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SMART LEAN - Accenture Banking Blog
SMART LEAN
SMART LEAN - Accenture Banking Blog
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     Alexandre Rosenwald
     Associate Director
     alexandre.rosenwald@accenture.com
     +33 6 09 47 97 71

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     Senior Principal
     s.jacquemet-richard@accenture.com
     +33 6 74 67 08 60
SMART-LEAN, OR HOW TO TAKE THE BEST OF LEAN AND SMART AUTOMATION APPROACHES

                                                                          Smart Lean
                                                  An approach combining the best of the 2 levers to maximize and
                                                   secure the automation of optimized & value-added processes

        Process improvement                                                                                           Automation approach
        approach allowing quick                                                                                       (RPA) of all or part of
        & long-term savings,                                                                                          a low added value
        BUT…
                                                        Lean                                  Smart                   process, BUT…

                                                                                            automation
                                              ✓     Respond quickly and                    ✓   Automate repetitive
        … Which is generally                        effectively to process                     tasks with low added   … Which is generally
        limited to non-IT                           inefficiencies                             value                  taken as an IT project
        opportunities (because                ✓     Set up suitable                        ✓   Allow employees to     and misses the Added
        expensive, complex &                        operating methods                          focus on high-value    Value module of the
        time-consuming to set                 ✓     Significantly reduce lead                  added activities       process automation
        up in IT)                                   times and stocks and                       (“customer” contact)
                                                    increase productivity                  ✓   Secure non-quality

Copyright © 2021 Accenture All Rights Reserved.
SMART LEAN BOOSTS LEAN BENEFITS AND ADDRESSES ITS LIMITATIONS FOR GREATER IMPACTS

                                                                                                          Comments                              Benefits             Limitations
➢ As is process
           1               2             3               4           5              6
                                                                                                  The baseline process suffers from                          • Value added time is a
                                                                                                  rework, waiting times and wasteful                           small percentage (10%
                                                                                                  activities performed by manpower                             to 20%) of total lead time
➢ Automated only process
                                                                                                  Some tasks are automated and         • Less workload       • Value-added blind
                                                                                        Reduced   some, tasks are reordered so that
           1               2         3           5           4           6               Lead                                          • Less waiting time   • Non value-added tasks
                                                                                                  man/machine interactions are                                 remaining, some being
                                                                                         Time                                          • Less lead time
                                                                                                  limited                                                      automated

➢ First, Lean the process…
                                                                                    Reduced                                            • Less workload
           1           2             5               4           6                                Some non value added tasks are                             • Some non value added
                                                                                     Lead
                                                                                                  optimized, even removed              • Less waiting time     tasks remain and
                                                                                     Time
                                                                                                                                       • Less lead time        consume capacity
                                                                             3
➢ … then Smart Automate the
  Leaned process
                                                                                                                                       •   Less workload
           1           2         5           4           6                       Reduced
                                                                                  Lead
                                                                                                  Value-added tasks and remaining      •   Less waiting time
                                                                                  Time            Non valued added tasks are           •   Less lead time
                                                                                                  automated
                                                                                                                                       •   Manpower focused on
                                                                                                                                           vaalue-dded tasks
Legend
         Non value-added task                Performed by manpower
         Value-added task                    Performed by Smart automation

Copyright © 2021 Accenture All Rights Reserved.                                                                                                                                      4
DEPENDING ON THE TYPE OF WASTE LEAN OR SMART AUTOMATION WILL BE MOST SUITED, SMART
LEAN ENABLES TO TACKLE ALL TYPES OF WASTE EFFICIENTLY

                    8 types of wastes                  Power of Lean & Smart automation                              Comments

          Transportation - Unnecessary movements                                          • Tours improvement, batch sizing
          of products & materials                                                         • Digitalization topic rather than RPA topic

          Inventory - Excess products and materials                                       • Pulled flow, Work-In-Process control
          not being processed                                                             • 24/24 bandwidth and automation led flash time reduction

                                                                                          • Non value added activities deleted/ diminished
          Motion - Unnecessary movements by
                                                                                          • Automation boosted Lean benefits e.g. cross applications
          people (e.g. walking, cross applications
                                                                                            information transfer by bots
          navigation)
          Waiting - Wasted time waiting for the next                                      • One-piece flow, validation frequency increase, batch downsizing
          step in the process                                                             • 24/24 automation led shrinking of waiting time

          Overproduction - Production in excess of                                        • Non value added inputs/outputs deleted/ diminished
          need                                                                            • Automation led “on demand” volume adjustment

          Over-processing - More work or higher                                           • Focus on client value-added, tasks re-ordering, “just in case”
          quality than is required by the customer                                          activities questioning, complexity segmentation
                                                                                          • Automation of simplified activities

          Defects - Efforts caused by rework, scrap,                                      • Mistake proofing, data format enforcement
          and incorrect information.                                                      • Automation powered mistake proofing, audit trail

          Miss-utilized talents - Underutilizing                                          • Non value added tasks minimized, competencies matrix
          people’s talents, skills & knowledge                                            • Bots focused on repetitive tasks, manpower on value-added
                                                                                            tasks
                                                              Lean
Copyright © 2021 Accenture All Rights Reserved.               Smart automation                                                                               5
THE SMART LEAN APPROACH IS BASED ON A 5 STEPS FRAMEWORK INCLUDING AGILE DELIVERY

                                                                                                                                                                                                                                                                                                             Control new
                                                                                                                                                                                         Measure As-Is                        Analyze    root causes               (Design-Build-Test bot                 process performance,
                                                                Define opportunities                                                                                                           process                          & design optimized                   +) Implement                          set-up maintenance
                                                                                                                                                                                                                                     process                         optimized process                       and continuous
                                                                                                                                                                                                                                                                                                              improvement
    Duration

                                                                                                 2 to 4 weeks                                                                                                                                                         Duration depending                    1 to 2 week to set-up
                                                                                                                                                                                             2 weeks per                             2 weeks per
                                                                                               (depending on the                                                                                                                                                       on complexity to                       and then ongoing
                                                                                                                                                                                               process                                 process
                                                                                                scope to cover)                                                                                                                                                           implement                                activities
    Purpose

                            Confirm overall problem                                                                                                                             Map the current process, track          Analyze root causes and design       Implement optimized new process Implement control plan &
                            statement, identify processes                                                                                                                       performance of current situation        an optimized process (Lean           and develop bot when applicable continuous improvement
                            candidate for improvement and                                                                                                                       and highlight pain points               and/or Smart Automation)
                            prioritize them

                            ▪ Problem statement, objectives of                                                                                                                  ▪ Mapping of the current process        ▪ Sources of wastes analysis         ▪ Parallel Agile implementation of    ▪ Transition to the Process Owner
                              the project and key metrics                                                                                                                       ▪ Gathering pain points from the        ▪ Analysis of root causes (X) and       ▪ Lean only increments pilot if      and Smart automation Center of
                            ▪ Definition of project scope                                                                                                                         clients and the shopfloor / clerks      effects (Y),                            necessary and implement            Excellence (CoE)
    Activities

                            ▪ Definition of Voice of Customer,                                                                                                                  ▪ Preparation of data collection plan   ▪ Design of the optimized process       ▪ Smart automation only              ▪ Definition of Control Plan for
                              Voice of Business & Voice of                                                                                                                        and operational definitions           ▪ Smart automation adequacy               increments: Design- Build -Test - continuous improvement by
                              Process                         ▪ Value Stream Mapping to identify                                                                                                                          inventory                               Implement                            Process Owner
                            ▪ Top-down assessment of processes inefficiencies                                                                                                                                           ▪ Submission of all types of         ▪ For hybrid solutions : tactically cut ▪ Kick-off governance with Smart
                              efficiencies and readiness for  ▪ Computation & benchmark of                                                                                                                                improvements to validation, incl     process steps into manageable           automation CoE
                              optimization                      Process Cycle Efficiency                                                                                                                                  respective business case            Agile Lean and Smart Automation
                                                                                                                                                                                                                                                              increments                              Smart automation portfolio
                                                      Project charter                                                                                                             Data Collection Plan                                                         Implementation backlog                        dashboard
                 Impact financier
                 • L’amélioration de ce processus peut amener un gain estimé en
                   phase de pré-cadrage à 1680k Euros
                                                                                               Enjeu / opportunité
                                                                                               • Améliorer les pertes d’efficacité ci-dessous (à compléter):
                                                                                                 ✓    Processus de re-calcul de VL non standard
                                                                                                                                                                                                                            Ishikawa diagram
                 • Rationnel de l’estimation :                                                   ✓    Dif f érents niveaux de capacité des comptables
  Most common

                   ✓    Réduction des pertes d’ef f icacité estimées lors du cadrage             ✓    Dif f érents outils ou méthodes utilisés pour l’analyse (peu sécurisés)
                   ✓    Equivalent à 5% de productivité (niveau de conf iance élevé sur base     ✓    Dif f érents tableaux manuels de surperf ormance utilisés
                        de benchmark)                                                            ✓    Formation de départ et continue sur GP3 insuf f isante
                                                                                                 ✓    Ref ormatage de la communication client créée par EOS
                                                                                                 ✓    Charge de travail non homogène sur la journée
                                                                                                 ✓    Opérations manuelles d’archivage
                                                                                                                                                                                                                                                                                                                                                           I Chart of Forçages Obligations
                 Objectifs                                                                     Périmètre                                                                                                                                                                                                                             1600                                                           1
                 • Réduire les nombreuses pertes d’efficacité identifiées dans le              • Activités réalisées en France (L’amélioration de ce processus pour
                   processus de valorisation pour économiser en moyenne 24’ par                  la partie Luxembourgeoise est gérée par la filiale locale)
                   personne                                                                    • N’inclut pas: contrôles et la gestion des cours et OST (et plus                                                                                                                                                                     1500
                                                                                                 globalement tous les autres projets lancés dans le cadre de POP)
      tools

                                                                                                                                                                                                                                                                                                                                     1400
                                                                                                                                                                                                                                                                                                                                                                                                         UCL=1369.3

                                                                                                                                                                                                                                                                                                                  Individual Value
                                                                                                                                                                                                                                                                                                                                     1300
                 Planning                                                                      Equipe
                 ▪ Début des travaux avec les équipes projet le 16 Février                     • Sponsors : L. Scavardo
                 ▪ Validation de la charte projet et du processus niv. 1 prévue le 20/02       • Chef de projet : Daniel Lopes (FAS) et Yves Lampe (Accenture)                                                                                                                                                                       1200
                 ▪ Fin de la phase de Mesure (processus niv. 2, identification des
                   dysfonctionnements et mesure) prévue le 7/04
                                                                                               • Les membres de l’équipe côté FAS restent à définir.
                                                                                                 ✓    Comptables qui opèrent le processus (il f audra un mix entre les OPC
                                                                                                                                                                                                                                                                                                                                                                                                         _
                 ▪ Fin du test et de la validation des améliorations et mise en œuvre le              valorisés, et l’expérience des comptables)                                                                                                                                                                                     1100                                                                X=1109.2
                   29/05 au plus tard                                                            ✓    REC(A) pour avoir une vue plus globale qui puisse se décliner le plus
                 ▪ Ce planning est prévisionnel et sera affiné en fonction de l’approche              largement possible
                   qui va être adoptée, du nombre de groupes de travaux, des                                                                                                                                                                                                                                                         1000
                   améliorations à apporter…

                                                                                                                                                                                                                                                                                                                                     900
                                                                                                                                                                                                                                                                                                                                                                                                         LCL=849.0
                                                                                                                                                                                                                                                                                                                                     800
                                                                                                                                                                                                                                                                                                                                            34   35   36    37    38 39 40 41        42   43   44   45
                                                                                                                                                                                                                                                                                                                                                                 Numéro de semaine

                                                                                                        SIPOC Map                                                                                                                        Smart automation                    Sprint burn down                                                    Visual control
                                                                                                                                                                                       Value Stream Mapping                             adequacy diagnostic
Copyright © 2021 Accenture All Rights Reserved.                                                                                                                                                                                                                                                                                                    management 6
A TARGET OPERATING MODEL MIXING FUNCTIONAL AND TECHNICAL ROLES IS SET UP

Business lines
• Identify opportunities for improvement
• Implement Lean improvements
• Develop business case
• Qualify automation opportunities
• Prioritise their own opportunities pipe
• Monitor deployment plan and benefits
  materialisation                                                    Automation Governance
• Carry out UAT
• Sit on Automation governance

                                                                   • Sets automation guiding principles, do’s
                                                                     and dont’s
                                                                   • Prioritises pipe of improvementsonce
                                                                     consolidated on the many Business lines
                                                                   • Approves developpement of automation
Automation Center of Expertise                                     • Spreads best practices
• Technically qualifies automation opportunities                   • Promotes post mortem key learnings
• Evaluates and communicates automation opportunities complexity   • Monitors improvements deployment
  and feasibility timeline                                           plans and benefits materialisation across
• Develops automation opportunities and implements them into         business lines
  production
• Maintains and upgrades automated opportunities
• Defines and enforces developpement norms
• Monitors scripts library
• Defines, collects and improves automation performance KPIs
• Sits on Automation governance

Copyright © 2021 Accenture All Rights Reserved.                                                                  7
APPENDIX
PROCESS ASSESSMENT WILL DETERMINE WHICH SMART AUTOMATION LEVERS WE CAN LEVERAGE TO
DELIVER THE MOST VALUE

        Smart Automation enablers                                                               To deliver tangible benefits…
              Process Automation for,                  Business Process Management for,
              • Repetitive                                                                         Increased Productivity & lower costs
                                                       • Process Orchestration                     • Potential to operate 24x7
              • Rule Based                             • Scripts, macros, bath program
              • Structured Data                                                                    • Processing costs reduced by 80%
                                                       • Minibots & Auto Hotkeys
              Virtual Agents using,
              • Natural Language Processing                                                       Higher Staff satisfaction
                                                       Machine learning
              • For human like UI or dialogue          • Automate process areas involving         • Eradicating monotonous tasks
              • Multifactor authentication               human judgement and interaction            allowing individuals to focus on
              • Knowledge Processing                     leveraging ML/DL based                     higher value work
                                                         algorithms, computer vision
              AI Advisors                                technologies and virtual agents           Reduction in Lead Time
              • Enables machines to sense,                                                         • UP to 20 times faster response &
                 comprehend, act and learn. To                                                       processing time
                 analyze data and make informed        Natural Language Processing (AI)
                 decisions on their own or with        • The ability to understand human
                 minimal human augmentation or           language as it is spoken.                Consistent quality delivered
                 intervention.                         • Can deal with unstructured data          • 100% Error Reduction

              Predictive Analytics                     Intelligent OCR
              • encompasses a variety of statistical   • Advanced optical character (incl          Provision of greater visibility
                techniques from data mining,              handwriting) that allows fonts and       & auditability
                predictive modelling, and machine         different styles of handwriting to       • Individual cases can be stored
                learning, that analyze current and        be learned by a computer during            and retrieved as evidence.
                historical facts to make predictions      processing to improve accuracy
                about future or otherwise unknown         and recognition levels and digitize
                events to identify risks and              paper based inputs
                opportunities.

Copyright © 2021 Accenture All Rights Reserved.                                                                                           9
RPA as a lever to go one step further in the search
for efficiency and digitalization...
 RPA (Robotised Process Automation or robotics) is the use of a virtual workforce (virtual assistants) capable of imitating human actions
 on a software by following a predefined script. It allows users to configure software "robots" to run all or part of existing processes,
 using several systems and applications, as a human would do;

                    Internal & external systems                                                        Desktop tools

        • Access to internal and external applications and                              • Open and manipulate spreadsheets and text
          systems (incl. internet)                                                        editors
        • Navigate within applications and interact with                                • Export and transfer data from one file to
          different elements and windows                                                  another
        • Enter/paste the requested data                                                • Formatting files
        • Export and upload files                                                       • Generate reports and graphs

                           Data management                                                                 E-mails
                                                                                        • Open e-mails
                                                                                        • Export attached documents
        • Extract / load data from systems and databases
                                                                                        • Check the reception of the mails
        • Consolidate, analyze/compare, structure data
                                                                                        • Organize mails in folders or redirect them to a
          sets
                                                                                          team member according to defined rules
        • Perform calculations
                                                                                        • Send an email with attachments (internal and/or
                                                                                          external)

Copyright © 2021 Accenture All Rights Reserved.
… and generate quantitative & qualitative benefits
        RPA brings advantages in terms of efficiency and quality while allowing great flexibility in its implementation and
        maintenance.

                                                               Humans errors out
                                                                                                    Increasing capacity and refocusing
                                                               Compliance /Audit trail              staff on value and customer service
                   Improved quality
                                                               improvement (process steps are       => staff satisfaction
                                                               logged and stored)

                                                                                                    A robot can operate 24/7 if the
                         Improved
                                                  Cycle time reduction up to                        underlying applications are available
                         efficiency                                                                 at machine speed

                                                                                                    Scalability and flexibility
                                                                                                    Peaks of activity managed at less
                       Cost saving                Process cots reduced up to                        than the cost of one FTE
                                                                                                    Rapidly deployed resources.

                                                               RPA software can quickly be set up
                        Quick                                                                       Reuse of brick that are, stored in
                                                               and bots designed so that
                    implementation                                                                  libraries
                                                               automation is deployed

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