average Loss Payment
Make                Model                        per Insured Vehicle Year

2-door                                                     55
Smart               ForTwo                                 69

4-door                                                    117
Mitsubishi          Mirage                                117

                                Mini Cars
                                              Relative Average Loss Payment
Make                Model                        per Insured Vehicle Year

2-door                                                     74
Fiat                500 electric                           58
Mini                Cooper convertible                     69
Fiat                500 convertible                        69
Fiat                500                                    71
Mini                Cooper                                 81
Toyota              Yaris                                  84

4-door                                                    102
Chevrolet           Spark                                 92
Mini                Cooper                                94
Toyota              Yaris hatchback                       98
Kia                 Rio                                   105
Ford                Fiesta                                105
Hyundai             Accent                                109
Mitsubishi          Mirage G4                             184

Station wagons                                             85
Honda               Fit                                   80
Hyundai             Accent                                91
Kia                 Rio                                   92
Ford                Fiesta                                100

                                         3
Sports                                                   87
Mazda          MX-5 Miata convertible                   82
Fiat           124 convertible                          106
Alfa Romeo     4C 2dr                                   190

                          Small Cars
                                            Relative Average Loss Payment
Make           Model                           per Insured Vehicle Year

2-door                                                  121
Volkswagen     New Beetle convertible                   87
Volkswagen     New Beetle                               91
Volkswagen     Golf                                     93
Hyundai        Veloster                                 102
Volkswagen     GTI                                      117
Hyundai        Veloster turbo                           121
Honda          Civic                                    124
Subaru         BRZ                                      169
Scion/Toyota   FR-S/86 series                           186

4-door                                                  110
Chevrolet      Bolt electric                            58
Subaru         Impreza 4WD                              71
Nissan         Leaf electric                            78
Volkswagen     Golf                                     84
Mazda          3 hatchback                              86
Chevrolet      Cruze hatchback                          92
Mazda          3                                        96
Chevrolet      Volt electric                            97
Hyundai        Elantra GT                               99
Subaru         WRX 4WD with Eyesight                    102
Subaru         Impreza 4WD with Eyesight                102
Volkswagen     GTI                                      102
Acura          ILX                                      102
Nissan         Juke                                     104
Nissan         Juke 4WD                                 105
Toyota         Prius hybrid                             105
Toyota         Prius Prime plug-in hybrid               107
Toyota         Prius c hybrid                           108
Chevrolet      Sonic                                    109
Honda          Civic                                    110
Kia            Forte                                    111
Nissan         Versa                                    116
Volkswagen     Golf R 4WD                               117
Honda          Civic hatchback                          118
Ford           Focus                                    118
Chevrolet      Cruze                                    119
Toyota         Corolla                                  119

                                  4
Nissan           Sentra                                       122
Scion/Toyota     iA/Yaris iA series                           122
Subaru           WRX 4WD                                      124
Hyundai          Elantra                                      133
Mitsubishi       Lancer                                       145

Station wagons                                                 88
Subaru           Impreza 4WD with Eyesight                    61
Kia              Soul electric                                63
Volkswagen       Golf Alltrack 4WD                            64
Subaru           Crosstrek 4WD with Eyesight                  71
Subaru           Crosstrek 4WD                                71
Subaru           Impreza 4WD                                  72
Ford             Focus electric                               75
Volkswagen       Golf                                         80
Kia              Soul                                         82
Chevrolet        Sonic                                        94
Mini             Clubman 4WD                                  95
Ford             C-Max plug-in hybrid                         95
Mini             Clubman                                      97
Kia              Forte                                        103
Nissan           Versa Note                                   103
Toyota           Prius v hybrid                               103
Ford             C-Max hybrid                                 105
Fiat             500L                                         108
Scion/Toyota     iM/Corolla iM series                         113
Ford             Focus                                        114
Ford             Focus RS 4WD                                 176

Sports                                                        137
Audi             TT 2dr 4WD                                   114
Audi             TTS 2dr 4WD                                  124
Porsche          Boxster convertible                          144

Luxury                                                        118
Mercedes-Benz    B class electric station wagon               94
BMW              i3 electric station wagon                    122

                            Midsize Cars
                                                  Relative Average Loss Payment
Make             Model                               per Insured Vehicle Year

2-door                                                        124
Buick            Cascada convertible                          85
Honda            Accord                                       113

                                       5
4-door                                       109
Subaru           Legacy 4WD with Eyesight    72
Subaru           Legacy 4WD                  74
Buick            Verano                      90
Volkswagen       Passat                      94
Mazda            6                           95
Honda            Accord                      96
Honda            Accord hybrid               103
Toyota           Camry                       105
Ford             Fusion                      107
Ford             Fusion 4WD                  110
Volkswagen       Jetta                       115
Chevrolet        Malibu                      116
Chrysler         200 4WD                     116
Chevrolet        Malibu hybrid               117
Nissan           Altima                      118
Kia              Optima                      118
Ford             Fusion hybrid               120
Chrysler         200                         120
Ford             Fusion plug-in hybrid       121
Hyundai          Sonata                      122
Toyota           Camry hybrid                123
Volkswagen       CC                          136
Nissan           Maxima                      150
Hyundai          Sonata plug-in hybrid       151
Hyundai          Sonata hybrid               152
Kia              Optima hybrid               152

Station wagons                               60
Subaru           Outback 4WD                 57
Subaru           Outback 4WD with Eyesight   58
Volvo            V60                         86
Volvo            V60 Cross Country 4WD       90
Volvo            V60 4WD                     104

Sports                                       164
Chevrolet        Corvette Grand Sport 2dr    75
Ford             Mustang GT convertible      95
Chevrolet        Corvette Z06 convertible    100
Ford             Mustang convertible         104
Ford             Mustang Shelby GT350 2dr    104
Chevrolet        Corvette 2dr                107
Chevrolet        Corvette convertible        114
Nissan           370Z convertible            139
Chevrolet        Corvette Z06 2dr            156
Mercedes-Benz    SL class convertible        156
Porsche          911 Carrera convertible     164
Ford             Mustang 2dr                 165

                                   6
Ford            Mustang GT 2dr               174
Porsche         911 Targa 2dr 4WD            184
Nissan          370Z 2dr                     193
Porsche         911 Carrera 2dr              263
Porsche         911 Turbo convertible 4WD    276
Ferrari         California T convertible     277
Porsche         911 Turbo 2dr 4WD            291
Lamborghini     Huracan 2dr 4WD              562

Luxury                                       145
Volvo           S60 4dr                      94
Acura           TLX 4dr                      96
Acura           TLX 4dr 4WD                  101
Volvo           S60 Inscription 4dr          101
Volvo           S60 Inscription 4dr 4WD      102
BMW             2 series convertible 4WD     106
BMW             M2 2dr                       106
Volvo           S60 4dr 4WD                  107
BMW             2 series 2dr                 108
Audi            A3 convertible               108
BMW             3 series station wagon 4WD   110
Cadillac        ATS 2dr                      112
Audi            A3 convertible 4WD           112
BMW             2 series convertible         114
Lincoln         MKZ 4dr                      122
BMW             2 series 2dr 4WD             124
Cadillac        ATS 4dr 4WD                  126
Lexus           ES 350 4dr                   127
Cadillac        ATS 4dr                      128
Lexus           CT 200h hybrid 4dr           129
Cadillac        ATS 2dr 4WD                  130
BMW             3 series 4dr 4WD             131
Audi            A3 4dr 4WD                   133
Lincoln         MKZ 4dr 4WD                  134
Audi            A3 4dr                       135
BMW             330i 4dr                     137
BMW             3 series 4dr                 137
BMW             4 series convertible         139
Audi            A4 4dr 4WD                   144
Lincoln         MKZ hybrid 4dr               144
Mercedes-Benz   C class 4dr 4WD              145
BMW             4 series convertible 4WD     146
Audi            A5 convertible 4WD           146
Mercedes-Benz   C class 4dr                  147
Audi            S5 convertible 4WD           148
Audi            A3 plug-in hybrid station    150
                wagon
Audi            A4 4dr                       152
BMW             4 series 4dr 4WD             153

                                  7
Mercedes-Benz   CLA class 4dr                           154
Jaguar          XE 4dr 4WD                              154
Lexus           ES 300h hybrid 4dr                      154
Infiniti        Q60 2dr                                 159
Infiniti        Q50 4dr                                 161
BMW             4 series 4dr                            161
Infiniti        Q50 4dr 4WD                             162
Lexus           IS 300 4dr 4WD                          164
BMW             4 series 2dr 4WD                        165
Lexus           IS 350 4dr                              165
Mercedes-Benz   CLA class 4dr 4WD                       168
Lexus           IS 350 4dr 4WD                          169
Mercedes-Benz   C class 2dr                             170
Lexus           IS 200T 4dr                             174
BMW             4 series 2dr                            177
Jaguar          XE 4dr                                  181
Infiniti        Q50 hybrid 4dr                          183
Mercedes-Benz   CLA class AMG 4dr 4WD                   184
Infiniti        Q50 hybrid 4dr 4WD                      184
Audi            S3 4dr 4WD                              187
Audi            A5 2dr 4WD                              191
Cadillac        ATS-V 4dr                               200
Audi            S5 2dr 4WD                              206
Jaguar          F-Type convertible 4WD                  209
Mercedes-Benz   C class AMG 4dr 4WD                     217
Jaguar          F-Type convertible                      223
Jaguar          F-Type 2dr                              225
Mercedes-Benz   C class 2dr 4WD                         227
Infiniti        Q60 2dr 4WD                             242
BMW             M4 convertible                          265
BMW             M3 4dr                                  315
BMW             M4 2dr                                  320
Jaguar          F-Type 2dr 4WD                          329
Mercedes-Benz   C class AMG 4dr                         353
BMW             i8 plug-in hybrid 2dr 4WD               476

                            Large Cars
                                            Relative Average Loss Payment
Make            Model                          per Insured Vehicle Year

2-door                                                  152
Dodge           Challenger SRT Hellcat                  111
Dodge           Challenger SRT-8                        141
Dodge           Challenger                              157

4-door                                                  117
Ford            Taurus 4WD                               76
Buick           Regal 4WD                                88

                                    8
Buick           LaCrosse                   88
Buick           Regal                      96
Chevrolet       SS                         101
Toyota          Avalon                     104
Ford            Taurus                     107
Toyota          Avalon hybrid              111
Chrysler        300 4WD                    112
Chevrolet       Impala                     113
Hyundai         Azera                      117
Chrysler        300                        122
Chrysler        300 HEMI                   124
Dodge           Charger 4WD                127
Ford            Taurus SHO 4WD             143
Dodge           Charger                    145
Dodge           Charger HEMI               170
Dodge           Charger SRT Hellcat        220

Minivans                                   79
Chrysler        Pacifica                   80

Sports                                     164
Chevrolet       Camaro convertible         87
Chevrolet       Camaro 2dr                 176
Mercedes-Benz   AMG GT 2dr                 260
Maserati        Granturismo convertible    268
Maserati        Granturismo 2dr            437

Luxury                                     177
Acura           RLX 4dr                    105
Infiniti        Q70L 4dr                   112
Cadillac        CTS 4dr                    128
Infiniti        Q70 4dr                    130
Genesis         G80 4dr 2WD/4WD            133
Cadillac        CT6 4dr 4WD                133
Infiniti        Q70 4dr 4WD                136
Infiniti        Q70L 4dr 4WD               137
BMW             5 series 4dr               137
Cadillac        CTS 4dr 4WD                137
Mercedes-Benz   E class 2dr                146
Mercedes-Benz   E class 4dr 4WD            153
Audi            A6 4dr 4WD                 159
Lexus           GS 350 4dr                 159
Lexus           GS 350 4dr 4WD             160
Mercedes-Benz   E class convertible        162
BMW             6 series convertible       163
BMW             5 series 4dr 4WD           164
Lexus           RC 350 2dr 4WD             167
Audi            A6 4dr                     170

                                       9
Mercedes-Benz   E class 4dr                            175
Jaguar          XF 4dr 4WD                             181
BMW             6 series convertible 4WD               181
Lexus           RC 350 2dr                             183
Jaguar          XJ 4dr LWB 4WD                         186
Lexus           RC 200T 2dr                            189
Mercedes-Benz   CLS class 4dr                          192
Lexus           RC 300 2dr 4WD                         197
Mercedes-Benz   E class 2dr 4WD                        197
Lexus           GS 200T 4dr                            197
Jaguar          XF 4dr                                 199
Audi            S6 4dr 4WD                             209
Audi            A7 4dr 4WD                             210
Mercedes-Benz   CLS class 4dr 4WD                      212
BMW             6 series 4dr 4WD                       215
Jaguar          XJ 4dr LWB                             219
Jaguar          XJ 4dr 4WD                             228
BMW             6 series 4dr                           234
Audi            S7 4dr 4WD                             242
Jaguar          XJ 4dr                                 252
Cadillac        CTS-V 4dr                              254
Tesla           Model S 4dr electric                   272
Lexus           RC-F 2dr                               278
Tesla           Model S 4dr electric 4WD               311
Maserati        Ghibli 4dr                             330
Maserati        Ghibli 4dr 4WD                         344
BMW             M6 4dr                                 385
Audi            RS7 4dr 4WD                            419

                        Very Large Cars
                                           Relative Average Loss Payment
Make            Model                         per Insured Vehicle Year

Minivans                                                88
Honda           Odyssey                                78
Dodge           Grand Caravan                          80
Kia             Sedona                                 90
Toyota          Sienna 4WD                             103
Toyota          Sienna                                 108

Luxury                                                 210
Volvo           S90 4dr 4WD                            103
Cadillac        XTS 4dr                                114
Lincoln         Continental 4dr 4WD                    132
Cadillac        XTS 4dr 4WD                            136
BMW             535 i GT 4dr 4WD                       145
BMW             535 i GT 4dr                           145
Lincoln         Continental 4dr                        161

                                  10
Kia                K900 4dr                                  162
Lexus              LS 460 4dr                                172
Lexus              LS 460 4dr 4WD                            203
BMW                7 series 4dr                              211
Mercedes-Benz      S class 4dr LWB                           211
Lexus              LS 460 L 4dr                              213
Mercedes-Benz      S class 4dr LWB 4WD                       229
BMW                7 series 4dr 4WD                          258
Mercedes-Benz      S Class 2dr 4WD                           282
Audi               A8L 4dr 4WD                               290
Maserati           Quattroporte 4dr 4WD                      305
Bentley            Continental GTC convertible               434
                   4WD
Audi               S8 4dr 4WD                                448
Bentley            Continental Flying Spur 4dr               512
                   4WD
Bentley            Continental GT 2dr 4WD                    686

All Pickups, Sport Utility Vehicles, and                      88
Vans
All Pickups                                                   86
All Small Pickups                                             84
All Large Pickups                                             86

                                 Pickups
                                                 Relative Average Loss Payment
Make               Model                            per Insured Vehicle Year

2-door plus                                                   78
GMC                Canyon ext. cab                            66
Nissan             Frontier ext. cab 4WD                      68
GMC                Canyon ext. cab 4WD                        68
Chevrolet          Colorado ext cab 4WD                       74
Chevrolet          Colorado ext cab                           76
Nissan             Frontier ext. cab                          76
Toyota             Tacoma xtra cab                            88
Toyota             Tacoma xtra cab 4WD                        91

4-door                                                        86
Nissan             Frontier crew cab LWB 4WD                  69
GMC                Canyon crew cab 4WD                        70
GMC                Canyon crew cab                            73
Nissan             Frontier crew cab SWB 4WD                  77
Nissan             Frontier crew cab SWB                      78
Chevrolet          Colorado crew cab 4WD                      84
Chevrolet          Colorado crew cab                          86
Toyota             Tacoma double cab LWB                      91

                                     11
Toyota          Tacoma double cab LWB                      98
                4WD
Toyota          Tacoma double cab 4WD                     100
Toyota          Tacoma double cab                         105
Nissan          Frontier crew cab LWB                     114

All large pickups                                         86
                                              Relative Average Loss Payment
Make            Model                            per Insured Vehicle Year

2-door                                                     79
Ram             1500 LWB 4WD                               51
Ford            F-150 4WD                                  57
Ford            F-150                                      58
Chevrolet       Silverado 1500 4WD                         77
Ram             1500 LWB                                   78
GMC             Sierra 1500 4WD                            81
Ram             1500 SWB                                   82
GMC             Sierra 1500                                92
Chevrolet       Silverado 1500                             94
Ram             1500 SWB 4WD                               96

2-door plus                                                70
Ford            F-150 SuperCab 4WD                         67
Ford            F-150 SuperCab                             78

4-door                                                     87
Ford            F-150 SuperCrew 4WD                        73
Ford            F-150 SuperCrew                            76
Honda           Ridgeline crew cab 4WD                     79
Chevrolet       Silverado 1500 ext. cab 4WD                86
GMC             Sierra 1500 ext. cab 4WD                   87
Toyota          Tundra double cab 4WD                      88
Ram             1500 crew cab LWB                          89
GMC             Sierra 1500 crew cab                       89
Ram             1500 ext. cab 4WD                          89
GMC             Sierra 1500 crew cab 4WD                   90
Toyota          Tundra CrewMax                             91
Ram             1500 crew cab LWB 4WD                      91
Ram             1500 crew cab SWB 4WD                      91
Chevrolet       Silverado 1500 crew cab                    92
Toyota          Tundra CrewMax 4WD                         92
Toyota          Tundra double cab                          93
Chevrolet       Silverado 1500 ext. cab                    94
Chevrolet       Silverado 1500 crew cab                    95
                4WD
Ram             1500 crew cab SWB                          96

                                  12
Nissan          Titan crew cab short bed                   96
                4WD
Toyota          Tundra double cab LWB 4WD                 96
GMC             Sierra 1500 ext. cab                      97
Ram             1500 ext. cab                             97
Nissan          Titan crew cab short bed                  98
Honda           Ridgeline pickup                          99
Nissan          Titan crew cab                            120
Nissan          Titan crew cab 4WD                        140

All very large pickups                                    86
                                              Relative Average Loss Payment
Make            Model                            per Insured Vehicle Year

2-door                                                     60
Ram             3500 4WD                                   56
Ram             2500 4WD                                   59
Chevrolet       Silverado 2500 4WD                         96

2-door plus                                                72
GMC             Sierra 2500 ext. cab 4WD                   75
Chevrolet       Silverado 2500 ext. cab 4WD                82

4-door                                                     88
Ram             2500 crew cab LWB                          66
Ford            F-250 SuperCrew 4WD                        67
Ram             2500 crew cab SWB                          68
Ram             3500 crew cab SWB 4WD                      75
Ram             2500 crew cab SWB 4WD                      76
Chevrolet       Silverado 2500 crew cab                    83
Ford            F-350 SuperCrew 4WD                        85
Ram             2500 crew cab LWB 4WD                      85
Ram             2500 mega cab 4WD                          85
Ram             3500 mega cab 4WD                          91
GMC             Sierra 2500 crew cab 4WD                   95
GMC             Sierra 3500 crew cab 4WD                   97
Chevrolet       Silverado 2500 crew cab                    97
                4WD
Ram             3500 crew cab LWB                         100
Chevrolet       Silverado 3500 crew cab                   102
                4WD
Ram             3500 crew cab LWB 4WD                     113

                                  13
All Sport Utility Vehicles                                 88

                        Sport Utility Vehicles
                                              Relative Average Loss Payment
Make                Model                        per Insured Vehicle Year

Mini Sport Utility Vehicles                                85
Mazda               CX-3 4dr 4WD                           74
Kia                 Niro hybrid 4dr                        84
Honda               HR-V 4dr 4WD                           85
Honda               HR-V 4dr                               87
Mazda               CX-3 4dr                               91

Small Sport Utility Vehicles                               81
Jeep                Compass 4dr 4WD                        44
Mazda               CX-5 4dr 4WD                           45
Jeep                Wrangler 2dr SWB 4WD                   51
Honda               CR-V 4dr                               57
Honda               CR-V 4dr 4WD                           59
Mazda               CX-5 4dr                               67
Subaru              Forester 4dr 4WD with                  67
                    Eyesight
Subaru              Forester 4dr 4WD                      68
Fiat                500X 4dr 4WD                          73
Kia                 Sportage 4dr 4WD                      74
Kia                 Sportage 4dr                          74
Jeep                Patriot 4dr 4WD                       76
Ford                Escape 4dr 4WD                        77
Ford                Escape 4dr                            77
Jeep                Compass 4dr 4WD                       78
Hyundai             Tucson 4dr                            80
Jeep                Renegade 4dr                          83
Jeep                Renegade 4dr 4WD                      83
Fiat                500X 4dr                              83
Chevrolet           Trax 4dr 4WD                          86
Volkswagen          Tiguan 4dr                            86
Jeep                Patriot 4dr                           86
Hyundai             Tucson 4dr 4WD                        88
Toyota              RAV4 4dr                              89
Jeep                Compass 4dr                           90
Toyota              RAV4 4dr 4WD                          92
Chevrolet           Trax 4dr                              92
Volkswagen          Tiguan 4dr 4WD                        94
Nissan              Rogue 4dr                             94
Nissan              Rogue 4dr 4WD                         96
Mitsubishi          Outlander Sport 4dr 4WD               101
Toyota              RAV4 hybrid 4dr 4WD                   103
Mitsubishi          Outlander Sport 4dr                   106

                                      14
Mitsubishi         Outlander 4dr 4WD           112
Mitsubishi         Outlander 4dr               118

Midsize Sport Utility Vehicles                 84
Jeep               Wrangler 4dr 4WD            64
Toyota             4Runner 4dr 4WD             74
Honda              Pilot 4dr                   75
Toyota             4Runner 4dr                 76
Jeep               Cherokee 4dr 4WD            76
Honda              Pilot 4dr 4WD               80
Jeep               Cherokee 4dr                80
Chevrolet          Equinox 4dr 4WD             80
Ford               Flex 4dr                    81
Ford               Edge 4dr                    82
Chevrolet          Equinox 4dr                 83
Jeep               Grand Cherokee 4dr          83
Dodge              Journey 4dr 4WD             84
Hyundai            Santa Fe 4dr                85
Nissan             Murano 4dr                  86
GMC                Acadia 4dr                  86
GMC                Terrain 4dr 4WD             87
Toyota             Highlander 4dr              87
GMC                Terrain 4dr                 87
GMC                Acadia 4dr 4WD              87
Ford               Edge 4dr 4WD                88
Ford               Flex 4dr 4WD                88
Hyundai            Santa Fe Sport 4dr          89
Dodge              Journey 4dr                 89
Jeep               Grand Cherokee 4dr 4WD      89
Toyota             Highlander 4dr 4WD          90
Kia                Sorento 4dr                 91
Ford               Explorer 4dr                92
Hyundai            Santa Fe Sport 4dr 4WD      93
Nissan             Murano 4dr 4WD              94
Kia                Sorento 4dr 4WD             94
Hyundai            Santa Fe 4dr 4WD            96
Toyota             Highlander hybrid 4dr 4WD   100
Ford               Explorer 4dr 4WD            101
Nissan             Pathfinder 4dr              102
Mazda              CX-9 4dr                    104
Mazda              CX-9 4dr 4WD                110
Nissan             Pathfinder 4dr 4WD          111

Large Sport Utility Vehicles                   84
Chevrolet          Traverse 4dr 4WD            75
Chevrolet          Tahoe 4dr                   76
Chevrolet          Traverse 4dr                77
GMC                Acadia Limited 4dr          77

                                        15
GMC                Acadia Limited 4dr 4WD               78
Ford               Expedition 4dr                       83
GMC                Yukon 4dr                            83
Chevrolet          Tahoe 4dr 4WD                        84
Toyota             Sequoia 4dr                          85
Buick              Enclave 4dr                          86
Nissan             Armada 4dr 4WD                       87
Ford               Expedition 4dr 4WD                   88
GMC                Yukon 4dr 4WD                        91
Buick              Enclave 4dr 4WD                      92
Toyota             Sequoia 4dr 4WD                      93
Dodge              Durango 4dr                          95
Dodge              Durango 4dr 4WD                      99
Nissan             Armada 4dr                           124
Volkswagen         Touareg 4dr 4WD                      133

Very Large Sport Utility Vehicles                        98
Chevrolet          Suburban 1500 4dr                    91
GMC                Yukon XL 1500 4dr                    94
Ford               Expedition EL 4dr                    95
Chevrolet          Suburban 1500 4dr 4WD                98
Ford               Expedition EL 4dr 4WD                102
GMC                Yukon XL 1500 4dr 4WD                107

                  Luxury Sport Utility Vehicles
                                            Relative Average Loss Payment
Make               Model                       per Insured Vehicle Year

Small Luxury Sport Utility Vehicles                     100
Buick              Encore 4dr                           88
BMW                X1 4dr                               88
Buick              Encore 4dr 4WD                       88
Lincoln            MKC 4dr                              92
Lincoln            MKC 4dr 4WD                          97
Mercedes-Benz      GLA class 4dr 4WD                    102
Mercedes-Benz      GLA class 4dr                        102
BMW                X1 4dr 4WD                           106
Audi               Q3 4dr                               109
Infiniti           QX30 4dr 4WD                         111
Audi               Q3 4dr 4WD                           118
Infiniti           QX30 4dr                             130
Land Rover         Range Rover Evoque 4dr               142
                   4WD
Mercedes-Benz      GLA class AMG 4dr 4WD                164

Midsize Luxury Sport Utility Vehicles                   109
Acura              RDX 4dr                               63
Acura              RDX 4dr 4WD                           66

                                    16
Buick           Envision 4dr                  70
Acura           MDX 4dr                       72
Acura           MDX 4dr 4WD                   78
Cadillac        XT5 4dr                       80
Volvo           XC60 4dr                      81
Cadillac        XT5 4dr 4WD                   83
Volvo           XC60 4dr 4WD                  84
Buick           Envision 4dr 4WD              85
Mercedes-Benz   GLC class 4dr                 92
BMW             X3 4dr                        94
Volvo           XC90 plug-in hybrid 4dr 4WD   95
Lincoln         MKX 4dr                       96
Mercedes-Benz   GLC class coupe 4dr 4WD       99
Mercedes-Benz   GLC class 4dr 4WD             100
Volvo           XC90 4dr 4WD                  102
Lexus           NX 200T 4dr                   105
Lexus           NX 200T 4dr 4WD               106
Infiniti        QX50 4dr 4WD                  107
Lincoln         MKX 4dr 4WD                   108
Infiniti        QX60 4dr                      108
Infiniti        QX50 4dr                      110
BMW             X3 4dr 4WD                    110
Infiniti        QX70 4dr                      111
Lexus           NX 300h hybrid 4dr 4WD        114
Infiniti        QX60 4dr 4WD                  115
Land Rover      Discovery Sport 4dr 4WD       116
Lexus           RX 350 4dr                    116
Lincoln         MKT 4dr 4WD                   117
Mercedes-Benz   GLE class 4dr                 119
BMW             X5 4dr                        120
Lexus           RX 350 4dr 4WD                123
Infiniti        QX70 4dr 4WD                  127
BMW             X5 4dr 4WD                    129
Porsche         Macan 4dr 4WD                 138
Audi            Q5 4dr 4WD                    139
Mercedes-Benz   GLE class 4dr 4WD             147
BMW             X5 plug-in hybrid 4dr 4WD     149
Lexus           RX 450h hybrid 4dr 4WD        151
BMW             X4 4dr 4WD                    152
Jaguar          F-Pace 4dr 4WD                156
Audi            SQ5 4dr 4WD                   162
BMW             X6 4dr 4WD                    198
BMW             X6 4dr                        200
Mercedes-Benz   GLE class coupe 4dr 4WD       224
BMW             X5 M 4dr 4WD                  236
Maserati        Levante 4dr 4WD               280
BMW             X6 M 4dr 4WD                  398

                                  17
Large Luxury Sport Utility Vehicles                       144
Toyota            Land Cruiser 4dr 4WD                    90
Lexus             GX 460 4dr 4WD                          103
Infiniti          QX80 4dr                                108
Cadillac          Escalade 4dr 4WD                        119
Infiniti          QX80 4dr 4WD                            120
Cadillac          Escalade 4dr                            129
Lexus             LX 570 4dr 4WD                          131
Audi              Q7 4dr 4WD                              142
Mercedes-Benz     GLS class 4dr 4WD                       158
Land Rover        Range Rover Sport 4dr 4WD               162
Land Rover        Range Rover 4dr 4WD                     165
Porsche           Cayenne 4dr 4WD                         172
Land Rover        Range Rover 4dr LWB 4WD                 197
Porsche           Cayenne hybrid 4dr 4WD                  224
Mercedes-Benz     G class 4dr 4WD                         268
Tesla             Model X 4dr electric 4WD                320

Very Large Luxury Sport Utility Vehicles                  121
Lincoln           Navigator 4dr                           108
Cadillac          Escalade ESV 4dr 4WD                    121
Lincoln           Navigator L 4dr                         122
Cadillac          Escalade ESV 4dr                        122
Lincoln           Navigator 4dr 4WD                       127
Lincoln           Navigator L 4dr 4WD                     130
Lincoln           Navigator 4dr                           108

All Vans                                                   85

                                   VANS
                                              Relative Average Loss Payment
Make              Model                          per Insured Vehicle Year

Midsize Vans                                               98
Ford              Transit Connect cargo SWB               78
Ford              Transit Connect cargo LWB               85
Ram               ProMaster City                          90
Ford              Transit Connect SWB                     95
Ford              Transit Connect LWB                     96
Chevrolet         City Express cargo                      112
Nissan            NV 200 cargo                            116

Large Vans                                                 76
Mercedes-Benz     Metris cargo                            64
Ram               ProMaster 1500                          71
Mercedes-Benz     Metris                                  100

                                    18
Very Large Vans                                                                            79
 GMC                           Savana 2500 cargo series                                    42
 Mercedes-Benz                 Sprinter 2500 4WD                                           48
 Chevrolet                     Express 3500 series                                         55
 Chevrolet                     Express 2500 cargo series                                   56
 Mercedes-Benz                 Sprinter 2500                                               64
 Nissan                        NV 3500                                                     78
 Ford                          T-250 Transit cargo                                         80
 Nissan                        NV 2500/3500 van cargo                                      82
 Nissan                        NV 1500 cargo                                               83
 Ram                           ProMaster 2500                                              85
 Ford                          T-150 Transit cargo                                         90
 Ford                          T-350 Transit                                               90
 Ram                           ProMaster 3500                                              92
 Mercedes-Benz                 Sprinter 2500 cargo                                         92
 Ford                          T-150 Transit                                               100
 Nissan                        NV 2500 cargo                                               106
 Ford                          T-350 Transit cargo                                         117

Relative results are computed for individual model years and then combined through a weighted average to
produce the three-year relative result. The all-passenger-vehicle “100=” value is given for reference only and
can only be used as a rough estimate to convert from relative to absolute results

             Minimum requirement for reporting: 1,000 vehicle years of exposure or 100 claims.

                        If you would like more details about the information in these tables,
            or wish to obtain the complete Insurance Collision Report, please contact HLDI directly, at:

                                          Highway Loss Data Institute
                                            1005 North Glebe Road
                                              Arlington, VA 22201
                                              Tel: (703) 247-1600

                                                        19
Collision Insurance Losses
             Model Years 2016 – 2018 Passenger Motor Vehicles

All passenger vehicles                                    100
All passenger cars                                        114

                               Micro Cars
                                              Relative Average Loss Payment
Make              Model                          per Insured Vehicle Year

4-door                                                    126
Mitsubishi        Mirage                                  128

                                Mini Cars
                                              Relative Average Loss Payment
Make              Model                          per Insured Vehicle Year

2-door                                                     76
Fiat              500 electric                             59
Fiat              500 convertible                          66
Fiat              500                                      75
Mini              Cooper convertible                       75
Mini              Cooper                                   83
Toyota            Yaris                                    84

4-door                                                    102
Toyota            Yaris hatchback                         82
Chevrolet         Spark                                   85
Mini              Cooper                                  90
Ford              Fiesta                                  105
Kia               Rio                                     115
Hyundai           Accent                                  132
Mitsubishi        Mirage G4                               168

Station wagons                                             84
Honda             Fit                                      81
Ford              Fiesta                                   92

Sports                                                     83
Fiat              124 convertible                          80
Mazda             MX-5 Miata convertible                   81

                                       20
Small Cars
                                            Relative Average Loss Payment
Make           Model                           per Insured Vehicle Year

2-door                                                  120
Volkswagen     New Beetle convertible                   84
Volkswagen     New Beetle                               93
Honda          Civic                                    121
Honda          Civic Si                                 129
Subaru         BRZ                                      162
Scion/Toyota   FR-S/86 series                           182

4-door                                                  112
Chevrolet      Bolt electric                            71
Mazda          3 hatchback                              79
Volkswagen     Golf                                     86
Subaru         Impreza 4WD with EyeSight                89
Subaru         Impreza 4WD                              91
Chevrolet      Volt electric                            94
Mazda          3                                        95
Nissan         Leaf electric                            97
Hyundai        Elantra GT                               98
Volkswagen     GTI                                      100
Chevrolet      Cruze hatchback                          101
Subaru         WRX 4WD with EyeSight                    102
Acura          ILX                                      104
Volkswagen     Golf R 4WD                               107
Chevrolet      Sonic                                    107
Honda          Civic                                    107
Toyota         Prius c hybrid                           108
Nissan         Versa                                    111
Scion/Toyota   iA/Yaris iA series                       113
Kia            Forte                                    114
Chevrolet      Cruze                                    115
Ford           Focus                                    116
Toyota         Corolla                                  117
Honda          Civic hatchback                          118
Toyota         Prius hybrid                             119
Toyota         Prius Prime plug-in hybrid               120
Honda          Civic Si                                 121
Subaru         WRX 4WD                                  122
Hyundai        Ioniq hybrid                             123
Nissan         Sentra                                   127
Hyundai        Elantra                                  129
Honda          Civic Type-R hatchback                   136

                                   21
Station wagons                                              86
Subaru           Crosstrek 4WD with EyeSight               55
Subaru           Crosstrek 4WD                             57
Kia              Soul electric                             68
Subaru           Impreza 4WD with EyeSight                 74
Ford             Focus electric                            75
Volkswagen       Golf 4WD                                  75
Mini             Countryman 2WD                            76
Volkswagen       Golf Alltrack 4WD                         78
Subaru           Impreza 4WD                               80
Volkswagen       Golf                                      80
Kia              Soul                                      82
Chevrolet        Sonic                                     94
Mini             Clubman                                   96
Nissan           Versa Note                                98
Ford             C-Max hybrid                              98
Mini             Countryman 4WD                            99
Scion/Toyota     iM/Corolla iM series                      102
Mini             Clubman 4WD                               106
Kia              Forte                                     106
Ford             Focus                                     113
Fiat             500L                                      115
Ford             Focus RS 4WD                              168

Sports                                                     134
Porsche          Cayman 2dr                                115
Mercedes-Benz    SLC class convertible                     125
Audi             TT 2dr 4WD                                129
Audi             TT convertible 4WD                        130
Audi             TTS 2dr 4WD                               137
Porsche          Boxster convertible                       145
Mercedes-Benz    SLC class AMG convertible                 185

Luxury                                                     123
BMW              i3 electric station wagon                 122

                              Midsize Cars
                                               Relative Average Loss Payment
Make             Model                            per Insured Vehicle Year

2-door                                                     115
Buick            Cascada convertible                        79

4-door                                                     110
Subaru           Legacy 4WD with EyeSight                   71
Subaru           Legacy 4WD                                 76
Volkswagen       Passat                                     91

                                       22
Mazda            6                            95
Honda            Accord                       99
Ford             Fusion 4WD                   104
Ford             Fusion                       106
Toyota           Camry                        110
Toyota           Mirai fuel cell              112
Volkswagen       Jetta                        113
Chevrolet        Malibu                       114
Ford             Fusion hybrid                115
Kia              Optima                       115
Ford             Fusion plug-in hybrid        116
Honda            Clarity PHEV 4dr             117
Chevrolet        Malibu hybrid                121
Hyundai          Sonata                       124
Toyota           Camry hybrid                 128
Hyundai          Sonata plug-in hybrid        134
Nissan           Altima                       137
Nissan           Maxima                       142
Hyundai          Sonata hybrid                142
Kia              Optima hybrid                147
Kia              Optima plug-in hybrid        152

Station wagons                                60
Subaru           Outback 4WD with EyeSight    59
Subaru           Outback 4WD                  59
Volvo            V60                          78
Volvo            V60 Cross Country 4WD        92
Volvo            V60 4WD                      132

Sports                                        159
Chevrolet        Corvette Grand Sport         64
                 convertible
Chevrolet        Corvette Grand Sport 2dr     79
Ford             Mustang GT convertible       90
Chevrolet        Corvette convertible         99
Ford             Mustang convertible          106
Chevrolet        Corvette 2dr                 107
Ford             Mustang Shelby GT350 2dr     112
Nissan           370Z convertible             115
Chevrolet        Corvette Z06 convertible     118
Chevrolet        Corvette Z06 2dr             148
Porsche          911 Targa 2dr 4WD            151
Ford             Mustang 2dr                  160
Mercedes-Benz    SL class convertible         160
Porsche          911 Carrera convertible      163
Ford             Mustang GT 2dr               179
Nissan           370Z 2dr                     190
Porsche          911 Turbo convertible 4WD    196

                                         23
Porsche         911 Carrera 2dr                   220
Ferrari         California T convertible          284
Porsche         911 Turbo 2dr 4WD                 319
Ferrari         488 GTB 2dr                       504

Luxury                                            149
Volvo           S60 Cross Country 4dr 4WD         55
Volvo           S60 Inscription 4dr               86
Volvo           S60 4dr                           91
Tesla           Model 3 electric 4dr              100
Volvo           S60 Inscription 4dr 4WD           101
Acura           TLX 4dr 4WD                       102
Acura           TLX 4dr                           103
BMW             2 series convertible              108
Audi            A3 convertible 4WD                111
BMW             2 series 2dr                      114
BMW             2 series convertible 4WD          114
Volvo           S60 4dr 4WD                       115
Lincoln         MKZ 4dr                           118
Audi            A3 convertible                    119
BMW             2 series 2dr 4WD                  121
BMW             M2 2dr                            126
Cadillac        ATS 4dr 4WD                       127
Cadillac        ATS 4dr                           128
Lexus           ES 350 4dr                        129
Cadillac        ATS 2dr                           132
Audi            A3 4dr 4WD                        132
Lexus           IS 300 4dr                        133
Lincoln         MKZ 4dr 4WD                       133
BMW             3 series station wagon 4WD        133
Audi            A4 Allroad station wagon 4WD      133
Audi            A4 4dr                            134
Audi            A4 4dr 4WD                        136
Cadillac        ATS 2dr 4WD                       139
BMW             M240i 2dr                         140
Audi            A3 4dr                            140
BMW             4 series convertible              141
BMW             3 series 4dr                      142
BMW             3 series 4dr 4WD                  143
Audi            A3 plug-in hybrid station wagon   145
BMW             4 series convertible 4WD          145
Mercedes-Benz   C class convertible               145
Mercedes-Benz   C class 4dr 4WD                   145
Audi            A5 convertible 4WD                146
Mercedes-Benz   C class 4dr                       146
Lincoln         MKZ hybrid 4dr                    150
Audi            A5 2dr 4WD                        151
Mercedes-Benz   C class convertible 4WD           151

                                      24
BMW             M240xi 2dr 4WD                152
Lexus           IS 350 4dr 4WD                152
BMW             4 series 4dr 4WD              153
Audi            A5 4dr 4WD hatchback          153
Mercedes-Benz   CLA class 4dr                 154
Lexus           IS 350 4dr                    156
Lexus           IS 300 4dr 4WD                157
Lexus           ES 300h hybrid 4dr            157
BMW             4 series 4dr                  163
Alfa Romeo      Giulia 4dr                    167
Alfa Romeo      Giulia 4dr 4WD                171
Jaguar          XE 4dr 4WD                    172
BMW             4 series 2dr                  172
BMW             4 series 2dr 4WD              172
Mercedes-Benz   CLA class 4dr 4WD             175
Audi            S3 4dr 4WD                    177
Audi            S5 4dr 4WD hatchback          179
Infiniti        Q50 4dr 4WD                   179
Infiniti        Q50 4dr                       179
Mercedes-Benz   C class 2dr                   181
BMW             3 series plug-in hybrid 4dr   181
Jaguar          XE 4dr                        181
Audi            S4 4dr 4WD                    188
Cadillac        ATS-V 4dr                     189
Cadillac        ATS-V 2dr                     190
Mercedes-Benz   C class AMG convertible 4WD   191
Audi            S5 2dr 4WD                    192
Jaguar          F-Type 2dr                    198
Jaguar          F-Type convertible            199
Mercedes-Benz   C class 2dr 4WD               203
Infiniti        Q60 2dr                       208
Mercedes-Benz   C class AMG 2dr 4WD           216
Mercedes-Benz   C class AMG 4dr 4WD           217
Jaguar          F-Type convertible 4WD        218
Infiniti        Q60 2dr 4WD                   219
Mercedes-Benz   CLA class AMG 4dr 4WD         256
BMW             M4 convertible                274
Jaguar          F-Type 2dr 4WD                300
Mercedes-Benz   C class AMG 4dr               318
BMW             M3 4dr                        328
Mercedes-Benz   C class AMG 2dr               342
BMW             M4 2dr                        347

                                   25
Large Cars
                                           Relative Average Loss Payment
Make            Model                         per Insured Vehicle Year

2-door                                                 152
Dodge           Challenger 4WD                         150
Dodge           Challenger SRT Hellcat                 150
Dodge           Challenger                             153
Dodge           Challenger SRT-8                       171

4-door                                                 121
Buick           LaCrosse                               102
Toyota          Avalon                                 103
Ford            Taurus 4WD                             104
Chrysler        300 4WD                                109
Toyota          Avalon hybrid                          109
Ford            Taurus                                 110
Chevrolet       Impala                                 113
Chrysler        300                                    117
Buick           LaCrosse 4WD                           118
Ford            Taurus SHO 4WD                         126
Dodge           Charger 4WD                            128
Chrysler        300 HEMI                               133
Kia             Cadenza                                134
Dodge           Charger                                151
Kia             Stinger 2WD/4WD                        164
Dodge           Charger HEMI                           176
Dodge           Charger SRT Hellcat                    210

Sports                                                 179
Chevrolet       Camaro convertible                     105
Chevrolet       Camaro ZL1 2dr                         161
Chevrolet       Camaro 2dr                             166
Porsche         Panamera 4dr                           227
Maserati        Granturismo 2dr                        352
Mercedes-Benz   AMG GT 2dr                             353
Audi            R8 2dr 4WD                             521

Luxury                                                 178
BMW             330xi GT 4dr 4WD                       100
Acura           RLX 4dr                                120
Cadillac        CTS 4dr                                129
Cadillac        CTS 4dr 4WD                            130
Lexus           RC 350 2dr 4WD                         137
Cadillac        CT6 4dr 4WD                            140
Infiniti        Q70L 4dr                               141
Infiniti        Q70L 4dr 4WD                           143

                                      26
Lexus           GS 350 4dr 4WD                147
Cadillac        CT6 4dr                       150
Infiniti        Q70 4dr 4WD                   151
BMW             5 series plug-in hybrid 4dr   152
Infiniti        Q70 4dr                       154
Genesis         G80 4dr 2WD/4WD               155
Lexus           GS 350 4dr                    158
Mercedes-Benz   E class 4dr 4WD               160
Lexus           RC 300 2dr 4WD                162
Audi            A6 4dr 4WD                    164
Audi            A6 4dr                        168
BMW             5 series 4dr                  169
Mercedes-Benz   E class 4dr                   171
Lexus           RC 350 2dr                    173
Jaguar          XF 4dr 4WD                    177
Mercedes-Benz   E class station wagon 4WD     179
BMW             6 series convertible          187
Mercedes-Benz   E class 2dr                   188
Jaguar          XF 4dr                        191
Jaguar          XJ 4dr                        191
BMW             5 series 4dr 4WD              202
Audi            A7 4dr 4WD                    208
Jaguar          XJ 4dr LWB 4WD                208
Mercedes-Benz   CLS class 4dr                 211
Cadillac        CTS-V 4dr                     216
Mercedes-Benz   CLS class 4dr 4WD             216
Audi            S6 4dr 4WD                    217
Audi            S7 4dr 4WD                    218
Mercedes-Benz   E class AMG 4dr 4WD           224
BMW             6 series 4dr 4WD              225
Lexus           LC 500 2dr                    225
BMW             6 series 4dr                  226
BMW             6 series convertible 4WD      229
Lexus           RC-F 2dr                      235
Tesla           Model S 4dr electric          236
Mercedes-Benz   E class 2dr 4WD               243
Tesla           Model S 4dr electric 4WD      276
Jaguar          XJ 4dr LWB                    278
BMW             M550xi 4dr 4WD                280
Maserati        Ghibli 4dr 4WD                300
BMW             M6 4dr                        341
Maserati        Ghibli 4dr                    343
Lexus           GS F 4dr                      366
Audi            RS7 4dr 4WD                   400

                                     27
Very Large Cars
                                              Relative Average Loss Payment
Make              Model                          per Insured Vehicle Year

Minivans                                                   86
Chrysler          Pacifica                                77
Honda             Odyssey                                 77
Chrysler          Pacifica plug-in hybrid                 79
Dodge             Grand Caravan                           80
Kia               Sedona                                  86
Toyota            Sienna 4WD                              105
Toyota            Sienna                                  106

Luxury                                                    207
Volvo             V90 Cross Country station               104
                  wagon 4WD
Mercedes-Benz     S Class convertible                     120
Cadillac          XTS 4dr                                 120
Cadillac          XTS 4dr 4WD                             133
Volvo             S90 4dr LWB 4WD                         134
Lincoln           Continental 4dr                         135
Lincoln           Continental 4dr 4WD                     151
Genesis           G90 4dr 2WD/4WD                         153
Maserati          Quattroporte 4dr 4WD                    191
Mercedes-Benz     S class 4dr LWB                         196
Kia               K900 4dr                                202
BMW               7 series 4dr                            237
Mercedes-Benz     S class 4dr LWB 4WD                     239
BMW               7 series 4dr 4WD                        243
Audi              A8L 4dr 4WD                             301
Mercedes-Benz     S Class 2dr 4WD                         310
Maserati          Quattroporte 4dr                        418
Audi              S8 4dr 4WD                              474

All Pickups, Sport Utility Vehicles, and                   89
Vans
All Pickups                                                87
All Small Pickups                                          88
All Large Pickups                                          87

                                   Pickups
                                              Relative Average Loss Payment
Make              Model                          per Insured Vehicle Year

2-door plus                                                80
GMC               Canyon ext. cab 4WD                      64

                                        28
Nissan         Frontier ext. cab 4WD                    65
Nissan         Frontier ext. cab                        71
Chevrolet      Colorado ext cab 4WD                     72
GMC            Canyon ext. cab                          76
Chevrolet      Colorado ext cab                         78
Toyota         Tacoma xtra cab                          86
Toyota         Tacoma xtra cab 4WD                      88

4-door                                                  89
Nissan         Frontier crew cab LWB 4WD               70
GMC            Canyon crew cab                         70
Nissan         Frontier crew cab SWB 4WD               75
GMC            Canyon crew cab 4WD                     78
Nissan         Frontier crew cab SWB                   79
Chevrolet      Colorado crew cab 4WD                   82
Chevrolet      Colorado crew cab                       89
Nissan         Frontier crew cab LWB                   90
Toyota         Tacoma double cab                       97
Toyota         Tacoma double cab LWB 4WD               97
Toyota         Tacoma double cab 4WD                   98
Toyota         Tacoma double cab LWB                   100

All large pickups                                      87
                                           Relative Average Loss Payment
Make           Model                          per Insured Vehicle Year

2-door                                                  75
Ford           F-150 4WD                                51
Ford           F-150                                    65
Ram            1500 LWB 4WD                             69
Ram            1500 SWB 4WD                             71
Ram            1500 LWB                                 73
Chevrolet      Silverado 1500 4WD                       80
GMC            Sierra 1500 4WD                          82
Ram            1500 SWB                                 84
GMC            Sierra 1500                              88
Chevrolet      Silverado 1500                           96

2-door plus                                             68
Ford           F-150 SuperCab 4WD                       64
Ford           F-150 SuperCab                           79

4-door                                                  88
Ford           F-150 SuperCrew                          72
Ford           F-150 SuperCrew 4WD                      73
Honda          Ridgeline crew cab 4WD                   80
Toyota         Tundra double cab 4WD                    84

                                    29
Honda          Ridgeline crew cab                         87
Ram            1500 ext. cab 4WD                          88
Toyota         Tundra CrewMax                             88
Toyota         Tundra CrewMax 4WD                         89
Ram            1500 crew cab LWB 4WD                      90
Chevrolet      Silverado 1500 ext. cab 4WD                91
Ram            1500 crew cab SWB 4WD                      91
Toyota         Tundra double cab                          92
GMC            Sierra 1500 crew cab 4WD                   93
Toyota         Tundra double cab LWB 4WD                  94
Ram            1500 ext. cab                              94
GMC            Sierra 1500 ext. cab                       94
GMC            Sierra 1500 ext. cab 4WD                   95
Ram            1500 crew cab LWB                          96
Ram            1500 crew cab SWB                          97
GMC            Sierra 1500 crew cab                       97
Chevrolet      Silverado 1500 crew cab                    99
Chevrolet      Silverado 1500 crew cab 4WD                99
Nissan         Titan crew cab short bed 4WD               104
Chevrolet      Silverado 1500 ext. cab                    106
Nissan         Titan crew cab short bed                   110
Nissan         Titan XD crew cab                          122
Nissan         Titan XD crew cab 4WD                      130

All very large pickups                                    85
                                              Relative Average Loss Payment
Make           Model                             per Insured Vehicle Year

2-door                                                     63
Ford           F-250 4WD                                   47
Ram            2500 4WD                                    57
GMC            Sierra 2500 4WD                             64
Ram            3500 4WD                                    70
Chevrolet      Silverado 3500 4WD                          81
Chevrolet      Silverado 2500 4WD                          82

2-door plus                                                70
Ford           F-250 SuperCab 4WD                          47
Ford           F-350 SuperCab 4WD                          53
Chevrolet      Silverado 3500 ext. cab 4WD                 68
Chevrolet      Silverado 2500 ext. cab                     76
Chevrolet      Silverado 2500 ext. cab 4WD                 76
GMC            Sierra 2500 ext. cab 4WD                    84

4-door                                                     86
Ram            2500 crew cab LWB                           56
Ford           F-250 SuperCrew 4WD                         74
Ram            2500 crew cab LWB 4WD                       76

                                    30
Ram               2500 crew cab SWB 4WD                     76
Ford              F-450 SuperCrew 4WD                       77
GMC               Sierra 2500 crew cab                      77
Ford              F-350 SuperCrew 4WD                       80
Ford              F-250 SuperCrew                           80
Ram               2500 crew cab SWB                         82
Chevrolet         Silverado 2500 crew cab                   83
Ram               3500 crew cab LWB                         85
Ram               3500 crew cab SWB 4WD                     86
Ram               2500 mega cab 4WD                         92
Ram               3500 mega cab 4WD                         95
Chevrolet         Silverado 2500 crew cab 4WD               95
GMC               Sierra 2500 crew cab 4WD                  96
Chevrolet         Silverado 3500 crew cab 4WD               104
Ram               3500 crew cab LWB 4WD                     105
GMC               Sierra 3500 crew cab 4WD                  107

All Sport Utility Vehicles                                   90

                        Sport Utility Vehicles
                                                Relative Average Loss Payment
Make              Model                            per Insured Vehicle Year

Mini Sport Utility Vehicles                                  86
Mazda             CX-3 4dr                                   78
Mazda             CX-3 4dr 4WD                               79
Honda             HR-V 4dr                                   85
Honda             HR-V 4dr 4WD                               87
Kia               Niro hybrid 4dr                            97

Small Sport Utility Vehicles                                 81
Jeep              Wrangler 2dr SWB 4WD                       54
Mazda             CX-5 4dr                                   62
Honda             CR-V 4dr                                   63
Honda             CR-V 4dr 4WD                               65
Mazda             CX-5 4dr 4WD                               65
Subaru            Forester 4dr 4WD with                      66
                  EyeSight
Ford              EcoSport 4dr 4WD                           66
Subaru            Forester 4dr 4WD                           67
Jeep              Compass 4dr 4WD                            71
Fiat              500X 4dr 4WD                               72
Jeep              Compass 4dr                                72
Ford              Escape 4dr 4WD                             75
Hyundai           Kona 4dr 4WD                               75
Ford              Escape 4dr                                 76
Kia               Sportage 4dr 4WD                           77
Kia               Sportage 4dr                               78

                                     31
Fiat              500X 4dr                  79
Hyundai           Tucson 4dr                80
Chevrolet         Trax 4dr 4WD              81
Jeep              Renegade 4dr 4WD          82
Toyota            C-HR 4dr                  84
Hyundai           Tucson 4dr 4WD            86
Chevrolet         Trax 4dr                  86
Jeep              Renegade 4dr              86
GMC               Terrain 4dr 4WD           87
Ford              EcoSport 4dr              88
Chevrolet         Equinox 4dr 4WD           89
Toyota            RAV4 4dr                  92
GMC               Terrain 4dr               94
Nissan            Rogue 4dr                 94
Chevrolet         Equinox 4dr               94
Toyota            RAV4 4dr 4WD              96
Hyundai           Kona 4dr                  99
Nissan            Rogue Sport 4dr           99
Nissan            Rogue 4dr 4WD             99
Mitsubishi        Outlander Sport 4dr 4WD   99
Toyota            RAV4 hybrid 4dr 4WD       101
Nissan            Rogue Sport 4dr 4WD       101
Mitsubishi        Outlander Sport 4dr       109
Mitsubishi        Outlander 4dr 4WD         112
Mitsubishi        Outlander 4dr             118

Midsize Sport Utility Vehicles              85
Jeep              Wrangler 4dr 4WD (NEW)    51
Volkswagen        Atlas 4dr                 63
Jeep              Wrangler 4dr 4WD          66
Volkswagen        Tiguan 4dr 4WD            68
Volkswagen        Tiguan 4dr                71
Honda             Pilot 4dr                 73
Toyota            4Runner 4dr 4WD           74
Toyota            4Runner 4dr               77
Jeep              Grand Cherokee 4dr        77
Jeep              Cherokee 4dr 4WD          78
Buick             Enclave 4dr               79
Honda             Pilot 4dr 4WD             80
Ford              Edge 4dr                  80
Jeep              Cherokee 4dr              82
Nissan            Murano 4dr                83
Toyota            Highlander 4dr            83
Dodge             Journey 4dr 4WD           84
Volkswagen        Atlas 4dr 4WD             84
Ford              Edge 4dr 4WD              85
Toyota            Highlander 4dr 4WD        86
Jeep              Grand Cherokee 4dr 4WD    88

                                     32
Ford             Explorer 4dr                 89
Kia              Sorento 4dr                  89
Buick            Enclave 4dr 4WD              89
Hyundai          Santa Fe 4dr                 90
Nissan           Murano 4dr 4WD               90
Hyundai          Santa Fe Sport 4dr           90
Ford             Flex 4dr                     91
Chevrolet        Traverse 4dr 4WD             92
Kia              Sorento 4dr 4WD              93
GMC              Acadia 4dr 4WD               94
Dodge            Journey 4dr                  94
Ford             Flex 4dr 4WD                 96
Hyundai          Santa Fe Sport 4dr 4WD       96
GMC              Acadia 4dr                   96
Chevrolet        Traverse 4dr                 97
Ford             Explorer 4dr 4WD             98
Hyundai          Santa Fe 4dr 4WD             98
Toyota           Highlander hybrid 4dr 4WD    99
Mazda            CX-9 4dr                     100
Nissan           Pathfinder 4dr               101
Nissan           Pathfinder 4dr 4WD           108
Mazda            CX-9 4dr 4WD                 117
Jeep             Grand Cherokee SRT 4dr 4WD   130

Large Sport Utility Vehicles                  83
Ford             Expedition 4dr 4WD           53
Toyota           Sequoia 4dr                  64
Chevrolet        Tahoe 4dr                    76
Chevrolet        Tahoe 4dr 4WD                82
GMC              Yukon 4dr                    84
GMC              Yukon 4dr 4WD                89
Nissan           Armada 4dr 4WD               91
Toyota           Sequoia 4dr 4WD              94
Dodge            Durango 4dr                  95
Dodge            Durango 4dr 4WD              95
Nissan           Armada 4dr                   101

Very Large Sport Utility Vehicles             96
Chevrolet        Suburban 1500 4dr            86
Chevrolet        Suburban 1500 4dr 4WD        87
GMC              Yukon XL 1500 4dr            104
GMC              Yukon XL 1500 4dr 4WD        110

                                      33
Luxury Sport Utility Vehicles
                                              Relative Average Loss Payment
Make             Model                           per Insured Vehicle Year

Small Luxury Sport Utility Vehicles                        98
Buick            Encore 4dr 4WD                           81
Buick            Encore 4dr                               85
Lincoln          MKC 4dr 4WD                              90
Lincoln          MKC 4dr                                  92
Mercedes-Benz    GLA class 4dr                            99
Mercedes-Benz    GLA class 4dr 4WD                        103
BMW              X1 4dr 4WD                               104
Land Rover       Range Rover Evoque                       115
                 convertible 4WD
Audi             Q3 4dr 4WD                               116
BMW              X1 4dr                                   117
Audi             Q3 4dr                                   121
Infiniti         QX30 4dr 4WD                             124
Land Rover       Range Rover Evoque 4dr 4WD               134
Infiniti         QX30 4dr                                 149
Mercedes-Benz    GLA class AMG 4dr 4WD                    160

Midsize Luxury Sport Utility Vehicles                     111
Acura            MDX hybrid 4dr 4WD                       59
Acura            RDX 4dr                                  64
Acura            RDX 4dr 4WD                              68
Acura            MDX 4dr                                  71
Volvo            XC60 4dr 4WD                             76
Volvo            XC90 4dr                                 77
Lexus            NX 300 4dr                               81
Acura            MDX 4dr 4WD                              81
Buick            Envision 4dr 4WD                         84
Cadillac         XT5 4dr                                  87
Cadillac         XT5 4dr 4WD                              89
Buick            Envision 4dr                             90
Lincoln          MKX 4dr                                  91
Mercedes-Benz    GLC class 4dr                            94
BMW              X3 4dr 4WD                               94
Mercedes-Benz    GLC class 4dr 4WD                        99
Volvo            XC90 4dr 4WD                             101
Lexus            NX 300h hybrid 4dr 4WD                   102
Lexus            NX 300 4dr 4WD                           103
Lincoln          MKX 4dr 4WD                              108
Land Rover       Discovery Sport 4dr 4WD                  111
Lexus            RX 350 4dr LWB 4WD                       112
Infiniti         QX60 4dr                                 113
Lincoln          MKT 4dr 4WD                              113
Lexus            RX 350 4dr                               117

                                    34
Mercedes-Benz    GLC class coupe 4dr 4WD       117
Volvo            XC90 plug-in hybrid 4dr 4WD   118
Audi             Q5 4dr 4WD                    118
Infiniti         QX60 4dr 4WD                  120
Lexus            RX 350 4dr 4WD                122
BMW              X5 4dr                        124
Mercedes-Benz    GLE class 4dr                 127
BMW              X5 4dr 4WD                    132
Mercedes-Benz    GLC class AMG 4dr 4WD         137
Lexus            RX 450h hybrid 4dr 4WD        144
Mercedes-Benz    GLE class 4dr 4WD             144
BMW              X4 4dr 4WD                    147
Porsche          Macan 4dr 4WD                 147
Jaguar           F-Pace 4dr 4WD                150
Alfa Romeo       Stelvio 4dr 4WD               151
Audi             SQ5 4dr 4WD                   158
BMW              X5 plug-in hybrid 4dr 4WD     160
BMW              X6 4dr 4WD                    192
Mercedes-Benz    GLE class AMG 4dr 4WD         192
BMW              X6 4dr                        195
Land Rover       Range Rover Velar 4dr 4WD     199
Mercedes-Benz    GLE class coupe 4dr 4WD       244
Maserati         Levante 4dr 4WD               248
BMW              X5 M 4dr 4WD                  248
BMW              X6 M 4dr 4WD                  353

Large Luxury Sport Utility Vehicles            154
Lexus            GX 460 4dr 4WD                100
Toyota           Land Cruiser 4dr 4WD          102
Infiniti         QX80 4dr                      119
Cadillac         Escalade 4dr 4WD              121
Infiniti         QX80 4dr 4WD                  130
Lexus            LX 570 4dr 4WD                131
Land Rover       Discovery 4dr 4WD             135
Cadillac         Escalade 4dr                  135
Audi             Q7 4dr 4WD                    143
Land Rover       Range Rover Sport 4dr 4WD     153
Mercedes-Benz    GLS class 4dr 4WD             157
Land Rover       Range Rover 4dr 4WD           162
Land Rover       Range Rover 4dr LWB 4WD       164
Porsche          Cayenne 4dr 4WD               180
Porsche          Cayenne hybrid 4dr 4WD        229
Mercedes-Benz    G class 4dr 4WD               268
Tesla            Model X 4dr electric 4WD      298
Mercedes-Benz    GLS class AMG 4dr 4WD         324
Bentley          Bentayga 4dr 4WD              563

                                    35
Very Large Luxury Sport Utility Vehicles                  116
Cadillac          Escalade ESV 4dr                        108
Cadillac          Escalade ESV 4dr 4WD                    115

All Vans                                                   81

                                   VANS
                                              Relative Average Loss Payment
Make              Model                          per Insured Vehicle Year

Midsize Vans                                               92
Ford              Transit Connect cargo SWB               59
Ford              Transit Connect cargo LWB               73
Ram               ProMaster City                          83
Ford              Transit Connect LWB                     93
Ford              Transit Connect SWB                     108
Nissan            NV 200 cargo                            132

Large Vans                                                 81
Ram               ProMaster 1500                           72
Mercedes-Benz     Metris cargo                             83
Mercedes-Benz     Metris                                   95

Very Large Vans                                            78
Mercedes-Benz     Sprinter 2500 cargo 4WD                 50
Chevrolet         Express 3500 series                     51
Chevrolet         Express 2500 cargo series               59
GMC               Savana 2500 cargo series                60
Ford              T-150 Transit cargo                     69
Nissan            NV 2500/3500 van cargo                  69
Mercedes-Benz     Sprinter 2500                           70
Nissan            NV 3500                                 72
Chevrolet         Express 3500 cargo series               78
Mercedes-Benz     Sprinter 2500 4WD                       78
Ford              T-150 Transit                           79
Ford              T-350 Transit                           79
Nissan            NV 1500 cargo                           83
Nissan            NV 2500 cargo                           83
Ford              T-250 Transit cargo                     90
Ram               ProMaster 2500                          91
Ram               ProMaster 3500                          103
Ford              T-350 Transit cargo                     103
Mercedes-Benz     Sprinter 2500 cargo                     106

                                      36
Relative results are computed for individual model years and then combined through a weighted average to
produce the three-year relative result. The all-passenger-vehicle “100=” value is given for reference only and
can only be used as a rough estimate to convert from relative to absolute results

             Minimum requirement for reporting: 1,000 vehicle years of exposure or 100 claims.

                        If you would like more details about the information in these tables,
            or wish to obtain the complete Insurance Collision Report, please contact HLDI directly, at:

                                          Highway Loss Data Institute
                                            1005 North Glebe Road
                                              Arlington, VA 22201
                                              Tel: (703) 247-1600

                                                        37
DOT HS 812 907
May 2020

                 14717-052620-v3
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