Elite Account 2023 Pricing
←
→
Page content transcription
If your browser does not render page correctly, please read the page content below
2023
Pricing
Elite
Account
Everything you need to know about
our 2023 pricing.
Hustle smart and bring your dreams to life
Support your grind with the Standard Bank Elite account and make your dreams a reality. From managing your money day-to-day to getting more value with each swipe, this affordable account is
suited to help you make the right money moves thanks to the great perks and benefits it offers you.
From 1 January 2023, you can expect a slight, market-related increase to the Elite account along with best value to suit your needs.
2023 pricing highlights
ATM cash deposit Swipe your card instead of
Prepaid airtime
top-up fees remain just per R100 using cash and
get instant rewards FREE
50c R1.20 with UCOUNT
REWARDS
will drafting
Standard Bank 2023 Pricing: Elite account
Navigate Click below to find the information you need, fast
Pricing Your three pricing options and what is included in your monthly fee 1
options
Monthly fees 2 Payments 3 Prepaids 4 Unsuccessful/ Disputed transaction fees 5 Rebate option 6
Transactional Withdrawals 2 InstantMoney TM
3 Statement 4 Other fees 5 Standard Trust Limited 6
fees
Deposits 2 Card purchases 3 Notifications 4 Overdraft fees 5
Self-service
banking Skip the queues, branch visits or phone calls - save time and money 7
benefits
Money Handy tips for smarter banking that saves you time and money 8
saving tips
Explore Tap to Pay 9 Samsung Pay 9 Google Pay 10 FitBit Pay 10
cashless Masterpass 9 SnapScan 9 InstantMoney TM
10 Garmin Pay 10
& cardless
Virtual card 9 Apple Pay 9 EasyScan 10 SBG Mobile Tap to Pay 10
banking
Value added Pre-paid
Lotto tickets 11 11 Transfer funds 11 PluggedIn 11 LookSee 11
services
Contact us All the numbers you’ll need to get in contact with us 12Standard Bank 2023 Pricing: Elite account
Pricing options available for you
With the Elite Account, choose between the three available pricing options to suit your needs:
Pricing
options
Transactional Bundle service fee: Pay an all-inclusive fixed monthly service fee for a specified amount of transactions and services per month. Once the
fees transactions included in the bundle are exceeded, all additional transactions will be charged according to the fees tables below.
Self-service
banking
benefits
Elite Pay-As-You-Transact: Pay a Rebate: Keep a specified minimum daily balance in your account
minimum monthly service fee and only for the for a full calendar month, and we will refund you a portion of the
Money transactions you make. service fees incurred.
saving tips
Explore
cashless
& cardless
For only R115 per month, a bundled Elite account will get you:
banking
Includes Unlimited FREE
Value added - FREE Standard Bank ATM cash withdrawals up to -E
lectronic transactions including debit orders, -E
mailed monthly statements
services R3 000 electronic account payments, electronic inter-
account transfers and purchases -C
ash withdrawals at participating retailers
- FREE Standard Bank ATM cash deposits up to
Contact us R3 000 - SMS notifications with MyUpdates to keep track of - Access to Internet, telephone, cellphone banking and
your transactions on your account. our Banking App for tablets and smartphones.
1Standard Bank 2023 Pricing: Elite account
Transactional Fees
Pricing
options MONTHLY FEES
Monthly administration fee if minimum is not met R75
Transactional Cheque card fee R10.83
fees Internet, cellphone and Banking App Free
Self-service WITHDRAWALS ATM BRANCH
banking
Standard Bank: Out of bundle R2.20 per R100 or part thereof R80 + R2.50 per R100 or part thereof
benefits
Standard Bank: Pay-as-you transact R8 per R1 000 or part thereof up to R3 000 thereafter R2.20 per R100 or R80 + R2.50 per R100 or part thereof
part thereof
Money Other bank: Out of bundle R2.20 per R100 or part thereof -
saving tips Other bank: Pay-as-you transact R10 per R1 000 or part thereof up to R3 000 thereafter R2.20 per R100 or -
part thereof
International R3 per R100 or part thereof (min R70) + International transaction fee of -
Explore 2.75%
cashless
Coin withdrawal - R80 + R10 per R100 or part thereof
& cardless
banking Notes and coin withdrawal - R80 + R2.50 per R100 (for notes) + R10 per R100 (for coins) or part
thereof
Value added
services DEPOSITS ATM BRANCH
Notes R1.20 per R100 or part thereof R80 + R2.50 per R100 or part thereof
Coin deposit - R80 + R10 per R100 or part thereof
Contact us
Notes and coin deposit R1.20 per R100 or part thereof R80 + R2.50 per R100 (for notes) + R10 per R100 (for coins) or part there-
of
2Standard Bank 2023 Pricing: Elite account
Transactional Fees
Pricing
options
PAYMENTS ONLINE ATM BRANCH
Inter-account transfers (transfers to other Free Free R80
Transactional transactional accounts is charged at R4)
fees Account payments R1.25 R1.25 R80
Immediate payments below R2 000 R10 - 0.3% of value. Min R326. Max R1 627
Self-service Immediate payments R2 000 and above R50 - 0.3% of value. Min R326. Max R1 627
banking Debit orders R3.50 - -
benefits
Stop order (Scheduled payments) R1.25 - -
Stop order - amend, establish, cancel Free - R25
Money
saving tips
INSTANT MONEY ONLINE ATM
Wallet R7 R7
Explore
Up to R500 R9 R9
cashless
& cardless R501 to R1 000 R11.50 R11.50
banking Above R1 000 R13.50 R13.50
Value added CARD PURCHASES POINT OF SALE
services
Purchases Free
Cashback R1.40
Contact us
Purchase with cashback R1.40
International purchases 2.75% of value
POS decline R8.50
3Standard Bank 2023 Pricing: Elite account
Transactional Fees
Pricing PREPAIDS ONLINE ATM
options
Airtime R0.50 R0.50
Airtime other banks - R15
Transactional Electricity R1.50 R1.50
fees
Lotto R2.70 R2.70
Voucher purchase R2.50 -
Self-service
banking
benefits
STATEMENT FEES ONLINE ATM BRANCH
Balance enquiry Free View Free | Print R1.80 R15
Money
Balance enquiry other bank - R10 -
saving tips
Monthly statements: charged per 30 day period* Free R7 R45
Statements greater than 6 months R10 - Charged as per monthly statement fees
Explore *For posted statements a fee of R45 is charged.
cashless
& cardless
banking
NOTIFICATIONS
MyUpdates* Free
Value added Email payment notification #
R1.10
services
SMS payment notification requested for payment R1.35
Scheduled payment monthly notification R1
Contact us *Free for 1 cellphone number or email address. R11 monthly for additional cellphone numbers/email addresses. SMS Notification for transaction below R100 will be charged R1.10 per month.
#
Payment notifications sent through the Branch is charged at R20.
4Standard Bank 2023 Pricing: Elite account
Transactional Fees
Pricing UNSUCCESSFUL/DISPUTED
options ONLINE ATM BRANCH
TRANSACTION FEES
Standard Bank ATM decline - Free -
Transactional Other bank ATM decline - R8 -
fees Stop payments R2 - R75
Unpaid debit orders Free for the first 4 unpaids in a past 12-month - -
cycle thereafter R147 each
Self-service
Unpaid stop orders R125 - -
banking
benefits Honouring fee #
R100 - -
Future dated R65 - -
Disputed debit orders under 40 days R5 - R45
Money
saving tips Disputed debit orders above 40 days - - R135
If the transactional amount is less than R100, the honouring fee will be equal to the transactional amount that is honoured.
#
Explore
cashless
OVERDRAFT FEES
& cardless
banking Monthly service fee R69
Initiation fee R74,75 + 11.5% of limit. Max R1 207
Value added
services
OTHER FEES ONLINE ATM BRANCH
Pin reset - Free R11
Contact us
Card replacement - - R145
Proof of banking Free 1 Free per month thereafter R5 1 Free per month, thereafter R20
Subsidy letter - - R22
5 Please note we will no longer be processing cheques.Standard Bank 2023 Pricing: Elite account
Transactional Fees
Pricing Elite rebate option
options The rebate is applicable to fees incurred on Standard Bank ATM cash withdrawals, electronic interaccount transfers, electronic account payments, debit orders and purchases. It also applies to the
minimum monthly service fee. Rebates are only applicable on PAYT options.
Transactional
fees MINIMUM DAILY POSITIVE BALANCE FOR THE FULL CALENDAR MONTH MAXIMUM MONTHLY REBATE
R10 000 - R19 999 R86
Self-service R20 000 - R29 999 R127
banking
benefits R30 000 - R49 999 R227
R50 000 - R99 999 R283
Money R100 000+ R424
saving tips
Explore
cashless
& cardless STANDARD TRUST LIMITED
banking Will drafting fee (new and review, where STL is the nominated executor) Free
Will drafting fee (new and review, where STL not is the nominated executor) R2 250
Value added
services Estate planning consultation (where there is no preparation of a Will or Trust) R2 000 per hour
Will safe custody annual fee (where STL is the nominated executor) R150
Contact us
6Standard Bank 2023 Pricing: Elite account
Pricing
options
Choose self-service banking to save time and money
Transactional
fees
Skip the queues, branch visits or phone calls – our digital platforms are here to make payments, deposits, transfers and other account management easy and convenient. Whether
it’s online banking, cellphone banking or the Banking app, you’re in complete control.
Self-service
banking
benefits To activate your preferred self-service platform:
Money
saving tips
Explore
cashless
& cardless
banking
Visit Download our Banking App
Value added Dial *120*2345# for cellphone
onlinebanking.standardbank.co.za
services banking
to access online banking
Contact us
7Standard Bank 2023 Pricing: Elite account
Handy tips for smarter banking that saves you money
Pricing
options
Swipe your card instead of using cash at retailers and earn instant rewards with UCount Rewards.
Pay with a Standard Bank Credit Card and earn double the UCount Rewards Points.
Transactional
fees
Self-service Save on payment, deposit and account management fees by using self-service banking to take care of your money on a day-to-day.
banking
benefits
Money Avoid paying cheque or cash deposit fees and have money transferred into your account.
saving tips
Explore
cashless Use your Cheque or Credit Card to shop online. For added security, create a Virtual Card online or via the Banking App.
& cardless
banking
Value added Go for point-of-sale cashback withdrawals instead of the ATM to save on withdrawal fees.
services
Contact us
Save your money and redeem your UCount Rewards Points for purchases at any of our UCount Rewards Retailers.
Visit ucount.standardbank.co.za to learn more and register.
8Standard Bank 2023 Pricing: Elite account
Pricing Make checkout easy and safe, go cashless and cardless at the till
options
When you don’t have cash or card on hand or simply need to take extra precaution when paying for items, use any of our other value-added products to pay online or instore
Transactional quickly and easily.
fees
Masterpass
Tap to Pay
Self-service Make online shopping as simple as ‘click and pay’. Link
banking Go contactless at the till. Tap-to-pay for items worth R500
your Standard Bank Card to the Masterpass app and
benefits or less – it’s fast, safe and requires no pin.
make safe online purchases from any smart device.
Money
saving tips
Virtual credit card Samsung Pay
Explore For your peace of mind, our virtual cards are digital bank Use Samsung Pay to make purchases with your
cashless cards that you can create to shop online. Load your virtual compatible Samsung Galaxy smartphone or watch
& cardless card with funds and use its details at check out. anywhere you see the contactless icon.
banking
Value added
services SnapScan Apple Pay
Link your Standard Bank Card to the SnapScan app Apple Pay is a mobile payment and digital wallet service
Contact us and make purchases directly from your smartphone by that allows you to pay for purchases using your iPhone,
scanning the retailers SnapCode. Apple watch, iPad or Mac.
9Standard Bank 2023 Pricing: Elite account
Pricing Make checkout easy and safe, go cashless and cardless at the till
options
Transactional Google Pay
fees InstantMoney™
Use Google Pay to make purchases with your android
Receive, store, spend and send money from your
phone, watch or tablet anywhere you see the contactless
cellphone without the need for a bank account.
Self-service icon.
banking
benefits
Money EasyScan at Pick n Pay
Fitbit pay
saving tips EasyScan is a cashless and cardless way to pay by
Make purchases easy with Fitbit Pay. From buying water
scanning a QR code on a Pick ‘n Pay payment machine,
after workouts to tickets for the train, Fitbit Pay lets you pay
Explore using our banking app, making shopping quicker, safer and
on the go – right from your watch or tracker.
cashless easier.
& cardless
banking
Value added Garmin Pay SBG Mobile Tap to Pay
services Garmin Pay lets you make purchases quickly and almost You can enable your credit card on the Standard Bank
effortlessly with nothing needed but your watch. To pay, Banking App immediately while you wait for your physical
Contact us simply enter your passcode, select your credit card and credit card to arrive. You can pay for purchases by tapping
then hold your wrist near the payment machine. your smartphone and you can shop online.
10Standard Bank 2023 Pricing: Elite account
Value added services
Pricing
options Buy lotto tickets on the Banking App or through Cellphone Banking by dialling *120*2345#.
Transactional
fees
Buy prepaid airtime or electricity on Internet Banking, the Banking App or by dialling *120*2345#.
Self-service
banking
benefits
Transfer funds overseas with Shyft – Standard Bank’s award-winning foreign exchange app which allows you to purchase, send and store
Money USD, EUR, GBP and AUD within an individual’s Single Discretionary Allowance of R 1m per annum. With Shyft, you can also order a Mastercard®
saving tips multicurrency card and create Mastercard® virtual cards for international online shopping, all from your Apple or Android mobile phone.
Explore
cashless PluggedIn is a career success platform designed to empower the youth to realise their career potential and succeed in the modern
& cardless
economy. Gain access to innovative career assessments to learn about your strengths, personality, and best-suited career path. Use tools that
banking
help you easily explore a variety of opportunities. Benefit from skills courses to increase your employability and get a high-quality CV to help you
land your dream job.
Value added
services
LookSee equips homeowners with effective tools and resources to better manage and service their homes. LookSee.co.za offers
Contact us
a wide variety of advice and tools from property valuations to solar solutions and money saving tips.
11Standard Bank 2023 Pricing: Elite account
Contact us
Pricing General customer enquiries
options
South Africa: 0860 123 000 Internet Banking: www.standardbank.co.za
International: +27 10 249 0423 Cellphone Banking: *120*2345#
Transactional
fees Visit your nearest branch Dedicated Email: information@standardbank.co.za
Self-service
banking UCount Rewards
benefits
Call: 0860 UCOUNT (82 68 68) Email: enquiries@UCount.co.za
Money
saving tips Lost or stolen cards Fraud
South Africa: 0800 020 600 South Africa: 0800 020 600
Explore
International: +27 10 249 0100 International: +27 10 249 0100
cashless
& cardless
banking
Standard Bank will never ask you for personal information over the phone or send you links that take
Standard Bank supports the Ombudsman for Banking
Value added Services Sharecall number 0860 800 900
you to a site where you are required to capture your Internet Banking details. Stay safe & stay alert.
services
Fees effective from the 1 January 2023 (Including VAT).
Contact us
Disclaimer
Our products and services, and the terms under which they are offered, may change. We will inform you within a reasonable time of these changes. It is in your interest to read your contract carefully. If you have any questions or need more
information, please contact your branch. Standard Bank subscribes to the Code of Banking Practice. Please ask your branch for details.
**Ts&Cs apply.
Authorised financial services and registered credit provider (NCRCP15). The Standard Bank of South Africa (Registration Number 1962/000738/06) is an authorised financial services and credit provider (NCR CP15).
12You can also read
