HWG LIVE - Ho Wah Genting Capital P.L.C

HWG LIVE - Ho Wah Genting Capital P.L.C

HWG LIVE - Ho Wah Genting Capital P.L.C

WHITE PAPER Blockchain Ecosystems 28th June 2018 Version 1.2 HWG LIVE Ho Wah Genting Capital P.L.C

HWG LIVE - Ho Wah Genting Capital P.L.C

Table of Content BLOCKCHAIN ECOSYSTEMS Disclaimer Introduction Company Background and Core Team HwgX Wallet System HWG Cash : Integrated digital-to-fiat currency on Ethereum blockchain • HWG Cash Technology Stack • Flow of Funds Process Entertainment, Travel and More HWG LIVE Token Placement Prospectus • Why a Token Placement? • General Token Placement Overview HWG LIVE Token Placement Summary • HWG LIVE Token Placement Timeline Funding Breakdown HWG LIVE Token Placement Procedure Conclusion 01 02 03 04 06 07 08 09 11 12 12 14 15 16 17 17

HWG LIVE - Ho Wah Genting Capital P.L.C

IMPORTANT NOTICE PLEASE READ THIS SECTION AND THE FOLLOWING SECTIONS ENTITLED “DISCLAIMER OF LIABILITY”, “NO REPRESENTATIONS AND WARRANTIES”, “REPRESENTATIONS AND WARRANTIES BY YOU”, “CAUTIONARY NOTE ON FORWARD-LOOKING STATEMENTS”, “MARKET AND INDUSTRY INFORMATION AND NO CONSENT OF OTHER PERSONS”, “NO ADIVE”, “NO FURTHER INFORMATION OR UPDATE”, “RESTRICTIONS ON DISTRIBUTION AND DISSEMINATION”, “NO OFFER OF SECURITIES OR REGISTRATION” AND “RISKS AND UNCERTAINTIES” CAREFULLY IFYOU ARE IN ANY DOUBTAS TO THE ACTION YOU SHOULD TAKE, YOU SHOULD CONSULT YOUR LEGAL, FINANCIAL, TAX OR OTHER PROFESSIONALADVISOR(S). The HWG LIVE tokens are not intended to constitute securities in any jurisdiction. This Whitepaper does not constitute a prospectus or offer document of any sort and is not intended to constitute an offer of securities or a solicitation for investment in securities in any jurisdiction. This Whitepaper does not constitute or form part of any opinion on any advice to sell, or any solicitation of any offer by the distributor/vendor of the HWG LIVE tokens (the “Distributors”) to purchase any HWG LIVE tokens nor shall it or any part of it nor the fact of its presentation form the basis of, or relied upon in connection with, any contract or investment decision.

The Distributor will be an affiliate of HWGG Capital P.L.C and will deploy all the proceeds of the sale of the HWG LIVE tokens to fund the HWG LIVE’s cryptocurrency project, business and operations. No person is bound to enter into any contract or legal commitment in relation to the sale and purchase of the HWG LIVE tokens and no cryptocurrency or other form of payment is to be accepted on the basis of this Whitepaper. Any agreement as between the Distributor and you as a purchaser, and in relation to any sale and purchase, of HWG LIVE tokens (as referred to in this Whitepaper) is to be governed by only a separate document setting out the terms and conditions (the “T&Cs”) of such agreement. In the event of any inconsistencies between the T&Cs and this whitepaper, the former shall prevail. BLOCKCHAIN ECOSYSTEMS 01

HWG LIVE - Ho Wah Genting Capital P.L.C

Introduction HWGG Capital P.L.C’s vision is to have assets on blockchain be not only available to industry insiders, but rather something that can be used by any individual in the “real world”. Additionally, with the emergence of more and more different tokens, a growing number of users and businesses truly struggle to leverage on the existing infrastructure to make this interconnectedness of physical and virtual platforms become a reality. At HWGG Capital P.L.C’s, we strive to offer the user access to as large as possible a range of blockchain assets at a maximum degree of convenience, while adhering to the highest security standards in the ecosystem.

We are able to do this by integrating the blockchain technologies, introducing HWG Cash Tokens, a wallet payment app, leveraging on our network of online/offline businesses, remittance/currency exchange providers and digital currency exchange platforms to form a solid, worldwide, instantaneous and low-cost manner blockchain ecosystem. To the end-user, we offer the HwgX app, a blockchain payment system which wallet system that can be funded not only with blockchain assets such as Ethereum (ETH) and HWG Cash as currently possible, but also with virtually any blockchain asset in time to come.

Moreover, users and businesses can exchange their blockchain assets seamlessly from one user to another in a lightning fast, secure and decentralized manner, removing any risk that is usually associated with centralized solutions. Aside from that, our company will be introducing a stable fiat-pegged blockchain asset which we believe is the solution to the current barrier of blockchain assets adoption in the market. The main point that we are addressing here is the inability to do blockchain assets settlement quickly and safely due market risks such as high volatility in pricing and unstable liquidity.

HWGG Capital P.L.C “Spendable blockchain assets at the tips of your finger” BLOCKCHAIN ECOSYSTEMS 02

HWG LIVE - Ho Wah Genting Capital P.L.C

HWGG Capital P.L.C is founded in mid 2017, based in Federal Territory of Labuan, Malaysia. One of the reason we chose Federal Territory of Labuan as the base for the company is due to: • Malaysia is one of fastest developing nation in the world. • The Bank Negara of Malaysia is, in our view, open to the development of new blockchain solution providers in the fintech industry. • Labuan Financial Services Authority provides relevant licenses and approvals for the conduct of cryptocurrencies projects.

• Southeast Asia is a market with huge growth potential. • Federal Territory of Labuan welcomes businesses with international market exposure. BLOCKCHAIN ECOSYSTEMS 03 Company Background Dato Lim Hui Boon Dato Lim Hui Boon is the Group President of Ho Wah Genting Group of Companies, Vitaxel Group (USA) Limited and Vspark Group. He has more than hospitality, property, resorts, travel and tours, manufacturing and fintech. He serves as the main advisor to HWGG Capital P.L.C in dealing with corporate exercises, strategies and financial aspects of the company's operation. Advisor Core Team Member Gavin Lim Chun Hoo Chief Executive Officer BA(Hons) in Finance and Investment Management. Prior to joining the group in 2015, he started his career as a finance executive in a cable manufacturing company for 3 years before joining Public Bank Berhad as a stock broker. He is currently the CEO of Ho Wah Genting Group (USA) Limited. He is the key force in driving the company's blockchain projects overseeing the operation, development and marketing.

Yoshikazu Nishimura Chief Technology Officer B.S. in Mathematics & M.S. in Computational Molecular Biology. Started career as a database consultant Oracle. Won the Best Innovation Award at Global Blockchain Summit 2016 in Shanghai. Published "Blockchain Application for Beginners - Smart Contract Development on Ethereum" (SHOEISHA in 2017) . He serves as the chief technology officer of the company overseeing the blockchain ecosystems development including HwgX Wallet.

HWG LIVE - Ho Wah Genting Capital P.L.C

The HwgX Wallet is an initiative from HWGGC to introduce blockchain assets spending through users’ smartphone. Paired with the company’s own utility blockchain asset, HWG Cash, it is our vision to bring blockchain assets spending into the mainstream and be accessible to the public. The first version of HwgX will focus on storage and transferability with additional function to be updated later in the project roadmap. We aim to launch the HwgX app, downloadable for iOS and Android devices for free, from August to September 2018 (with the specific launch dates being subject to achievement of the relevant milestones). Once the user has downloaded the HwgX app, he/she can set up an account by only entering his/her preferred password. Smooth, simple, and safe. BLOCKCHAIN ECOSYSTEMS 04 The HwgX Wallet HWG More Blockchain Assets

HWG LIVE - Ho Wah Genting Capital P.L.C

A multi-cryptocurrency wallet will be created automatically, which the users can instantly fund in using Ethereum (ETH), HWG Cash (HWGC) and any other ERC-20 Compliant tokens. The private key to each HwgX Wallet is generated and attached to users’ mobile phones, thereby allowing users to store their own private keys for enhanced security purposes. The HwgX wallet is created for storing and usage of cryptocurrencies only and does not hold any fiat currencies at the moment. However, it is in the pipeline of our HWG LIVE project that we will enable users to convert their cryptocurrencies to fiat currency upon securing the appropriate partners. Further, the user can conveniently convert a range of blockchain assets such as Ethereum, HWG Cash and HWG LIVE from one to another by simply using the HwgX Wallet.

BLOCKCHAIN ECOSYSTEMS 05

HWG LIVE - Ho Wah Genting Capital P.L.C

HWG Cash: Integrated digital-to-fiat currency on Ethereum blockchain A digital token backed by asset provides individuals and organizations with a robust, secure and decentralized method of exchanging value while using a familiar accounting unit. Common reasons for the limited mainstream use of blockchain assets are the lack of knowledge of the technology, insufficient ease-of-use for non-technical users, and volatile fluctuation in pricing, making it almost impossible to be used for instant settlements. While HwgX Wallet is designed with ease of use in mind, HWG Cash is leveraging on the Ethereum blockchain technology, to transact in familiar, less volatile manner. All HWG Cash tokens are ERC-20 Compliant, issued on the Ethereum decentralized smart contract platform so they exist as a smart contract token. Each HWG Cash unit issued into circulation is backed in a one-to-one ratio (ie. One HWGC : One USD) by the corresponding fiat currency unit held in deposit by our licensed entity HWGG Capital P.L.C.

Users can purchase HWG Cash from HWGG Capital P.L.C directly (issuance through our mobile app) or from supported exchanges such as VHCEx who supports HWG Cash as a deposit and withdrawal method. Users can also transact and store HWG Cash with any ERC-20 Compliant enabled wallet like HwgX. Exchanges, wallets, merchants and vendors are encouraged to reach out to us about integrating HWG Cash as a payment solution. BLOCKCHAIN ECOSYSTEMS 06 HWG Cash Our implementation has the following advantages for our users: • HWG Cash is an ERC20 Compliant token that is built on the Ethereum blockchain, a popular decentralized platform that runs smart contracts: applications that run exactly as programmed without any possibility of downtime, censorship, fraud or third-party interference. • HWG Cash can be used just like other cryptocurrencies like Bitcoin and Ethereum, ie. In a p2p, pseudo-anonymous, decentralized, cryptographically secure environment.

• HWG Cash can be integrated with merchants, exchanges and ERC-20 Compliant wallets. • Assets exchanged for HWG Cash are held by HWGG Capital P.L.C, a regulated entity under the Labuan Financial Services Authority, licensed for fiat/cryptocurrency broking and issuance of credit token. • HWG Cash’s one-to-one backing implementation is easier for non-technical users to understand as opposed to collateralization techniques or derivative strategies. • HWG Cash can be easily utilized by users and implemented by merchants/vendors to facilitate payment settlements without having to bear the volatility of price fluctuation. • HWG Cash provides liquidity for blockchain asset users in the Asia region.

HWG LIVE - Ho Wah Genting Capital P.L.C

Here is review of each layer. 1) The first layer is the Ethereum decentralized smart contract. The HWGC transactional ledger is embedded in the Ethereum blockchain as meta-data, with its nodes storing the most recent state of each smart contract 2) The second layer is the HwgX Wallet. HwgX wallet implements a foundational technology that can: • Decentralized blockchain wallet with private key stored in users’ devices for personal securities. • Track and report the circulation of HWG Cash via HwgX transaction history and in the Ethereum network via https://etherscan.io • Enable users to transact and store HWG Cash and other blockchain assets in a: -2P, pseudo-anonymouse, cryptographically secure environment. -Multi-signature 3) The third layer is HWGG Capital P.L.C’s compliance to Labuan Financial Services Authority’s regulation and guideline for: • Accepting fiat deposits and issuing the corresponding credit token: HWG Cash • Sending fiat withdrawals and revoking the corresponding credit token: HWG Cash • Grant (creat) and revoke (destroy) digital tokens represented as meta-data embedded in the Ethereum blockchain; in this case, asset backed digital tokens, HWG Cash. • Custody of the fiat reserves that back all HWG Cash in circulation • Initiating and managing integration with existing blockchain wallets, exchanges and merchants (including currency exchanger and remittance providers) HWG Cash Technology Stack BLOCKCHAIN ECOSYSTEMS 07 Layer 1 Layer 2 Decentralized Blockchain Wallet Peer-to-peer Transfer and Storage HWGC Circulation Records Other Features Layer 3 Custody of Funds Licensed Entity Integration with Merchants HWGC on Exchanges Other Services HWGC to Wallet Money broking for Cryptocurrencies Ethereum Blockchain HwgX Wallet HWGG Capital P.L.C

HWG LIVE - Ho Wah Genting Capital P.L.C

The Flow of Funds diagram illustrates that HWGG Capital P.L.C is the only party who can issue HWG Cash into circulation (create) and take them out of circulation (destroy) to ensure system solvency is maintained. There are five steps in the business process flow of HWG Cash, best illustrated via a diagram. BLOCKCHAIN ECOSYSTEMS 08 Flow of Funds Process Fiat In Fiat Out HWGG Capital P.L.C. HWG Cash Issued HWG Cash Sent HWG Cash Sent HWG Cash Redeemed HwgX User HwgX User HwgX Merchant 1 5 2 3 4 Step 1 - User deposits fiat currency to HWGG Capital P.L.C’s bank account. Step 2 - HWG Cash will be generated and credits to the user’s HwgX wallet. HWG Cash circulating supply increases. Amount of fiat currency deposited by user = amount of HWG Cash issued to user (ie. USD 10,000 deposited = HWG Cash 10,000 issued) Step 3 - Users transact with HWG Cash. The users can transfer, exchange and store HWG Cash via HwgX app or any ERC-20 compliant wallet.

Step 4 - The user deposits HWG Cash with HWGG Capital P.L.C for redemption into fiat currency. Step 5 - HWGG Capital P.L.C sends fiat currency to the user’s bank account.

BLOCKCHAIN ECOSYSTEMS 09 HWGG Capital P.L.C is a part of the Ho Wah Genting Group of companies. Our group’s experience and foundation were built from the travel and entertainment industry itself, catering to end market users with different needs and wants ranging from budget to luxurious tailored program. For many years we have been offering exclusive travel products, entertainment packages and rewarding membership programs to the mass market. With increased competition in the travel and entertainment industries, we believe innovation and adaption to new technologies are essential to keep our business ahead of the tide.

With the launch of HwgX Wallet app and introducing our fiat-pegged HWG Cash tokens, we are in the right path to incorporate the world of travel and entertainment with fintech for the benefit and convenience of end-users. Being a travel agency and junket operator ourselves, the company and associated partners will enable the acceptance of HWG Cash as payment solution for all our products and services at launch. Users will be able to utilize HWG Cash to transact for purchasing of tailor-made travel packages or even for entertainment services provided by our partnering entities such as the Resorts World Manila, Starcruises, Genting Dream and many more!

Entertainment, Travel, Rewards and More Exciting Travel Destinations

BLOCKCHAIN ECOSYSTEMS 10 In line with our project roadmap, we will be launching a merchant payment system into the HwgX ecosystem to provide users with more option and avenue of spending their blockchain assets aside from travel and entertainment. Online and offline business would be able to use HwgX as a platform for blockchain assets payment settlement to further expand their business without having to worry about market risks such as price fluctuation and liquidity. On top of that, our HWG Cash tokens can be used as paired cryptocurrencies for exchanges. Exchange operators understand that accepting fiat deposits and withdrawals using legacy financial systems can be complicated, risky, slow, and expensive.

By offering HWG Cash, an exchange can relieve themselves of the above complications and gain additional benefits, such as: • Accept HWG Cash as deposit/withdrawal/storage method rather than using a legacy bank or payment provider • Allows users to move fiat in and out of exchange more freely, quickly, cheaply • Outsource fiat custodial risk to HWGG Capital P.L.C • Easily add HWG Cash as trading pairs to the platform • Secure customer assets purely through accepted crypto¬processes • Multi¬signature security, cold and hot wallets, HD wallets, etc • Conduct audits easier and more securely in a purely crypto environment Exchange users know how risky it can be to hold fiat currencies on an exchange. With the growing number of insolvency events it can be quite dangerous. As mentioned previously, we believe that using HWG Cash exposes exchange users to less counterparty risk than continually holding fiat on exchanges. PAYMENT COMPLETE Merchant display his wallet QR code address.

Scans merchant QR code and sends user amount. Both merchant and user receive payment confirmation. HwgX QR Code Payment Process.

A Token Placement is an event in which a new cryptocurrency project place part of its cryptocurrency tokens to early adopters and enthusiasts in exchange for funding. For the party offering the token for placement, this has become a new and modern way to raise capital to upscale and existing product or services. The placement by the Distributor of HWG LIVE tokens in connection with a token placement to you as a subscriber thereof, will be subject to and governed by the T&Cs – which is a separate document setting out the terms and conditions of the agreement as between the Distributor and you in relation to the HWG LIVE Token Placement. In the event of any inconsistencies between the T&Cs and this Whitepaper, the former shall prevail.

The Distributor will be an affiliate of HWG Group and will deploy all the proceeds of placement of HWG LIVE Tokens in connection with the HWG LIVE Token Placement to fund Ho Wah Genting Group’s cryptocurrency project, business and operation. Unless the context requires otherwise, references to “we” or “us” in connection with the HWG LIVE Token Placement shall be construed as reference to the distributor. The HWG LIVE Token Placement is hereby announced on: 1st of July 2018 10AM Malaysia Time Official Website www.hwglive.tech BLOCKCHAIN ECOSYSTEMS 11 What is a Token Placement? HWG LIVE Token Placement Prospectus

BLOCKCHAIN ECOSYSTEMS 12 Why a Token Placement? HWGG Capital P.L.C strive to be the main driving force for commercialization of blockchain technology into day-to-day life of users and merchants. To achieve that, we would have to recruit additional developers, marketing personnel, a legal team, designers and many other talents that will require additional funds. Offering a token placement instead of a traditional corporate exercise enables the community to participate in HWG LIVE’s success story, rather than limiting it to a small, selected number of investors. Furthermore, by issuing additional bonus of HWG Cash tokens for initial subscribers, they will benefit from HwgX’s future success. An Initial Token Sale is fast, transparent and efficient.

General Token Placement Overview On 1st of July 2018, we will offer up to total of 30% of all HWG LIVE tokens to be subscribed by interested parties in the HWG LIVE Token Placement under the ticker symbol HWG LIVE with the initial 10% to be offered. A further 10% of the tokens will be offered on 1st of August 2018 and 1st of September 2018 respectively, with different bonus entitlement to HWG Cash tokens. On top of that, 10% of HWG LIVE tokens will be allocated to the HWG LIVE associates consisting of founders, employees, developers, designers and partners as an incentive to ensure long term alignment of direction and commitment to the HWGG cryptocurrency projects and their future value. Further details of the distribution of tokens are set out below. The remaining tokens (60%) will be reserved specially for the purpose of conversion only of HWG Cash owners/users.

Each HWG LIVE token will be sold for USD 1.00 each with a minimum purchase amount of 100 HWG LIVE tokens per transaction. We will accept a maximum (fixed limit) of USD 30,000,000 for placement of HWG LIVE tokens in the HWG LIVE Token Placement. The HWG LIVE tokens created for such maximum amount contributed will in turn represents 30% of all HWG LIVE tokens. Should this amount be reached before the end of sale on 30th September 2018, which is 12 weeks after the token placement commencement date, we will cut off the placement.

In the case of an amount of contribution falling below such maximum amount, the percentage of 30% of all tokens will be adjusted accordingly, with the difference between such lower amount and the maximum being reserved for future token placement. Placement subscribers of HWG LIVE tokens will be entitled to bonus up to 20% worth of HWG Cash, which is spendable through our HwgX app. In effort to promote and reward loyalty of the placement subscribers of HWG LIVE tokens for the holding period of 24 months (trade restricted), the company is offering subscribers a holding premium of 5% per annum of the amount subscribed. This is only applicable to initial subscribers. Subsequent holders are not entitled to the holding premium. The payment will be paid in HWG Cash (HWGC), or the closest equivalent thereof in the case where HWGC is replaced by another cryptocurrency in the future. This premium incentive for initial subscribers of HWG LIVE will greatly benefit all HWG LIVE holders as the it helps create price support and stability.

Go-to Market Strategy BLOCKCHAIN ECOSYSTEMS 13 Project Roadmaps July 2018 Token Placement September 2018 End of Token Placement December 2018 Intergration with Virtual Currencies Exchanges November 2018 Proposed Listing Date of HWG Live on Exchanges October 2018 HwgX Merchant System Operation. August 2018 Launch of HwgX app (iOS/Android) JUL AUG SEP OCT NOV DEC • Roadshows • Influences • Press and Publication • Education • Social Media Marketing • Traditional News Outlet • Cryptocurrency Exchanges • Financial Institution • Online/Offline Businesses Ecosystem Public Partnerships • Remittance Service Providers • Social Gaming Companies

BLOCKCHAIN ECOSYSTEMS 14 HWG LIVE Token Placement Summary HWG LIVE’s vision is to introduce and promote the commercial value of blockchain technology to day-to-day life. Project Description HWGL TICKER SYMBOL The HwgX Wallet is a lightning fast multi-asset cryptocurrency wallet supporting all ERC-20 compliant tokens. HwgX Wallet Description HWG Cash is an ERC-20 Compliant token built for the purpose of quick and safe settlement within the merchant system. HWG Cash HWG LIVE is built as an ERC-20 token on the Ethereum smart contract blockchain Token Background 1st of July 2018 Start Date 30th of September 2018 End Date 1 HWG LIVE token equals 1 United States Dollar Initial Token Placement Price 100 HWG LIVE tokens Minimum Quantity 20% HWG Cash Bonus a) 1st of Jul – 30th Jul, 2018 10% HWG Cash Bonus b) 1st of Aug – 31st Aug, 2018 5% HWG Cash Bonus c) 1st of Sept – 30th Sept, 2018 30,000,000 HWG LIVE Total Token Placement Amount 12 months (Trade Restricted) Holding Period Premium of 5% of the token purchase amount up to maximum of 2 years Holding Premium Fiat (United States Dollar), Bitcoin (BTC) and Ethereum (ETH) (for other form of payments, kindly contact us at info@hwglive.tech) Accepted Form of Payments 30% Total Percentage of all HWG LIVE tokens for placement, through 3 offering

HWG LIVE Token Placement Timeline Commencement of HWG Live Token Placement First 30 Days Bonus Next 30 Days Bonus Last 30 Days Bonus End of HWG Live Token Placement Distribution of HWG Live Tokens Commencement of Trading 1st July 2018 20% of HWG Cash 10% of HWG Cash 5% of HWG Cash 30th September 2018 5 working days after the end of the HWG Live Token Placement Planned listing to exchanges in the last quarter of 2018 BLOCKCHAIN ECOSYSTEMS 15

Funding Breakdown As mentioned earlier, the funds raised through the Token Placement will be used to fund the development of the group’s cryptocurrency project. It is important for the HWG Live community understands how these funds will be allocated. The pie-chart illustrates the fund allocation: • Development (Product/System): The largest portion of the funds raised will be allocated towards recruiting talents and working with other companies to further develop the product and system to enhance security, usability and efficiency in order to seamlessly introduce the blockchain technology into the mainstream adaption.

• Sales and Marketing: In order for the products achieve its full commercial potential, we must spend on education and marketing to gain exposure to the technology. The 2nd largest portion of the funds will be spent on recruiting the best marketing experts to drive this project onwards with effective, lean, and cost-efficient marketing efforts. • Admin and Operation: The group intend to run a very lean, cost-effective team while adhering to the highest standard. We aim to be the main driving force to introduce these technologies and products to not only the local but also international market, there will be operational costs associated with accounting and administrative overheads to take care of the business processes. • Legal: One of our primary focuses was to establish a solid legal foundation for HWG Live and its products. Wehaveourin-houselegalandcomplianceinordertobeinlinewithouroperatingcountri es’requirement to further raise awareness for this one-of-a-kind technology.

• Others: A small portion of the funds will be allocated for miscellaneous cost and also act as an emergency fund pool. BLOCKCHAIN ECOSYSTEMS 16 40% 30% 10% 10% 10% Other Development (Product/System) Legal Sales and Marketing Admin and Operation Funds Allocation

HWG LIVE Token Placement Procedure To participate in the HWG LIVE token placement, we accept the following currencies: • United States Dollar (USD) • Bitcoin (BTC) • Ethereum • Others (for other form of payment, kindly contact us at info@hwglive.tech) All payments received for HWG Live tokens in connection with the HWG Live Token Placement will be sent to the designated account of HWGG Capital P.L.C. which is registered and governed by the Labuan Financial Services Authority to conduct money broking activities for approved cryptocurrencies. The tokens will be delivered to the purchasers through our HwgX Wallet after the purchase. Transferability will start from the first day of distribution, which is planned to start anytime in July 2018. BLOCKCHAIN ECOSYSTEMS 17 Conclusion We at HWGG Capital P.L.C believe that the blockchain technologies and cryptocurrencies payments are the right direction into the future. In order to make this viable, we aim to connect the blockchains in the background and offer the user an easy-to-use interface so he has instant access to any of user’s blockchain assets at maximum convenience.

With HWG Live Token Placement to be offered, a wide range of individuals will have the opportunity to participate in our long-term growth and success story to fundamentally change the world of payments, transactions, travel and entertainment. Our grand vision is for any assets on any blockchain, be it real estate, gold or cryptocurrency, to be as spendable as a $100 bill in your pocket. Be part of our journey and join the HWG Live Token Placement. We are looking forward to welcoming you on-board.

CONTACT US +603-2148 2288 Wisma Ho Wah Genting, 35, Jalan Maharajalela, 50150 Kuala Lumpur. www.hwglive.tech