HOPE and HOUSING Building - September 19-21 Embassy Suites, Charleston, WV - WV Housing Conference
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Building
HOPE and HOUSING
Through Community Connections
September 19–21
Embassy Suites, Charleston, WV
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2018 CONFERENCE SPONSORS
PLATINUM LEVEL
BRONZE LEVEL
PARTNER LEVEL
FRIENDS OF HOUSING
WELCOME to the
West Virginia 2018 Housing Conference
The West Virginia Housing Conference is a vital forum and learning
opportunity for housing leaders from across the region and nation.
Advocates, lenders, developers, administrators and policy makers
from the non-profit, public and private sectors are here to create
opportunities and make certain that safe, affordable housing is an option
for everyone in the Mountain State. This year, our theme is Building Hope
and Housing Through Community Connections. Our event will feature 60+
sessions and numerous opportunities to engage and network with local,
state and national experts from across the housing spectrum. With topics
ranging from housing’s role in the fight against drug addiction to how we
use safe, secure housing to mitigate the long-term effects of poverty and
economic insecurity to the latest in housing finance, we are certain every
attendee will find a session or track that works for them.
Please join us as we share thought-provoking ideas, best-practice models
and have a little fun as we find new and innovative ways to unlock housing
for all West Virginians.
Follow us on Facebook! Share your event photos on Twitter!
www.facebook.com/WVHousingConference #WVHousingConference
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CONFERENCE
AT-A-GLANCE
Wednesday, September 19, 2018
Wednesday, September 19, 2018
9:00 am –
4:00 pm
Registration (Coat Room)
Welcome (Salons D/E)
Eric Preston, United National Bank, President – CommunityWorks in West Virginia, Inc. Board of Directors
12:00 pm –
1:15 pm Luncheon & Opening Keynote: Innovation in Community Development Lending
Jay Plum, Executive Vice President, Huntington Banks
Introduced by Ted Ranson, Senior Vice President, West Virginia Area Manager, Huntington National Bank
Concurrent Sessions A
A1 A2 A3 A4 A5 A6
Rental Development/ Revitalization – Homeless – What is Elderly/ Senior Domestic Violence – Drug & Alcohol – Drug
Compliance – Rental Introduction to a Continuum of Housing and State of the State of Trends and Awareness
1:30 pm – Housing Management Property Tax Lien Care? Services – Elder Domestic Violence in (Salon B)
2:30 pm Track – Part 1 Sales Understanding Abuse: What Is It WV (Room 227)
(Salon C) (Salon A) What Is Available in & What Can I Do?
My Community (Room 230)
(Charleston Board
Room)
2:30 pm –
2:45 pm
Break (Exhibit Area)
Concurrent Sessions B
B1 B2 B3 B4 B5 B6
Rental Development/ Revitalization – BAD Homeless – Elderly/ Senior Domestic Violence – Drug & Alcohol –
2:45 pm – Compliance – Rental Buildings: Balancing Processes and Housing and Using Social Remediation Process
3:45 pm Housing Management Demolition, New Models for Ending Services – Aging Enterprise to Support and Related Costs:
Track – Part 2 Construction, and Homelessness at Home with Housing and Crime Scene, Needles,
(Salon C) Preservation (Charleston Board Support and Programs, Part 1 Meth and Mold
(Salon A) Room) Services (Room 227) (Salon B)
(Room 230)
3:45 pm –
4:00 pm
Break (Exhibit Area)
Concurrent Sessions C
C1 C2 C3 C4 C5 C6
Rental Development/ Revitalization – Homeless – Home Elderly/ Senior Domestic Violence – Drug & Alcohol –
4:00 pm – Compliance – Rental Addressing Vacant Ownership Model Housing and Using Social Housing for People
5:00 pm Housing Management and Dilapidated (Veterans) Services – Enterprise to Support with Behavioral Health
Track – Part 3 Buildings through (Charleston Board Hoarding, Loss, Housing and Needs
(Salon C) Partnerships and Room) and the Stuff of Programs, Part 2 (Salon B)
Legal Tools Our Lives (Room 227)
(Salon A) (Room 230)
Dinner on your own
View presenter bios online at
WVHousingConference.com
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Thursday, September 20, 2018
7:30 am –
8:15 am
Continental Breakfast & Registration (Exhibit Area)
Plenary: Rural Housing Policy & Trends (Salons D/E)
8:30 am – David Lipsetz, Chief Executive Officer, Housing Assistance Council
9:30 am Introduced by Dave Clark, Woodlands Development Group,
President Emeritus – CommunityWorks in West Virginia, Inc. Board of Directors
9:30 am –
Break (Exhibit Area)
9:45 am
Concurrent Sessions D
D1 D2 D3 D4 D5 D6 D7
Rental Revitalization – Homeless – The Elderly/ Senior Domestic Drug & Alcohol – Housing Issues &
Development/ Property Taxes, Urban Legend of Housing and Violence – Recovery Point – Services – Housing
9:45 am – Compliance – Affordable Urban Services – Can Economic “Recovery IS a Persons with
10:45 am Rental Housing Housing, and Homelessness Senior Housing Empowerment Process” HIV/AIDS
Management Nonprofits (Charleston Board Assist with Your Activities and (Salon B) (Room 226)
Track – Part 4 (Salon A) Room) Economic Impact on Self-
(Salon C) Development Sufficiency
Strategy? (Room 227)
(Room 230)
10:45 am –
Break (Exhibit Area)
11:00 am
Concurrent Sessions E
E1 E2 E3 E4 E5 E6 E7
Rental Revitalization – Homeless – Elderly/ Senior Domestic Drugs & Alcohol Housing Issues &
Development/ Affordable Homelessness and Housing and Violence – – Rea of Hope Services –
11:00 am –
Compliance – Housing Deals for Healthcare Services – The Housing Stability Fellowship Home Winning Policy
11:50 am
Rental Housing Beginners (Charleston Board YWCA Shanklin for Survivors of (Salon B) Changes: How to
Management (Salon A) Room) Center for Domestic Be More Effective
Track – Part 5 Senior Violence - (Room 226)
(Salon C) Enrichment Rental Examples
(Room 230) (Room 227)
Luncheon & Keynote: Planning for Aging (Salons D/E)
12:00 pm –
1:15 pm
Dana Johnson, Community Development Director, Cobb County, GA
Introduced by Mandy Weirich, LSW, MSW, Healthy Home Program Manager, Randolph County Housing Authority
Concurrent Sessions F
F1 F2 F3 F4 F5 F6 F7
Rental Revitalization – Homeless – Elderly/ Senior Domestic Drug & Alcohol – Housing Issues &
Development/ Downtown “Good News” Housing and Violence – Medication Services – CRA a
1:30 pm – Compliance – Redevelopment: Mountaineer Services – How Housing Stability Assisted Practical
2:30 pm Rental Housing Lessons from the Garage Helping to Do Palliative for Survivors of Treatment Discussion for
Management Field Families Care Domestic (Salon B) Banks and Non
Track – Part 6 (Salon A) throughout West (Room 230) Violence – Profits
(Salon C) Virginia Homeownership (Room 226)
(Charleston Board Opportunities
Room) (Room 227)
2:30 pm –
2:45 pm
Break (Exhibit Area)
Concurrent Sessions G
G1 G2 G3 G4 G5 G6 G7
Rental Revitalization – Homeless – Elderly/ Senior Domestic Drug & Alcohol – Housing Issues &
Development/ Opportunity Housing Housing and Violence – Best Panel Discussion: Services – Making
2:45 pm – Compliance – Zones: Accommodations Services – Practices for Not All the Dream of
3:45 pm Rental Housing Connecting for the Homeless Investing in WV Property Treatments Are Homeownership
Management Capital, Assets, (Charleston Board and the Management of Alike a Reality:
Track – Part 7 and Stakeholders Room) Region: Policy Domestic (Salon B) Partnerships for
(Salon C) in WV and Messaging Violence Progress
(Salon A) (Room 230) Facilities (Room 226)
(Room 227)
3:45 pm –
4:30 pm
Networking Reception (Exhibit Area)
Dinner on your own
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Friday, September 21, 2018
Friday, September 21, 2018
7:30 am –
Continental Breakfast & Registration (Exhibit Area)
8:15 am
Plenary: Find Your Fit: Financing Your Housing Development (Salons D/E)
8:30 am –
9:30 am
Moderator: Nathan Testman, Senior Division Manager –
Multifamily Lending, WV Housing Development Fund
9:30 am –
9:45 am
Break (Exhibit Area)
Concurrent Sessions H
H1 H2 H3 H4 H5 H6 H7
Rental Revitalization – Homeless – Elderly/ Senior Domestic Drug & Alcohol – Housing Issues &
Development/ Mortgage Loan Home4Good Housing and Violence – Building Blocks Services – WV
Compliance – Origination and Program Services – Building the for Addressing Olmstead Forum
Rental Housing Servicing – (Charleston Board Livable Capacity of Substance Use (Room 226)
Management Considerations Room) Communities - Your Disorders
9:45 am – Track – Part 8 and Common What Makes a Organization to (Salon B)
10:45 am (Salon C) Pitfalls Town or City a Begin a Housing
(Salon A) Great Place to Development
Live? Program - How
(Room 230) to Become a
Community
Housing
Development
Organization
(Room 227)
10:45 am –
Break (Exhibit Area)
11:00 am
Concurrent Sessions I
I1 I2 I3 I4 I5 I6 I7
Rental Revitalization – Homeless – Best Housing Issues Domestic Homelessness – Elderly/ Senior
Development/ WV Practices in and Services – Violence – The Impact of Housing and
Compliance – Redevelopment Apartment Temporary Policy Discussion Poverty on Brain Services –
11:00 am – Rental Housing Policy Updates, Management for Assistance for Related to Development: Greenville Senior
11:50 am Management Outlook, and Formerly Needy Families Domestic We Need Bigger Living and
Track – Part 9 Ways to Get Homeless (TANF) Program Violence Bootstraps Community
(Salon C) Involved Individuals and (Room 230) (Room 227) (Salon B) Center
(Salon A) Families (Room 226)
(Charleston Board
Room)
Closing Luncheon and Awards Presentation (Salons D/E)
12:00 pm – West Virginia Affordable Housing Hall of Fame Award
1:15 pm West Virginia Housing Awards
Introduced by Mary Skeens, Executive Director, CommunityWorks in West Virginia, Inc.
EXHIBITORS
AARP Red Stone Equity Partners
BB&T Terzetto Creative
Capital Real Estate Consultants United Bank
Fannie Mae West Virginia Housing Development Fund
FHLBank Pittsburgh Woodlands Development Group
Huntington National Bank
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Guest Speaker Biographies
Dana Johnson
Community Development Director, Cobb County, GA
Dana Johnson was appointed Director of the Cobb County Community
Development Agency in 2015. In his time leading Community
Development he has focused on the nuts and bolts of the agency to
ensure that it is running smoothly and efficiently concentrating on the
end user experience. In 2017, Mr. Johnson assisted with the reorganization
of Economic Development within Cobb County into the Community
Development Agency. His desire is to ensure that the agency’s customers
and the public are able to engage and conduct their business with ease
and transparency.
Mr. Johnson has a B.A. in Marine Affairs from the University of Rhode Island
and a Masters in City Planning from the Georgia Institute of Technology.
He has a Certificate of Local Government Management from the
University of Georgia Carl Vincent Institute. He has also completed
Leadership Cobb and the Regional Leadership Institute. He has worked
with the City of Marietta and Cobb County for over seventeen years. He
is happily married and lives in East Cobb.
David Lipsetz
Chief Executive Officer, Housing Assistance Council
David Lipsetz is the CEO at the Housing Assistance Council (HAC) and
a leading expert in affordable housing and sustainable community
development. David came to HAC after holding several White House-
appointed positions, most recently serving as the Associate Administrator
for Rural Housing and Community Facilities at the U.S. Department of
Agriculture (USDA). His office oversaw policy development and program
administration of more than $100 billion in direct lending, mortgage
guarantees, grants and technical assistance for community and
economic development in rural America.
Prior to USDA, David was at the U.S. Department of Housing and Urban
Development (HUD), where he served as a Deputy Assistant Secretary
and Senior Advisor for Public and Indian Housing, and as an Acting Chief
of Staff to the Deputy Secretary. Prior to HUD, David managed policy,
large-scale initiatives and organizational development for housing
agencies in New York City and Oakland, CA. He also worked for the
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Guest Speaker Biographies
San Francisco Bay Area’s regional planning authority; and Dresden,
Germany’s Institute for Ecological and Regional Development. His
career began as a Legislative Assistant for domestic policy issues in the
Office of U.S. Congressman John Dingell.
David was born and raised in Ohio. He earned a Bachelor’s degree in
Political Science from Michigan State University, and Master’s degrees in
Sociology and City and Regional Planning from the Ohio State University.
He currently resides in Washington, DC with his wife and kids.
Jay Plum
Executive Vice President of Home Lending and Card Products,
Huntington Bank
A 30-year veteran of the lending industry, Jay Plum is executive vice
president of home lending and card products for Huntington Bank,
a Columbus, Ohio-based regional bank with $105 billion of assets. In
his senior leadership role, Jay oversees all aspects of originations for
mortgage, home equity, credit card, debit card, unsecured and other
consumer lending loans.
Jay joined Huntington in 2009 as director of consumer lending. Two years
later, he took over the leadership of the bank’s home lending business,
which added mortgage originations and all of servicing to his responsibilities.
And this year, he assumed oversight of the bank’s card products. Under
Jay’s leadership, Huntington has become the top mortgage lender in
Ohio and the third largest in its eight-state region across the Midwest. The
bank is currently ranked eighth nationally for home equity and has been
honored by J.D. Power for customer satisfaction.
Before Huntington, Jay was president of Home Lending Solutions at RBS
Citizens. Focusing on credit and customer service, his team originated
more than $10 billion in total loans in 2009 during his final year at the bank.
He also has held leadership positions in consumer lending at Provident
Bank and Bank One.
Jay earned his bachelor’s degree from Colgate University and master’s
degree in business administration from Vanderbilt University. A native
New Yorker, he now resides in his adopted city of Cincinnati.
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SESSION DESCRIPTIONS
Wednesday, September 19, 2018
9:00 am – 4:00 pm when the property is “sold to state”. Discussion
Registration / Coat Room questions, based on audience interest, may
include opportunity for preferential bidding at
12:00 pm – 1:15 pm tax sales by housing agencies (currently only
Welcome (Salons D/E) allowed by land banks) and assistance locating
Eric Preston, United National Bank, President - a property owner when a tax sale has occurred.
CommunityWorks in West Virginia, Inc., Board
of Directors A3: Homeless – What Is a Continuum of
Care? Understanding What Is Available in
Luncheon & Opening Keynote: Innovation in My Community (Charleston Board Room)
Community Development Lending Traci Strickland, Director of Homeless Programs,
Jay Plum, Executive Vice President, Prestera Center for Mental Health Services
Huntington Banks What is a Continuum of Care? Many times
Introduced by Ted Ranson, Senior Vice homeless providers seem to live in a world
President, West Virginia Area Manager, of their own, and it is important for providers
Huntington National Bank to have a basic knowledge of their local
Continuum of Care system. Over the past
1:30 pm – 2:30 pm Concurrent Sessions A few years, housing crisis response systems
have gone through multiple changes. From
A1: Rental Development- Compliance – coordinated entry to system performance
Rental Housing Management Track – Part 1 measures, communities are moving towards
(Salon C) operating as a system to make homelessness
Evan S. Einhorn, President and Founder, rare, brief, and one-time only for the people
Affordable Housing Training & Consulting they serve. This session will provide you with
Services, LLC basic knowledge of the community supports
Evan Einhorn, with the Affordable Housing available, what they do and how to access.
Training and Consulting Services will provide From street outreach to permanent housing
workshops for Rental Housing Owners, there are multiple programs with different
management agents, and property staff. The definitions and criteria and everyone needs
workshops will include the Enterprise Income to learn to speak the same language.
Verification (EIV) system that functions within
the Real Estate Assessment Center (REAC). The A4: Elderly/ Senior Housing and Services
Tenant Rental Assistance Certification System – Elder Abuse: What Is It & What Can I Do?
(TRACS 203.A) and Tenant File Management. (Room 230)
Megan Mason, MSW, LGSW, GC-G, Adult
A2: Revitalization – Introduction to Property Services Program Specialist, Bureau for
Tax Lien Sales (Salon A) Children and Families
Nathan Fetty, Managing Attorney, WVU Land Elder abuse is not just an issue within the
Use and Sustainable Development Law Clinic home; it is an issue within the community,
Katherine (Kat) Garvey, Director, WVU Land the state and the nation. No one particular
Use and Sustainable Development Law Clinic person is a target of elder abuse.
When a property owner fails to pay property Perpetrators do not discriminate on age,
tax, the county will sell a tax lien at public gender, sexual orientation, socioeconomic
auction subject to several procedural and status, or religion. Elder abuse is a complex
notice requirements. This process impacts issue that intertwines with many disciplines,
the availability of housing and the rights of such as social work, medical providers,
property owners. Property law attorneys advocates, law enforcement, religious
from the WVU College of Law will describe leaders, and housing authorities. This
the property tax lien sale process including presentation will focus on defining elder
the redemption period, ownership during abuse, neglect, and financial exploitation,
the redemption period and what happens understanding mandated reporting
10laws, identifying warning signs of adult This session will provide attendees an overview
maltreatment, connecting with resources, of models currently being used by service
and becoming an advocate. providers as we work to end homelessness.
Models will include : Permanent Housing,
A5: Domestic Violence – State of the State of Permanent Supportive Housing, Rapid
Domestic Violence in WV (Room 227) Rehousing, Transitional Housing and more.
Tonia Thomas, MS, Team Coordinator, WV What can you do to help end homelessness
Coalition Against Domestic Violence and help serve the most vulnerable individuals
This overview session will introduce participants and families in your area? The session will also
to housing and support services available to look at ways housing providers and service
assist domestic violence survivors and learn the providers can work together for outcomes
challenges in assisting survivors with their housing that are a win for the housing provider, service
and social service needs. The group will be provider and the resident.
updated on the work of the Housing Committee
of the WV Coalition Against Domestic Violence. B4: Elderly/ Senior Housing and Services – Aging
at Home with Support and Services (Room 230)
A6: Drug & Alcohol – Drug Trends and Mandy Weirich, LSW, MSW, Healthy Home
Awareness (Salon B) Program Manager, Randolph County
Chad Napier, Prevention & Education Housing Authority
Coordinator, Appalachia HIDTA This session will explore the importance of
The Drug Trends and Awareness presentation is housing and supportive services working
designed to be an introduction to drug use and together to improve the lives of seniors.
misuse, and aims to provide a basic knowledge Better health for our aging population means
of drugs and other related substances and the living longer, happier lives at home. Service
health issues surrounding them. The presentation Coordination is an evidence based program
covers both legal and illegal substances and that benefits tenants, landlords, and our health
looks at their effects and consequences of the care system. This session will explore the success
drug epidemic. The presentation will cover the of service coordination in senior housing with a
current drug trends in the Appalachia area and particular focus on the Healthy Home Program.
the direction the drug trades appears to be
heading in the future. B5: Domestic Violence – Using Social
Enterprise to Support Housing and Programs
2:30 pm – 2:45 pm Break / Exhibit Area Part 1 (Room 227)
Cheri Bever, CE, President/CEO, Goodwill
2:45 pm – 3:45 pm Concurrent Sessions B Industries of Kanawha Valley, Inc.
Debby Weinstein, CEO, YWCA Charleston, WV
B1: Rental Development- Compliance – Rental David L. Michael, Executive Director/CEO,
Housing Management Track – Part 2 (Salon C) Huntington WV Area Habitat for Humanity
See Session A1 for description A social enterprise is an organization or
venture (within an organization) that
B2: Revitalization – BAD Buildings: Balancing advances a social mission through market-
Demolition, New Construction, and based strategies. These strategies include
Preservation (Salon A) receiving earned income in direct exchange
Shae Strait, BAD Buildings Program Manager, for a product, service, or privilege. In addition
WV BAD Buildings Program to providing an alternative revenue source,
Healthy cities hold a variety of people social enterprises provide other benefits,
and functions across their landscape. including direct on-the-job (OTJ) training
Their buildings should be no different, opportunities for targeted employees,
especially when it comes to the age of marketing advantages, and the integration
them. It is critical to find a balance between of innovative business frameworks into
preservation and new construction within our thinking and planning. Hear from our expert
communities. But where should the line be panelists about several different social
drawn between the need for new and old? enterprise models and lessons learned from
these ventures, including retail, contracts
B3: Homeless – Processes and Models for Ending and production operations that generate
Homelessness (Charleston Board Room) resources to support mission activities.
Traci Strickland, Director of Homeless Programs,
Prestera Center for Mental Health Services
11B6: Drug & Alcohol – Remediation Process Participants will have an opportunity to delve
and Related Costs: Crime Scene, Needles, into the model’s origination, methodology
Meth and Mold (Salon B) for house design, choosing recipients, project
Jennifer McQuerrey, Crime Scene, Needle, financing, and additional applications for the
Meth and Mold Remediator, Affordable model in the housing market/continuum.
Cleanup LLC
Learn what to do when there’s a suicide and C4: Elderly/ Senior Housing and Services – Hoarding,
there are bodily fluids and blood everywhere. Loss, and the Stuff of Our Lives (Room 230)
When you find heroin needles, find out how Sky Kershner, Executive Director, KPCC Counseling
to handle and dispose of them. Learn about Hoarding creates challenging situations for those
state laws on meth labs and the steps you’ll interested in safe and healthy housing. What is
have to go through before renting the unit going on with hoarding and with the people
again. Learn about preventing mold and who engage in it? And what can we do to help
cleaning it up when it does occur. people make decisions about their things that can
reduce the painful and frustrating situations they
3:45 pm – 4:00 pm Break / Exhibit Area sometimes put themselves in.
4:00 pm – 5:00 pm Concurrent Sessions C Sky Kershner appeared as a guest therapist
on the Discover Studios show “Hoarding:
C1: Rental Development- Compliance – Rental Buried Alive.” In this talk /workshop he will
Housing Management Track – Part 3 (Salon C) describe they ways hoarding gets started and
See Session A1 for description the challenges of managing it. Sky is also a
popular trainer in Motivational Interviewing,
C2: Revitalization – Addressing Vacant and which is an evidenced based approach
Dilapidated Buildings through Partnerships to helping people deal with addiction and
and Legal Tools (Salon A) behavior change.
Katherine (Kat) Garvey, Director, WVU Land
Use and Sustainable Development Law Clinic C5: Domestic Violence – Using Social
Many West Virginia communities face the Enterprise to Support Housing and Programs
daunting challenge of how to handle vacant Part 2 (Room 227)
and dilapidated buildings. These properties Claudette Karr, Real Estate Coordinator,
can be a blight and a safety hazard, and Coalfield Development Corporation
can discourage investment in a community. Belinda Harness, Executive Director, Housing
However, viewed differently, these properties Authority of Mingo County/ The Lighthouse
may present opportunities for community Community Investment Agency
redevelopment and renewed opportunity. A social enterprise is an organization or venture
This session will cover common legal tools (within an organization) that advances a social
used by local governments including mission through market-based strategies. These
ordinances as well as partnership models strategies include receiving earned income
used to address dilapidated properties. in direct exchange for a product, service, or
Session led by the WVU Land Use and privilege. In addition to providing an alternative
Sustainable Development Law Clinic. revenue source, social enterprises provide
other benefits, including direct on-the-job (OTJ)
C3: Homeless – Home Ownership Model training opportunities for targeted employees,
(Veterans) (Charleston Board Room) marketing advantages, and the integration of
David L. Michael, Executive Director/CEO, innovative business frameworks into thinking and
Huntington WV Area Habitat for Humanity planning. Hear from our expert panelists about
The Home Ownership Model (Veterans) several different social enterprise models and
Session will discuss an alternative model lessons learned from these ventures.
for serving the formerly homeless Veteran
population in the City of Huntington. C6: Drug & Alcohol – Housing for People with
Huntington WV Area Habitat for Humanity’s Behavioral Health Needs (Salon B)
Veterans Housing Initiative (VHI) has received Robert H. Hansen, Director of Addiction
national (2015) and state (2016) awards for Services, Marshall University Joan C. Edwards
housing innovation. The VHI has also been a School of Medicine and Marshall Health
topic of workshops at numerous conferences,
conference calls, and meetings discussing
Veteran housing issues and house size.
12Thursday, September 20, 2018
7:30 am – 8:15 am housing. People who are experiencing
Continental Breakfast & Registration (Exhibit Area) homelessness do not want to go to the shelter
because there are rules. Statements like these
8:30 am – 9:30 am are uttered in every community. What are the
Plenary: Rural Housing Policy & Trends realities? This session will look at the trends in
David Lipsetz, Chief Executive Officer, Point in Time counts across the state over the
Housing Assistance Council (Salons D/E) past 5 years, including the number of people
Introduced by Dave Clark, Woodlands living in unsheltered situations. Performance
Development Group, President Emeritus – outcomes from around the state will be
CommunityWorks in West Virginia, Inc. Board discussed. The results of two needs assessment
of Directors surveys will be reviewed and we will answer
Please join the CEO of Housing Assistance some of the tough questions.
Council, David Lipsetz, as he provides an
overview of recent policies and of funding D4: Elderly/ Senior Housing and Services – Can
and investment trends that affect rural Senior Housing Assist with Your Economic
housing organizations and their communities. Development Strategy? (Room 230)
David is a leading expert in affordable housing Dana Johnson, Community Development
and sustainable community development. Director, Cobb County, GA
There are a multitude of ways to increase jobs
9:30 am – 9:45 am Break (Exhibit Area) and expand prosperity for local governments.
Should our local governments be encouraging
9:45 am – 10:45 am Concurrent Sessions D the retention or increasing the quantity of
senior populations in your community? How
D1: Rental Development- Compliance – Rental would you go about doing this? What benefits
Housing Management Track – Part 4 (Salon C) can be gained? Are there any potential pitfalls
See Session A1 for Description we should be cautious of? Let’s explore the
linkages between economic growth, increased
D2: Revitalization – Property Taxes, investment, and seniors in your communities to
Affordable Housing, and Nonprofits (Salon A) find mechanisms for how local governments
David Stiles, Staff Attorney, West Virginia and housing authorities can work together to
State Tax Department increase opportunity for all.
In devising affordable housing and
other community development projects, D5: Domestic Violence – Economic
advocates must consider how real estate Empowerment Activities and Impact on Self-
taxes affect a project’s viability. There Sufficiency (Room 227)
are key factors to determine whether real Andrea Miller, Director, Economic
estate taxes will be assessed and how Empowerment Programs, KY Coalition
much they will be. Learn from the West Against Domestic Violence
Virginia State Tax Department about the Kenosha Davenport, Executive Director,
property tax appraisal and assessment Family Refuge Center
process. Also learn about the procedure Panelists will share best practices and
for requesting exemptions from real estate innovative programs to empower survivors
taxes, particularly as to property belonging of domestic violence to regain control
to entities such as local development and rebuild their lives. Topics will include
authorities and affordable housing providers. economic empowerment activities and
social service assistance programs.
D3: Homeless – The Urban Legend of Urban
Homelessness (Charleston Board Room) D6: Drug & Alcohol – Recovery Point –
Traci Strickland, Director of Homeless Programs, “Recovery IS a Process”(Salon B)
Prestera Center for Mental Health Services J. Matt Boggs, Executive Director, Recovery
Is homelessness increasing? Are people Point West Virginia
really coming to my community for our Attendees will learn about the recovery
homeless services? People who are process through personal experience and
experiencing homelessness don’t want the Recovery Point program.
13D7: Housing Issues & Services – Housing E3: Homeless – Homelessness and Health
Persons with HIV/AIDS (Room 226) Care (Charleston Board Room)
Michael Vincent, LSW, M.Div., Residential Ellen Allen, MBA, Executive Director,
and Resource Program Coordinator, Covenant House
Covenant House Homeless people are three to six times more
Low income persons living with HIV/AIDS likely to become ill than housed people
deal with both their chronic health condition (National Health Care for the Homeless
and the stigma our society places upon Council, 2008). Homelessness precludes good
them. That combination can often make nutrition, good personal hygiene, and basic
finding and maintaining decent housing first aid, adding to the complex health needs
a challenge. Some of the most vulnerable of homeless people. Additionally, conditions
amongst us often face the toughest barriers. which require regular, uninterrupted
But housing for persons living with HIV/AIDS treatment, such as tuberculosis and HIV/
is health care. Having safe, sanitary, and AIDS, are extremely difficult to treat or control
secure housing has been shown to improve among those without adequate housing.
health outcomes for persons with HIV/AIDS
and reduces the risk of transmission of the E4: Elderly/ Senior Housing and Services – The
disease. This session will first address the stigma YWCA Shanklin Center for Senior Enrichment
around HIV (including the fears and concerns (Room 230)
housing providers may have) through a HIV Kyla Nichols, BSW, Program Director - YWCA
101 review: how the disease is (and isn’t) Shanklin Center, YWCA Charleston
transmitted, what socioeconomic groups Debby Weinstein, Chief Executive Officer,
are most vulnerable, the effects on personal YWCA Charleston
relationships, how the disease is treated, and Jennifer Goddard, Chief Program Officer,
how persons living with the disease deal with YWCA Charleston
its social implications. Time will then be given The YWCA Shanklin Center is a small community
to specific issues around housing, including a of independent-living, handicap-accessible
review of specific assistance that is available apartments, which provide permanent housing
in West Virginia for persons living with HIV and for elder abuse victims who became homeless
the agencies that provide such services. as a result of that abuse. Living costs are
subsidized, and residents contribute one-third of
10:45 am – 11:00 am Break / Exhibit Area their income to cover a portion of maintaining
the apartments. The first facility of its kind in
11:00 am – 11:50 am Concurrent Sessions E West Virginia, the YWCA Shanklin Center also
provides comprehensive case management
E1: Rental Development- Compliance – Rental and support services to help seniors navigate
Housing Management Track – Part 5 (Salon C) the difficult physical, emotional and financial
See Session A1 for Description challenges that come with age and to help
them live in peace and with dignity.
E2: Revitalization – Affordable Housing Deals
for Beginners (Salon A) E5: Domestic Violence – Housing Stability
Michelle Yarbrough Korb, Counsel, Buchanan for Survivors of Domestic Violence – Rental
Ingersoll & Rooney PC Examples (Room 227)
While many in the affordable housing industry Mary O’Doherty, Deputy Director, Kentucky
have become familiar with the common Coalition Against Domestic Violence
methodologies pursuant to which affordable Nikki Thomas, Advancement Director,
housing revitalization and development take Golden Girl Group Home
place (e.g., a 9% low-income housing tax Participants will be provided an overview
credit financed transaction), there are many of how the Kentucky Coalition Against
organizations that either haven’t participated Domestic Violence constructed and
or are ready to go from the sidelines to the financed 71 rental units as a solution to
driver’s seat by serving as the developer. This finding stable, affordable housing for survivors
session aims to move beyond the conceptual when emergency shelter or group home
and dig into the process, the decisions to be settings are no longer a viable option. This
made, and what staff will be expected to session will also focus on how to create
do throughout the process in either scenario. partnerships that provide resources, including
There will be ample time for questions. a FHLB Affordable Housing Program grant,
14for special housing projects. We will look at
the model of the Golden Heart Apartment Healthy Home Program Manager, Randolph
Complex that provides affordable housing County Housing Authority
for girls aging out of the Golden Girl Group America, much like the rest of the world, is
Home program and are transitioning to rapidly aging. There are many factors that
independent living. are contributing to a sea change for how
and how long we age in America. As Baby
E6: Drug & Alcohol – Rea of Hope Fellowship Boomers age and reach the new normal
Home (Salon B) for retirement, how will we prepare our
Marie Beaver, Executive Director, Rea of communities to assist in their transitions? Can
Hope Fellowship Home we assist them in remaining engaged in their
This session will address the challenges, communities? These are large questions that
highlights and lessons learned from a West every local government must address in order
Virginia housing professional with a different to prepare for these demographic shifts. This
perspective than the everyday developer. phenomenon will have a profound impact
This session will focus on the struggles and on how we work, live, and recreate together
successes of females dealing with addiction. as a community. What societal changes are
Learn about the mission of Rea of Hope we experiencing and what do we expect to
which is to provide safe affordable housing occur next? Are our communities prepared
for West Virginia women in a positive for this change? What can we do to make
homelike environment that fosters recovery it easier for people to age in place? How
from alcohol and/or drug addiction and do you assist in making this change without
promotes self-sufficiency. Rea of Hope has alienating the people you are trying to
also successfully implemented a program help? I will be happy to share with you our
that allows children to be reintroduced into experiences from Mableton, GA. A small
the homelike environment. suburban town in Metro Atlanta that has tried
to tackle these issues.
E7: Housing Issues & Services – Winning Policy
Changes: How to Be More Effective (Room 226)
Allison Karakis, Government Relations 1:30 pm – 2:30 pm Concurrent Sessions F
Manager, Federal Home Loan Bank of
Pittsburgh (Moderator) F1: Rental Development- Compliance – Rental
Mary Elisabeth Eckerson, State Director, Office Housing Management Track – Part 6 (Salon C)
of U.S. Senator Shelley Moore Capito (Panelist) See Session A1 for Description
Kimberly Good, Deputy State Director for
Constituent Services, Office of U.S. Senator Joe F2: Revitalization – Downtown Redevelopment:
Manchin (Panelist) Lessons from the Field (Salon A)
Policy changes are happening at the state Dustin Smith, Project Manager, Woodlands
and federal level that impact every industry. Development Group
Is your voice being heard? Join us to learn the In this session Dustin Smith, a Project Manager
“how’s” and “why’s” of building relationships for Woodlands Development Group,
with your members of Congress so that you examines the role that housing organizations
can be an effective advocate for your industry. can take when it comes to revitalizing West
Panelists Mary Elisabeth Eckerson, State Virginia’s downtowns. Dustin will discuss how
Director for U.S. Senator Shelley Moore Capito WDG is addressing downtown revitalization
and Kimberly Good, Deputy State Director throughout Barbour, Randolph, and Tucker
for Constituent Services for U.S. Senator Joe Counties, and lessons that have been
Manchin will provide insight on the structure of a learned along the way.
congressional office and discuss best practices
for meeting with an elected official. F3: Homeless – “Good News” Mountaineer
Garage Helping Families throughout West
12:00 pm – 1:15 pm Virginia (Charleston Board Room)
Luncheon & Keynote: Planning for Aging Jennifer Thacker, MBA, Executive Director,
(Salons D/E) Good News Mountaineer Garage
Dana Johnson, Community Development Good News Mountaineer Garage is a non-profit
Director, Cobb County, GA organization dedicated to providing reliable
Introduced by Mandy Weirich, LSW, MSW, transportation to West Virginia families working
15toward their goal of financial independence. Learn about available affordable mortgage
In many parts of West Virginia, with limited or options and down payment assistance
no options for public transportation, a person programs. Also, discover the advantages of
without a vehicle can’t keep a job. Lack of financial education and the use of Individual
transportation also limits access to safe and Development Accounts and tax refunds as a
affordable housing, medical care, educational source of down payment.
opportunities and even groceries. Through
generous vehicle donations, Good News F6: Drug & Alcohol – Medication Assisted
Mountaineer Garage has been able to repair, Treatment (Salon B)
retitle and repurpose still useful cars - truly giving Lois Vance, CACC, CRC, MAT Care
recipients a vehicle for success. Manager, Cabin Creek Health Systems
It is obvious that one form of treatment does
Currently, Good News Mountaineer Garage not work for all individuals that are battling
works with the West Virginia Department of addiction. Attend this session to find out
Health and Human Resources Temporary about treatment with medication.
Assistance to Needy Families to provide
vehicles to qualified recipients, throughout F7: Housing Issues & Services – CRA a
the state, annually. Good News accepts Practical Discussion for Banks and Non Profits
donated vehicles, makes necessary repairs, (Room 226)
and coordinates with caseworkers to the Theodore C. Ted Ranson, Senior Vice
find the best car fit for the receiving family. President, West Virginia Area Manager,
Since our inception in 2001, we have given Huntington National Bank
out approximately 2,500 vehicles to West Marlo Long, Senior VP & Community
Virginia families. Development Specialist, BB&T
F4: Elderly/ Senior Housing and Services – 2:30 pm – 2:45 pm Break / Exhibit Area
How to Do Palliative Care (Room 230)
Amy Wirts, MD 2:45 pm – 3:45 pm Concurrent Sessions G
Palliative care is an essential part of aging
and everyone’s lives. It is even more so in G1: Rental Development- Compliance – Rental
people suffering with chronic, life limiting Housing Management Track – Part 7 (Salon C)
disease, which is a growing part of modern See Session A1 for Description
society and families. In this interactive
workshop we will explore how to prepare for G2: Revitalization – Opportunity Zones:
a good end of life, discuss trending models Connecting Capital, Assets, and Stakeholders
of today’s medicine and palliative care, in WV (Salon A)
review advanced directives and the value of Michelle Yarbrough Korb, Counsel, Buchanan
palliative care in the aging community. Ingersoll & Rooney PC
Wesley White Esq., General Counsel, West
F5: Domestic Violence – Housing Stability Virginia Department of Commerce
for Survivors of Domestic Violence – Aaron Sporck, Director of Economic
Homeownership Opportunities (Room 227) Development for U.S. Senator Shelley Moore Capito
Debra A Payne, Executive Director, Religious The Opportunity Zone tax incentive program
Coalition for Community Renewal is designed to spur economic resurgence, job
Andrea Miller, Director, Economic creation, and wealth building in low income
Empowerment Programs, KY Coalition and distressed communities. How can
Against Domestic Violence Opportunity Zones help the WV communities
Jon M. Rogers, Senior Division Manager, we serve? How could they integrate with
Single Family Lending, West Virginia Housing our work in communities? Join Michelle
Development Fund Yarbrough Korb, an attorney from Pittsburgh,
Patti Shamblin, Division Manager, Single Wesley White from the WV Department of
Family Lending, West Virginia Housing Commerce, and Aaron Sporck with U.S.
Development Fund Senator Capito’s Office, to help us better
Molly Savilla, AVP, Mortgage Loan Officer, understand this new tax incentive, provide
Huntington Bank an overview, and explain how Opportunity
Come learn about Community Housing Zones might benefit WV communities.
Development Organization’s (CHDO’s) and
their role in developing affordable homes.
16G3: Homeless – Housing Accommodations for life of an addict and although the issues
the Homeless (Charleston Board Room) seem so similar, some available West Virginia
Debra A Payne, Executive Director, Religious programs are very different.
Coalition for Community Renewal
David Bennett, Assistant Director, Covenant House G7: Housing Issues & Services – Making
John Thompson, CEO, Roark-Sullivan Lifeway Center the Dream of Homeownership a Reality:
This presentation will share information on Partnerships for Progress (Room 226)
how the Kanawha Valley Collective, the Kris Warner, State Director, USDA Rural
Continuum of Care of Central West Virginia Development in West Virginia
(COC), works with the homeless population Kris Warner, State Director of USDA Rural
to help them move from homelessness to Development in West Virginia, will provide
permanent housing. Information will be an overview of agency programs. Mr.
shared about our Centralized Assessment Warner will discuss the single-family direct
Team, which is where we have homeless loan and grant programs as well as the
families and individuals start. The presenters single-family guaranteed loan program. He
will then share the part that each of their will also highlight the recently formalized
organizations plays in the process. partnership expected to be approved
with CommunityWorks, who will serve as
G4: Elderly/ Senior Housing and Services – a packager for USDA housing programs.
Investing in WV and the Region: Policy and The presentation will explore additional
Messaging (Room 230) opportunities for partnership while describing
Alex Dadok, Director of Advocacy, Fahe the agency’s commitment to promoting
During this session we will look at major prosperity in West Virginia’s rural communities.
community development investments coming
to the Appalachian region and West Virginia, 3:45 pm – 4:30 pm Networking Reception
and consider how housing contributes to (Exhibit Area)
community development in the context of
those major investments. We will also discuss
how proposed policy changes impact those
investments, and why good narrative framing
is critical to long term improvements in
housing and communities more broadly.
G5: Domestic Violence – Best Practices for
Property Management of Domestic Violence
Facilities (Room 227)
Kenosha Davenport, Executive Director,
Family Refuge Center
Discover best practices for the management
of domestic violence facilities. Discussion will
focus on safety, rapid re-housing, and other
management and maintenance protocols.
G6: Drug & Alcohol – Panel: Not All
Treatments Are Alike (Salon B)
J. Matt Boggs, Executive Director, Recovery
Point West Virginia
Marie Beaver, Executive Director, Rea of
Hope Fellowship Home
Lois Vance, CACC, CRC, MAT Care
Manager, Cabin Creek Health Systems
This session will focus on programs that are
available for individuals that have made the
decision to get control of their addiction.
We will learn about common Drug and
Alcohol issues that arise in the day to day
17Friday, September 21, 2018
Bren Pomponio, Co-Director, Mountain State
7:30 am – 8:15 am (Exhibit Area)
Justice
Continental Breakfast & Registration
Affordable housing agencies should aim
to make mortgage loans with terms that
8:30 am – 9:30 am
are manageable for borrowers. And when
Plenary: Find Your Fit: Financing Your Housing
servicing such loans, these agencies must
Development (Salons D/E)
take care in its treatment of those borrowers.
Moderator: Nathan Testman, Senior Division
Consumer protection laws can provide
Manager - Multifamily Lending, WV Housing
remedies for borrowers in these situations.
Development Fund
Learn about the most common ways that
Panelists:
mortgage lenders run afoul of consumer
• Marlo Long, Senior Vice President,
protection laws, and hear about missteps that
Community Development Specialist, BB&T
mortgage loan servicers often take. Gather
• Donna Martino, Multifamily
ideas of how to make responsible mortgage
Development Officer, West Virginia
loans and implement best practices for
Housing Development Fund
collecting payments under those loans.
• Nadine Liggett, Vice President,
Session led by Mountain State Justice.
Community Development Lending,
Huntington Banks
H3: Homeless – Home4Good Program
• Megan Krider, Manager, Affordable
(Charleston Board Room)
Housing and Community Development,
Donna Martino, Multifamily Development Officer,
FHLBank Pittsburgh
West Virginia Housing Development Fund
• Cathy Colby – Senior Manager – HOME
Katherine Swanson, Manager, Economic
& HTF Programs, West Virginia Housing
Development and Special Initiatives, Federal
Development Fund
Home Loan Bank Pittsburgh
• Mary Skeens, Executive Director,
Home4Good is a newly-created program
CommunityWorks in West Virginia, Inc.
developed by the Federal Home Loan Bank
• Penny Thaxton, Multifamily Housing
Pittsburgh and the West Virginia Housing
Specialist, USDA
Development Fund to address unmet and
This session will provide a broad overview of
critical needs in the existing Continuums of
financing products and services available
Care across the state.
for the development of affordable housing.
Conference attendees will hear from
Session attendees will learn about this new
several financing providers and will have the
initiative that will provide a flexible source of
opportunity for open dialogue through Q&A
funding for organizations working to address
and group discussion. This session is intended
homelessness in West Virginia with the primary
for all tracks (Homelessness, Domestic Violence,
objective of ensuring that if an individual is
Drug & Alcohol, Elderly/Senior, Revitalization/
faced with homelessness it is rare, brief and
Stabilization and Rental Development)
non-recurring.
9:30 am – 9:45 am Break (Exhibit Area)
H4: Elderly/ Senior Housing and Services –
Livable Communities - What Makes a Town or
9:45 am – 10:45 am Concurrent Sessions H
City a Great Place to Live? (Room 230)
H1: Rental Development- Compliance – Linda Bunn, Associate State Director, AARP
West Virginia
Rental Housing Management Track – Part 8
Livable towns, cities and neighborhoods have
(Salon C)
See Session A1 for Description a sense of place. They are destinations, not
sprawl. They are communities for spending time
H2: Revitalization – Mortgage Loan Origination in, not passing through. They are communities
and Servicing – Considerations and Common with housing options that enable people to live
Pitfalls (Salon A) safely, comfortably and independently. They
Jennifer Wagner, Co-Director, Mountain are places where people of all ages can live,
State Justice work, learn, play, relax and gather.
18A Livable Community is safe and secure, has Virginia’s Olmstead Plan, and solicit
affordable and appropriate housing, diverse stakeholder input and feedback for updating
transportation options, and supportive the goals, objectives and action steps of
community features and services. Once in West Virginia’s Olmstead Plan.
place, these resources enhance personal
independence and health, and engage 10:45 am – 11:00 am Break / Exhibit Area
residents in an area’s civic, economic and
social life. Well-designed, livable communities 11:00 am – 11:50 am Concurrent Sessions I
promote well-being and sustain economic
growth, and they make for happier, healthier I1: Rental Development- Compliance – Rental
residents - of all ages. Housing Management Track – Part 9 (Salon C)
See Session A1 for description
Learn how hundreds of communities across
the country are working towards becoming I2: Revitalization – WV Redevelopment Policy
more livable, and more age-friendly. Get Updates, Outlook, and Ways to Get Involved
resources, tips and ideas to help you make (Salon A)
your community more livable. Taylor Bennett, Policy Coordinator, West
Virginia Community Development HUB
H5: Domestic Violence – Building the Abandoned and dilapidated buildings
Capacity of Your Organization to Begin a present a huge challenge for communities in
Housing Development Program - How to WV, as do other downtown redevelopment
Become a Community Housing Development challenges, and figuring out the best way
Organization (Room 227) to tackle the issue can be difficult. Come
Cathy Colby, Senior Manager-HOME discuss how to identify policy solutions for
& HTF Programs, West Virginia Housing vacant, abandoned, and dilapidated
Development Fund properties; learn about initiatives that are
If your domestic violence nonprofit is already taking place across the state; and
interested in learning how to become make a plan for how you can take action
a Community Housing Development in your community. Presented by the Policy
Organization (CHDO) to construct Coordinator from the WV Community
permanent housing options for domestic Development HUB.
violence program, then this session is for
you! Learn what a CHDO is and what they I3: Homeless – Best Practices in Apartment
do. Learn about the benefits of becoming a Management for Formerly Homeless Individuals
CHDO including special funding available to and Families (Charleston Board Room)
support CHDO project. And finally, discover Amanda Coleman, Ph.D., Executive Director,
the process for becoming a certified CHDO Cabell-Huntington Coalition for the Homeless
and next steps to take. Using the Cabell-Huntington Coalition for the
Homeless’ affordable housing program as a
H6: Drug & Alcohol – Building Blocks for model, this session will explore best practices
Addressing Substance Use Disorders (Salon B) in managing apartments occupied by those
Nancy J. Sullivan, MAJ, Assistant to the who have been homeless. Special issues
Secretary, West Virginia Department of often need to be taken into consideration
Health and Human Resources Office of the in order to remove barriers to housing for
Secretary this population. The presenter will discuss
Session will provide attendees with an overview issues including hygiene, substance use,
of the current state of the Drug Epidemic nonpayment of rent, and the adjustment to
in West Virginia and an overview of existing living in permanent housing and will provide
programs and opportunities for serving those specific examples of how these potential
with Substance Use Disorders. barriers have been addressed.
H7: Housing Issues & Services – Housing Issues I4: Housing Issues and Services – Temporary
& Services – WV Olmstead Forum (Room 226) Assistance for Needy Families (TANF)
Vanessa VanGilder, Olmstead Coordinator, Program (Room 230)
WV DHHR April Saunders, Senior Policy Specialist, WVDHHR
The goal of this session is to share information Provide information on Temporary Assistance
about the Olmstead decision and West for Needy Families (TANF) program, otherwise
19known as WV WORKS. Introduce Mobility I7: Elderly/ Senior Housing and Services –
Coaching as an additional tool to assist low Greenville Senior Living and Community
income participants in achieving self-sufficiency. Center (Room 226)
Russell “Skip” Heath, Monroe County Council
I5: Domestic Violence – Policy Discussion on Aging
Related to Domestic Violence (Room 227) In this session, we will provide an update on
Tonia Thomas, MS, Team Coordinator, WV a project to provide low-income housing
Coalition Against Domestic Violence to seniors in Monroe County. Four years
Kenosha Davenport, Executive Director, ago, The Monroe County Council on Aging
Family Refuge Center (MCCOA) developed plans to expand their
Hear panelists discuss pressing national senior services program to include housing.
and state policy issues related to domestic We will discuss the latest status on this project,
violence, support services and housing. which includes the recent completion of the
“Greenville Senior Manor” and MCCOA’s
I6: Homeless – The Impact of Poverty on Brain approach to begin renting these units in 2018.
Development: We Need Bigger Bootstraps
(Salon B) 12:00 pm – 1:15 pm
Marianna Footo Linz, Ph.D., Marshall University Closing Luncheon and Awards Presentation
This session will focus on understanding West Virginia Affordable Housing Hall of Fame
how growing up in poverty can impact Award
the neurodevelopmental system. Risk and West Virginia Housing Awards (Salons D/E)
resilience factors will be considered and Introduced by Mary Skeens, Executive Director,
implications for educational and social policy CommunityWorks In West Virginia, Inc.
will be discussed.
2018 West Virginia Housing
Planning Committee
S.H.E.D., Inc. of West Virginia
Kathy Gentry
CommunityWorks in West Virginia, Inc.
Mary Skeens
Kristina Elliott Woodlands Development Group
Denise Cosby Dave Clark
Emily Wilson-Haugher
West Virginia Housing Development Fund Coalfield Development
Crystal Toney Claudette Karr
Nathan Testman
Randolph County Housing Authority
BB&T Mandy Weirich
Marlo Long
Huntington National Bank SunTrust
Theodore Ranson Scott Horchler
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