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DIGITIZING UNATTENDED
Retail Payments
APRIL 2021
FEATURE STORY – PAGE 9
Crane Payment
Innovations On
The Challenges Of NEWS AND TRENDS – PAGE 13
Marriott offering contactless self-check-in at
Contactless Payments select hotels
DEEP DIVE – PAGE 19
Ubiquity How businesses are tapping unattended
retail solutions to cater to consumers’
demands for digitally focused physical
shopping experiences
DIGITIZING UNATTENDED Retail Payments
04 What’s Inside
A look at recent unattended retail solutions and
developments as well as how businesses are turning to
these offerings to satisfy consumers
09
Feature Story
An interview with Douglas Haddon, vice president of
global connectivity strategy and project management
for automated payment and retail merchandising
solutions provider Crane Payment Innovations, on how
the pandemic has made contactless payment solutions
a must-have for merchants and the challenges still
13
standing in the way of greater consumer uptake
News & Trends
Notable headlines from the space, including how 49
percent of U.S. consumers say they use self-checkout
kiosks almost all of the time and why 50 percent of
millennials are open to switching to brands that offer
their preferred digital innovations
19 Deep Dive
A comprehensive analysis of self-service technologies’
rise during the pandemic and how they have helped
consumers safely shop and conduct business
23 About
Information on PYMNTS.com and American Express
Acknowledgment
The Digitizing Unattended Retail Payments Report
is done in collaboration with American Express, and
PYMNTS is grateful for the company’s support and
insight. PYMNTS.com retains full editorial control over
the following findings, methodology and data analysis.
W H A T ’ S I N S I D E
nattended retail solutions have more profitable for businesses — as more cus-
the potential to ease consum- tomers test them out.
ers’ lives by offering frictionless
These developments illustrate the importance
real-time experiences, and mer-
of turning to unattended retail solutions to sig-
chants around the world are
nificantly improve customers’ experiences.
beginning to recognize the value they provide.
Doing so will ultimately allow businesses
The industry is poised to grow at a compound
to digitize their operations and keep pace
annual growth rate (CAGR) of 6.7 percent
with consumers’ changing retail preferences,
through 2027, with the pandemic driving some
both during the pandemic and long after it
of this expansion as more consumers seek
has ended.
safe, touchless ways to transact via kiosks,
self-service stations, self-service checkouts or AROUND THE WORLD OF SELF-SERVICE
cashierless stores. TECHNOLOGY
The refrigerated vending machine market is
Safety is not the only benefit unattended retail
anticipated to experience a slump over the
solutions afford consumers. A February 2020
next couple of years, but there does appear
PYMNTS report found that 49 percent of
to be one bright spot in the industry: smart
respondents use these offerings to check out
vending machines. Recent research predicts
faster while 33 percent said these solutions
that sales of internet-connected vending
allow them to shop leisurely without interact-
machines will grow, driven by the increasing
ing with staff. Business owners who tap into
popularity of self-service. Merchants can also
these solutions can benefit from their appeal
benefit from technologies incorporated into
among consumers as one study found that
these self-service vending solutions, like sen-
unattended retail offerings can enable firms
sors that can enable them to troubleshoot
to boost their sales by 2 percent for every 15
issues in real time and determine whether key
percent increase in customer satisfaction. A
products need to be replenished.
PYMNTS’ report also found that almost 40
percent of consumers who value unattended Self-checkout solutions could address a few
shopping would be willing to pay more to hurdles to achieve even greater ubiquity. One
experience it again, suggesting that these February report found that more than half of
technologies will grow more prevalent — and consumers believe self-checkout is faster
© 2021 PYMNTS.com All Rights Reserved | 5
W H A T ’ S I N S I D E
than queuing, but roughly 25 percent said they millennials willing to switch to new brands
would likely avoid such options if they had that offered such options. The trend is also
previous experiences in which the machines expected to continue after the pandemic sub-
malfunctioned — an issue experienced by most sides as consumers continue to shift toward
respondents. Sixty-five percent were also wor- digital channels in the banking, travel, health-
ried about the hygiene risks the technology care and insurance sectors.
posed, but most still preferred self-checkouts
For more on these stories and other recent
over cashiers. Almost 50 percent of respon-
unattended retail headlines, read the Report’s
dents reported using self-checkouts almost
News and Trends section (p. 13).
all the time.
The pandemic is continuing to have dra- CPI ON THE CHALLENGES OF
IMPLEMENTING SELF-SERVE OPTIONS
matic effects on individuals’ shopping habits,
The pandemic has spurred demand for con-
with one survey finding that North American
tactless payments as consumers seek greater
consumers are growing particularly fond of
safety and convenience, with some sectors
digitally enhanced in-person experiences. It
more prepared for this shift than others. There
found that 45 percent of respondents sought
are a few obstacles merchants must over-
out these physical/digital or “phygital” tech-
come beyond investing in new technologies,
nologies and services, with 50 percent of
6 | © 2021 PYMNTS.com All Rights Reserved
W H A T ’ S I N S I D E
however, such as market fragmentation and
Industry
a lack of education among consumers about
the presence of contactless. In this month’s
Feature Story (p. 9), Douglas Haddon, vice
president of global connectivity strategy and
project management for automated payment
INSIGHT
What has meeting consumers’ need for contactless
and retail merchandising solutions provider and digital-first payment options meant for players
Crane Payment Innovations (CPI), details the in the unattended retail sector? How important has
it become for business establishments to offer
remaining challenges to meeting consumers’
innovative unattended retail experiences to remain
expectations with the contactless methods competitive?
they crave.
“The recent COVID-19 pandemic has helped overcome
DEEP DIVE: HOW USING UNATTENDED behavioral and awareness barriers to contactless adop-
RETAIL SOLUTIONS CAN HELP tion and brought new opportunities for innovation to
BUSINESSES MEET CONSUMERS’ the unattended retail sector as it adapts to meet con-
NEWFOUND DIGITAL TASTES
sumer demands. Contactless [technology use] was
Unattended retail technology has expanded slowly growing over the years, however use has rap-
steadily over the past decade, but the pan- idly intensified as consumers have sought cleaner
demic is boosting these solutions to new payment options and less contact during transactions.
It has become critical for unattended retail businesses
heights as consumers demand efficiency,
to adapt their offerings to provide cleaner, frictionless,
convenience, speed and safety. These offer-
enjoyable experiences where consumers can safely
ings are not without their faults, however, and and confidently make purchases using the payment
consumers’ concerns often focus on whether method with which they’re most comfortable. Meeting
the technology is sanitary enough as well as this demand has enabled businesses to continue operat-
whether malfunctions will occur during its ing in a challenging environment and provided a path for
use. Merchants can take measures to boost future growth through technology innovation and oper-
ational efficiency. Businesses that offer a wider array
support for these solutions, including incor-
of purchasing technologies and experiences as well as
porating antimicrobial technology, providing
payment options stand to be more competitive by pro-
cashierless experiences and enabling touch-
viding more opportunities for consumers to complete
less options. This month’s Deep Dive (p. 19) the purchase journey.”
examines the appeal of self-service technol-
ogies in the retail, quick-service restaurant, ALLISON KEANE
banking, travel and healthcare sectors as well Director of U.S. partner acquisition
as the hurdles businesses must address to American Express
encourage greater usage.
© 2021 PYMNTS.com All Rights Reserved | 7W H A T ’ S I N S I D E
20%
FIVE
Share of consumers
who used unattended
retail kiosks in 2020
FAST
FACTS
56% CASHIERLESS
APPROACH
Portion of retail shoppers More large retailers are
who say that avoiding looking to cashierless
contagion was their main stores like Amazon Go and
reason for shifting to crafting unattended retail
digital shopping solutions.
CHECK-IN SERVING UP
INNOVATION SLICES
Marriott recently Two Senate Tavern
announced that some of restaurants in Canada
its hotels would feature are serving pizza via
contactless check- automated vending
in solutions to enable
machines.
fast, safe customer
transactions.
8 | © 2021 PYMNTS.com All Rights Reserved © 2021 PYMNTS.com All Rights Reserved | 8Crane Payment Innovations On
The Challenges Of Contactless
Payments Ubiquity
The pandemic has truly tested a variety of surfaces. CPI is a global manufacturer of intel-
markets on how prepared they were for a con- ligent payment, cash processing and retail
tactless future. Some were unready and slow automation technologies serving unattended
to pivot while others were supercharged by and semi-attended markets, including vending,
the changes in daily consumer behavior and financial services, retail, transportation, bank-
pandemic-induced societal shifts. ing and gaming. The company serves over 100
countries and has one of the largest installed
Malvern, Pennsylvania-based Crane Payment
bases of payment and retail automation sys-
Innovations, an automated payment solutions
tems in the world.
provider, was fully prepared for consum-
ers’ increased preference for contactless Douglas Haddon, vice president of global con-
payments as they sought ways to decrease nectivity strategy and project management for
interactions with other humans and high-touch CPI, spoke to PYMNTS in a recent interview
10 | © 2021 PYMNTS.com All Rights ReservedF E A T U R E S T O R Y
about how the pandemic helped usher con- and that are making vending or self-service an
tactless payment solutions into the open and offering in order to extend the convenience to
made them a must-have for merchants. the customer.”
“We’ve seen an accelerated migration to con- The pandemic has spurred a contactless
tactless and digital payments because the future for both product delivery and payment.
pandemic has resulted in consumers seeking Merchants will therefore have to consider
out touchless buying experiences … and that’s how they will safely get products into con-
accelerating contactless card issuance,” he sumers’ hands and how not offering these
said. “Merchants realize now more than ever methods could affect how likely consumers
that they need contactless technologies, so are to shop with them. Investments in contact-
the rest of the retail space is catching up with less infrastructure will come at the pressure
the technology and user experience designs of consumers as their needs and preferences
that we have been deploying in the unattended change. Haddon gave college campuses as
retail space for years.” an example of how the transition is sparing
no segment.
THE PANDEMIC’S IMPACT
“It used to be physical cards. You had your stu-
The pandemic affected CPI’s unattended and
dent ID and that got you into your dorm, the
semi-attended markets differently than tradi-
gym, helped you buy items from the book-
tional retail spaces. Retail has exploded with
store, it got you your lunch and your dinner.
consumer demand for self-service, doorstep
All those [transactions] are moving [to] mobile
delivery and other cashierless technologies.
payments. We’re seeing that across college
Haddon also recognized how the increased
campuses, so … to get onto the college cam-
demand for self-service has crossed over into
pus as an operator, you have to support …
the brick-and-mortar sector even more.
mobile campus cards.”
“Think about how there’s self-service with the
This same consumer pressure drives trend-
ability to order something ahead of time via
ing innovations, such as QR codes and broader
mobile app. Or you can go into a locker and
acceptance of payment types. All the same,
pick up something or someone delivers it to
the U.S. has a ways to go in building up the
your car,” he said. “We’ve seen the offerings
infrastructure to compete with other coun-
available in vending machines rapidly change
tries’ contactless usage, with less than four in
from soda and snacks to more consumer
10 U.S. consumers owning a contactless card
packaged goods — and in the case of the pan-
or app compared to 90 percent of Chinese
demic, even PPE. … I’ve spoken to a number
consumers.
of companies that are more brick-and-mortar
© 2021 PYMNTS.com All Rights Reserved | 11F E A T U R E S T O R Y
KEY CHALLENGES to handle product selection, product payment
Growth to even higher contactless payment and loyalty.”
usage in the U.S. is buffeted by two main That said, Haddon noted that recent CPI
challenges: the absence of educational ini- research found a more than 50 percent
tiatives targeted at consumers and market increase in contactless transactions, with
fragmentation. one in five transactions occurring on vending
“There’s a whole consumer base that has con- machines, indicating a definite shift to contact-
tactless cards in their wallets and with no idea less. There is plenty room for growth, however.
what the contactless symbol means nor any “Once the infrastructure’s built, once the peo-
idea how to use it,” Haddon said. ple have the cards, once everybody’s educated,
Merchants must also make contactless pay- contactless will definitely become the pre-
ments more accessible to drive uptake. ferred payment,” he said.
“A lot of times, I walk into different merchant MEETING EXPECTATIONS
establishments [and] I don’t know what they Self-service technologies and vending
accept. They could have contactless and then machines disrupt the payments space by
they tell me, ‘Ah, we don’t take Apple Pay,’” he eliminating friction from transactions. The
said. “Some of the biggest challenges are to pandemic has helped popularize these tools’
the consumers who want to be able to pay with appeal, and consumers’ adjustments to their
what’s in their pockets … let it be a phone, let it payment behaviors over the last year will likely
be a card and know that it’s accepted.” persist — even after the global health crisis
Haddon also found that the lack of ubiquitous has eased.
loyalty programs has fragmented the contact- “We’re starting to see more and more
less space. things become vendable or … available via
“We have such a disjointed market that there self-service,” Haddon said. “I think there’s even
is not one application that I can go to any behavioral changes that are becoming the
vending machine and use,” he said. “Usually, standard expectations of consumers. And in
it’s limited within an operator. So, if the vend- the grand scheme of things, that’s an attractive
ing operator [that] services a specific location deal for the merchants.”
has a thousand machines, and you have a loy- If merchants can keep pace with contactless
alty app that he offers, you can only use it in innovations and further education about their
those thousand machines. There’s nothing benefits, consumers are sure to engage with
ubiquitous in the vending space that allows the them as they continue to seek speed, safety
broader consumer base to use a single app and convenience.
12 | © 2021 PYMNTS.com All Rights ReservedN E W S & T R E N D S
Unattended retail ultimately cutting costs by eliminating unnec-
essary inspections.
trends
A study projects the global growth of refrig-
SMART VENDING MACHINES SET UP
FOR GROWTH erated vending machines to be lukewarm
through 2024, with expectations of less than
Smart vending machines are poised to grow
1 percent each year, but internet-connected
as demand for touchless options, such as for
smart vending machines are a bright spot for
internet of things-enabled refrigerated vend-
the space, partly helped by pandemic-related
ing machines, surge. Convenient credit card
recovery and consumer demand for mod-
readers and mobile payments can be used
ernized unattended retail. Researchers
for purchases, and consumers are tending
recommend replacing older machines with
to carry less cash. Companies can optimize
new ones rather than retrofitting old machines
sales thanks to the insights from the machines’
for improved returns.
data, and operators can leverage machines’
sensors to monitor equipment performance,
14 | © 2021 PYMNTS.com All Rights ReservedN E W S & T R E N D S
65 PERCENT OF US CONSUMERS
WORRY ABOUT CLEANLINESS OF SELF-
65%
SERVICE SCREENS
Consumers today want to get in and out
of retail locations quickly and with as lit-
tle human interaction as possible. A recent
report found self-service checkout use has
increased by 36 percent yet would be even of US consumers
more popular if consumers thought it to be
cleaner and more reliable. More than half of
the 1,000 surveyed U.S. consumers said they
worry about
found self-checkout service faster than queu-
ing in lines, but one-quarter of respondents
the cleanliness
of self-service
said they would likely avoid it if machines mal-
functioned — a friction most respondents
experienced. Sixty-five percent of respondents
worried about such technologies’ hygienic
risks, but most preferred self-checkouts
screens.
instead of human cashiers. Nearly 49 percent
of respondents said they use self-checkouts
almost all the time. More big-box retailers are
using cashierless stores like Amazon Go as a
survey of more than 1,500 consumers in North
blueprint for self-service technology, valuing
America. Respondents valued brands that not
self-checkout options for their cost savings
only offered online experiences but also phygi-
and efficiency.
tal experiences, placing high expectations on
CONSUMERS HAVE HIGH brands to deliver. Forty-five percent of respon-
EXPECTATIONS FOR MORE dents wanted brands to improve their digitally
DIGITAL EXPERIENCES IN PERSON, enhanced technologies and services, with 50
SURVEY FINDS
percent of millennials switching to new brands
The pandemic has driven many consum-
that offered the digital innovations they want.
ers to seek out digital shopping options over
the last year, especially digitally enhanced Self-service innovations were also at the top of
in-person experiences, according to a recent consumers’ wish lists as well. Fifty-one percent
© 2021 PYMNTS.com All Rights Reserved | 15N E W S & T R E N D S
want the availability of self-service kiosks, while could increase by 2 percent for every 15 per-
58 percent said contactless technology is part cent increase in customer satisfaction with
of their daily routines outside the house. The self-service. Retailers that blend a functional
concern with the cleanliness of self-service and customized self-checkout experience
touch screens was apparent in this survey as with in-store assistance will go far in the
well, with 36 percent saying self-service touch- post-pandemic future as in-person shopping
screens at public places make them anxious. is not going away anytime soon.
This is perhaps why 66 percent said they want
brands to offer tap-and-go payment options, MARRIOTT PILOTS CONTACTLESS
CHECK-IN KIOSKS, GRAB-AND-GO
which would help them avoid having to touch MARKETPLACES
potentially germy screens. Unattended retail
Major hotel chain Marriott International
vendors that can offer truly contactless fea-
recently introduced contactless kiosks to
tures are therefore more likely to fare well with
speed the check-in process and eliminate the
consumers.
need for risky in-person interactions at several
hotels. Guests can opt to use the machines to
Self-service check in for reservations, grab their hotel keys
developments and check themselves out. All check-in trans-
HOW CUSTOMER SATISFACTION WITH actions are performed through the kiosk’s
SELF-SERVICE CAN GIVE RETAILERS A UV-powered antimicrobial technology, which
COMPETITIVE EDGE
helps kill bacteria on the touchscreen. The pilot
Self-service technologies can go a long way kiosks are located at several Marriott locations,
in giving consumers the control that they including two Marriott hotels in New York City,
want, driving sales and allowing retailers to and one in Louisiana. Another will be arriving
gain a competitive edge in a crowded field. soon at a Miami location. The hotel chain has
Self-service solutions are no longer considered also announced proof-of-concept contactless
unique and have become more ubiquitous, but grab-and-go marketplace machines, which are
these technologies can also generate frictions, being tested at two Fairfield Inn by Marriott
including long lines to use the technology and locations in Maryland and allow guests to
the hassle of bagging one’s own items. purchase snacks and beverages. Payment
for these items is available through a con-
Smoothing out these frictions and satisfying
tactless Bluetooth connection. These recent
customers is where retailers have the oppor-
innovative efforts were taken in response to
tunity to pull ahead. A recent consumer survey
reported that a retailer’s sales per square foot
16 | © 2021 PYMNTS.com All Rights ReservedN E W S & T R E N D S
increased consumer demand for safe contact- pizzas are dispensed to consumers in just
less options during the pandemic. three minutes. General manager Grant Marley
expects the machines to become more popu-
Touchless technologies lar as word continues to spread.
AUTOMATED PIZZA KIOSKS SERVE UP The restaurant purchased the $160,000
CURBSIDE PIES IN CANADA
automated pizza kiosks from Brampton,
Two Senate Tavern eateries in Ottawa, Canada, Ontario-based PizzaForno, which currently
are serving up instant pizza from two curbside operates 42 pizza vending machines across
automated vending machines. Three cooks Canada. PizzaForno was able to triple its busi-
prepare the pizza ingredients from the restau- ness during the pandemic as more consumers
rant’s kitchens, loading the machines with sought no- to low-touch food technology,
as many as 70 pizzas at a time. Pizzas cost according to its co-founder and president
between $9 and $13 each, and uncooked piz- Les Tomlin.
zas can be purchased for a dollar less by those
who may want to cook them at home. Boxed
© 2021 PYMNTS.com All Rights Reserved | 17N E W S & T R E N D S
INPOST LEVERAGES QR CODES FOR VOICE AI HELPS TO MEET CUSTOMER
LABEL-FREE ONLINE RETAIL RETURNS SERVICE SHORTCOMINGS
SERVICE
Voice-enabled artificial intelligence (AI) is
The increased number of consumers turn- giving retailers’ customer service a boost,
ing to online shopping means more items are offering immediate customized phone assis-
being returned through the mail as well, which tance on customers’ questions involving store
can be a friction-filled hassle for many. One hours and locations, order updates, returns
survey found that 86 percent of shoppers indi- processing, account balances and product
cated experiencing poor return experiences details. These digital assistants are available
will make them not want to shop with that 24/7 year-round and help increase efficiencies
particular online retailer again, meaning that and reduce costs by freeing up staff to perform
smoother returns will foster customer loyalty. more complex work while also converting call-
U.K.-based parcel locker provider InPost is one ers into more satisfied customers. Fifty-one
such company looking to make returns easier percent of consumers think businesses should
and faster. Eighty-three percent of online cus- be available to them around the clock and 76
tomers believe retailers should make returns percent expect to receive “consistent interac-
processes easier, according to the company. tions” from retail customer service.
InPost recently launched a returns solution Voice AI can act as a first line of defense to
to address this issue that allows consumers help meet customers’ high expectations more
to scan a QR code on their smartphones at a productively. The technology can also provide
secure parcel locker. Consumers who use the human agents with a summary of what the
service no longer have to deal with printing call has been about before it reaches them,
return labels, boosting convenience by saving providing real-time insights.
paper and preventing visits to the post office.
U.K.-based Missguided is the first online fash-
ion retailer to use this sustainable technology,
offering the InPost option at checkout.
18 | © 2021 PYMNTS.com All Rights ReservedD E E P D I V E
How Self-Service Retail Has
Advanced And Helped Consumers
Amid The Pandemic
The unattended retail space has come a long customers as it provides improved efficien-
way from the holy water-dispensing vend- cies, cost savings, speed and convenience.
ing machine of 215 B.C. to Bitcoin kiosks, the Kiosks and self-checkout solutions help min-
fastest-growing market in the United States. imize human interactions and are therefore
Self-service checkouts have a shorter history, considered safer during the pandemic, though
with the first “service robot” created decades questions of how sanitary public touchscreens
ago. Vending stations, kiosks and self-service are have come into play. In this month’s Deep
machines are all part of the unattended retail Dive, PYMNTS examines how self-service retail
industry, which can be broadly defined as has grown more advanced in recent years and
sales that take place without human interac- how these unattended technologies are help-
tion on the retail side, according to Paul Stadler, ing consumers conduct business during the
senior vice president at USA Technologies, global health crisis.
who recently spoke with PYMNTS. Along the
way, operators have leveraged the technol- THE UNATTENDED RETAIL SAFETY
QUESTION
ogy to dispense everything from sweaters to
Consumers’ expectations for faster, easier and
automobiles to worms.
frictionless shopping experiences and pay-
The possibilities for unattended retail continue ments are higher than ever as they seek out
to expand in today’s era of social distancing more control as well as instant gratification — a
and pandemic-driven demand for contactless phenomenon influenced by Amazon’s delivery
options as businesses accelerate their digital speeds. Merchants like leveraging self-service
transformations. Recent research projects the technology because it helps reduce errors,
contactless payment market to grow to more save labor costs, serve more customers and
than $100 billion by 2025, up from its current increase profitability.
market value of an estimated $40 billion. It is
Chief executive Carla Balakgie of the National
easy to understand why unattended retail has
Automatic Merchandising Association said
become so popular in commerce and with
20 | © 2021 PYMNTS.com All Rights ReservedD E E P D I V E
that self-service, when touchless, is “consid- percent of germs on these high-touch surfaces.
ered safe” because vending machines offer This fear of contagion is still the most common
pre-packaged products that can sometimes reason consumers give for turning to online
be accessed through mobile apps or ordering shopping, according to a PYMNTS report.
features. This has accelerated the adoption
A wide variety of options exist for purchas-
of such machines as merchants work to pro-
ing without fear of touching screens, however.
vide solutions that comfort consumers. Some
Voice-enabled systems as well as cameras for
concerns center on how well these services
facial recognition offer an alternative, and they
can truly reduce risk, however. Consider that
are already being used in airports and health-
any self-checkout trip means interacting with
care. They could easily lend themselves to a
a kiosk or self-service machine and touching
retail setting. Amazon’s “Just Walk Out” tech-
the same surface that hundreds of other cus-
nology at its Go stores also offers a way to
tomers have touched if staff members are not
shop unattended with as little contact as pos-
consistent with sanitization. The Centers for
sible, using weight sensors, overhead cameras
Disease Control and Prevention (CDC) reports
and deep learning technology to detect when
that the risk of exposure to the COVID-19 virus
items have been removed from shelves and
in this manner is low, but it is not zero.
are automatically added to a virtual cart on
A recent report found that more consumers customers’ smartphones. Methods such as
would use self-checkout if they considered it these not only make shopping experiences
more sanitary. Stores recognizing that dilemma more hygienic but also keep foot traffic moving
introduced UV-powered antibacterial or antimi- and decrease time spent waiting in kiosk lines.
crobial technology to help reduce nearly 100
© 2021 PYMNTS.com All Rights Reserved | 21D E E P D I V E
CONTINUED UPTAKE FIGURE 1:
The global unattended retail market is predicted WHERE CONSUMERS SHOPPED
IN 2020
to grow to a value of $46 billion by 2027 at a
CAGR of nearly 7 percent between 2020 and Share of consumers making purchases
2027. Consumer demand for self-service is who used select purchasing channels while
driving businesses in a variety of industries to performing their daily routines, by year
invest in unattended machines and automated Store
devices, especially considering the saturation 67.3% 0000000000
76.5% 0000000000
of mobile devices, connected systems and dig- 80.3% 0000000000
ital platforms. Smartphones are more often Computer
being used as a tool for delivering safer in-store 40.8% 0000000000
47.2% 0000000000
shopping experiences. PYMNTS’ research 31.4% 0000000000
shows that consumers have more consistently Mobile app
used mobile apps, voice-enabled devices and 33.7% 0000000000
34.7% 0000000000
kiosks to make purchases within the last sev- 29.9% 0000000000
eral years. Mobile device
21.8% 0000000000
Consumers were already using unattended 22.7% 0000000000
20.7% 0000000000
retail more and paying through their mobile
Call center
phones, and the pandemic has only acceler- 19.4% 0000000000
ated that migration. These consumer trends 14.2% 0000000000
11.3% 0000000000
and advancements in technology, powered
Kiosk
both by health concerns and an increasing 20.0% 0000000000
16.1%
desire for efficiency and seamlessness, are
0000000000
14.8% 0000000000
sure to continue into 2021 and beyond.
Voice-activated device
13.8% 0000000000
12.6% 0000000000
9.7% 0000000000
Source: PYMNTS.com
2020
2019
2018
22 | © 2021 PYMNTS.com All Rights ReservedABOUT
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