2022 Retiree Benefits Book - DEPARTMENT OF HUMAN RESOURCES refresh restart renew - Gwinnett County

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2022 Retiree Benefits Book - DEPARTMENT OF HUMAN RESOURCES refresh restart renew - Gwinnett County
DEPARTMENT OF HUMAN RESOURCES

2022 Retiree
Benefits Book
refresh · restart · renew
2022 Retiree Benefits Book - DEPARTMENT OF HUMAN RESOURCES refresh restart renew - Gwinnett County
Receive benefits information right on your phone!
• Text the word Gwinnett to 833.437.0978 OR
  scan the QR code to the left.
• Then reply GC Retiree
2022 Retiree Benefits Book - DEPARTMENT OF HUMAN RESOURCES refresh restart renew - Gwinnett County
TABLE OF CONTENTS
 6    2022 Benefit Changes

 7    Health Plan Eligibility Information

 10   2022 Benefit Changes Plans

 12   Kaiser HMO

 15   Aetna Traditional PPO

 19   Aetna Bronze, Silver, and Gold Max Choice HSA

 23   Humana Medicare Advantage

 25   Dental Plan

 27   Vision Plan

 28   GC Retiree Website

 29   My GCHub (Formerly ESS) Instructions

 34   Important Information for Gwinnett County Retirees

 35   Gwinnett County Human Resources Contact Information

 36   Vendor Contact Information

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2022 Retiree Benefits Book - DEPARTMENT OF HUMAN RESOURCES refresh restart renew - Gwinnett County
Gwinnett County
                                             Board of Commissioners
                                           2022 Retiree Benefits Plans
Welcome to the Retiree Benefits program. Gwinnett County provides a broad range of benefits designed to support all aspects of retiree
health and wellbeing and to provide financial protection. This book provides details about the benefits options available to you and your
eligible dependents. Also find important eligibility and enrollment information. Both the retiree and the County contribute to the cost of
benefits. Premiums are included in each section.

Find additional resources on GC Retiree, including the Annual Enrollment video and presentation and the Annual Enrollment guide.

The GC Retiree website also has Summary Plan Descriptions (SPDs) and details, as defined by the Funding and Eligibility Policy for Other
Post-Employment Benefits (OPEB) Policy.

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2022 Retiree Benefits Book - DEPARTMENT OF HUMAN RESOURCES refresh restart renew - Gwinnett County
Benefits Plans
The Gwinnett County Board of Commissioners reserves the right to revise benefits offered at
any time and the right to charge appropriate premiums for these benefits.
The benefits and premiums listed in this book are effective as of January 1, 2022, and are not
guaranteed to remain the same in future years.
Please note: Fraudulent statements on benefits application forms or website (My GCHub, formerly known as ESS)
enrollment will invalidate any payment of claims for services and will be grounds for canceling the retiree’s benefit coverage.

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2022 Retiree Benefits Book - DEPARTMENT OF HUMAN RESOURCES refresh restart renew - Gwinnett County
2022 Updates
Pre-Medicare Medical Plans
•   There are no changes to deductibles, coinsurance, or out-of-pocket maximums.
•   Medical plan costs are trending higher, and many retiree plans have reached the County’s maximum contribution
    amount as outlined in the Other Post Employment Benefits (OPEB) policy. While the County will continue to
    contribute toward the cost of retiree health care, premiums will increase for 2022. Please review the many plan
    options available to determine the right plan and costs for you.

Two new, free programs are coming for Aetna members in 2022:
•   Aetna Back and Joint, powered by Hinge Health, is an app-based, digital physical therapy program to help manage
    back, knee, shoulder, neck, and hip pain.
•   Aetna Second Opinion, partnered with 2nd.MD, provides access to elite specialists for questions about new or
    existing conditions, surgery or procedures, medications, and treatment plans.

New Humana Medicare Advantage Plan – Same Benefits, Lower Premiums
Humana will replace Aetna as the Medicare Advantage Plan’s insurance carrier with no changes to the benefits, lower
premiums, and minimal prescription formulary changes. If you are currently enrolled in the Aetna Medicare Advantage
Plan and make no changes during Annual Enrollment, your enrollment will automatically transfer to the new Humana
Medicare Advantage Plan. If you have questions, call 866.396.8810 to speak to a Humana representative.

Cigna
There are no changes to plan designs and premiums decreased.

VSP
There are no changes to plan designs or premiums.

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2022 Retiree Benefits Book - DEPARTMENT OF HUMAN RESOURCES refresh restart renew - Gwinnett County
HEALTH PLAN
ELIGIBILITY INFORMATION
Medical Levels of Coverage
•   Retiree only: No dependent coverage
•   Retiree + spouse: No dependent children
•   Retiree + child(ren): Employee + one or more children, no spouse
•   Family: Retiree, spouse, and child(ren)

Coverage for the retiree
This document describes the benefits an eligible retiree may receive through health plans (medical, dental, vision, and EAP) offered by Gwinnett County.
Employees approved for a medical disability while employed by Gwinnett County are eligible to continue health, dental, and/or vision benefits at retiree
rates for a maximum of two years. Benefits can continue past two years if the disability is total and permanent, as defined by the Social Security
Administration, and if the employee is receiving approved disability benefits provided by Gwinnett County. Refer to CA OPEB Policy for additional details
concerning continued benefit eligibility.

Coverage for the retiree’s dependents
If the retiree is covered by Gwinnett County health plans, eligible dependents of the retiree may also enroll. Only dependents who were eligible for benefits
on the participant’s retirement date can be covered by any of the Gwinnett County benefits plans.
If the retiree is covered, eligible dependents can enroll in any plan that offers dependent coverage. Eligible dependents are:
•   Legal spouse
•   Eligible children, who include:
    •   Natural children
    •   Stepchildren
    •   Legally adopted children (or children proposed for adoption)
    •   Foster children
    •   Appointed legal guardianship of a child
Retirees adding dependents during Annual Enrollment, or adding dependents as a result of a qualified life status change, will be required to prove the
eligibility of all dependents being enrolled in Gwinnett County medical, dental, and/or vision benefits. Gwinnett County’s eligibility requirements are
included in this book. If documentation for a dependent(s) is not received and validated by the date specified, the level of coverage for elected benefits
will be “retiree only” as of their0 effective date.
The Gwinnett County Department of Human Resources will verify all retiree and dependent eligibility. For a list of documentation required for each
potentially benefit-eligible dependent (spouse, child, or stepchild) please refer to the Gwinnett County Summary Plan Document located on the GC
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2022 Retiree Benefits Book - DEPARTMENT OF HUMAN RESOURCES refresh restart renew - Gwinnett County
Retiree website.
Important information about eligibility for Medicare:                          Consider this
retirees and covered dependents
                                                                               If there is a non-Medicare participant and a Medicare eli-
Important Notice: Retirees are required to contact the Gwinnett
County Benefits Division 60 days prior to the date they or their
                                                                               gible participant on the same coverage, the non-Medicare
covered dependent(s) become Medicare-eligible. As soon as the                  participant will be linked to a non-Medicare plan of choice
retiree becomes Medicare-eligible they must immediately enroll in              as provided by Gwinnett County. If there is a non-Medicare
Medicare Part A and Part B to continue participation in Gwinnett               eligible retiree/dependent, coverage for the dependent will
County health plans.                                                           be linked to a non-Medicare plan of your choice as provid-
The Gwinnett County health plan option for retirees and eligible               ed by Gwinnett County.
dependent(s) who are Medicare-eligible is the Humana Medicare
Advantage Plan.

Retiree procedures for submission of documentation
Upon final completion of the website enrollment process, print and review a confirmation statement to ensure accuracy of the enrollment. Supporting
documentation must be received by the Department of Human Resources, Benefits Division, by the date specified. Clear photocopies of the documents
will be adequate. The documents submitted will not be returned.
Enrollment must be completed within 30 days of retirement. Documents must be received in the Department of Human Resources within 30 calendar
days of retirement or life status change for the benefits to become effective for the retiree and any eligible dependents.

Document review procedures
Documents will be reviewed by the Department of Human Resources staff. If the documentation is found to be adequate, no further action will be necessary.
If documentation is deemed inadequate, a Department of Human Resources staff member will request additional documentation or clarification from
the retiree. If the documentation does not support dependent eligibility for benefits, enrollment of the dependent will be denied. Medical, dental, and/or
vision coverage for dependents ruled ineligible will be rescinded unless an appeal of this decision
is processed and approved.
Immediately upon denial of a dependent’s eligibility, the employee
will be contacted by Human Resources.

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2022 Retiree Benefits Book - DEPARTMENT OF HUMAN RESOURCES refresh restart renew - Gwinnett County
Life status change
At any time other than the annual enrollment period, retirees are unable to add or delete coverage for themselves or
their dependents unless the retiree experiences a life status change, as defined by the IRS.
For details of life status change, refer to the Gwinnett County Summary Plan Document located on the GC Retiree
website.
Important information: If a retiree experiences a qualified life status change that results in a request to add a dependent
to any of his/her benefits plans, the request will be considered only if the dependent was eligible for benefits at the time
of retirement. Only dependents who were eligible for benefits on the retiree’s retirement date can be covered by any of
the Gwinnett County benefits plans at that time or in the future. (See CA OPEB policy)
The Department of Human Resources must be notified – in writing, with required documentation – within 30 calendar
days of a qualified life status change if the retiree wants to apply for a change in coverage as a result of the change in
status. If approved, the requested change will be effective on the date of the qualifying event.
Qualified Event                                   Required Documentation of Proof
                                                  •   Marriage Certificate
     Marriage                                     •   Qualified financial document (ie. tax filing, bank statement, rental agreement etc.)
                                                  •   Completed Life Status Change Form

                                                  •   Divorce Decree or Legal Separation Agreement
                                                  •   Completed Life Status Change Form
     Divorce or legal separation                  •   Failure to notify Human Resources in writing within 30 days of a divorce or legal
                                                      separation can result in reimbursement to Gwinnett County for any employer-paid
                                                      premiums for any ineligible dependents left on the plan

                                                  •   Birth Certificate
     Birth and/or adoption                        •   Completed Life Status Change Form

                                                  •   Death Certificate
     Death of a spouse
                                                  •   Completed Life Status Change Form

                                                  •   Proof of coverage lost
     You, your spouse, or your eligible dependent •   Marriage Certificate and financial documentation if covering spouse
     has a loss of qualified coverage             •   Birth Certificate for eligible dependents
                                                  •   Completed Life Status Change Form

                                                  •   This is not an exclusive list. Please contact Human Resources if you think you may have a
     Other
                                                      qualified life status change

Opting out of benefits offered by Gwinnett County
Retirees are given the opportunity to elect to continue receiving group health benefits at the time of retirement. If the option
to continue group health benefits is not elected within 30 days of retirement, and the retiree does not have comparable
2022 Benefits Plans
• Kaiser Permanente Gold and Silver HMO Plans   • Cigna Dental Plans

• Aetna Traditional PPO Plan                    • VSP Vision Plans

• Aetna Maximum Choice HSA                      • Employee Assistance
  Gold, Silver, and Bronze Plans                  Program (EAP)
• Aetna Medicare Advantage Plan

                                                             2022 Retiree Benefit Plans | 11
Pre-Medicare Medical Plans
You can choose between Aetna and Kaiser.

Kaiser
Choose from two Health Maintenance Organizations (HMOs). You must use an in-network provider—there
is no out-of-network coverage except in an emergency.

Aetna
Choose from three high deductible health plans. After you meet your deductible, the plan will pay a portion
of covered services. You also have a traditional PPO option. Aetna is an open network, which means you
can pick and choose your medical providers.

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Kaiser HMO
                                                                                                 Cost to You
What’s Covered
                                                                              Silver HMO                            Gold HMO
                                                                              In-Network                           In-Network

                                                                           $2,150 per person                    $1,200 per person
Annual Deductible
                                                                           $4,300 per family                    $2,400 per family

Out-of-Pocket Maximum
 Deductible, coinsurance, and copay accumulate toward the Out-of-          $6,100 per person                    $3,700 per person
 Pocket Maximum                                                            $12,200 per family                   $7,400 per family

Primary Care Office Visit                                                     $65 copay                             $35 copay

Preventive Care                                                                 No cost                               No cost
 Affordable Care Act Guidelines                                          Varies, based on type                 Varies, based on type
 Non-ACA Services                                                        and place of service                  and place of service

Specialty Care Office Visit                                                   $85 copay                             $55 copay

Emergency Care
 Urgent Care Facility                                                         $70 copay                           $50 copay
 Ambulance                                                                $100 copay per trip                 $100 copay per trip
 Hospital Emergency Room                                            30% coinsurance after deductible    20% coinsurance after deductible

Inpatient Hospital
                                                                    30% coinsurance after deductible    20% coinsurance after deductible
 Including Mental Health and Chemical Dependency

Inpatient/Outpatient Surgery                                        30% coinsurance after deductible    20% coinsurance after deductible

Lab and Imaging
 Inpatient and Outpatient                                               No cost with office visit;           No cost with office visit;
 Lab, Diagnostic Clinic, or Facility                                  30% coinsurance outpatient           20% coinsurance outpatient

Outpatient Visit
                                                                              $65 copay                             $30 copay
 Mental Health and Chemical Dependency

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Kaiser HMO
                                                                                                      Cost to You
What’s Covered                                                                      Silver HMO                            Gold HMO
                                                                                    In-Network                           In-Network

Rehabilitation
 Physical Therapy
 Occupational Therapy
                                                                          30% coinsurance after deductible   20% coinsurance after deductible
  (PT and OT: combined 20 visit limit per calendar year)
 Speech Therapy
  (20 visit limit per calendar year)

Chiropractic Visit
                                                                                    $85 copay                             $50 copay
 (30 visit limit per calendar year)

Maternity Services
Specialty Office Visit                                                              $85 copay                          $50 copay
Pre and Post Maternity Care                                               30% coinsurance after deductible   20% coinsurance after deductible
Delivery and Hospital Care

Family Planning
 Specialty Office Visit                                                             $85 copay                          $85 copay
 Diagnostic Infertility Services (to diagnose condition)                  30% coinsurance after deductible   20% coinsurance after deductible
   (Artificial Insemination and In-Vitro Fertilization are not covered)

Skilled Nursing Facility
                                                                          30% coinsurance after deductible   20% coinsurance after deductible
 (60-day limit per calendar year)

Home Health Care
                                                                          30% coinsurance after deductible   20% coinsurance after deductible
 (120-day limit per calendar year)

Hospice Care                                                               0% coinsurance, no deductible       0% coinsurance, no deductible

Vision Exam
 (no optical hardware benefit)                                                      $85 copay                             $55 copay

Hearing Aids                                                                 $1,000 maximum benefit                 $1,000 maximum benefit
 (every 3 years)
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Kaiser HMO
                                                                                                    Cost to You
What’s Covered
                                                                                  Silver HMO                             Gold HMO
                                                                                  In-Network                            In-Network

Durable Medical Equipment                                               30% coinsurance after deductible   20% coinsurance after deductible

Prescription Drugs – Kaiser Network
 Pharmacy Deductible                                                                 None                                    None
 Retail (up to 30 days)
  Generic                                                                         $30 copay                             $10 copay
  Brand                                                                           $70 copay                             $40 copay
 Mail Order (up to 90 days)
  Generic                                                                          $60 copay                            $20 copay
  Brand                                                                           $140 copay                            $80 copay
Drug must be on Kaiser formulary to be covered unless medical
exception is approved. View Kaiser formulary at www.kp.org.

                                                                Kaiser Silver                                     Kaiser Gold
Monthly Pre-Medicare Retiree Premium
                                                                 HMO Plan                                          HMO Plan

Retiree                                                           $233.03                                          $409.09

Ret + Spouse                                                      $519.06                                          $902.14

Ret + Child(ren)                                                  $486.98                                          $865.52

Ret + Family                                                      $697.47                                         $1,111.39

Monthly Blended Retiree Premium                                 Kaiser Silver                                     Kaiser Gold
(Pre-Medicare and Medicare Retiree)                              HMO Plan                                          HMO Plan

Retiree + Spouse (1 Medicare)                                     $381.77                                          $575.94

Ret + Child(ren) (1 Medicare)                                     $301.37                                          $468.23

Ret + Family (2 Medicare)                                         $273.56                                          $283.29

Ret + Family (1 Medicare)                                         $409.89                                          $609.72

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Aetna Traditional PPO
                                                                                                Traditional PPO
                                                                                      Aetna Network: (Aetna Choice POS II)
What’s Covered                                                                                  (Open Access)
                                                                                In-Network                          Out-of-Network
                                                                             $1,600 per person                     $3,200 per person
Annual Deductible
                                                                             $3,200 per family                     $6,400 per family
Out-of-Pocket Maximum
                                                                             $4,200 per person                     $8,400 per person
 Deductible, coinsurance, and copay accumulate toward the Out-of-
                                                                             $8,400 per family                     $16,800 per family
 Pocket Maximum

Primary Care Office Visit                                                        $50 copay                  50% coinsurance after deductible

Preventive Care
 Affordable Care Act Guidelines                                                   No cost                   50% coinsurance after deductible
 Non-ACA Services                                                   Varies based on type/place of service

Specialty Care Office Visit                                                      $75 copay                  50% coinsurance after deductible

Emergency Care

 Urgent Care Facility                                                            $75 copay                  50% coinsurance after deductible

 Ambulance                                                           30% coinsurance after deductible       50% coinsurance after deductible

 Hospital Emergency Room                                             30% coinsurance after deductible       30% coinsurance after deductible

Inpatient Hospital
                                                                     30% coinsurance after deductible       50% coinsurance after deductible
 Including Mental Health and Chemical Dependency
Inpatient/Outpatient Surgery                                         30% coinsurance after deductible       50% coinsurance after deductible
Lab and Imaging
 Inpatient and Outpatient                                            30% coinsurance after deductible       50% coinsurance after deductible
 Lab, Diagnostic Clinic, or Facility
Outpatient Visit
                                                                                 $75 copay                  50% coinsurance after deductible
 Mental Health and Chemical Dependency

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Aetna Traditional PPO
                                                                                               Traditional PPO
                                                                                     Aetna Network: (Aetna Choice POS II)
What’s Covered                                                                                 (Open Access)
                                                                                In-Network                         Out-of-Network
Therapy Services
(Calendar year maximums are combined between in-network and out-of-network)
                                                                               $75 co-pay                    50% after deductible; 60-visit
Speech Therapy, Physical Therapy,
                                                                     60-visit combined maximum             combined per year maximum for
Occupational Therapy
                                                                     per year for speech, physical,       speech, physical, occupational, and
Chiropractic Services
                                                                  occupational, and chiropractic visits           chiropractic visits
Behavioral Health Services
(Services must be authorized by calling 1.800.292.2879)

Inpatient (Facility fee)                                            30% coinsurance after deductible      50% coinsurance after deductible

Inpatient (Physician fee)                                           30% coinsurance after deductible      50% coinsurance after deductible

Inpatient Substance Abuse Detoxification (Facility fee)             30% coinsurance after deductible      50% coinsurance after deductible

Inpatient Substance Abuse Detoxification (Physician fee)            30% coinsurance after deductible      50% coinsurance after deductible
Other Services
(Calendar year maximums are combined between in-network and out-of-network)
Urgent Care Center                                                            $75 copayment               50% coinsurance after deductible
Skilled Nursing Facility
Annual Maximum: 30 days                                             30% coinsurance after deductible      50% coinsurance after deductible
(Maximum = combined in-network and out-of-network days)              60-day calendar year maximum          60-day calendar year maximum

Home Health Care
Annual Maximum: 120 days (combined in-network and out-of-           30% coinsurance after deductible      50% coinsurance after deductible
network)                                                               60-visits per calendar year             60-visit calendar year

Hospice Care                                                                30% coinsurance                        50% coinsurance
                                                                       (not subject to deductible)            (not subject to deductible)
Ambulance (Covered only when medically necessary)                             30% coinsurance                      50% coinsurance

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Aetna Traditional PPO
                                                                                                    Traditional PPO
                                                                                          Aetna Network: (Aetna Choice POS II)
What’s Covered                                                                                      (Open Access)
                                                                                    In-Network                        Out-of-Network

Durable Medical Equipment (DME)                                           30% coinsurance after deductible    50% coinsurance after deductible

                                                                         Prescription drug coverage is provided by CVS/Caremark. See the CVS/
Prescription Drug Coverage
                                                                         Caremark summary on page 12 for details.
Rehabilitation
 Physical Therapy
 Occupational Therapy
                                                                                    $75 copay                 50% coinsurance after deductible
 Speech Therapy
  (PT, OT, and ST - includes Autism and Cerebral Palsy: combined 60
  visit limit per calendar year)

Chiropractic Visit/Spinal Manipulation                                              $75 copay                 50% coinsurance after deductible

Maternity Services
Specialty Office Visit                                                              $75 copay                 50% coinsurance after deductible
Pre and Post Maternity Care                                               30% coinsurance after deductible
Delivery and Hospital Care
Family Planning
 Specialty Office Visit                                                             $75 copay                 50% coinsurance after deductible
 Diagnostic Infertility Services (to diagnose condition)                  30% coinsurance after deductible
  (Artificial Insemination and In-Vitro Fertilization are not covered)
Skilled Nursing Facility
                                                                          30% coinsurance after deductible    50% coinsurance after deductible
 (Annual Maximum: 60 days combined in or out-of-network)
Home Health Care
                                                                          30% coinsurance after deductible    50% coinsurance after deductible
 (Annual Maximum: 60 days combined in or out-of-network)
Hospice Care                                                              30% coinsurance after deductible    50% coinsurance after deductible
Vision Exam
                                                                                    $75 copay                 50% coinsurance after deductible
 (no optical hardware benefit)
Hearing Aids
                                                                          30% coinsurance after deductible    50% coinsurance after deductible
 (one per ear, every 3 years)
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Aetna Traditional PPO
                                                                                                Traditional PPO
                                                                                      Aetna Network: (Aetna Choice POS II)
What’s Covered                                                                                  (Open Access)
                                                                                In-Network                              Out-of-Network

Durable Medical Equipment                                             30% coinsurance after deductible          50% coinsurance after deductible

Pharmacy Deductible                                                                                      None
Retail (up to 30 days)
 Generic                                                                                           $20 copay
 Preferred Brand                                                                                   $50 copay
 Non-Preferred Brand                                                                               $75 copay
Mail Order (up to 90 days)
 Generic                                                                                            $40 copay
 Preferred Brand                                                                                   $100 copay
 Non-Preferred Brand                                                                               $150 copay
Drug must be on Aetna formulary to be covered unless medical exception is approved. View Aetna formulary at www.aetna.com.

                                                                                                      Aetna
Monthly Pre-Medicare Retiree Premium
                                                                                              Traditional PPO Plan
 Retiree                                                                                             $585.13
 Ret + Spouse                                                                                       $1,403.87
 Ret + Child(ren)                                                                                   $1,368.21
 Ret + Family                                                                                       $1,423.08
Monthly Blended Retiree Premium                                                                       Aetna
(Pre-Medicare and Medicare Retiree)                                                           Traditional PPO Plan
 Retiree + Spouse (1 Medicare)                                                                       $897.10
 Ret + Child(ren) (1 Medicare)                                                                       $593.25
 Ret + Family (2 Medicare)                                                                           $281.26
 Ret + Family (1 Medicare)                                                                           $939.62

                                                                                                                          2022 Retiree Benefit Plans | 19
Aetna Maximum Choice HSA Gold, Silver, and Bronze Plans
                                   Aetna Bronze Max Choice HSA               Aetna Silver Max Choice HSA             Aetna Gold Max Choice HSA
                                  Aetna Network: Aetna Choice POS II      Aetna Network: Aetna Choice POS II      Aetna Network: Aetna Choice POS II
What’s Covered                             (Open Access)                            (Open Access)                          (Open Access)
                                    In-Network        Out-of-Network        In-Network         Out-of-Network       In-Network           Out-of-Network

                                  $3,900/individual   $7,800/individual   $2,350/individual   $4,700/individual   $1,550/individual     $3,100/individual
Annual Deductible
                                   $7,800/family       $15,600/family      $4,700/family       $9,400/family       $3,100/family         $6,200/family

Out-of-Pocket Maximum
 Deductible, coinsurance             $6,900/             $13,800/         $4,900/individual   $9,800/individual   $2,800/individual     $5,600/individual
 and copay accumulate               individual           individual        $9,800/family       $19,600/family      $5,600/family         $11,200/family
 toward the Out-of-Pocket         $13,800/family       $27,600/family
 Maximum
                                        30%
                                                      50% coinsurance     30% coinsurance     50% coinsurance     15% coinsurance       50% coinsurance
Primary Care Office Visit           coinsurance
                                                       after deductible    after deductible    after deductible    after deductible      after deductible
                                  after deductible
Preventive Care
                                                      50% coinsurance                         50% coinsurance                           50% coinsurance
 Affordable Care Act Guidelines       No cost                                 No cost                                 No cost
                                                       after deductible                        after deductible                          after deductible
 Non-ACA Services
                                        30%
                                                      50% coinsurance     30% coinsurance     50% coinsurance     15% coinsurance       50% coinsurance
Specialty Care Office Visit         coinsurance
                                                       after deductible    after deductible    after deductible    after deductible      after deductible
                                  after deductible
Emergency Care
                                        30%
                                                      50% coinsurance     30% coinsurance     50% coinsurance     15% coinsurance       50% coinsurance
 Primary Care Office Visit          coinsurance
                                                       after deductible    after deductible    after deductible    after deductible      after deductible
                                  after deductible

 Hospital Emergency                     30%
 Room                                                 50% coinsurance     30% coinsurance     30% coinsurance     15% coinsurance       15% coinsurance
                                    coinsurance
 Urgent Care Facility                                  after deductible    after deductible    after deductible    after deductible      after deductible
                                  after deductible
 Ambulance
Inpatient Hospital
                                        30%
 Including Mental                                     50% coinsurance     30% coinsurance     50% coinsurance     15% coinsurance       50% coinsurance
                                    coinsurance
 Health and Chemical                                   after deductible    after deductible    after deductible    after deductible      after deductible
                                  after deductible
 Dependency
                                                                                                                                2022 Retiree Benefit Plans | 20
Aetna Maximum Choice HSA Gold, Silver, and Bronze Plans
                                 Aetna Bronze Max Choice HSA              Aetna Silver Max Choice HSA             Aetna Gold Max Choice HSA
                                Aetna Network: Aetna Choice POS II     Aetna Network: Aetna Choice POS II      Aetna Network: Aetna Choice POS II
What’s Covered                           (Open Access)                           (Open Access)                          (Open Access)
                                  In-Network       Out-of-Network        In-Network         Out-of-Network       In-Network          Out-of-Network
                                      30%
Inpatient/Outpatient                               50% coinsurance     30% coinsurance     50% coinsurance     15% coinsurance      50% coinsurance
                                  coinsurance
Surgery                                             after deductible    after deductible    after deductible    after deductible     after deductible
                                after deductible
Lab and Imaging
                                      30%
 Inpatient and Outpatient                          50% coinsurance     30% coinsurance     50% coinsurance     15% coinsurance      50% coinsurance
                                  coinsurance
 Lab, Diagnostic Clinic, or                         after deductible    after deductible    after deductible    after deductible     after deductible
                                after deductible
 Facility
Outpatient Visit                      30%
                                                   50% coinsurance     30% coinsurance     50% coinsurance     15% coinsurance      50% coinsurance
 Mental Health and                coinsurance
                                                    after deductible    after deductible    after deductible    after deductible     after deductible
 Chemical Dependency            after deductible
Rehabilitation
 Physical Therapy
 Occupational Therapy
 Speech Therapy                       30%
                                                   50% coinsurance     30% coinsurance     50% coinsurance     15% coinsurance      50% coinsurance
  (PT, OT, and ST –               coinsurance
                                                    after deductible    after deductible    after deductible    after deductible     after deductible
  includes Autism and           after deductible
  Cerebral Palsy: combined
  60 visit limit per calendar
  year)
Chiropractic Visit/Spinal             30%
                                                   50% coinsurance     30% coinsurance     50% coinsurance     15% coinsurance      50% coinsurance
Manipulation                      coinsurance
                                                    after deductible    after deductible    after deductible    after deductible     after deductible
 (30 per calendar year)         after deductible
Maternity Services
Specialty Office Visit                30%          50% coinsurance     30% coinsurance     50% coinsurance     15% coinsurance      50% coinsurance
Pre and Post Maternity            coinsurance       after deductible    after deductible    after deductible    after deductible     after deductible
Care                            after deductible
Delivery and Hospital Care

                                                                                                                            2022 Retiree Benefit Plans | 21
Aetna Maximum Choice HSA Gold, Silver, and Bronze Plans
                                Aetna Bronze Max Choice HSA              Aetna Silver Max Choice HSA             Aetna Gold Max Choice HSA
                               Aetna Network: Aetna Choice POS II     Aetna Network: Aetna Choice POS II      Aetna Network: Aetna Choice POS II
What’s Covered                          (Open Access)                           (Open Access)                          (Open Access)
                                 In-Network       Out-of-Network        In-Network         Out-of-Network       In-Network          Out-of-Network
Family Planning
 Specialty Office Visit
 Diagnostic Infertility              30%
 Services (to diagnose                            50% coinsurance     30% coinsurance     50% coinsurance     15% coinsurance      50% coinsurance
                                 coinsurance
 condition) (Artificial                            after deductible    after deductible    after deductible    after deductible     after deductible
                               after deductible
 Insemination and In-
 Vitro Fertilization are not
 covered)
Skilled Nursing Facility
                                30%
 (Annual Maximum: 60 days                         50% coinsurance     30% coinsurance     50% coinsurance     15% coinsurance      50% coinsurance
                            coinsurance
 combined in or out-of-                            after deductible    after deductible    after deductible    after deductible     after deductible
                          after deductible
 network)
Home Health Care
                                30%
 (Annual Maximum: 60 days                         50% coinsurance     30% coinsurance     50% coinsurance     15% coinsurance      50% coinsurance
                            coinsurance
 combined in or out-of-                            after deductible    after deductible    after deductible    after deductible     after deductible
                          after deductible
 network)
                                     30%
                                                  50% coinsurance     30% coinsurance     50% coinsurance     15% coinsurance      50% coinsurance
Hospice Care                     coinsurance
                                                   after deductible    after deductible    after deductible    after deductible     after deductible
                               after deductible
Vision Exam                          30%
                                                  50% coinsurance     30% coinsurance     50% coinsurance     15% coinsurance      50% coinsurance
(no optical hardware             coinsurance
                                                   after deductible    after deductible    after deductible    after deductible     after deductible
benefit)                       after deductible
                                     30%
Hearing Aids                                      50% coinsurance     30% coinsurance     50% coinsurance     15% coinsurance      50% coinsurance
                                 coinsurance
(one per ear, every 3 years)                       after deductible    after deductible    after deductible    after deductible     after deductible
                               after deductible
                                     30%
                                                  50% coinsurance     30% coinsurance     50% coinsurance     15% coinsurance      50% coinsurance
Durable Medical Equipment        coinsurance
                                                   after deductible    after deductible    after deductible    after deductible     after deductible
                               after deductible

                                                                                                                           2022 Retiree Benefit Plans | 22
Aetna Maximum Choice HSA Gold, Silver, and Bronze Plans
                                  Aetna Bronze Max Choice HSA            Aetna Silver Max Choice HSA           Aetna Gold Max Choice HSA
                                 Aetna Network: Aetna Choice POS II   Aetna Network: Aetna Choice POS II    Aetna Network: Aetna Choice POS II
What’s Covered                            (Open Access)                         (Open Access)                        (Open Access)
                                   In-Network       Out-of-Network      In-Network        Out-of-Network      In-Network           Out-of-Network
Prescription Drugs
Pharmacy Deductible                                                                   None
Retail (up to 30 days)
 Generic                               30%
                                                                      30% coinsurance                       15% coinsurance
 Preferred Brand                   coinsurance
                                                                       after deductible                      after deductible
 Non-Preferred Brand             after deductible

Mail Order (up to 90 days)
 Generic                               30%
                                                                      30% coinsurance                       15% coinsurance
 Preferred Brand                   coinsurance
                                                                       after deductible                      after deductible
 Non-Preferred Brand             after deductible

Drug must be on Aetna formulary to be covered unless medical exception is approved. View Aetna formulary at www.aetna.com.

                                                              Aetna Bronze                   Aetna Silver                       Aetna Gold
Monthly Pre-Medicare Retiree Premium
                                                               HSA Plan                       HSA Plan                           HSA Plan
 Retiree                                                         $166.50                       $279.70                           $462.52

 Ret + Spouse                                                    $315.25                       $559.42                           $925.06

 Ret + Child(ren)                                                $301.26                       $527.62                           $853.12

 Ret + Family                                                    $413.28                       $807.32                          $1236.94
Monthly Blended Retiree Premium                               Aetna Bronze                   Aetna Silver                       Aetna Gold
(Pre-Medicare and Medicare Retiree)                            HSA Plan                       HSA Plan                           HSA Plan
 Retiree + Spouse (1 Medicare)                                   $246.46                       $350.14                           $755.63

 Ret + Child(ren) (1 Medicare)                                   $175.22                       $274.27                           $623.82

 Ret + Family (2 Medicare)                                       $168.89                       $276.23                           $286.08

 Ret + Family (1 Medicare)                                       $278.43                       $410.29                           $794.44

                                                                                                                         2022 Retiree Benefit Plans | 23
Humana Medicare Advantage Plan
There is one Medicare Advantage Plan available for Medicare-eligible retirees and their Medicare-eligible dependents.

 Humana Medicare Advantage Plan
                                                                                        Cost To You
 What’s Covered
                                                             In-Network                                            Out-of-Network
                                                                                         $150
 Annual Deductible                         This is the amount you have to pay out of pocket before the plan will pay its share for your covered
                                                                            Medicare Part A and B services.
                                                                                       $3,400
 Out-of-Pocket Maximum per year                       The maximum out-of-pocket limit applies to all covered Medicare Part A and B
                                                                           benefits including deductible.
                                                                                      Optional
 Primary Care Physician Selection
                                              There is no requirement for member pre-certification. Your provider will do this on your behalf.
 Referral Requirement                                                                      None.
                                                                                        $15 Copay
 Primary Care Office Visit                  Includes services of an internist, general physician, family practitioner for routine care as well as
                                                          diagnosis and treatment of an illness or injury and in-office surgery.
 Specialty Care Office Visit                                                            $30 Copay
 Ambulance Services                                                                     $75 Copay
 Emergency Room                                                                         $50 Copay
 Urgent Care                                                                            $30 Copay
 Preventive Care                                                                             $0
 Screenings/Immunizations                                                                    $0
 Inpatient Hospital                                                                $500 copay per stay
                                                            $20 copay per day, day(s) 1 – 5; $0 copay per day, day(s) 6 –100.
 Skilled Nursing
                                                                   Limited to 100 days per Medicare Benefit Period

                                                                                                                            2022 Retiree Benefit Plans | 24
Humana Medicare Advantage Plan
  Retail Prescription Drugs
  Generic                                                                                             $10 copay
  Preferred Brand                                                                                     $30 copay
  Non-Preferred Brand                                                                                 $60 copay
                                                                                                    $100 Copay
  Specialty
                                                                                           Limited to One-Month Supply
                                                                                                     Cost To You
 What’s Covered
                                                                        In-Network                                                Out-of-Network
  Mail Order Prescription Drugs (up to 90 days)
  Generic                                                                                             $15 copay
  Preferred Brand                                                                                     $75 copay
  Non-Preferred Brand                                                                                $150 copay
                                                                                                    $100 copay
  Specialty
                                                                                           Limited to One-Month Supply

  Medicare Eligible                                                                                 Monthly Retiree Premium
   Retiree Only                                                                                                $54.82
   Retiree + Spouse                                                                                           $166.76

Important Notice: You are required to contact the Gwinnett County Benefits Division 60 days prior to the date you or your covered dependent becomes Medicare eligible due to
a disability. As soon as you become Medicare eligible, you must immediately enroll in Medicare Part A and Part B in order to continue participating in Gwinnett County health
plans.

                                                                                                                                            2022 Retiree Benefit Plans | 25
DENTAL AND VISION PLANS

Dental Plans
You have a choice of three Cigna dental plans. Please note, Cigna dental plans do not cover boney-impacted wisdom teeth, which are
covered under the medical plans.

 Dental Plans
 For a complete list of DHMO copays, see Schedule of Benefits on GCRetiree.

 What’s Covered                                               PPO Mid-Option                            PPO High-Option

                                                              $100 per person                            $50 per person
 Annual Deductible(s)
                                                              $300 per family                            $150 per family

 Annual Benefit Maximum                                       $1,000 per person                         $1,500 per person

 Diagnostic and Preventive
  Oral Exams
  Teeth Cleaning                                          No out-of-pocket costs.                    No out-of-pocket costs.
  X-rays                                            Expense applied to benefit maximum.        Expense applied to benefit maximum.
  Maximum of two visits per calendar year

 Basic Benefits                                               PPO Dentist: 20%                          PPO Dentist: 20%
  Fillings                                                    Non-PPO Dentist:                          Non-PPO Dentist:
  Oral Surgery – Extractions                                   20% of UCR *                              20% of UCR *

                                                              PPO Dentist: 50%                          PPO Dentist: 50%
 Periodontics and Endodontics
                                                              Non-PPO Dentist:                          Non-PPO Dentist:
  Root Canals, etc.
                                                               50% of UCR *                              50% of UCR *

 Major Benefits                                               PPO Dentist: 50%                          PPO Dentist: 50%
 Crowns and Bridges                                           Non-PPO Dentist:                          Non-PPO Dentist:
 Prosthetics – Dentures                                        50% of UCR *                              50% of UCR *
                                                                                                                2022 Retiree Benefit Plans | 26
PPO Dentist: 50%
 Orthodontic Benefits
                                                                        Not Covered                            Non-PPO Dentist:
  Children and Adults
                                                                                                                 50% of UCR

 Orthodontic Lifetime Benefit Maximum                                  Not Applicable                         $2,500 per person

 What’s Covered                                                       PPO Mid-Option                           PPO High-Option

 Implants                                                                                                      PO Dentist: 50%
  Crowns and Bridges                                                    Not Covered                            Non-PPO Dentist:
  Prosthetics – Dentures                                                                                        50% of UCR *

 Implant Lifetime Benefit Maximum                                      Not Applicable                         $1,500 per person

*Payable after Annual Deductible is met
*See Cigna Dental Care Patient Charge Schedule posted on the GC Retiree website.

Usual, Customary, and Reasonable allowances apply to charges from non-PPO, or out-of-network dentists. Out-of-network providers are not required
to write off charges that exceed the allowable amount. The patient is responsible for those amounts. PPO High-Option Plan: Lifetime maximums
for orthodontic treatment and implants are separate from annual benefit maximums. Benefits paid for these expenses do not apply to the patient’s
annual maximum.

Removal of boney-impacted wisdom teeth is a medical expense and is not covered by the dental plans.

  Monthly Premium                                        DHMO                           PPO Mid-Option               PPO High-Option

  Retiree                                                $12.52                             $31.97                        $49.62

  Ret + Spouse                                           $25.03                             $63.89                        $99.25

  Ret + Child(ren)                                       $31.29                             $79.86                        $124.05

  Ret + Family                                           $37.54                             $95.76                        $148.59

                                                                                                                       2022 Retiree Benefit Plans | 27
Vision Plans
VSP offers two vision plans as well as several Exclusive Member Extras.

 Vision Plans
                                            Basic Vision Plan                           Premium Vision Plan
 What’s Covered                                                                                                                        Out-of-Network
                                              (In-Network)                                 (In-Network)
                                                                                                                                  Any licensed Optometrist,
                                                  Contracted Optometrists and Ophthalmologists
 Provider                                                                                                                            Ophthalmologist, or
                                                    Provider list is available at www.vsp.com
                                                                                                                              dispensing Optician of your choice
                                                           Pay Provider at time of Service                                   Submit Claim for Reimbursement
 Routine Eye Exam*                            $10 copay                                      $15 copay                                       $45
  Frequency                              Once per calendar year                         Once per calendar year                      Once per calendar year
 Lenses**
  Single Vision                                                                                                                                $32
  Bifocal                                       $10 copay                                     $15 copay                                        $50
  Trifocal                                                                                                                                     $65
  Lenticular                                                                                                                                  $100
  Frequency                              Once per calendar year                         Once per calendar year
 Frames                            $10 copay up to $120 frame allow-            $15 copay up to $150 frame allow-
                                   ance, 20% discount on cost above             ance, 20% discount on cost above
                                                                                                                                              $70
                                           frame allowance                              frame allowance
 Frequency                           Once every other calendar year                  Once per calendar year
 Contact Lenses                    $60 contact fitting copay plus any            $60 contact fitting copay plus any
                                    cost above $120 materials limit               cost above $150 materials limit                             $105
 Frequency                              Once per calendar year                        Once per calendar year
 Laser Vision Correction                   15% – 20% discount                            15% – 20% discount                                     NA
*Routine eye care only. Medical conditions of the eye (i.e., eye infections, foreign body in the eye, cataracts, etc.) are covered under your medical plan.
**Calendar year lens limitation includes contact lenses. ***Basic and premium plans will only cover the purchase of frames OR contacts in one calendar year.

 Monthly Premium                                                         Basic Vision Plan                                     Premium Vision Plan
  Retiree                                                                       $5.38                                                  $11.34
  Ret + Spouse                                                                 $10.98                                                  $23.14
  Ret + Child(ren)                                                             $11.35                                                  $23.91
  Ret + Family                                                                 $18.13                                                  $38.24
                                                                                                                                          2022 Retiree Benefit Plans | 28
2022 EAP and
Work-Life Services
Employee Assistance Program
Active employees, and any members of the employee's household, have access to the Gwinnett Employee Assistance
Program and Work-Life Services program administered by Humana at no cost. EAP offers short-term counseling up to
four visits per issue, per person, per year to help manage everyday life issues.

As an added benefit, the Gwinnett Employee Wellness Center has an onsite Humana EAP counselor who can provide
help or guidance with your particular situation. Contact Humana EAP at 1.855.330.2962 for an appointment with our
onsite EAP counselor or speak with a telephonic counselor.

EAP professionals are available to assist you with:

• Everyday needs and life events 		              • Sleeping difficulties
• Emotional issues                               • Loss of a loved one
• Relationship concerns                          • Eating disorders
• Coping with a serious illness                  • Workplace concerns
• Family relationships                           • Smoking cessation

Work-Life Services
Work-Life offers extensive assistance, information, and support to help you achieve a better balance between work, life,
and family to help make your life easier. You can access information and self-search locators to find resources and pro-
viders that can help you with the following:
• Housing options 					                               • Caregiving from a distance
• Child care 						                                   • Finding colleges and universities
• Financing college 					                             • Adjusting to retirement
• Adoption, pregnancy, and infertility 		             • Services and education for children
• Moving and relocation 				                          • Many other life situations

Legal and Financial Assistance
As part of the EAP, you also have access to a free 30-minute consultation with a local attorney or financial professional
on issues such as real estate, retirement planning, divorce and separation, budgeting/debt reconstruction, and trusts and
estates. Further legal and tax preparation services can then be accessed at a discount.
                                                                                               2022 Retiree Benefit Plans | 29
Gwinnett Employee Wellness Center
The Gwinnett Employee Wellness Center is an affordable, convenient option for many medical needs. The wellness
center sees:
• Active, full-time employees enrolled in a Gwinnett County Government medical plan
• Pre-Medicare retirees enrolled in a Gwinnett County Government medical plan
• Age 18 and over dependents who are Pre-Medicare and enrolled in a Gwinnett County Government medical plan

The Wellness Center features five exam rooms, a laboratory, a dispensary (a type of pharmacy that dispenses pre-pack-
aged medications), office space for medical and wellness staff, and a multipurpose room for training and wellness
activities. The following services are provided:

Preventive Care                                                •    Asthma
• Annual physicals                                             •    Sinus Infections
• Immunizations                                                •    Headaches
• Biometric Screening                                          •    Muscle and Joint Pain
• Wellness Coaching                                            •    URI, UTI
                                                               •    Sprains and Strains
                                                               •    Tobacco Cessation
Disease Management                                             •    Weight Management
• Diabetes                                                     •    Referral to Specialists
• Cholesterol                                                  •    Order and interpret lab work
• Blood Pressure                                               •    Prescription Medication
                                                                   (after thorough assessment)
                                                                *This list is not all-inclusive.
To see a list of available medications in the Gwinnett Employee Wellness CEnter dispensary, see GC Retiree.

                                        GWINNETT COUNTY
                            EMPLOYEE WELLNESS CENTER OPERATING HOURS

                                         Monday, Wednesday, and Friday
                                                7:00am to 4:00pm
                                        closed for lunch: 11:00am to noon

                                             Tuesday and Thursday
                                               10:00am to 7:00pm
                                       closed for lunch: 2:00pm to 3:00pm
                                                                                                                        2022 Retiree Benefit Plans | 30
GC RETIREE WEBSITE
Human Resources’ goal is to deliver information to retirees in an effective manner and thus provide a website
designed exclusively for retirees called GC Retiree. This website contains information about issues and events
that impact retirees, details about benefit options for 2022, and a direct link to log in to My GCHub for benefits
enrollment.

To access GC Retiree, go to GwinnettCounty.com, select Login in the upper right corner, and click on the GC
Retiree logo shown below.
Be sure to save GC Retiree as a browser “favorites.” Human Resources will continue to post information for retir-
ees on this website year-round.

                                                                                                                             Receive emails from
                                                                                                                               Human Resources

                                                                                                                            Share your personal email
                                                                                                                      address with Human Resources
                                                                                                                     to get benefits information more
                                                                                                                         quickly. If you choose to stop
                                                                                                                      receiving emails from Gwinnett
                                                                                                                       County, your email address will
                                                                                                                        be removed. Please send your
                                                                                                                          email address to Benefits@
                                                                                                                                 GwinnettCounty.com

                                                                                                                             2022 Retiree Benefit Plans | 31
MY GCHUB

Any updates/changes made on the My GCHub        To print Benefits confirmation (benefits, de-    3. Click on one of the addresses to create a
system are immediate.                           pendents, and cost):                                new entry
                                                1. Click Benefits
Accessing My GCHub from a Gwinnett County                                                        4. Once created, click on Save and Back or Save
network computer or from your home computer:    2. Click Benefits Confirmation Statement
                                                                                                 5. To edit an address, click on the pencil to the
1. Go to GwinnettCounty.com; click on Login     3. Change date in Key Date to display Benefits      right of the address listed
   in the top right corner of the page             coverage as of effective date
2. Select the GC Retiree icon                                                                    6. Once edited, click on Save and Back or Save
                                                4. Click Print Form and an Adobe window will
To access ESS:                                     display the Confirmation Statement
                                                                                                 Note: Retirees must contact Voya or Transamer-
1. Click on My GCHub login                      5. Click Print Icon on Adobe window to print     ica Retirement directly to update their address
2. The My GCHub log on screen will appear          the Confirmation Statement                    related to retirement benefits, 401(a) and 457(b)
                                                                                                 plan information.
3. Enter usual login information
                                                Links to benefits forms, summary of docu-
4. Click Log On                                 ments, and vendor website:                       To display/update dependents:
                                                1. Click General Information and New Hire On-    1. Click Benefits
                                                    boarding                                     2. Select Family Members/Dependents
Important information
• Disable the pop-up blocker under Tools on     2. Click Forms and Helpful Links                 3. Click on one of the family members or de-
  the computer’s Internet menu bar              3. Click on the vendor name and open the            pendent types to create a new entry
• The Adobe Reader® software is required in        vendor link                                   4. Once created, click on Save and Back or Save
  order to display/print forms
                                                To display/change (or manage)                    5. To edit someone listed, click on the pencil
                                                                                                    to the right of the entry
My GCHub procedures for                         personal information:
retired employees                               1. Click Personal Information                    6. Once edited, click on Save and Back or Save
                                                2. Click Personal Data
To enroll in benefits:                          3. Update personal email and other types of      Services to enroll in benefits or add
 1. Click Benefits                                 information under Data Maintenance head-      eligible dependents are available only
2. Click Benefits Enrollment                       er                                            during Annual Enrollment or as a result
3. Click Enrollment and then the Enrollment                                                      of a Life Status Change.
   Reason – Annual Enrollment (R)               To display/update an address and emergency
4. Detailed instructions with screen prints     contacts:                                        Note: Refer to the Summary Plan Description lo-
   are listed under the Guide tab on the next   1. Click Personal Information                    cated on the GC Retiree website for details on life
   screen within My GCHub                       2. Click Address/Emergency Contacts              status changes and the required documentation.

                                                                                                                        2022 Retiree Benefit Plans | 32
IMPORTANT INFORMATION
FOR ALL GWINNETT COUNTY RETIREES
Please read the following documents carefully:

• Children’s Health Insurance Program (CHIP)

• Medicare Prescription Drug Comparable Coverage Notice

• Medicare Part D Creditable Coverage Notice

                                               2020 Retiree Benefit Plans | 33
Medicaid and the Children’s Health Insurance Program
If you or your children are eligible for Medicaid or CHIP and you’re eligible for health coverage from your employer, your state may have a premium
assistance program that can help pay for coverage, using funds from their Medicaid or CHIP programs. If you or your children aren’t eligible for Medic-
aid or CHIP, you won’t be eligible for these premium assistance programs but you may be able to buy individual insurance coverage through the Health
Insurance Marketplace. For more information, visit HealthCare.gov.

If you or your dependents are already enrolled in Medicaid or CHIP and you live in a state listed below, contact your State Medicaid or CHIP office to
find out if premium assistance is available.

If you or your dependents are not currently enrolled in Medicaid or CHIP, and you think you or any of your dependents might be eligible for either of
these programs, contact your State Medicaid or CHIP office or dial 1.877.KIDS NOW or InsureKidsNow.gov to find out how to apply. If you qualify, ask
your state if it has a program that might help you pay the premiums for an employer-sponsored plan.

If you or your dependents are eligible for premium assistance under Medicaid or CHIP, as well as eligible under your employer plan, your employer
must allow you to enroll in your employer plan if you aren’t already enrolled. This is called a “special enrollment” opportunity, and you must request
coverage within 60 days of being determined eligible for premium assistance. If you have questions about enrolling in your employer plan, contact the
Department of Labor at AskEBSA.dol.gov or call 1.866.444.EBSA (3272).

If you live in one of the following states, you may be eligible for assistance with paying your employer health plan premiums. The following list of states
is current as of July 31, 2015. Contact your state for more information on eligibility:

            Alabama Medicaid                                      Arkansas Medicaid                                       Georgia Medicaid
           Medicaid.Alabama.gov                                     MyARHIPP.com                                          DCH.Georgia.gov
             1.855.692.5447                                 1.855.MyARHIPP (855.692.7447)                   Click on Health Insurance Premium Payment
                                                                                                                            404.656.4507
              Alaska Medicaid                                      Colorado Medicaid
         The AK Health Insurance                                   Colorado.gov/hcpf                                     Indiana Medicaid
        Premium Payment Program                                     1.800.221.3943                        Healthy Indiana Plan for low-income adults 19-64
              MyAKHIPP.com                                                                                                    HIP.IN.gov
               1.866.251.4861                                      Florida Medicaid                                       1.877.438.4479
 Email: CustomerService@MyAKHIPP.com                          FLMedicaidTPLRecovery.com                                  All other Medicaid
 Medicaid Eligibility: DHSS.Alaska.gov/DPA/                         1.877.357.3268                                     IndianaMedicaid.com
       Pages/Medicaid/Default.aspx                                                                                        1.800.403.0864

                                                                                                                                2022 Retiree Benefit Plans | 34
Iowa Medicaid                             Nebraska Medicaid                    Oregon Medicaid
          DHS.State.IA.US/HIPP             DHHS.NE.gov/Children_Family_Services/Ac-     OregonHealthyKids.gov
            1.888.346.9562                cessNebraska/Pages/AccessNebraska_index.    hijossaludablesOregon.gov
                                                     aspx 1.855.632.7633                    1.800.699.9075
            Kansas Medicaid
            KDHEKS.gov/HCF                            Nevada Medicaid                  Pennsylvania Medicaid
             1.785.296.3512                             DWSS.NV.gov                    DHS.State.PA.US/hipp
                                                       1.800.992.0900                     1.800.692.7462
           Kentucky Medicaid
      CHFS.KY.gov/DMS/default.htm                New Hampshire Medicaid                Rhode Island Medicaid
            1.800.635.2570                 DHHS.NH.gov/OII/Documents/HippApp.pdf          EOHHS.RI.gov
                                                      1.603.271.5218                       401.462.5300
           Louisiana Medicaid
     DHH.Louisiana.gov/index.cfm/sub-                New Jersey Medicaid               South Carolina Medicaid
             home/1/n/331                 State.NJ.US/HumanServices/DMAHS/Clients/          SCDHHS.gov
             1.888.695.2447                                Medicaid                        1.888.549.0820
                                                        1.609.631.2392
             Maine Medicaid                                                            South Dakota Medicaid
  Maine.gov/DHHS/OFI/Public-Assistance               New Jersey CHIP                        DSS.SD.gov
             1.800.442.6003                      NJFamilyCare.org/Index.html              1.888.828.0059
           TTY: Maine relay 711                       1.800.701.0710
                                                                                          Texas Medicaid
    Massachusetts Medicaid and CHIP                  New York Medicaid                   GetHippTexas.com
         Mass.gov/MassHealth                  NYHealth.gov/Health_Care/Medicaid           1.800.440.0493
            1.800.462.1120                             1.800.541.2831
                                                                                      Utah Medicaid and CHIP
           Minnesota Medicaid                      North Carolina Medicaid            Health.Utah.gov/Medicaid
              MN.gov/DHS/                            NCDHHS.Gov/DMA                    Health.Utah.gov/CHIP
             1.800.657.3739                            1.919.855.4100                      1.877.543.8427

           Missouri Medicaid                       North Dakota Medicaid                 Vermont Medicaid
   DSS.MO.gov/MHD/Participants/Pages/     ND.gov/DHS/Services/MedicalServ/Medicaid     GreenMountainCare.org
                HIPP.htm                              1.844.854.4825                       1.800.250.8427
             1.573.751.2005
                                                     Oklahoma Medicaid
          Montana Medicaid                           InsureOklahoma.org
DPHHS.MT.gov/MontanaHealthcarePrograms/                1.888.365.3742
                 HIPP
            1.800.694.3084                                                                     2022 Retiree Benefit Plans | 35
Virginia Medicaid and CHIP                    To see if any other states have added a
      Medicaid: CoverVA.org/Programs_                    premium assistance program since
           Premium_Assistance.cfm                                     July 31, 2015,
                1.800.432.5924                      or for more information on special enrollment
    CHIP: CoverVA.org/Programs_Premium_                              rights, contact:
                Assistance.cfm
                                                            U.S. Department of Labor
                1.855.242.8282
                                                     Employee Benefits Security Administration
                                                      DOL.gov/EBSA • 1.866.444.EBSA (3272)
           Washington Medicaid
    HCA.WA.gov/Medicaid/PremiumPymt/                                     or
             Pages/index.aspx
         1.800.562.3022 ext. 15473                              U.S. Department of
                                                           Health and Human Services
           West Virginia Medicaid                   Centers for Medicare and Medicaid Services
       DHHR.WV.gov/BMS/Medicaid%20                       CMS.HHS.gov • 1.877.267.2323,
        Expansion/Pages/default.aspx                         Menu Option 4, Ext. 61565
              1.877.598.5820

         Wisconsin Medicaid and CHIP
         DHS.Wisconsin.gov/Medicaid/
          Publications/p-10095.htm
               1.800.362.3002

            Wyoming Medicaid
         WYEqualityCare.ACS-Inc.com
               307.777.7531

Call 1.877.KIDS NOW (1.877.543.7669) or visit
    InsureKidsNow.gov for more information.

Note: You must request coverage within 60 days of
being determined eligible for premium assistance.
Medicare Part D Creditable Coverage Notice
Important notice from Gwinnett County Board of Commissioners about your prescription drug coverage and Medicare.
This notice has information about prescription drug coverage under the Aetna Medicare Advantage Plan.

Note: Read this notice carefully. It explains the options you have under Medicare prescription drug coverage.

Beginning January I, 2006, Medicare prescription drug coverage was made available to everyone with Medicare. Health
plans administering claim services on behalf of the Gwinnett County Board of Commissioners have determined that the
prescription drug coverage offered by Aetna, the prescription drug vendor for the Aetna plans is on average, for all plan
participants, expected to cover/pay as much as standard Medicare prescription drug coverage.

Because the Gwinnett County prescription drug coverage for the Aetna medical program is, on average, as good as stan-
dard Medicare prescription drug coverage, you may keep Gwinnett County health plan coverage and not pay extra if you
later decide to enroll in Medicare prescription drug coverage.

If you decide to enroll in a Medicare prescription drug plan, you will not be eligible for Gwinnett County prescription drug
coverage through the Gwinnett County Board of Commissioners health plans.

If you drop your Gwinnett County coverage and enroll in a Medicare prescription drug plan, you may not be able to
re-enroll in Gwinnett County coverage later. Compare your current coverage, including the specific drugs covered, with
the coverage and cost of plans offering Medicare prescription drug benefits.

If you drop or lose your coverage with Gwinnett County and fail to enroll in Medicare prescription drug coverage when
your current coverage ends, you may pay more to enroll in a Medicare prescription drug coverage at a later date.

Note: You may receive this notice at other times in the future. You may also request a copy from the Gwinnett County De-
partment of Human Resources.

Please refer to the Gwinnett County Summary Plan Document located on the GC Retiree website for:
• Privacy Notice
• Genetic Information Nondiscrimination
• Mental Health Parity and Addition Equity Act
• Women’s Health and Cancer Rights Act
• Patient Protection Provider Choice Notice
• EEOC Wellness notice

                                                                                                 2022 Retiree Benefit Plans | 37
DEPARTMENT OF HUMAN RESOURCES
Benefits Division
                           Human Resources

Department of Human Resources                  770.822.7915
                                          770.822.7932 Office
Department of Human Resources               770.822.7775 Fax
      – Benefits Division             benefits@gwinnettcounty.com
                    Retirement and Health Plans
      Raechell Dickinson                      Deputy Director
        Karissa Askew                   HR Program Coordinator
          Misty Kyle                      HR Benefits Manager
        Nancy Purves                 Health and Wellness Coordinator
        Cassie Shorter                    Wellness Coordinator
         JoLynn Mills              Resources and Marketing Coordinator
        Carol Vermilya                    HR Benefits Manager
         Kelly Ellison                        HR Associate III
   LaTosha Smiley-Peoples                     HR Associate III
        Connie Meyer                           HR Specialist
         Jody Currie               Administrative Support Associate III
        Robert Queen                             HR Tech

                            Other Contacts
         Angel Mario                        770.822.7874
        Voya Financial                  Angel.Mario@Voya.com

         Wendy Moy                          770.822.7782                                Gwinnett Justice and
        Voya Financial                   Wendy.Moy@Voya.com                            Administration Center
       Yinessia Miller                        770.822.7973                                   75 Langley Drive
      Wellness Advocate            Yinessia.Miller@PremiseHealth.com               Lawrenceville, GA 30046
         Laura Beck                            855.330.2962               Monday – Friday • 8:00am – 5:00pm
       EAP Consultant                        Humana.com/EAP

                                                                                        2022 Retiree Benefit Plans | 38
VENDOR CONTACT INFORMATION
                                                                                         Customer
                                        Group
      Plan Name        Company                                Address                     Service            Website
                                       Number
                                                                                          Number

                                                               Aetna
Aetna                    Aetna         737528             P.O. Box 14079                866.307.6077       Aetna.com
                                                     Lexington, KY 40512-4079

                                                       Nine Piedmont Center
                                                                                        404.760.3549
Kaiser Permanente       Kaiser                          Building 10, 3rd floor
                                        9284                                                 or               KP.org
HMO                   Permanente                      3495 Piedmont Road NE
                                                                                        888.865.5813
                                                      Atlanta, GA 30305-1736

                                                             Humana
Humana Medicare
                       Humana                           101 East Main Street            866.396.8810     Humana, com
Advantage
                                                        Louisville, KY 40202

                                        PPO –
                                                               Cigna
Cigna HMO                              3212404
                         Cigna                           P.O. Box 188037                800.244.6224       Cigna.com
& PPO Plans                             HMO –
                                                   Chattanooga, TN 37422-8037
                                      10141213

                                                                WEX
Wex                    WEX Inc.                           4321 20th Ave S               866.451.3399      WexInc.com
                                                          Fargo, ND 58103

Vision Plans                                        Out-of-Network Claims Only
                     VISION Service
VSP Basic & VSP                       12-320640           P.O. Box 385018               800.877.7195         VSP.com
                       Plan (VSP)
Premier                                             Birmingham, AL 35238-5018

Employee                                                                                                Humana.com/EAP
                                                  N/A – No claims filed for EAP/Work-
Assistance Program     Humana           N/A                  Life services              855.330.2962   username = gwinnett
(EAP)                                                                                                  password = gwinnett

Premise Health                                                                          678.377.4080

                                                                                                       2022 Retiree Benefit Plans | 39
Gwinnett County
    Department of Human Resources
75 Langley Drive • Lawrenceville, GA 30046
                   GwinnettCounty.com

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                                                               2022 Retiree Benefit Plans | 40
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