Decoding Tomorrow: 10 Observable Trends To Get You Thinking Like A Futurist

 
CONTINUE READING
Decoding Tomorrow: 10 Observable Trends To Get You Thinking Like A Futurist
Decoding Tomorrow:
10 Observable Trends To Get You Thinking
Like A Futurist

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1      Startups:
       Creative Destruction
Make no mistake about it – we are in        It’s a similar story in the United States.   bit slowly? Get in Hadrian, a robotic
the midst of a revolution. Not so long      According to the American Enterprise         brick-layer. 6
ago technology used to be thought of        Institute, thanks to creative
as an industry in its own right. Now it’s   destruction, of all the firms that made      Smart companies are looking for ways
simply a part of the fabric… ingrained      the Fortune 500 list in 1955 – only 60       to think like futurists and to learn from,
                                                                             2           and partner with, these game-changing
into almost every industry you can          remained on that list by 2017. In a note
imagine – from InsurTech, RegTech and       to investors, Credit Suisse’s analysts       startups. For an example of how to do
FinTech, to AgriTech and EduTech.           point out that “the average age of a         it right, check out LumenLab 7-
When you take a step back, it’s fair to     company listed on the S&P 500 has            launched by our client Metlife, with the
say that every company is now a             fallen from almost 60 years old in the       aim of breathing new life into the
                                                                                     3   insurance industry, this exciting
technology company – with a license in      1950s to less than 20 years currently”,
your old vertical.                          whilst Innosight’s 2018 Corporate            incubator is ushering in a new era of
                                            Longevity Forecast predicted that, “at       open innovation and collaboration with
As the potential applications and           the current churn rate, about half of        InsurTechs. In 2018 the incubator
implications of these new technologies      S&P 500 companies will be replaced           directly led to Metlife’s ‘Vitana’, the
                                                                        4                world’s first automated insurance
continue to unfold, swift and nimble        over the next ten years.”
startups continue to transform the                                                       solution that harnesses blockchain tech

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business landscape. Take Australia for      In other words – the business                to offer women with gestational
example. As James Alexander,                landscape is changing… and fast. The         diabetes financial protection without
Co-Founder of Galileo Ventures,             rate of change has never been this fast      them even needing to make a claim.8
recently pointed out - in 2013 VC funds     and will never be this slow again.
raised a mere $155m, Atlassian had          Entrepreneurship is exploding, with an
recently raised $60m at a $460m             exciting breed of young entrepreneurs
post-money valuation, and you could         leading the charge. Again, in Australia,
count the number of accelerators on         Aussies have over 70 startup programs
one hand (four). Oh, and the biggest        affiliated with universities and half of
exit in tech was just $46m (software        the nation’s most active accelerators                   The average lifespan of an S&P500 company
company Distra).                            are university backed.                                           is now less than 20 years
                                                                                           70

Fast forward to 2018 and over $1.8bn        This has seen startups tackle almost           60
was raised by VC funds in the previous      every conceivable pain point for every
two years, there are 25 accelerators &      industry you can think of. Think banks         50
incubators, and Atlassian’s valuation       are evil for charging excessive
sits closer to the $13bn mark. And                                                         40
                                            overdraft fees? FinTech startup Dave
there have been multiple billion dollar     will help advance you up to $75 at 0%          30
exits in the last 12 months.1                        5
                                            interest. Think your brickie is moving a
                                                                                           20

                                                                                            10

                                                                                            0
                                                                                                     1958            1980             2012
                                                                                                                                                 9
2          We’re Starting To Go A
           Little More Hands-Free
                                                                                                                 BlackBerry             Apple iPhone
                                                                                                                                                               ~ 5 1/2 years to 30%
                                                                                                                 8000 series
Voice assistants have well and truly       mirrors that purchase your wardrobe                                                                                       adoption
reached the mainstream. Bain               for you, smart fridges that plan your
research found that in the U.S. 33% of     meals and order your shopping based
18-24-year-olds, and nearly a quarter                                               Smartphones
                                           on what you’ve got hiding inside it –                           October 2005     June 2007                              February 2011
of 25-44-year-olds, already have a         but most humans aren’t thinking of
voice assistant like Alexa or Google       the implications.                        Voice Assistant
Home. 10 From telling you the time to                                                                       November 2014                         July 2018
turning on your Christmas lights, you      How is the rate of conversational
name it – you can bark out the order       commerce adoption likely to                                                                  ~3 1/2 years to 30%
and consider it done. And for those of     influence how we make decisions?                                                                  adoption
you thinking that most people will         Consumer brands need to start                                         Amazon Echo
still be too reluctant to use it for       looking beyond Google search                                                                                                                 13

sensitive information like banking…        rankings and start thinking about
think again! Another piece of              what it would take to be the first
research Bain did in 2018 showed that      name on their customer’s voice
voice assistants are being adopted at      assistants’ lips – or voice search
a far quicker rate than smartphones        rankings. In a world where Amazon
were (3 ½ years to 30% adoption            has the power to recommend
compared to 5 ½ years),11 and that 27%     everything from Amazon Prime to
are already open to using a voice          Amazon private label batteries – this
                                                                                                       Voice assistants are coming on strong
assistant for everyday banking. The        isn’t going to be an easy battle. This
rate of change is going exponential.       is a wake-up call to not only be
                                           thinking of how to remove friction,
Wherever you look companies are            but to completely reimagine how
looking to remove friction in the          your brand’s voice is going to be             33                                                                              27
purchasing process. Again, looking at      heard.                                                 24
                                                                                                          22
Amazon, 2018 saw the public launch                                                  %                             15
of their first payless supermarkets.                                                                                       12     12
Customers can literally walk in, throw                                                                                                             6

their shopping in their cart, and walk
straight out the door. In Asia, payless                                                  18-24   25-34   25-34   45-54    55-64   64+        Currently using     Open to using in the
stores are even taking it a step further                                                                                                                               future
                                                                                                 “Do you have a voice
by offering you discounts for smiling                                                                                                               “Would you consider using
                                                                                                 assistant device at home                           a voice assistant to do
as you enter. 12                                                                                 (e.g. Amazon Echo/Alexa,                           everyday banking?”
                                                                                                 Google home)?”
We’re witnessing a fundamental shift
in the way we interact with products,
                                                                                                                                                                                        14
and it’s raising some serious
questions. We’re so close to smart
3          Learning To See People
           As Digits
We’re fast learning the true power of     for his arguments via Facebook. In     Oil giant Shell for example built an
data. The trouble is, we’re not always    the end, Alexander Nix, Former CEO     analytics platform that allows them to          394
great at getting it right. According to   of Cambridge Analytica has gone on     anticipate when over 3,000 different             75            39
Gartner a staggering 85% of all Big       record saying “pretty much every       oil drilling machine parts might falter.     616137363         47
Data projects fail.                       message that Trump put out was         No longer were they in the dark when        7173631893     561613736
                                          data-driven.” 15 Claiming to be        it came to the state of parts and          8163913637     3717363189
In 2018 Cambridge Analytica hit the       customer-centric without being         machinery across its various global        1936193716
headlines and showed the world just       data-centric is no longer plausible.
                                                                                                                                           3816391363
                                                                                 facilities. Instead, as well as reducing   27236262
how powerful data can be. In fact, in                                                                                                      719361937
                                                                                 their inventory analysis from over 48       628393173
2012 Computational Psychologist and       In sport, data has clubs and codes                                                                16272362
                                                                                 hours to less than 45 minutes, they         672108111
Big Data Scientist Michal Kosinski        looking for advantages wherever        now had a clear and compelling                             6262839
                                                                                                                             01827330
proved that, based on an average of       they can find it in true Money Ball    picture that allowed them to plan                          31736721
                                                                                                                              018 2371
68 Facebook “likes”, you could            style. In 2018, Arsenal welcomed       their operations effectively. In an                        08111018
                                                                                                                              02 8372
predict a person’s skin colour with       Mikhail Zhilkin to their backroom      industry where minutes matter and                          27 330
                                                                                                                              83 028
95% accuracy, their sexual orientation    staff in order to help them            downtime costs millions of dollars a         37    208
                                                                                                                                             01 823
with 88% accuracy, and their political    overcome recent fitness and injury     day, big data is now a very big deal.        3      018     71   028
affiliation to 85%, along with a whole    issues. His background? Mikhail is a                                                23             37    283
range of other information like drug      Russian data scientist, who played a   With all the amazing possibilities                          0     28
and alcohol use, religious beliefs and    key part in the success of Candy       afforded by these great swathes of                         3       72
whether their parents were divorced       Crush. In case you’re wondering just   data – how is your company handling                                 0
or not. In 2018, it became popular        how successful Candy Crush has         it? And how confident are you that
knowledge that using a similar            been, the series of games              you’re doing all you can to harness
methodology, Cambridge Analytica          reportedly brings in close to US$4m    that data to provide actionable            39
reportedly played a significant part in   a day, with the original 2012 Candy    insights to help you work smarter and      47         39
both the Brexit vote and Trump’s          Crush Saga responsible for an          create more value for your             561613736      47
election. In the case of Trump’s          astounding revenue of US$930m for      customers?                            3717363189 561613736
campaign, the company helped to           the 12 month period ending July                                              3816391363 3717363189
segment, target, and tailor messages      2018.                                                                        7193619371 3816391363
to an alarming degree – at the level of                                                                                62723626 719361937
psychographics. It’s said that on the     It’s not just about predicting                                               26283931    16272362
day of the third presidential debate      success – smart companies are using                                           73672108   6262839
with Clinton in 2016, Trump’s team        big data to predict, prevent and
                                                                                                                        111018273  31736721
tested 175,000 different ad variations    minimise the impact of failures too.
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4            The Quantified
             Self and Tales of
             Transformation
It was 2007 when Gary Wolf and Kevin
Kelly coined the term ‘Quantified Self’,
and now it seems everywhere you turn
there is a new app or device to help us
keep track of a new aspect of our lives
– from sleep, to sun exposure, to
                                             This is becoming so important,
                                             because we’re not just talking about a
                                             shift from a ‘Transactional Economy’ to
                                             an ‘Experience Economy’ anymore -
                                             we’re witnessing a shift to a
                                             ‘Transformation Economy’. Brands like
                                                   18
                                             Nike, and Lululemon understand that
                                                                                       5             From Compliance
                                                                                                     & Keeping It Safe
                                                                                                     To Doing The
breathing – you name it.                     when you partner with consumers on

                                                                                                     Right Thing
                                                          19
                                             that journey, you create deep and
According to a study from Juniper            meaningful connections. So, whether
Research, there are already over             it’s energy savings, muscle gains or
40,000 health-related smartphone             share profits – how are you using data
apps,16and estimates show 60% of U.S.        to create rich, visualised and            There’s a flipside to all this data        And when it comes to ‘doing the right
adults are using some form of device         compelling stories – and proof points -   though. A recent report showed that        thing’, brands are being held to a
to track their exercise, diet or weight.17   of personal / business transformation     close to 90% of people attempting to       higher standard than ever before. No
It’s no longer about being able to log       to your clients?                          log in to online retailers’ websites are   longer is Corporate Social
                                                                                                                   20
our data and use it as a yardstick                                                     hackers using stolen data. And KMPG        Responsibility about taking
against yesterday’s scores, we’re now                                                  showed that 19% would not use a            ownership of your own impact – each
using it to get a rich and in-depth view                                               retailer if they had been breached,        and every partnership and platform
of what is really going on – and using it                                              and 33% would take an extended             you are using is coming under the
to predict our future selves. The data is                                              break before they would use them           spotlight too. Even the seemingly
                                                                                             21
starting to tell stories, in turn creating                                             again. With large scale scandals like      untouchable ones.
science fact. And brands need to be                                                    the Equifax hack rumbling on, it’s
looking at ways that they can tell us                                                  more important than ever for brands        At Thinque, with our work in the
these stories.                                                                         to ensure that they have their house       marketing industry we’ve seen this
                                                                                       in order when it comes to keeping          increased scrutiny up-close. In 2018
                                                                                       data safe.                                 our client Interpublic Group were
                                                                                                                                  presiding over Unilever’s marketing
                                                                                       As Gartner put it, as customers            activities as the world’s second
                                                                                       become increasingly aware of both          biggest advertising spender (at the
                                                                                       the value of their personal                time) publicly threatened to withdraw
                                                                                       information and how it is being used,      its advertising from online platforms
                                                                                       the conversation is shifting from “are     like Facebook and Google,23 with
                                                                                       we compliant?” towards “are we             Unilever’s CMO describing them as
                                                                                                               22
                                                                                       doing the right thing?”. We need to        ‘little better than a swamp’ in terms
                                                                                                                                                    24
                                                                                       start coding our business models for       of transparency.
                                                                                       ethics.
6      Trust & The New
       Gatekeepers of The Truth
Are we living in a post-truth era? If so,   Maybe. But maybe not for long. With        see companies shift away from the
how do brands prove themselves to           a ‘techlash’ escalating (the U.S. saw      hype around bitcoin toward deeply
be authentic and trustworthy?               trust in social media platforms drop a     practical uses of the technology, in
                                            huge 11% between 2017 and 2018 to a        turn ushering in a new era of
Trust and truth is such a hotly             paltry 30%)29 and the 2019 Edelman         distributed trust.
debated topic right now. And when           Trust Barometer showing that
you look at the U.S., it’s easy to see      globally 73% of respondents worried        It’s no longer enough to try to tell
why. According to The Washington            about fake information or fake news        your customers an authentic story –
Post, by November 2018 Trump had            being used as a weapon – it’s clear        you need to be able to prove it
told over 6,000 lies or misleading          that we’re witnessing a new breed of       beyond doubt.
                               25
claims during his presidency. In the        savvy and sceptical consumers, weary
seven weeks leading up to the               of ‘fake news’ and ‘fake search’ who
                                     26
midterms, he averaged 30 per day.           crave transparency and
                                                            30
Spotting a liar is getting even harder      accountability. Of course, social
too - with AI tools now able to create      media is still going to remain an
compelling ‘deep fake’ videos, as we        important storytelling tool for a while
                                                                                                      TRACKING THE SUPPLY OF DIAMONDS WITH
learnt when the video of Obama’s            yet, but companies can no longer rely
                                            on glitzy photos and catchy hashtags                            BLOCKCHAIN TECHNOLOGY
words being utterly convincingly (and
terrifyingly) manipulated went viral. 27    to win over increasingly shrewd
                                            consumers.
So where does truth really reside?
Who can the public trust? Have we           Enter blockchain and the digitisation
really reached the stage where big          of trust. From smart, self-executing
data companies like Facebook and            contracts, to plugins like TrustedNews
Google have so much power that they         that verify how biased an article is
are, as distinguished essayist and          likely to be, to being able to trace the                                          0   0
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                                            site where your diamond or your
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author Rana Dasgupta put it during
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                                            lettuce came from – we’re starting to
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his 2018 piece on ‘The demise of the
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nation state’, “the primary
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gatekeepers of social reality”?
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The arbitrators of truth.28
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                                                                                                          DIAMONDS CAN BE TRACKED FROM MINE TO RETAIL
7        Consolidation of
         Power & The Giants
         Want More Pie
If someone would have told you a          the myriad start-ups flooding the         rolled from sector to sector, picking
decade ago that a site started by a       business landscape, the giants also       up momentum, removing friction for
group of friends at Harvard to rate       pose more of a threat than ever. It       consumers, and gathering size and
the attractiveness of girls would soon    seems no matter where you look,           customers wherever it blows through.
have the power to swing elections - I     from healthcare to entertainment,         Verticals are converging and industry
doubt you would have taken them           security to education, FAMGA              boundaries are disappearing. Is your
very seriously. But that’s where we       (Facebook, Apple, Microsoft, Google,      industry their next target?
have found ourselves. In fact, in March   Amazon) are extending their claws
2018 we saw one of the most               into all kinds of new flavours of pie.    This consolidation of power means
powerful examples of just how             They’re so big that Inc. reported that    companies need to be increasingly
unintended, far-reaching, profound,       when combined (and taking                 vigilant when it comes to protecting
and previously inconceivable the          Alphabet, Google’s parent company,        themselves from a potential
influence of modern-day tech              into account) they are worth more         onslaught from these giants. With
companies can be – as Facebook was        than the entire economy of the United     that in mind – anyone working in a
directly called out by the UN and         Kingdom. 32                               retail environment should be asking
blamed for playing a leading role in                                                themselves what it is that really
                               31
inciting genocide in Myanmar.             The same threat is present in the East,   differentiates themselves from the
                                          with companies like Tencent and           pack, and what they are uniquely
Whilst it’s true that on one hand we      Alibaba beginning to feel like the        offering that can’t simply be sold on
need to be vigilant to the threat of      equivalent of a snowball that’s being     Amazon?
8         Shopping Is Taking
          On A Whole New
          Meaning
Figures show that we are spending          Chinest biggest retailer, Alibaba is a
less money buying ‘stuff’ and more on      staggering example of what's
‘doing things’.33 James Wallman,           possible in retail. Their decade-long
author of Stuffocation: Living More        association with China's national
with Less, sums it up nicely when he       Singles’ Day has seen them take
says “if you think about the 20th          almost complete ownership of the
Century, the big dominant value            day. On 11 November 2018 their 'See
system was materialism, the belief         Now Buy Now' fashion event sold
that if we had more stuff we’d be          $30.8bn in gross merchandise - 40
happier… the big change to what I call     reaching the $1bn mark by one
experientialism is more about finding      minute 25 seconds.41 That’s double
happiness and status in experiences        the amount U.S. consumers spent
instead.”34                                online for Black Friday and Cyber
                                                                        42
                                           Monday combined in 2018.
For retailers, this means a few things.
Firstly, shopping needs to become          Secondly, brands need to makes it
more than transactional. Whether           even easier for consumers to say
                                                                                      30
that’s relatable direct-to-consumer        ‘yes’. They need to create seamless                                     TOTAL RETAIL SALES ($B)
brands like Casper,35 and Warby            user journeys that not only engage
Parker looking to cut out the middle       and delight, but that reduce friction      25

man and give back to society in the        at every pain point. From payless
process.36Or brands like Virgin,37 North   stores to next hour food deliveries,
Face,38and Krug using in-store             3D printed prescription glasses whilst     20                 Singles’ Day

activations, hosted events and             you wait to curb-side sneaker pick up                         Cyber Monday
festivals – brands need to be looking      – these are just the tip of the iceberg.
                                    39                                                15                 Black Friday
for ways to elevate their offerings.       Expect 2019 to see brands push for
                                           new and exciting ways to augment
                                           and simplify the user journey.             10

                                                                                      5

                                                                                      0
                                                                                           2008   2009     2010         2011       2012       2013      2014   2015   2016   2017
                                                                                                                                                                                    2018
                                                                                                                           Source: Comscore, Statista
9       Equality No Longer Just
        A Buzzword.

                                           most controversial ad of the year.          who responded positively even said
Equality in society has long been on
                                           Turning their famed ‘Best a Man Can         they “loved” the campaign. This,
the agenda, but there are signs that
                                           Get’ slogan on its head, their ‘We          coupled with the fact that 70% of male
maybe the time for talking is over.
                                           Believe: The Best Men Can Be’ ad,           and 85% of female respondents said
The #MeToo movement has not just
                                           imploring men to ‘say the right thing’      they felt brands should participate in
lifted the lid on the dark underbelly of
                                           and ‘act the right way’, amassed 23         culturally relevant campaigns, shows
showbusiness, it has forced society to
                                           million views, over 330,000 comments,       just how precarious a world brands are
stand up and start taking action.
                                           650,000 likes and 1.1 million dislikes 45   living in. Consumers expect brands to
                                           within just over a week of being            stand for more, but opinion is often
In December 2018 KPMG disclosed that
                                           uploaded to YouTube – dragging the          divided across age, sex, and all manner
over the last four years seven UK
                                           debate on gender stereotypes well and       of demographic and psychographic
partners had left the firm because of
                                           truly into the mainstream in the            boundaries.
inappropriate behaviour, including
bullying and sexual harassment.43 In the   process.
                                                                                       What does all this mean for how
same month, Deloitte disclosed they
                                           Whilst many quarters are pointing           brands interact, both internally with
had fired 20 UK partners for
                                           towards a general feeling of negativity     their own teams, and externally with
inappropriate behaviour over the same
                                           regarding the ad,46 independent             their customers? How can you become
timeframe.44
                                           research by Persky focused on younger       part of the solution without alienating
                                           millennials and Gen Z found that of the     people or being labelled as
Fast forward a month to January 2019
                                           3,500 US men and women aged 18-34           inauthentic? The current reality
and Gillette’s attempt to show the
                                           that they surveyed, 84% of women and        appears to be that for brands to
world that they stand for more than
                                           77% of men responded positively or at       continue to reinvent themselves and
just manufacturing shaving products
                                           the very least weren’t offended by the      truly resonate with their customers,
saw them put up a front runner for the
                                           ad.47 33% of women and 20% of men           they will have to risk dividing opinion.

                                                                                       One thing is for sure, culture has never
                                                                                       been so paramount. In 2019 expect
                                                                                       further emphasis on diversity and
                                                                                       inclusion, and a shift away from a
                                                                                       society where ‘culture is King’ to one
                                                                                       where ‘culture is King and Queen’.

                                                                                                                                  Inspired by work from
                                                                                                                                  artist Deva Pardue
10              The Boundary Between The
                Real and The Virtual Is
                Disappearing
AR and VR are really starting to           2016 and 2017 to US$209.2 billion by     stool samples for you, robo-advisors
                                                 49
gather pace. Consumer products are         2022. If those figures sound             taking over the role of financial
becoming so advanced (and                  far-fetched, a 2017 survey by Statista   advisors, ‘social credit scores’
affordable) that in 2015 Stanford          in the States found that half of         punishing bad drivers with travel
Virtual Human Interaction Lab              respondents would be willing to get a    restrictions or slower internet in
decided to replace their $40,000 VR        VR headset if the price was right,50     China – we really are entering a brave
setup for a consumer version of the        with 27% planning to bite the bullet     new world. One in which the rules of
                            48
Oculus Rift valued at $350. Whilst         within a year. 51                        engagement are being completely
it’s true that public hype surrounding                                              re-written. What are you doing to
VR and AR has dipped from its peak a       Along with upticks in Co-Working,        redefine your future brand
few years ago, continued advances          we’ve see Co-Living emerge as a          interactions?
point to it having a substantial part to   genuine trend - with companies like
play down the track. According to          We-Live (of WeWork fame) aiming to       Standing still is not an option. In
May 2018 forecasts from Statista, the      create a ‘physical social network’, in   order to make the uncertain a little
global AR and VR market is about to        turn reimagining what it means to live   more predictable, and to set yourself
explode – with the market size             in today’s urban environment.52          up for success – you need to take
worldwide set to sky rocket from                                                    action. You need to learn how to start
US$6.1 billion and US$14.1 billion in      With 3D bio printers building custom     thinking like a futurist.
                                           organs, smart toilets that analyse
Your Pre-Mortem
            Imagine it is now 2022, and on your watch
            your company went belly-up. What were
            the trends you missed, the signals your
            ignored, and the decisions you delayed
            which led to this demise? What change will
            you make today to prevent this from
            happening?

                                                                                                   FUTURIST

                                                         Anders Sörman-Nilsson (LLB / EMBA) is a global futurist and innovation strategist who
                                                         helps leaders decode trends, decipher what’s next and turn provocative questions into
                                                         proactive strategies. With an average of 240 international travel days a year, Anders’ view is
                                                         that the future and the now are converging in a city or start-up near you, giving the curious,
                                                         the creative and the courageous a competitive and sustainable edge. At the same time, that
                                                         same future contains fearsome forecasts for futurephobes.

                                                                                                   SPEAKER

                                                         This Swedish-Australian futurist has shared stage with Hillary Clinton, Nobel Laureates, and
                                                         European and Australian heads of state. He is an active member of TEDGlobal, has keynoted
                                                         at TEDx in the United States and Australia, was nominated to the World Economic Forum’s
                                                         Young Global Leaders in 2019, and was the keynote speaker at the G20’s Y20 Summit in
https://www.anderssorman-nilsson.com/asn-contact-us
         Click here to get in touch to find out why      Australia.
        brands like Apple, Burger King, Johnson &
                                                         His presentations are meticulously researched, highly energetic and always fascinating with
https://www.anderssorman-nilsson.com/asn-contact-us
         Johnson, and IBM have entrusted us with
https://www.anderssorman-nilsson.com/asn-contact-us      content tailored to the audience, which is why clients like Apple, Cisco, Mercedes Benz,
                   their future-proofing.                Hilton, SAP, Gartner and Macquarie Bank have turned to Anders over the years to help them
                                                         turn research into foresight and business impact.

                                                                                                    AUTHOR

                                                         His thought leadership has been featured in international media like Monocle, Business Insider,
                                                         Sky News Business, Financial Review, CIO Magazine and Boss. He is the author of the books
                                                         Seamless: a hero's journey of digital disruption, adaptation and human transformation (Wiley,
                                                         2017), Digilogue: how to win the digital minds and analogue hearts of tomorrow's customers
                                                         (Wiley, 2013) and Thinque Funky: Upgrade Your Thinking (Thinque, 2009).
1 J. Alexander, 2018, Australia’s startup ecosystem is booming and universities are jumping in, https://medium.com/@jralexander/australias-booming-startup-ecosystem-f7b639947391

 2 M. Perry, 2017, Fortune 500 firms 1955 v. 2017: Only 60 remain, thanks to the creative destruction that fuels economic prosperity, http://www.aei.org/publication/fortune-500-firms-1955-v-2017-only-12-remain-thanks-to-the-creative-destruction-that-fuels-economic-prosperity/

 3 M. Sheetz, 2017, Technology killing off corporate America: Average life span of companies under 20 years, https://www.cnbc.com/2017/08/24/technology-killing-off-corporations-average-lifespan-of-company-under-20-years.html

 4 S. Anthony, S. Patrick Viguerie, E. Schwartz and J. Van Landeghem, 2018, 2018 Corporate Longevity Forecast: Creative Destruction is Accelerating, https://www.innosight.com/insight/creative-destruction/

 5 https://www.dave.com

 6 https://www.fbr.com.au

 7
     http://lumenlab.sg

 8 http://www.vitana.sg

 9 M. Sheetz, 2017, Technology killing off corporate America: Average life span of companies under 20 years, https://www.cnbc.com/2017/08/24/technology-killing-off-corporations-average-lifespan-of-company-under-20-years.html

10 G. du Toit and A. Cheris, 2018, Banking's Amazon Moment, https://www.bain.com/insights/bankings-amazon-moment/

11 G. du Toit, K. Bradley, S. Swinton, M. Burns and C. de Gooye, 2018, In Search of Customers Who Love Their Bank, https://www.bain.com/insights/in-search-of-customers-who-love-their-bank-nps-cx-banking/

12 R. Cameron, 2018, At Alibaba’s Facial Recognition Cashierless Store, a Smile Gets You a Discount, https://brandinginasia.com/alibaba-facial-recognition-store/

13 G. du Toit and A. Cheris, 2018, Banking's Amazon Moment, https://www.bain.com/insights/bankings-amazon-moment/

14 G. du Toit, K. Bradley, S. Swinton, M. Burns and C. de Gooye, 2018, In Search of Customers Who Love Their Bank, https://www.bain.com/insights/in-search-of-customers-who-love-their-bank-nps-cx-banking/

15 A. Lusher, 2018 Cambridge Analytica: Who are they, and did they really help Trump win the White House?,
   https://www.independent.co.uk/news/uk/home-news/cambridge-analytica-alexander-nix-christopher-wylie-trump-brexit-election-who-data-white-house-a8267591.htmlh
16
     J. Zia, T. Le, S. Munson, M. Heitkemper & G. Demiris, 2015, Download Alert: Understanding Gastroenterology Patients’ Perspectives on Health-Related Smartphone Apps, hhttps://www.nature.com/articles/ctg201525
17 S. Rosenbaum, 2015, The Quantified Self - Measuring To Curate Your Life, https://www.forbes.com/sites/stevenrosenbaum/2015/05/17/the-quantified-self-measuring-to-curate-your-life/

18 A. Sorman-Nilsson, 2016, Nike’s New Strategy - Move into the Transformation Economy, https://www.anderssorman-nilsson.com/blog/nikes-new-strategy-move-into-the-transformation-economy

19 https://shop.lululemon.com/story/community

20 D. Green, M. Hanbury, 2018, If you shopped at these 16 stores in the last year, your data might have been stolen, https://www.businessinsider.com.au/data-breaches-2018-4#qlH5PodBmsSpL4j6.99

21
     D. Green, M. Hanbury, 2018, If you shopped at these 16 stores in the last year, your data might have been stolen, https://www.businessinsider.com.au/data-breaches-2018-4#qlH5PodBmsSpL4j6.99
22
     K. Panetta, 2018, Gartner Top 10 Strategic Technology Trends for 2019, https://www.gartner.com/smarterwithgartner/gartner-top-10-strategic-technology-trends-for-2019/
23 https://www.interpublic.com

24
     J. Fino, 2018, KPMG and PwC admit firing partners for inappropriate behaviour, https://economia.icaew.com/news/december-2018/kpmg-and-pwc-fired-uk-partners-for-inappropriate-behaviour
25 G. Kessler, S. Rizzo, M. Kelly, 2018, President Trump has made 6,420 false or misleading claims over 649 days, https://www.washingtonpost.com/politics/2018/11/02/president-trump-has-made-false-or-misleading-claims-over-days

26 L. McIntyre, 2018, Lies, damn lies and post-truth, https://theconversation.com/lies-damn-lies-and-post-truth-106049

27 J. Vincent, 2018, Watch Jordan Peele use AI to make Barack Obama deliver a PSA about fake news, https://www.theverge.com/tldr/2018/4/17/17247334/ai-fake-news-video-barack-obama-jordan-peele-buzzfeed

28 R. Dasgupta, 2018, The demise of the nation state, https://www.theguardian.com/news/2018/apr/05/demise-of-the-nation-state-rana-dasgupta

29 R. Edelman, 2018, 2018 Edelman Trust Barometer, https://www.edelman.com/sites/g/files/aatuss191/files/2018-10/2018_Edelman_Trust_Barometer_Brands_Social.pdf

30 R. Edelman, 2019, 2019 Edelman Trust Barometer Global Report, https://www.edelman.com/sites/g/files/aatuss191/files/2019-01/2019_Edelman_Trust_Barometer_Global_Report.pdf
31 BBC, 2018, UN: Facebook has turned into a beast in Myanmar, https://www.bbc.com/news/technology-43385677

32 Associated Press, ND, Apple, Amazon, Facebook, Alphabet, and Microsoft Are Collectively Worth More Than the Entire Economy of the United Kingdom, https://www.inc.com/associated-press/mindblowing-facts-tech-industry-money-amazon-apple-microsoft-facebook-alphabet.html
33
     S. Usborne, 2018, Just do it: the experience economy and how we turned our backs on ‘stuff’, https://www.theguardian.com/business/2017/may/13/just-do-it-the-experience-economy-and-how-we-turned-our-backs-on-stuff
34
     S. Usborne, 2018, Just do it: the experience economy and how we turned our backs on ‘stuff’, https://www.theguardian.com/business/2017/may/13/just-do-it-the-experience-economy-and-how-we-turned-our-backs-on-stuff
35
     S. Davies, 2018, Casper Marketing: How a Mattress Company Went from Zero to $750 Million in 4 Years, https://sleeknote.com/blog/casper-marketing
36
     https://www.warbyparker.com/buy-a-pair-give-a-pair

37 https://www.virgin.com/news/new-virgin-fest-musical-festival-2019

38 https://www.thenorthface.co.uk/mountain-festival.html

39
     https://www.krug.com/krug-encounters
40
     Statista, 2018, Alibaba's gross merchandise volume on Singles Day from 2011 to 2018 (in billion U.S. dollars), https://www.statista.com/statistics/364543/alibaba-singles-day-1111-gmv/
41 L. Lacy, 2018, Alibaba Rings Up $30.8 Billion on Singles Day 2018, https://www.adweek.com/digital/alibaba-rings-up-30-8-billion-on-singles-day-2018/

42
     K. Rapoza, 2018, Alibaba's 'Singles Day' Sales Record A Symbol Of An Unstoppable China, https://www.forbes.com/sites/kenrapoza/2018/11/13/alibabas-singles-day-sales-record-a-symbol-of-an-unstoppable-china/#47f81bc0cd16
43
     J. Kollewe, 2018, Marmite maker Unilever threatens to pull ads from Facebook and Google, Marmite maker Unilever threatens to pull ads from Facebook and Google, https://www.theguardian.com/media/2018/feb/12/marmite-unilever-ads-facebook-google

44 J. Kollewe, 2018, Marmite maker Unilever threatens to pull ads from Facebook and Google, Marmite maker Unilever threatens to pull ads from Facebook and Google, https://www.theguardian.com/media/2018/feb/12/marmite-unilever-ads-facebook-google
45
     L. Gurrieri, 2019, Gillette has it right: advertisers can’t just celebrate masculinity and ignore the #metoo movement, https://theconversation.com/gillette-has-it-right-advertisers-cant-just-celebrate-masculinity-and-ignore-the-metoo-movement-110034
46
     J. Rooney, 2019, P&G Marketing Chief Marc Pritchard On Gillette Ad Furor, New Research Revealing Millennial Support, https://www.forbes.com/sites/jenniferrooney/2019/01/28/pg-marketing-chief-marc-pritchard-on-gillette-ad-furor-new-research-revealing-support/
47 J. Rooney, 2019, P&G Marketing Chief Marc Pritchard On Gillette Ad Furor, New Research Revealing Millennial Support, https://www.forbes.com/sites/jenniferrooney/2019/01/28/pg-marketing-chief-marc-pritchard-on-gillette-ad-furor-new-research-revealing-support/

48
     J. Dorrier, 2015, Stanford Virtual Reality Lab Ditches $40K Rig for $350 Oculus Rift, https://singularityhub.com/2015/04/30/stanford-virtual-reality-lab-ditches-40k-rig-for-350-oculus-rift/#sm.0000hc2eiviefdohr142pdxwsigos
49
     Statista, 2019, Forecast augmented (AR) and virtual reality (VR) market size worldwide from 2016 to 2022 (in billion U.S. dollars), https://www.statista.com/statistics/591181/global-augmented-virtual-reality-market-size/
50
     Statista, 2019, Would you - given a price that is acceptable for you - buy a virtual reality headset for yourself?, https://www.statista.com/forecasts/790470/virtual-reality-headset-purchase-willingness-in-the-us
51
     Statista, 2019, When will you get a virtual reality headset for yourself?,https://www.statista.com/forecasts/790459/virtual-reality-headset-purchase-plans-in-the-us
52
     B. Hansen-Bundy, 2018, A Week Inside WeLive, the Utopian Apartment Complex That Wants to Disrupt City Living, https://www.gq.com/story/inside-welive
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